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Category Archives: Savings and Personal Finance

Saving Tips: How to Save Money when Buying Groceries

Food typically represents one of the biggest, if not the biggest, chunks of the family budget. Did you know that in the Philippines, Filipino households spend between 20%-50% of their income on food and groceries? Of course, everyone needs to eat, so how exactly can we

Use this Math formula to find out if you are RICH

A best-selling personal finance book proposes a mathematical formula to determine if you can be considered rich or not. Here’s the wealth scoring formula from the book The Millionaire Next Door by Thomas J. Stanley and William D. Danko: About this post: what net worth is considered rich,

3 Questions to Ask Before You Invest in Stocks

If you feel uncomfortable every time stock prices fluctuate wildly, or if you feel distressed seeing you’ve lost money, or if you feel the urge to sell just because everyone is selling, you probably should review the basics of investing. Why? Because stock market investing

4 Things You Must Achieve Before You Can Retire

Everyone of us looks forward to a comfortable and delightful retirement. We all look forward to that time when we’ll no longer have to suffer the daily commute or be stuck in the office from 8 to 5 or deal with bosses or colleagues we

ShopBack Review: How to earn Cash Rebates when shopping online

Are you doing your online shopping at Lazada, Zalora, Sephora Philippines, Grab, Food Panda or Booking.com? Then you’d be glad to know that you can earn cash rebates when you shop with these online stores via the ShopBack program. About this post: 100% selling price approved

Do you want to be financially free and happy?

The journey to financial freedom and happiness is never easy. You have been working hard but you know that is not enough. You attended a lot of seminars, read several self-help books, and researched about ways to properly manage money. Still it seems like you’re too far from your

The Cashflow Quadrant — explained in simple terms

A few months ago, we announced that personal finance author Robert Kiyosaki was giving away his Cashflow Quadrant ebook for free (See Free Download: ‘Cashflow Quadrant’ ebook). Fortunately for those who were able to download the book, they now have a legal copy of one of the most popular books on personal