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Penge namang insight on best value for money in 10 years

raydrian10 · 17 · 8603

raydrian10

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Hi all

sorry if this may posted already a many times before.

i just want to ask if for example you are on your early 20's and you have 200k right now cash on hand. and you're gonna invest it for 10 years. (never mong gagalawin)
what's the best thing to do? or where will you put the money?

pahingi lang po ng opinion nyo. Thanks  :hello:

given that for example i already have Emergency fund and a little investment on blue chips stock.
and also i don't have time for business because i'm still an employee abroad

  :thankyou:  :thankyou:  :thankyou:
« Last Edit: Nov 28, 2016, 11:10 PM by FutureGizmo »


rtiangco

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walang sumagot ah, subok lang sir, if meron ako 200k at early 20s tas may emergency fund na at investment sa blue chip stocks plus ayaw ng business dahil ofw, ang galing mo sir... bilib po ako sa inyo, siguro passive capitalism, ex may kakilala ka na into business ang papel mo lang financier tas kukubrahin mo lang monthly yung interest, i suggest wag mo compound interest, kasi may kakilala ako nag nag invest sa 45days na manok, 1st 3years good pa, pero compound ang ginawa nya kaya pagtupi ng business nganga, wala sya nakuha..or 10yrs walang galawan equity funds siguro, or pwede mo invest skin @3% per month hehehehe, yun lang mga naiisip ko or business pa din na auto pilot,,, yung minimal supervision, pero maglalatag at mag lalatag ka talaga ng tiwala sa tao para kumita ang pera mo.Goodluck sir!


Inconformista

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i just want to ask if for example you are on your early 20's and you have 200k right now cash on hand. and you're gonna invest it for 10 years. (never mong gagalawin)
what's the best thing to do? or where will you put the money?

given that for example i already have Emergency fund and a little investment on blue chips stock.

More stocks, go for growth, many "blue chips' wont grow much also many small caps as well, but find the small caps that will be blue chips in 10 years and you will make a lot of money.


raydrian10

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Thank you sa response, Hehe i'm planning to invest it all on stocks nalang, since mababa presyo ng mga stock ngayon   :thankyou:

Quote
More stocks, go for growth, many "blue chips' wont grow much also many small caps as well, but find the small caps that will be blue chips in 10 years and you will make a lot of money.

Thanks sa suggestion perhaps 50% blue chips. 40% companies na may possible maging blue chips then 10% penny stocks  :applause:
try kong pagaral pa. Thank you thank you


Thomas

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Well. The world develop faster and faster. Much can happen in 10 years. So to get best value after 10 years, you better be prepared to make some switches during the years if needed.

There are some agricultural projects, which "collect" anyway mainly after 9 years or more depending of what it is.

If you are prepared to do some collect work 1-2 times per month, it's easier to grow your capital fast by doing something similar as for instance my hope to become wife do 
=Finance different (short) projects where others do the work. (Agriprojects ready to harvest in a few months, clothes stock, building contractor...)
Tricycles and foodcarts rent outs are common too.


Miguelfabon

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Im a casino loan shark open for investments. I give 5% monthly revenue. If interested hit me up guys.


wilch23

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Ritch

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200k? open ka ng computer shop. find a good place, kumikita parin un. kasi friend ko net is around 100k 20 pc lang, 15/hr pa un. out of 100k, nabubulsa nya na kanya na mismo ay nasa 40k every month na un. nga lang, boring ng buhay nya, kasi nasa shop lang sya lagi.


skengel

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kung may plano ka pumasok sa stock market, better read way of the turtle:the secret methods that turned ordinary people into legendary traders. Tinuturo dyan yung proper mindset sa stock market. Sorry kung walang link, matagal ko na kasi na download yan kaya paki search na lang.


Financial_Advisor

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Hi.

Have you already invested the amount you are saying?

I wish to ask if you are a family man with dependents?
Because if so, you need to invest more on life insurance so as to have focus on protection while having savings on the side.

Let me know should you wish to discuss more of this.  :thankyou:


richpulubi

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Hi.

Have you already invested the amount you are saying?

I wish to ask if you are a family man with dependents?
Because if so, you need to invest more on life insurance so as to have focus on protection while having savings on the side.

Let me know should you wish to discuss more of this.  :thankyou:

If a person has no dependents, why would he need to buy life insurance?


Financial_Advisor

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Hello Ritch.

Is it safe if i assume that you have parents or siblings, who may not be directly your dependents?  Or even second degree relatives?

First, because Variable life insurance plans have living benefits that the insured can 'enjoy' without passing away, meaning should a critical illness attack, you can make claims from the insurance company without you being a burdensome to your relatives/friends etc when expenses need be. Same applies when accident or disability happens. The proceeds may not go to your dependents, but surely the insured can make use of the benefits.

Now, if none of the abovementioned incidents happened, praise God! :)
The beauty of a variable life plan is that there is a savings component that goes alongside your Protection benefits, which could serve as your retirement benefit/ travel expenses or whatever you wish to call it. 👍🏼

With all these mentioned, the beneficiary is all You. 👍🏼😊

I hope this helps.





Thomas

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I wish to ask if you are a family man with dependents?
Because if so, you need to invest more on life insurance so as to have focus on protection while having savings on the side. 
If a person has no dependents, why would he need to buy life insurance?
That's a stupid question to what was told in the post you answered...   :applause:
But not suprising from someone who don't even know what a lie is, although you make up many...   :D


kabuninjas

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Invest mo sa stock market

Or mutualfunds
« Last Edit: Apr 01, 2017, 10:16 PM by FutureGizmo »



 


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