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Military and Police Financial institutions

acidburnchel · 43 · 30597

Dutch_Boy

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Reply #15 on: Feb 18, 2011, 01:49 PM
hi bauer! :-)

please take note that AFPSLAI is an entirely different institution from the AFPRSBS which is supposedly the retirement/pension fund of the officers and men of the AFP.


bauer

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Reply #16 on: Feb 21, 2011, 10:04 AM
yung AFP RSBS, matagal nang may financial problem.  yung sinasabi ni sec. abad na problema, ito bago.  di pa public knowledge ang details.

Post Merge: Feb 21, 2011, 10:07 AM
yung umuutang kasi sa AFPSLAI di ba mga retired and active military personnel and their dependents?

paano kung worst case scenario eh bawasan, madelay ang pension ng retired personnel?  e di wala silang pang hulog sa loans sa AFPSLAI?  yun ang posibleng problema na pinahihiwatig ni sec.abad
« Last Edit: Feb 21, 2011, 10:07 AM by bauer »


ric_TNT

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Reply #17 on: Feb 21, 2011, 09:04 PM
yung AFP RSBS, matagal nang may financial problem.  yung sinasabi ni sec. abad na problema, ito bago.  di pa public knowledge ang details.

Post Merge: Feb 21, 2011, 10:07 AM
yung umuutang kasi sa AFPSLAI di ba mga retired and active military personnel and their dependents?

paano kung worst case scenario eh bawasan, madelay ang pension ng retired personnel?  e di wala silang pang hulog sa loans sa AFPSLAI?  yun ang posibleng problema na pinahihiwatig ni sec.abad

Well well well, AFPRSBS is a distinct organization from AFPSLAI. AFPRSBS a retirement and separation and benefit system has had bad investments long before to the prejudice of retired and pensioneers.

Whereas, AFPSLAI implicitly a savings and loan association does not deal with AFP retirement and  separation and benefits. Kung kaya walang relation kung bawasan nor ma delay ang pension ng retired personnel.


bauer

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Reply #18 on: Feb 22, 2011, 10:13 AM
tanungin nyo po ang AFPSLAI kung papaano sila nakakapagbigay ng magandang interes sa mga miyembro.  Di po ba ipina uutang nila ang pera tulad din ng mga bangko?

ang tanong ko lang po ay sa total loans ng AFPSLAI, gaano po kalaki ang pinautang sa mga sundalo na retiree or active members?


nanashi

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Reply #19 on: Feb 22, 2011, 07:57 PM
Yan AFPSLAI ay para din MESALA (Meralco Employess Saving and Loan Association) Pinapautang nila po yun kanila miyembro at nag-iinvest sa iba pa investments tulad ng stock, treausry, bond etc... Dun po nila binabase ang interest. At kaya nila magbigay ng interest na malaki dahil tax free po siya.


ric_TNT

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Reply #20 on: Feb 22, 2011, 08:33 PM
tanungin nyo po ang AFPSLAI kung papaano sila nakakapagbigay ng magandang interes sa mga miyembro.  Di po ba ipina uutang nila ang pera tulad din ng mga bangko?

ang tanong ko lang po ay sa total loans ng AFPSLAI, gaano po kalaki ang pinautang sa mga sundalo na retiree or active members?

Nakapaskel sa head office ng AFPSLAI ang annual financial statements nila kung saan makikita ang mga details ng financial operations.


bauer

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Reply #21 on: Feb 23, 2011, 05:38 PM
ang lehman brothers, ang legacy rural bank group at marami pang ibang nabangkarote na kumpanya ay may FS rin na madaling makita ngunit sa kasawiang palad ay nagsara silang lahat.

pag-iingat lang po ang payo.  ika nga po ng kasabihan, "an ounce of prevention is better than a pound of cure" 


acidburnchel

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Reply #22 on: Feb 06, 2012, 03:18 PM
A RECENT MEMO RELEASED BY AMWSLAI dated JANUARY 2012

Dear Valued AMWSLAI Members,

Please be informed that effective 01 March 2012, acceptance of deposits to capital contribution (CC) accounts shall be temporarily suspended except for the following:

1. Capital Contribution requirements for loans
2. Initial Capital Contribuion requirements for new members
3. Salary deduction arrangements, provided the account does not exceed the maximum limit of P5million

Fund transfer from one CC account to another CC shall be allowed, provided CC account balance shall not exceed the maximum limit of P8 million per account. Howver, fund transfer to CC from other deposit account shall not be allowed.
Further effective the 1st semester of 2012, guidelines in dividend roll-over shall be as follows:

1. Dividend roll over shall still be allowed provided that crediting of the dividend amoun will not cause the CC account balance to exceed P8 million;

2. For CC account with balance of P8 million and above, the requested dividend roll over disposition is thereby revoked.

Rest assured that these changes were implemented to raise AMSLAI's level of operating efficiency and profitability in support of its thrust to sustain the Association's growth and full financial stability.

We shall inform you further should accptance of additional capital contribtion deposits be resumed.

Thank you for your continued support and patronage.

Very Truly Yours
COL RICARDO L NOLASCO JR PAF (RET)
Chairman and President


ELVIS

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Reply #23 on: Feb 07, 2012, 04:12 PM
i just got my dividend check from amwslai for february the rate is 6.5%. there is no problem when i encash the check. thanks amwslai. :applause: 


lupin

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Reply #24 on: Feb 07, 2012, 04:38 PM
i just got my dividend check from amwslai for february the rate is 6.5%. there is no problem when i encash the check. thanks amwslai. :applause: 

Nice. Time to update.


acidburnchel

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Reply #25 on: Mar 01, 2012, 11:08 AM
starting today ndi po nagaaccept ng deposits ang amwslai. kaya kahapon. 100K max. dineposit ng daddy ko. todo na to.
hayyy, still wishing na sana saglit lng ito at magaccept na ulit sila ng deposits.. :)


mjtfernandez

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Reply #26 on: Mar 01, 2012, 01:51 PM
Sino po yung institution na may P30Million na binayad nila sa lawyer? Tapos may nag whistle blow?


Garic

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Reply #27 on: Mar 06, 2012, 09:20 AM
starting today ndi po nagaaccept ng deposits ang amwslai. kaya kahapon. 100K max. dineposit ng daddy ko. todo na to.
hayyy, still wishing na sana saglit lng ito at magaccept na ulit sila ng deposits.. :)

Tama ka sir, mataas na HAAAAYY...sa tingin ko, na anticipate ng amwslai ang massive influx ng capcon dahil maraming sundalong applicants for optional retirement ngayong 2012 dahil iniiwasan nila ang AFP pension reform bill of 2013 na babawas sa retirement benefits nila. Nabawasan tuloy ang pwedeng ma parking na pera ang mga kawawang sundalo..
« Last Edit: Mar 06, 2012, 09:34 AM by Garic »


Attolia

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Reply #28 on: Jun 02, 2012, 12:41 AM
I'm new to investing and know little about these institutions...I'm curious how they invest their money to be able to sustain such high interest rates? 5-6? :scratch:


acidburnchel

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Reply #29 on: Jun 09, 2012, 07:55 AM
@attolia.. hindi naman 5-6... but i think isa s mga investment nila ay lending sa mga uniformed men.. then kaltas n lang sa payslip.


 


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