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Category Archives: Savings and Personal Finance

GRAB Discount Coupon and Promo Codes: GRABNOW4FREE

Do you want FREE Grab rides and discounted trips? Here are ongoing promotions and discount offers of Grab in the Philippines. If you want to use GrabCar, GrabShare, GrabFood, or GrabDelivery and are looking for a discount or promo code, you’ve come to the right

(UPDATED Review) ShopBack rebates: Payment received!

Do you shop online at Lazada, Shopee, Zalora, Agoda,, Sephora or use apps such as Food Panda, HonestBee, Klook, AirBnb? Then you’d be glad to know that you can earn cash rebates when you shop with these online stores using the ShopBack rebates program.

How to Save Money when Buying Groceries

Food typically represents one of the biggest, if not the biggest, chunks of the family budget. Did you know that in the Philippines, Filipino households spend between 20%-50% of their income on food and groceries? Of course, everyone needs to eat, so how exactly can we

How Interest Rates are Used to Beat Inflation

Whenever news regarding inflation is announced, expect succeeding reports to deal with interest rates. For example, in the Philippines, news of rising inflation rate is usually accompanied by a note that the Bangko Sentral ng Pilipinas (Central Bank) will “raise key interest rates”. Let’s analyze

Can You Be a Millionaire in 10 years?

There’s an interesting survey conducted by the Associated Press and CNBC showing that just a few people in the United States, Australia, and the United Kingdom (UK) believe they can become millionaires in the next 10 years. Millionaires in the US, Australia, and UK The

4 Financial Milestones to Achieve Before You Can Retire

Some of us want to retire at the typical retirement age of 60 or 65. Some prefer to retire earlier, perhaps at 50 or 45 or even 40 years old, if possible. Regardless of the desired age of retirement, how would you know if you’re

How to be RICH if my salary is just P20,000 per month?

Here’s a question from one of our readers: “I’m single, in my late 20s, and currently have a stable job. But I’m planning to pursue an MBA soon, maybe buy a car, and then purchase a condominium unit so I can live near my work.