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The Best VUL?

mxherr5 · 110 · 42417

mxherr5

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on: Sep 19, 2007, 03:03 PM
« Last Edit: Oct 12, 2007, 03:35 AM by mxherr5 »


enova

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Reply #1 on: Oct 05, 2007, 01:59 AM
Try mo yung products ng PRU LIFE UK. Mejo madami kang options kung ano klase fund. Check out their website http://www.prulifeuk.com.ph/. Makita mo agad yung 4 types of VUL nila. Andun pera ko and happy naman ako sa performance ng funds nila. PM me if you want the contact details of my agent.


mxherr5

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Reply #2 on: Oct 05, 2007, 04:14 AM
I already got sunlife's flexilink  :D

Thanks but i'm already in touch with a prulife agent.. Mukhang ok rin cla maraming VULs hehe


freedomfighter

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Reply #3 on: Oct 10, 2007, 08:10 PM
good choice mxherr5...congrats! what fund did you invest in? equity or balanced?



Ping

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Reply #4 on: Oct 10, 2007, 09:08 PM
How about the Manulife-ChinaBank VUL?  Any idea on this?


mxherr5

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Reply #5 on: Oct 11, 2007, 08:16 AM
@freedomfighter

Balanced yung kinuha ko. High returns rin naman but hnd masyadong volatile.

I'm looking for another VUL para may iba lng ako pero i haven't found one that i like so far.

I've already seen yng abundance ng philam at wealth secure ng insular pero i haven't "studied" insular's VUL kc the agent was pushing another plan  :hihi:

Titignan ko pa yung sa prulife and axa ngayon.

@ping
Sabi nung agent ko sa manulife, single pay VUL lng daw cla meron. Sa november pa daw yung regular pay.


rainmen

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Reply #6 on: Oct 11, 2007, 12:22 PM
PhilamLife has another VUL product name AIG Money-Tree
ito yung nasa billboard sa EDSA near Makati area na kumita ng 72% annual return.

its not like Abundance.
Philam have two kinds of VUL isang one time pay that you can top-ups and the other is regular pay
and Philam is the only VUL company that has funds outside Philippines


mxherr5

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Reply #7 on: Oct 12, 2007, 12:24 PM
Yung dollar funds yan right?  :D


rainmen

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Reply #8 on: Oct 12, 2007, 01:27 PM
right you are..
AIG Money-Tree


monmon

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Reply #9 on: Aug 28, 2008, 02:00 AM
Hi pipol
Is the prulife UK's
Prulink protection plus a VUL? As stated in their site and i quote
"PruLink Protection Plus     
   PruLink Protection Plus is an investment-linked insurance product that provides life insurance, critical illness, accident and hospitalization benefits:
*Life Insurance Cover
*Pays cash up to 95% of the Life Insurance cover upon total and permanent disability
*Pays cash up to 95% of  the Life Insurance coverage upon diagnosis of any one of the following 36 critical illnesses: The illness covers from heart attack, cancer, etc

    *Pay additional benefit if insured dies or is permanently disabled due to an accident
    *Pays Daily Hospital Income up to maximum of 365 days if the insured is hospitalized as a result of injury or illness.

NO FUTURE PREMIUMS WILLL BE PAYABLE
    *If the insured becomes totally and permanently disabled due to injury or illness, and during the continuance of such disability.
    * If the insured is diagnosed to be suffering from any of the 36 critical illnesses

I am planning to get one since they have monthly payments. Am 40 y/o with family (wife and 2y/o)

Hope to hear comments on this. thanks


mxherr5

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Reply #10 on: Aug 28, 2008, 12:32 PM
yeah, its also a VUL.
The keyword there is "investment-linked"
and as far as I know most of prulife's
products are VULs


bhidlhord07

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Reply #11 on: Sep 03, 2008, 12:05 PM
GREAT COMPARISON. GO SUNLIFE! :thankyou:


rainmen

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Reply #12 on: Sep 03, 2008, 04:20 PM
Abundance is also good from PhilamLife


4guidelines

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Reply #13 on: Sep 06, 2008, 06:52 AM
1.VUL stands for?
2.anung difference ng VUL s MF?
3.insurance ba iun VUL?
 :help:


mxherr5

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Reply #14 on: Sep 06, 2008, 10:23 AM
1. Variable Universal Life Insurance
2.) Parang Insurance with Investement(Mutual Fund) sya
3.) Sa VUL, a portion of your premium goes to insurance and
what's left goes to the investment fund(i.e. yung pooled fund
na parang mutual fund)


 


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