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Meron akong Php 50,000 papano ko ito mapapalago...

Halftrick · 20 · 8300

Halftrick

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ako ay isang simpleng empleyado lamang...sa ngayon ako ay may naipon na 50,000 pesos...nasa banko siya at nadadagdagan ko naman ng paunti2 kada sweldo... pano ko kaya ito mapapalago habang ako ay nagtatrabaho? maraming salamat po sa mga suggestions ng mga bihasa sa pera at negosyo..


LiveLoveInvest

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Reply #1 on: Mar 29, 2014, 11:15 PM
ako ay isang simpleng empleyado lamang...sa ngayon ako ay may naipon na 50,000 pesos...nasa banko siya at nadadagdagan ko naman ng paunti2 kada sweldo... pano ko kaya ito mapapalago habang ako ay nagtatrabaho? maraming salamat po sa mga suggestions ng mga bihasa sa pera at negosyo..

I'll help you!
But first, we need to know the answers to this questions.

1. Masaya ka ba sa interest rate ng pera mo sa bangko?
2. Itong 50,000 na sinasabi mo sa tingin mo gaano mo katagal hindi ito kakailanganin?
3. Handa mo ba siyang kalimutan ng mga 10 to 15 years o mas matagal pa upang ito ay mas lumago kung sakaling sa mga stocks o equity mutual funds mo siya ilalagay?
4. Or ikaw ba ung tipong conservative na investor na ok na sa mga 5 to 8% per year na interest kumpara sa mga equity funds na umaabot pa sa 60% per year ang interest kapag maganda ang takbo ng ekonomiya ng pilipinas?

Sagutin mo muna sir them we will continue :)

Pero one thing is for sure since you're a regular employee like me bagay sayo ang mutual funds :) dahil ako equity mutual funds ang aking retirement fund, na buwan buwan kong nilalagyan. Btw 23 yrs old palang ako. :)


Wills

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Reply #2 on: Mar 30, 2014, 12:08 AM
100% in Index fund.


john_vito287

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Reply #3 on: Mar 30, 2014, 12:31 AM
Subukan mung ipautang yan kahit 5 percent interest hindi na masama ang 2,500 buwan2x.


Market_Market

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Reply #4 on: Mar 30, 2014, 01:42 AM
Me emergency fund ka na ba?  (Ideal should be 6 months worth of expenses)
Kung wala pa, ilagay mo muna yang 50k mo sa Time Deposit.

Kung meron ka ng emergency fund.  I suggest ilagay mo yang 50k mo sa Equity Fund (high risk ito).
Ask you bank for Equity Funds.
« Last Edit: Mar 30, 2014, 01:51 AM by Market_Market »


LiveLoveInvest

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Reply #5 on: Mar 30, 2014, 08:59 AM
100% in Index fund.

Some equity funds out do index funds in the long run..
So if it's for long term ai think it would be best if sa equity funds niya ito ilagay.

Pero let us w8 for the reply of the ts :)


Wills

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Reply #6 on: Mar 30, 2014, 10:18 AM
^Can you tell me exactly what equity fund will perform better in the future?


LiveLoveInvest

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Reply #7 on: Mar 30, 2014, 10:42 AM
^Can you tell me exactly what equity fund will perform better in the future?

In all honesty no one can predict what equity fund will perform better in the coming years, but try to take a look at philequity fund inc. they outperformed the psei by big amounts.

Even their philequity index fund was outperformed by their equity fund. I think this is because index fund invest more in blue chip stocks while their equity fund mix blue chip with the next blue chip companies :)

Just my 2 cents tho

In my presentation to clients i show them that if they invested 1,000,000 since the IPO  of philequity fund, the current market value of that investment today would be almost 29,000,000+

I'll try to post that slide later :)


rmkv23

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Reply #8 on: Mar 30, 2014, 05:43 PM
Wala na talaga akong mahanap na paraan so kakapalan ko na mukha ko. Pwede pautang 13K? Babayaran ko rin until May. Pls. Kelangan ko lang pangbayad ng hospital bill. Maglagay ka na lang ng interest para lumago rin yang pera mo. Pls lang.  Pls reply naman kayo. Wala na talaga akong alam lapitan pa kase e.


Halftrick

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Reply #9 on: Mar 30, 2014, 09:47 PM
I'll help you!
But first, we need to know the answers to this questions.

1. Masaya ka ba sa interest rate ng pera mo sa bangko?
2. Itong 50,000 na sinasabi mo sa tingin mo gaano mo katagal hindi ito kakailanganin?
3. Handa mo ba siyang kalimutan ng mga 10 to 15 years o mas matagal pa upang ito ay mas lumago kung sakaling sa mga stocks o equity mutual funds mo siya ilalagay?
4. Or ikaw ba ung tipong conservative na investor na ok na sa mga 5 to 8% per year na interest kumpara sa mga equity funds na umaabot pa sa 60% per year ang interest kapag maganda ang takbo ng ekonomiya ng pilipinas?

Sagutin mo muna sir them we will continue :)

Pero one thing is for sure since you're a regular employee like me bagay sayo ang mutual funds :) dahil ako equity mutual funds ang aking retirement fund, na buwan buwan kong nilalagyan. Btw 23 yrs old palang ako. :)

wow!galing mo naman  bro/sis...ako 25 na wala pa ka-ide-idea jan...:(

1. syempre hinde...ang sakin lang gusto ko lang naka safe keep ang pera ko sa bangk para talagang naiipon... dati kasi naka mini vault lang sya so easy access ang pera bilis din mabawasan...

2. i'm currently living a single life... hindi rin ako party animal, i'm not into eating on expensive restaurants whenever im hungry..hindi ako maluhong tao... so mula nung naubliga ako na magipon..lahat ng sweldo ko derecho sa savings acct ko (xmpre minus the money for transpo). i also have a separate acct for emergency use so itong 50k na to ay gsto ko tlga palaguin for my future/my future family

3. Yes

4. kung tutubo, susugal..dun tayo sa malaking porsyento..:)


LiveLoveInvest

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Reply #10 on: Mar 30, 2014, 10:23 PM
wow!galing mo naman  bro/sis...ako 25 na wala pa ka-ide-idea jan...:(

1. syempre hinde...ang sakin lang gusto ko lang naka safe keep ang pera ko sa bangk para talagang naiipon... dati kasi naka mini vault lang sya so easy access ang pera bilis din mabawasan...

2. i'm currently living a single life... hindi rin ako party animal, i'm not into eating on expensive restaurants whenever im hungry..hindi ako maluhong tao... so mula nung naubliga ako na magipon..lahat ng sweldo ko derecho sa savings acct ko (xmpre minus the money for transpo). i also have a separate acct for emergency use so itong 50k na to ay gsto ko tlga palaguin for my future/my future family

3. Yes

4. kung tutubo, susugal..dun tayo sa malaking porsyento..:)

First of all i want to congratulate you since you've open your doors to the world of investing at an early age that you will fully appreciate in the coming years to come.

Base sa lahat ng sagot mo bagay ka sir sa equity funds like me, basically because your willing to fully maximize the potential of your investment. I suggest this would also be your retirement fund, leave it atleast 20 years and you'll be happy that you did. Since, i think every individual is going to retire someday.

I'm suggesting mutual funds ah kasi your an employee just like me that would entrust my hard earned money to professional investors :)
« Last Edit: Mar 30, 2014, 10:26 PM by LiveLoveInvest »


kuray08

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Reply #11 on: May 13, 2014, 08:00 PM
meron ako alam sir 31k lng balik sa iyo ay 43k after 7weeks..  :cool2:


marvinreygarcia

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Reply #12 on: May 13, 2014, 09:05 PM
meron ako alam sir 31k lng balik sa iyo ay 43k after 7weeks..  :cool2:

Share nyo naman po yan.. hehe


apingdaldal

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Reply #13 on: May 13, 2014, 09:08 PM
swing trading in stocks can potentially earn 10-12% within 4-6 weeks, depending in how good you in spotting opportunities.


empleyado

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Reply #14 on: May 13, 2014, 09:28 PM
How about starting a business?


 


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