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What is a good micro business?

faith08 · 23 · 7032

Jquiogue

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I would advise you to start on social entrepreneurship. If you want to tap into that then ask Gawad Kalinga's Center for Social Innovation (CSI) for help. You help the Philippines, and you earn profit. :D

It all boils down to what you want to do. Your focus should be to provide people with something they need. :D


Avician

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Microfinancing is good. Kahit pakonti-konti lang muna start. I am interested in this industry, but I have to do my research first. Tamang-tama, dito sa Pinas, marami naghahanap ng loans/financial support.

Yes, good ito, pero kung sasali kayo sir sa gantong negosyo, I prefer na pagaralan nyo yung din yung industry na papautangin nyo, example kung ang papautangin mo eh involve sa agriculture, di naman kailangan alamin lahat ng concepto, yung may idea ka lang sa operation para alam mo din na mababayaran ka nito at kung magkaproblema man ay alam mo saan sila huhugot ng pambayad. Pero kung start-up ka palang at maliit na capital ang ilalagak mo. I think much better eh multi-purpose loan ka muna. Pero syempre sa mga kakilala mo muna ikaw magpautang at may maximum ka lang na ipapautang. Siguro 5K-10K maximum lang. Tapos I recommend na wag masyado malaking interest. Kaya nga umuutang ang tao dahil walang pera sila eh, tapos tatagain mo pa sa interest, siguro 2-3% monthly  is enough kasi 10K loan lang naman eh..


dhingdong

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Yes, good ito, pero kung sasali kayo sir sa gantong negosyo, I prefer na pagaralan nyo yung din yung industry na papautangin nyo, example kung ang papautangin mo eh involve sa agriculture, di naman kailangan alamin lahat ng concepto, yung may idea ka lang sa operation para alam mo din na mababayaran ka nito at kung magkaproblema man ay alam mo saan sila huhugot ng pambayad. Pero kung start-up ka palang at maliit na capital ang ilalagak mo. I think much better eh multi-purpose loan ka muna. Pero syempre sa mga kakilala mo muna ikaw magpautang at may maximum ka lang na ipapautang. Siguro 5K-10K maximum lang. Tapos I recommend na wag masyado malaking interest. Kaya nga umuutang ang tao dahil walang pera sila eh, tapos tatagain mo pa sa interest, siguro 2-3% monthly  is enough kasi 10K loan lang naman eh..

Tama si sir Avician, sa lending pwedeng walang pwesto at walang manpower ka na babayaran.
« Last Edit: Dec 11, 2011, 10:00 PM by dhingdong »


Avician

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Oo nga, libre lang ang operation mo talga dito.. Pero it is a risky one kasi kahit kaibigan mo eh may tendency di ka mabayaran on time.. Pero to be safe, always start on small, at magpataw ka ng maximum loan lang.. at wag masyado malaking interest.. I believe in god karma kasi kaya dapat wag abusohin..


freythel

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i've been into micro lending lately, i don't know if this is related dito but since this is small business, i'll give this a try. a lot of our countrymen are in need of finances at sa tingin ko po nakakatulong din ang micro lending. small capital is ok, then you earn a few percentage from this, on the other end, the borrower gets the needed money for whatever purpose he uses this. I would suggest the lending topic here in PMT.


chasper08

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Avician

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Louie

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Sir, why dont you try this site: www.hotbusinessfranchise.weebly.com

Ticketing Office (Domestic and Internationl) + Remittance Center  (Western Union, Gcash, Smart Padala Etc.) + Loading Station + Gadget Pawnshop + Bills Payment in 1 roof for as low as 198,000.00.

Legalities: SEC, BSP, BIR, Business Permit, Brangay Business Clearance Etc. will be provided upon inquiry... Thanks and Godbless!


 


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