Author Topic: ADVICE: Unionbank Large Cap Philippine Equity Fund?  (Read 19282 times)

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rhipolito

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #15 on: Jan 16, 2011, 03:37 PM »
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GS,

I recommend you visit www.monitormyfunds.com.  Then choose 'compare funds'.  Here, you can compare how mf's and uitf's perform against each other.  You can check how they did in one or  three months, 1 and three years, and even from inception.  From here, you can make a desicion based on their longterm performance.

Thanks RP for the site. Astig!

desiderata

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #16 on: Jan 17, 2011, 09:56 AM »
is this similar to the other mutual funds? Do they have 'sales load' and is there a holding period or can I exit any time without any fees?

palailai

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #17 on: Jan 17, 2011, 02:16 PM »
is this similar to the other mutual funds? Do they have 'sales load' and is there a holding period or can I exit any time without any fees?

UITF has no sales load unlike Mutual Fund.  Those sales load are actually commission for the agent.

offside

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #18 on: Jan 17, 2011, 11:33 PM »
i checked out monitormyfunds pero hindi pala ok.  mas maganda ang bloomberg.com

kung may nakakaalam ng masmaganda sa bloomberg, pa post naman ng info

thanks

richpulubi

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #19 on: Jan 18, 2011, 08:43 AM »
i checked out monitormyfunds pero hindi pala ok.  mas maganda ang bloomberg.com

kung may nakakaalam ng masmaganda sa bloomberg, pa post naman ng info

thanks

Kindly share with us the link so we can check it out too! Thanks!

Guys bear in mind that UB is owned by the Aboitizes, and the rapid growth of the aboitiz companies last year is the reason why ubef outperformed the other ef's.  Insider trading anyone?

And so, if you think the aboitiz companies will do well this year, then buy ubef.

dudefullness33

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #20 on: Jan 18, 2011, 12:04 PM »
^ Very good info. thanks rich. Now lets do our research regarding Aboitiz forecast for this year :)

freefront

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #21 on: Jan 20, 2011, 07:33 AM »
UITF has no sales load unlike Mutual Fund.  Those sales load are actually commission for the agent.

"A rose is a rose by any other name." Of course there is a sales load/fee buried somewhere in there. They do have a CIO and his minions to monitor stocks and other securities and they occupy an office space. They do business, therefore, you deal with them- you pay.They don't do it out of the goodness of their heart.  :DIt is just a matter who gets a bigger bite out of your capital.

jasonkd

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #22 on: Jan 23, 2011, 02:10 AM »
UB is now at 399 per share. It's the lowest it's been in the past 3 months, but we're seeing a downward trend. Do you think it's a good time to go in the market?

jasonkd

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #23 on: Jan 24, 2011, 01:57 PM »
I just entered the market. It closed today at 396, good price I hope :P
« Last Edit: Jan 24, 2011, 09:35 PM by jasonkd »

mey28

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #24 on: Jan 31, 2011, 11:27 AM »
meron ba sila fees in case you transder funds lets say from equity to bond or money market fund? What fees to expect if i opt to invest?

offside

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #25 on: Feb 14, 2011, 06:38 PM »
392 na. please, paakyat naman bukas :)

botbot16

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #26 on: Apr 01, 2011, 11:16 AM »
Hi guys, why do they have bid and ask in their website? Does it mean they also have front load like mutual funds? Thanks

uprising

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #27 on: Apr 06, 2011, 09:40 AM »
Quote
It was the ltci and 91 t-bill funds

  bakit closed na?
http://simplepeso.blogspot.com/

butuan_888

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #28 on: Apr 06, 2011, 10:56 AM »
Hi,

I currently have around P200k in savings and I want to start investing in the money market for a period of 1-1.5 years for now. The Unionbank Large Cap UITF interests me (opening balance of P100k) because of it's performance over the last 2 years especially. I'm hesitant about investing in it because the price of it is so high right now and I'm scared of it dropping.

Any advice on what I should do?

if you will just put a single amount ( no subsequent / additional regular investments)....the chances of losing value of your single investment when the price goes down....and down will be immenent

however...just like any equity linked investment product (UITF / MF / Single Pay VULs)...; the timing of the entry of investement is not that much of a factor of gains.....BUT by the amount of time you put your money stay invested and for how often you make subsequent regular investments to average off your unit cost (peso cost averaging).

in Union Bank....you may fund your UITF from your CASA account as it can be auto debited regularly upon your choice of frequency
« Last Edit: Apr 06, 2011, 11:02 AM by butuan_888 »

j_l

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Re: ADVICE: Unionbank Large Cap Philippine Equity Fund?
« Reply #29 on: Apr 08, 2011, 07:29 PM »
hi guys,
i am just wondering kung ano ang difference ng: "bid", "offer", "mid/last" (different pricing ito ng NAVpU) and how can this affect your investment. Kasi ganito ang pricing ng NAVpU sa unionbank, sa mismong website nila. Does "offer" mean yung mismo ang basehan or talagang offer na price tapos ang bid ay kung maramihan ka bumili or kung gusto mo ng discount.......... ah basta naguguluhan ako minsan iniisip parang exchange rate ang datingan kung saan yung mid/last ang ibigsabihin ay huling presyo ng palitan ng currency....... Sa BDO wala namang ganito at isa lang basis nila or pricing nila.

Kaka-invest ko lang kasi sa Large Cap kahapon at pag nagtatanong ako yung "offer" na NAVpU ang binibigay sakin iniisip ko tuloy lugi ako kasi yung "offer" ang pinakamataas na price compared to "mid/last" and "bid". Iniisip ko kasi sa mga humihingi lang ng discount or maramihan bumili ng units ang "bid" price, e hello 100,000 naman kaya ang minimum participation & dati pa talaga ang basehan ko ay yung mid/last kasi iyon ang refference ng "uitf.com" kaya naman parang feeling ko nalugi ako kasi ine-expect ko na sa "mid/last" ko siya mabibili na masmababa ng konti sa pricing ng "offer".

Please enlighten me guys......Thnx in advance!

 


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