0 Members and 1 Guest are viewing this topic.
To all forumers who deposited, if for example that banco paranaque would only last 5 more months because the complaints and the accusations concernng celso's history are legitmate except that your deposits are insured, would you pull it out now?
Please stop trying to disguise that you are doing what you are doing because you care for the people, for the depositors because what is being done here is plain and simple economic sabotage.
So what makes a CTD fake? If its not logged into the banks books then its fake?
back to RBP the very lease question now is "How can you determine of the CTD issued by RBP is fake or not ?"
the only way that you can verify that your CTD is fake or not, especially if these were issued OUTSIDE OF BANK PREMISES, is by going to the bank itself that issued this and get an official certification from them that the CTD is indeed genuine.
If the CTD was issued inside the bank premises, and the depositor actually made his deposit inside the bank premises, 95-98%, this CTD is valid. The only exception is when a bank official gets the money, pockets it, and issues a CTD which is 'not booked'. But this seldom happen. To be sure, get an official bank certification from the rural bank concerned that the CTD concerned is existing. Be sure that the bank branch manager signs this in your presence. One certification for every CTD. Wala naman pong mawawala.
Explosion, what's your advise for those who have deposited in RBOP? (if the deposit is within the PDIC coverage and the CTD is verified to be real naman). Kasi people cannot just hear one side and should know the issues and hear the two camps so that they will make the decision what to do with their placements.
So, explosion, am I correct to assume that the non-renewal of RBP's corporate papers has no direct effect on investors who dealt directly with and in specific Legacy banks, since the chances of fake CTD's is slim. That, if ever there were bogus CTD's, that they could have been fabricated by unscrupulous agents, and not the banks directly. That, in the off chance that any of these banks close shop, as long as the deposits were made in the banks, PDIC will honor the agreement. Long and short, you are not dissuading us from investing, whether there is funny business going on, as long as we deal with the banks directly, and run the risk of closure with PDIC to fall back on.
Affirmative. For as long as the CTD is made / issued in the bank, chances for it to be FAKE is slim. Worst case scenario, the PDIC pays a maximum of P250th of your exposure.