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Member of the Month (January 2015): bajoyjoy

FutureGizmo · 47 · 21581

FutureGizmo

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Every month, the PMT Forum honors one outstanding member of the PMT community to be awarded as the "Member of the Month".

Our "Member of the Month" is chosen among members who are seen as consistently active, dependable, insightful, and friendly in the forum. He or she, therefore, may be considered as a genuine role model in our forum community. For us to know better our "Member of the Month," we request our awardee to answer a few questions. Other members of the forum may also post in this thread to ask our MotM questions.

Our January 2015 Member of the Month is
bajoyjoy! Congratulations! :yehey:



January 2015 Member of the Month: bajoyjoy


1. Hi bajoyjoy! How long have you been a PMT Forum member? Share to us how you discovered PinoyMoneyTalk.

- First of all let me greet everyone, A VERY HAPPY NEW YEAR, PMT!

I think it was in 2008 when I stumbled upon PMT, di ko na maaalala how, pero most likely may kinalaman sa high yield investment program (hyip) at iba pang ways to earn online which all turned out to be scams.


2. Why did you choose the username "bajoyjoy"? 

- my real nickname kasi is too short and common na, so I used the long nickname my aunt gave me.


3. What are your hobbies or special interests?

- wala na yata akong hobbies ngayon na talagang dinedevote ko ang time ko, I just try all kinds of fun things to do. But I really like traveling, if you can call that a hobby. ay, tsaka reading pala (while on travel/vacay).
 

4. Tell us something interesting that we don't know about you.

- Nako I can't think of something right now, and FG gave me a tight deadline here so pass na lang hahaha...


5. How is bajoyjoy in PMT different from bajoyjoy in real life?

- not too different, I speak my mind online as much as I do offline. pag napipikon nako I just shut up kasi ayaw ko na humaba ang usapan.


6. How do you make money? Share to us your sources of income so we can be inspired as well.

- wala masyado, aside from salary and small investments here and there. im into stocks na rin for 2 years na yata but I havent gained substantially from it (below 15%). meron din palang forced savings sa provident fund ng company so may inaasahan akong future receivable na lump sum upon retirement.


7. Can you tell us tips or suggestions that guide you in order to succeed financially?

- I can't say it's a tip or suggestion kasi baka di naman applicable sa iba, but I get into streaks na dire-direchong pagsasave and pag-iinvest, then pag napagod ako magsave or magtipid, magswiswitch naman ako na magsplurge (controlled pa rin naman). it works for me though minsan nakakaguilty. but I realized, its ok, mahirap naman tipirin totally ang sarili. I need to reward myself din to keep me motivated, basta I know my limit and pinag-ipunan ko pa rin yung ipanggagastos ko sa luho.


8. What is your ultimate personal goal that you want to achieve?

- live life to the fullest and share happiness to as many people as I can. or kahit hindi na happiness, just not add to their misery hahaha.


9. If there is one thing you can change about the Philippines, what would it be and why?

- walang disiplina and short memory sa mga naranasang pang-aabuso ng mga nasa pwesto. pag nagkasala sa bayan, dapat pagbayaran nila, hindi yun magpapardon lang ok na ulit.


10.Your motto or guiding principle in life?

- none in particular, i just do my best in everything, regardless of the reward or what. parang doing your best should be a reward in itself...


Wait, there's more! Just for the heck of it...

a. Favorite movie?

- BILLY ELLIOT / LOTR series


b. Favorite song or music genres?

- POP


c. Favorite actor/actress?

- LENA DUNHAM -- she's "NOT THAT KIND OF GIRL" author, and creator-director-actor of the HBO series "GIRLS"


d. Favorite sports?

- BADMINTON


e. Beach or Mountain?

- BEACH


f.  Kapuso, Kapamilya or Kapatid?

- CABLE CHANNELS


g. Mar Roxas or Jejomar Binay?

- Undecided pa


h. Money or fame?

- MONEY


i. Marry intelligent but ugly person or marry stupid but beautiful person?

- INTELLIGENT MEN CAN BE BEAUTIFUL/ATTRACTIVE IN THE LONG RUN


j.  To love or be loved?

- TO LOVE


==========

Thanks and congrats again, bajoyjoy! :clap:

PMTers, congratulate our January 2015 Member of the Month (MOTM)! If you have questions for our MOTM, fire away!  :applause:


GoodSteward

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Reply #1 on: Jan 02, 2015, 12:46 AM
Congrats bjj!

Addl questions:

1. New years resolution?
2. Financial goal for the year?
3. Love life goal for the year? :)


Prospera

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Reply #2 on: Jan 02, 2015, 06:34 AM
Wow, bjj, sa wakas! :-D

(Great choice, FGiz, btw, not to mention long overdue. :applause:)

Questions to come...brace yourself for a barrage! Wish some of our old pals could come by and congratulate you as well...

Hope 2015 will be awesome for you!


casanova

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Reply #3 on: Jan 02, 2015, 08:56 AM
congratz mam


INDO

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Reply #4 on: Jan 02, 2015, 07:49 PM
Congrats po bajoyjoy!

Happy new year!


bilagan2004

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Reply #5 on: Jan 02, 2015, 11:18 PM
Congrats po. 😄


bajoyjoy

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Reply #6 on: Jan 03, 2015, 10:09 AM
hello guys and gal pals, thanks sainyo! :hello:

Congrats bjj!

Addl questions:

1. New years resolution?
2. Financial goal for the year?
3. Love life goal for the year? :)

1. I think I want to be more diligent this year, for myself. Sa work kasi diligent naman ako, but when it comes to my own stuff, laging low priority hanggang naneneglect ko na (I even got a memo for not completing our annual physical exam). Hopefully mabalanse ko ang personal/social and work life ko. In short, I need to organize and plan my life ng mas mabuti so i can have more "me" time.

Second, we are not getting any younger so i need to switch to a healthier lifestyle --such a cliche new year reso, I know... pero totoo naman din.. Ang kaso, nung nag 12 midnight nung new year, first thing I got was a glass of coke, lol... pero di pa counted yun diba, hahaha... saka 4yrs nako sa trabaho ko, but i have not set foot on our in-house gym, so hopefully ma-cross out ko yan sa aking bucketlist at maging regular doon, sayang naman binabayad sa mga gym instructors namin... gusto ko din maski papaano maging physically conditioned para makasama sa mga outdoor adventures na may kahalong long hikes and everythang, kahiya kasi maging burden sa mga bagets.. wish ko lang talaga maging consistent and disciplined mag-gym or magtakbo-takbo sa PICC.. anyway, its a year-long endeavor naman, so falling off the wagon should not be an excuse to not try again.

2. Financial goal... my target is hit P3M na liquid asset, as in cash or cash equivalent.

3. Love life goal... talagang kasama yan? hahaha! Shucks, oo nga ano, nakasalo na naman ako ng mga awkward at taklesang tanong from relatives nung pasko, "may bf k b ngayon?", "kailan ka mag-aasawa?" at "dami ng mga bata dito, saan yung sayo?". Ewan ko ba bakit di sila natutulig sa paulit-ulit nilang mga tanong na yan...

Sige this year, iprioritize natin yang man-hunt na yan! :rofl: :laugh:

Wow, bjj, sa wakas! :-D

(Great choice, FGiz, btw, not to mention long overdue. :applause:)

Questions to come...brace yourself for a barrage! Wish some of our old pals could come by and congratulate you as well...
that is also my wish prospera, na wag sna nila tayong makalimutan ng ganun lang kabilis... but we cant force them to come back kung di nila feel. :(( it's really up to them, pero sobrang saya sana natin kung babalik sila..

Quote
Hope 2015 will be awesome for you!
Let's claim 2015 will be awesome for all of us! ;)


Prospera

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Reply #7 on: Jan 04, 2015, 10:28 AM
Hi, bjj. :hello:

As someone who's sincerely interested in what goes on in young people's minds these days, I'd like to ask you to candidly answer the below questions:

- If you're Amal Alamuddin, who'll be your George Clooney? Why?
- Which of these have you tried or would like to try for your planned "man-hunt" this year: online match-making, tinder, speed-dating, etc.?
- What do girls of your generation (those born in the 80s or even a bit earlier, I'm assuming) fear most?

Sagutin mo, ha? I  know you're brave and won't let me down.

Thanks! :-*


Jayumaster

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Reply #8 on: Jan 04, 2015, 06:39 PM
Wish some of our old pals could come by and congratulate you as well...

I hope so as well.


bajoyjoy

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Reply #9 on: Jan 05, 2015, 05:20 PM
Hi, bjj. :hello:

As someone who's sincerely interested in what goes on in young people's minds these days, I'd like to ask you to candidly answer the below questions:

- If you're Amal Alamuddin, who'll be your George Clooney? Why?

Ang high-level naman nyan :hihi: Actually hindi ko alam sino sa kanila ang "trophy spouse"? Who got the better deal ba?
George Clooney as in yung tipong perpetual bachelor na biglang nabighani sa alindog ko at agad-agad nagpropose at nagpakasal? Hahaha! I’ve always liked Derek R.

Quote
- Which of these have you tried or would like to try for your planned "man-hunt" this year: online match-making, tinder, speed-dating, etc.?
May Tinder app kaya ako! Hahaha! Out of curiosity lang, pero minsan lang ako naglogin kasi naka-link pala sa fb account yun, baka kung ano-anong lumabas sa fb wall ko… bajoyjoy liked the photo of joe of Nevada, Texas  via Tinder…. Wahaha

Preferred ko pa rin siguro yung within my circle na referral or “reto”, at least may magvouch sa character nya at madaling mapa-BI. hehehe

Quote
- What do girls of your generation (those born in the 80s or even a bit earlier, I'm assuming) fear most?
To live life full of regret and just waste away as a “regular person” coz I was too scared to bet on myself.
Quote
Sagutin mo, ha? I  know you're brave and won't let me down.
Thanks! :-*

Ang hirap huh!


freefront

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Reply #10 on: Jan 10, 2015, 07:38 AM
About damn bloody time! Congrats bjj.

D. Ramsey, ey? Slim pickings, my dearie  :D

Wait. You are a cat person.


bajoyjoy

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Reply #11 on: Jan 10, 2015, 05:13 PM
About damn bloody time! Congrats bjj.

D. Ramsey, ey? Slim pickings, my dearie  :D

Wait. You are a cat person.

OHMYGOD!!!!! FREEFRONT IS BACK!!!! I'M SO HAPPY!!!!! :applause: :yehey: :yahoo:
Thanks ff for responding to our call and making our wish (prospera, me, jayumaster), come true! Babalik na rin siguro yung iba lalo na yung isa?! its not impossible, now that ff is back! :yoohoo:

I know ff! Kaunti na lang ang choices... Nabawasan pa nga, Joseph Gordon Levitt just got married this week :cry: My other choices are either married (Gabriel Macht) or gay (Matt Bomer).



« Last Edit: Jan 10, 2015, 05:15 PM by bajoyjoy »


Prospera

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Reply #12 on: Jan 10, 2015, 08:34 PM
@ff: Yay! :rakenrol: Missed not having you around here for the longest time, woman... :hihi:

Now, how about making bjj squirm in the hot-seat some more? :harhar:








 




freefront

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Reply #13 on: Jan 11, 2015, 10:27 AM
@ff: Yay! :rakenrol: Missed not having you around here for the longest time, woman... :hihi:

Now, how about making bjj squirm in the hot-seat some more? :harhar:

 :hello:

Nag-feeling bff si Murphy sa neighborhood ko  :D Bad enough that going back to school is still being seriously considered.  Which leads us to:

@bjj
If you can no longer do what you do because your gift/talent/grace became limited due to injury, will you leave that career entirely? Ex. If you are a chef and you lost the gift of taste, be a CPA next?....... Run parallel it? Like teach knife skills, plating only and get paid the same?



bauer

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Reply #14 on: Jan 11, 2015, 01:06 PM
Preferred ko pa rin siguro yung within my circle na referral or “reto”, at least may magvouch sa character nya at madaling mapa-BI. hehehe
 

First Congrats BJJ!

Statistics (not sure if there's any LOL) show clearly that 'reto' does not produce any positive results more than meeting and actually falling in love with a complete stranger.

If you may allow, get out of your comfort zone. explore different social circles. open your mind to possibilities and do not set rules of engagement. listen to your heart and not your mind. You will find the special person soonest.

Now, marriage is a different matter.....
« Last Edit: Jan 11, 2015, 01:11 PM by bauer »


 


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