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Cost of Having a Baby

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bajoyjoy

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Reply #30 on: Sep 03, 2012, 01:24 PM
:watchuthink: mura lang siguro..ako nga nung pinanganak ako...umaatikabong sabaw ng sinaing o "am" lang daw yung pinakain sakin eh. Tapos yung lampin ko ang ginamit ay galing lang sa isang bakery yung tela "Nena's Arina" yung tatak..so siguro mura lang... :D
baka naman P200 pa lang ang minimum wage nung panahon na yan, :hihi:

Cost of a baby?

Tuloy tuloy ang gastos sa bata. There's no such fixed amount. As the baby grows, lalong lumalaki ang gastos.

Caesarian birth are expensive. But after that yung gastos as baby and toddler are NOT so expensive. There are always public health centers which could save you a lot (everything is almost entirely free) but you have to contend with the lines.

Mura pa nga ang gastos pag baby at toddler pa siya. Once school age comes, eto na ang masakit sa ulo. Tuition fees. Most especially if you opt to enroll the kid in a private school. As years go by lalong tumataas ang tuition fees. But well, you save a lot in public schools but there are very few public schools that are just worth getting into.

Then there are those out-of-school activities where you might want to enroll your kid. Costs money again!

And it even doesn't stop even if those kids get out of college pa. Especially here in the Philippines, na karamihan nasa magulang pa rin even if they are working. Oftentimes you need to help them out pa on some things, like if they plan to migrate abroad or establish a new family where both costs money.

Prepare for the eventually of needing to increase your income as years go by.
Iba pa sigurong usapin yung pagpapalaki dun sa baby. Kung sa mga naunang post, kinukumpara ang baby to having a luxury sports car, siguro mas malala pa in terms of gastos, ang isang bata. Kasi if you get a car on installment basis, 3-5 yrs lang ang paghihirap mo sa yung monthly amortization, puro maintenance na lang at gas ang iisipin mo (unless you are a real car enthusiast/hobbyist). On the other hand, ang bata pag nabuo na yan, simula na ng gastos, minsan kung hindi pa tinahak ang tamang landas, mabubuntis/makakabuntis “accidentally” at magulang pa rin ang aasahan—minsan, hanggang sa kamatayan (depende kung sinong mauna). gaya ng sabi ni freelancerbabe tuloy-tuloy ang labas ng pera pag may anak (assuming responsible yung magulang). The problem with irresponsible individuals these days kasi, hanggang "doing the deed” lang ang inaabot ng kanilang isip, what happens the day after di na sumasagi man lang sa isip nila, mas lalo pa kaya 9 months after at may baby na silang aarugain. Kung makukwenta nila ang mga ganyang pagkakagastusan (thats why i suggested to really list them down para mas tangible at hindi yung iniimagine lang natin kung magkano nga kya), I'm sure mas pipiliin nilang bumili ng kahon kahon na trust, kung talagang hindi mapigilan ang mga sarili… for those who are married naman, dpat talaga may pagpa-plano. i like what shadamantus shared, hanggang sa trust fund ng baby merong budget. ok lang naman kahit hindi P5000/mo, kasi kahit maliit lang, basta tuloy-tuloy and combined with the power of compounding, nakakagulat ang magiging result..



makasabat_po

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Reply #31 on: Sep 04, 2012, 07:41 AM
 :D Ice breaker: Caesarian po ba kayo misis? Misis: Vilmanian po ako! :harhar:


ferrariEverest

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Reply #32 on: Sep 06, 2012, 10:14 AM
Pag ibang gatas kasi ginamit nagconstipate bata eh ayaw naman natin mahirapan anak natin. Normal delivery ng bata eh mababa na yung 60k php sa private, pag CS eh mababa na 120k. Diaper, vaccines at check-ups mahal din.
that is not accurate.
sa mga mahal na ospital ganyan ang presyo.

prices may have changed slightly, pero merong ospital na CS ay P30k-P60k. kung may Philhealth dagdag savings. halos lahat ng bagay may savings, kailangan lang mag research.

diaper, vaccines, checkups are NOT entirely necessary, IF you know what you are doing. unfortunately, most parents (new and old) do not know what they are doing (pati nanay ko, d rin ganun kadunong :D ). yung mga would-be parents, strive to be better than your own parents, in terms of raising kids.


Puroy

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Reply #33 on: Sep 06, 2012, 11:22 AM
i also agree with you sir, during my intern nakapag duty ako sa lying-in somewhere in tondo where delivery is totally free. we also did visit different barangays from cavite, la unioin and bulacan where the gov't gives vaccines through us. i believe di rin ako nag diaper nung baby ako. mura, pero poor/mediocare yung services(except yung pag gamit ko ng lampin noon lol).

in gov't hospitals we recycle gloves and use syringes and needles more than once(Jose Reyes,Ospital ng Maynila, QMMC, V.Luna,and a general hosp in La Union and other govt health centers where i had my duties). We were not using gloves while giving vaccines and there were times when we would use the needles more than once, yun kasi pinapagawa nun nurse/midwife kasi wala supplies. Pag nakita mo ang treatment sa mga patients sa Gov't hospital, parang karneng baboy lang yung mga bagong panganak kung pagulong gulungin.. di ko naman siguro hahayaang mangyari sa mga anak at misis ko yung mga nakita ko. hehe..

depende na lang siguro sa choice ng tao. :rakenrol:


ferrariEverest

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Reply #34 on: Sep 06, 2012, 02:43 PM
^ kinurakot kasi yung pondo kaya tuloy dumidiskarte kayong doctors/health professionals.
nakakainis talaga yang ganyan


makasabat_po

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Reply #35 on: Sep 06, 2012, 03:04 PM
 :D Number 2 tayo sa asia sa may pinakamahal na gamot dahil dito sa pilipinas naglipana ang mga masisibang medical/pharma companies at lahat ng yan ay nagrereflect kung paanong tumatakbo ang ospital dito sa Pinas pribado man o publiko. Ok meron ng Cheaper Medicine's Bill, pero hindi yan nasusunod. Mataas pa rin ang presyo ng gamot at kunyari wala ka na lang laboratory fees (sa tools lang yun ha in public) pero sa iba ke minor o major operation ang paggamit ng lab ay may bayad. Idagdag pa rito na mas malaki pa ang budget sa defense kesa sa education and health combined ng mga nagdaang administration. Lalo pa ngayon na  mukhang may fetish sa armas si Noynoy.

Idagdag pa rito na iba kasi ang concept ng "charity" sa Pinas. Dito pag sinabing "charity" luluhod ka talaga sa SWA para mabawasan ang hospital bill mo at dapat mukha kang pulubi bago maniwala na kailangan mo ng tulong o indigent ka. Dapat kasi iyon ay "karapatan". Dahil tungkulin ng pamahalaan na gawing accesible at affordable ang mga gamot lalo sa mahihirap at kapus-palad. Pero hindi. Ang konsepto ng charity dito ay "utang-na loob natin sa gobyerno" ang kanilang pagtulong sa halip na "obligasyon" nila talaga yun sa mamamayan dahil buwis ng mamamayan ang nilalaman ng national budget.

Isa lang masasabi ko, Ninoy di ka nag-iisa! Noynoy, di ka nag-iisip! (bwahahha..birong totoo)  :D


 


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