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Is buying a house practical?

IGX · 250 · 51742

gogoypmt

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Buy ka na ng H&L mo. Parenta mo kung di mo pa gagamitin. Or pataasin mo presyo bago mo ibenta.


spidermannn

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Dont consider buying house and lot as investment, unless paparentahan mo to at sure k na ibebenta mo at high price. Kung ikaw ang titira its a liabilities paden. So dont put all your money.

Kung plan mo sa subdivision buy a big lot, kesa bumili k ng lupa n maliit then after few years lumaki mga anak mo ngsisikan n kayo, then you have buy bigger lot for bigger house. Kung kaya mo magantay bumili k ng lupa n malake at satisfied k. Avoid buying pre fabricated built house.

I have friends na ngmadale bumili house and lot. Now ngsisi sila kase gumastos n sila then npakaliit ng lote nila.  Wag magdale kung ikaw ang titira sa bibilhen mo. Kung parentahan nmn check the maintenance cost ng house bka masyado ng luma at hinde n safe for your renter.

Hinde porket bumili k ng house & lot is you could consider that as investment. Kung gusto mo ng invesment farm lot n kumikita ang hanapin mo with farmer na.


grandestan

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a house for family use is more of necessity than investment.an investment is an instrument/vehicle to grow one's capital.


inikkim

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Hi, is it okay to but a lot instead of h&l?  Im still living in my parent’s house. Its mainly just for investment. What do you guys think?


SamanthaB

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Hi, is it okay to but a lot instead of h&l?  Im still living in my parent’s house. Its mainly just for investment. What do you guys think?

Yes, it's okay. You could just build a house later on. Besides, if you'll be buying a house & lot and planning to have it for rental, you still have to consider the maintenance cost. Parang mas mahal din. If you'll buy a lot first, you could start a farm or whatever means to generate an income.


IGX

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Halos 7 years na since i made this post and until now I am still renting.  Pero sa condo na ako nagrerent at napapaisip ako bumili ng bahay.

Bakit?  Kasi kung tumanda ako may magpapaupa pa ba sa akin, baka matakot sila kasi matanda na ako at walang pambayad, o walang lakad, o baka bigla ako madedo sa property nila.

The regret I have now is dati ung mga binebenta na 2 to 3M ang presyo, asa 10 to 15M na ngayon, sobrang laki ng increase sa prices.   

Kaya yung iba dyan, don't buy a condo, don't rent, buy a house, the earlier the better.


apingdaldal

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^ same regret here... a 2-bedroom condo unit located in near SM Fairview with a price tag of less than Php 3M  6 years ago is now selling at 6 to 8M :( 


jefsanity

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oragon

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Sa panahon ngaun at kalakaran sa maynila, maswerte yong may mga sariling  bahay! mawalan ka man ng trabaho, may bahay kang matutuluyan.

Kung ikaw ay umuupa at mawalan ka ng trabaho mauubos savings mo sa pambayad sa renta at pati yang pera for retirement magagamit mo pangupa imbes sa pagkain, at kung inaasahan lng ang pension like GSIS 5k a month not enough kahit sa pang upa ng house

Naguupa din ako almost 12yrs na & baka nxt year makalipat na kmi sa new house, nag tiyaga sa over populated na apartment, maduming paligid, madaming ipis, daga, bastos at balahurang kapitbahay , pero salamat na din dahil sa paguupa nakaipon ako.. :bday:

dpa huli ang lahat sir habang madami pang mapagtitirikan ng house sa maynila
Sabi nga ng mga matatanda magdildil kaman ng asin ayos lng may bahay ka nmn masisilungan habang kumakain ng asin. :watchuthink:
« Last Edit: Feb 14, 2019, 03:10 PM by oragon »


IGX

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Saan kayo nakalipat @oragon?

Naghahanap ako within metro manila, puro 10M up na ang mga bahay, ung 10M mga super layo, unga mga within the metro 20M up na.   Mga bulacan area naman 10M up narin.  Grabe na panahon ngayon.


revenant2017

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6-8m is ridiculous price. Is this the price offered by Real Estate Agents/developers? It doesn't really make sense to me kasi some of the condo's in Ortigas that are being sold by the owners are at the range of 3-4m


IGX

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^

I was referring to house and lot for the 10M up price.  Ung 10M na house and lot d pa yun magaganda, sa mga real estate websites ako sumisilip and sometimes sa facebook.  Ung magaganda sells for 54M up.

Sa condo naman, a DMCI 55 sqm 2 bedroom condo without parking sells for 6.5M now.  Parking slot costs 660k (kakabili ko lang), pero sa Ayala 1.3M ang parking, sa SM as per a friend 1.3M.   Parking lang ang mura sa DMCI at unit since mas malaki ang sqm nya versus ayala and sm


firstandlast

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I think, mas mahal ang DMCI compared to SMDC kasi they do not include the 10 -10.5% closing fee and the around 5-9% yata na turn-over fee sa TCP. Please correct me if I'm wrong, DMCI.


oragon

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Saan kayo nakalipat @oragon?

Naghahanap ako within metro manila, puro 10M up na ang mga bahay, ung 10M mga super layo, unga mga within the metro 20M up na.   Mga bulacan area naman 10M up narin.  Grabe na panahon ngayon.

Sa QC likod ng SM north malapit EDSA, Isa sa mga reason kung bakit kmi natagalan mag upa ay nagaantay ng tiyempo, nagbabakasali na may ebintang lote malapit sa lugar namin, sa loob ng 6-7 taon kaantay at iipon nakakuha din (lot price=25k/sq.m), ingat ka nga lng kc dtulad sa probinsya, pag nakasundo kayo sa price fix na , sa manila nagkasundo na nga kayo lahat2x  @ may deed of sale na back-out pa kc may nakitang mataas na buyer si seller. :hihi:
« Last Edit: Feb 17, 2019, 02:00 PM by oragon »


jefsanity

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@
Sa likod ng SM north, Isa sa mga reason kung bakit kmi natagalan mag upa ay nagaantay ng tiyempo, nagbabakasali na may ebintang lote malapit sa lugar namin, sa loob ng 6-7 taon kaantay at iipon nakakuha din (lot price=25k/sq.m), ingat ka nga lng kc dtulad sa probinsya, pag nakasundo kayo sa price fix na , sa manila nagkasundo na nga kayo lahat2x  @ may deed of sale na back-out pa kc may nakitang mataas na buyer si seller. :hihi:


Na-acquire nyo H&L? or lot muna then pinagawa mo yung house?


 


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