Author Topic: PAG-IBIG II  (Read 54473 times)

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monkeydluffy

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Re: PAG-IBIG II
« Reply #60 on: Feb 13, 2013, 05:47 PM »
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may exp kana??wow,,,patulong nmn

palailai

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Re: PAG-IBIG II
« Reply #61 on: Apr 01, 2013, 12:03 PM »
Under MP2, you can now withdraw your money anytime before your 5-year term. Previously, you could not. This policy change was announced this January 2013.
(workingpinoy.com)

freelancer_babe

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Re: PAG-IBIG II
« Reply #62 on: Apr 01, 2013, 12:25 PM »
Under MP2, you can now withdraw your money anytime before your 5-year term. Previously, you could not. This policy change was announced this January 2013.
(workingpinoy.com)


Nice. That's good news.

Pero, may penalty ba? Baka pag nawithdraw hindi na rin makukuha ang kinita? Baka din naman may conditions na i-satisfy bago payagang i-withdraw?
Catch a man a fish and you can sell it to him. Teach a man to fish and you ruin a wonderful business opportunity. (Karl Marx)

palailai

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Re: PAG-IBIG II
« Reply #63 on: Apr 03, 2013, 01:37 PM »
No penalty... Please read Pag-Ibig Circular 324.

Langerhans

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Re: PAG-IBIG II
« Reply #64 on: Apr 10, 2013, 03:02 PM »
^ this is good news. So no holding period.

palailai

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Re: PAG-IBIG II
« Reply #65 on: May 23, 2013, 08:58 AM »
MP2 or Pag-Ibig II dividends for 2012 is 4.67%.

xyphrus

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Re: PAG-IBIG II
« Reply #66 on: Jun 01, 2013, 02:21 AM »
I don't know if this is the right thread para sa question ko. In case wrong thread, paki lipat na lang po...

Ask ko lang sana opinion nyo.. Do you think its ideal to apply for Pag-Ibig loan, and then invest it sa mutual funds?  :rolleyes:  Naisip ko lang sya bigla kase 6 years na rin yata since the last time na nag-loan ako sa Pag-ibig, and that was my first time palang. Sabi ng officemate ko malaki-laki na daw ang matatanggap ko sa second loan ko. Kaso wala naman ako pag gagamitan kung maglo-loan ako. Kaya napaisip ako what if ilagay ko na lang kaya sa MF? For sure yung interest na pinapatong ng Pag-ibig eh mababawi din kung maganda ang returns ng mutual funds mo.

What do you think po? TIA.. :)

freelancer_babe

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Re: PAG-IBIG II
« Reply #67 on: Jun 01, 2013, 09:30 AM »
Ask ko lang sana opinion nyo.. Do you think its ideal to apply for Pag-Ibig loan, and then invest it sa mutual funds?

Pwede but as long as the mutual fund is earning more than 10% - this is the annual interest rate ng pagibig sa loans nila.

But then, there's no guarantee that the higher yielding mutual funds provide you the gains. There's quite an amount of risk. So this depends on you whether you like to risk or not.

And yep, you are on the wrong thread. :D
Catch a man a fish and you can sell it to him. Teach a man to fish and you ruin a wonderful business opportunity. (Karl Marx)

freefront

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Re: PAG-IBIG II
« Reply #68 on: Jun 02, 2013, 09:44 PM »
Is the BIR menomarndum in effect already even though the Congress is investigation about it?

17 months later.... taxable na nga ba ang dividends ng PAG IBIG I & II?

>Ang self-employed ba classified na voluntary member sa PAG-IBIG?

mikoangelo

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Re: PAG-IBIG II
« Reply #69 on: Jun 03, 2013, 08:20 AM »
pwede bang mag avail ng  housing loan sa pag ibig  para pambayad ng housing loan sa bank??

di ko matiis mag tanong..last time na tinanong ko yan tinawan ako nung kamukha ni heart at maja daw  ....   :p
be happy with what you have, while working for what u want..a happy successful life begins with a "thank you Lord for what i have!"

freelancer_babe

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Re: PAG-IBIG II
« Reply #70 on: Jun 03, 2013, 09:14 AM »
Ang self-employed ba classified na voluntary member sa PAG-IBIG?

Nope. Not voluntary.

pwede bang mag avail ng  housing loan sa pag ibig  para pambayad ng housing loan sa bank??

Hahahahahaha!
Catch a man a fish and you can sell it to him. Teach a man to fish and you ruin a wonderful business opportunity. (Karl Marx)

Ryans

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Re: PAG-IBIG II
« Reply #71 on: Jun 03, 2013, 09:19 PM »
Tanong lang po

S mp2 pwedi po ba maghulog ng iba ibang halaga halimbawa 500 next month 1500 tapos 1000.
Salamat

freelancer_babe

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Re: PAG-IBIG II
« Reply #72 on: Jun 04, 2013, 07:19 AM »
Tanong lang po

S mp2 pwedi po ba maghulog ng iba ibang halaga halimbawa 500 next month 1500 tapos 1000.
Salamat

Pwede, pero hassle.

Pipila ka muna kasi sa member services nila bago tanggapin ng cashier ang bayad. Yan ay kung individually paying ka - derecho sa Pagibig nagbabayad. Di ko alam ang arrangement kung employed ka.

Di tulad kung fixed yung babayaran. Cashier na agad. Basta dalhin mo lang ang previous month receipt.
« Last Edit: Jun 04, 2013, 07:20 AM by freelancer_babe »
Catch a man a fish and you can sell it to him. Teach a man to fish and you ruin a wonderful business opportunity. (Karl Marx)

Uchiha27

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Re: PAG-IBIG II
« Reply #73 on: Jun 23, 2013, 05:07 PM »
Any updates if di na tax deductibel ang Pag Ibig II ?

bilagan2004

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Re: PAG-IBIG II
« Reply #74 on: Jun 23, 2013, 08:41 PM »
Tax free po e2 kc five years ang maturity.. I read it from their website..
"Stop buying things you don't need to impress people you don't even like. " - Suze Orman

 


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