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How to Invest in UITF (Unit Investment Trust Funds) - Part 2

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Terzaghi

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^Yes thats correct. the NAV you get is always which comes later. You can never know what the NAV is when you are buying. Same goes with selling.

I don't know how someone could be able to post after cut-off, pero normally they close 30 to 15mins before cutoff...kasi aayusin pa nila yung papers. Sa mga branches na malayo or hindi sanay sa mga placements, they ask an hour or 2 pa nga.

possible boss DonT thru online subscription. im just not sure for OTC subscription.


mxherr5

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^
Really? Can you share how?

The equity funds with the latest cut off I know of are BPI funds
with a 230PM cut off and that is still before the end of trading.

I don't see how you can know what the NAV is when trading
hasn't even ended yet.

Although you can GUESS if the NAV will go up or down based
on the current PSEi price.


DonT

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@mxherr5, so you can still make a booking or placement for UITF at 2pm at BPI?


mxherr5

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According to their website, yes you can. But I haven't tried it yet.
The latest I tried was 130PM


palailai

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@mxherr5, so you can still make a booking or placement for UITF at 2pm at BPI?

Yes, i tried to book even at 2:26pm...ok naman book the same day


DonT

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poorguy

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i dont know if you guys knows this website www.uitf.com.ph u can check the history of every bank's mutual funds/equities, also includes calculator to somehow give u an idea how much your investment have gained so far.


palailai

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uitf.com para sa uitf funds yan.

pifa.com sa mutual funds


maine_019

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Hi Guys,

I would just like to ask if anyone have a BDO sustainable fund. I am interested kasi to open an account for this UITF.

1. Will BDO provide dividends to the investors?
2. Pwede kaya mag open ng UITF even without savings account? If yes, please advise kung kelan sya mgrereflect sa account upon deposit.
3. Once account is funded, automatic ba na mabubuy ung units o floating lang yung money until i buy for units.

Thank you.

Appreciate your feedbacks.

Maine


joshboz

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hanson15

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Jayumaster

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I don't usually do cost averaging on my UITF. I invest only when I have money. (wala masyadong bala kaya hindi regular) To the masters out there, I have a question:

Since I do not invest regularly, there are times that I took orders when the Navpu is higher. (minsan kinabukasan pagkaplace ng order biglang bumaba ang Navpu kaya nakakahinayang kasi wrong timing, sana ipinagpabukas nalang)

Q:
1. Should I, before investing, consult the PSE analysis/tips/forcasts? (especially the stocks that the particular UITF are invested in?)
2. Should I hold my money to be invested and wait for a good timing? (one week? one month?)
3. Or should I dismiss this idea and just place any day?

Note: Long term po at walang pull-out until retirement. Wala po akong stocks port kasi di masyadong marunong at di regular ang perang pang invest.
Thanks sa mga magbibigay ng advice.
« Last Edit: Oct 14, 2014, 01:07 AM by Jayumaster »


richpulubi

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I don't usually do cost averaging on my UITF. I invest only when I have money. (wala masyadong bala kaya hindi regular) To the masters out there, I have a question:

Since I do not invest regularly, there are times that I took orders when the Navpu is higher. (minsan kinabukasan pagkaplace ng order biglang bumaba ang Navpu kaya nakakahinayang kasi wrong timing, sana ipinagpabukas nalang)

Q:
1. Should I, before investing, consult the PSE analysis/tips/forcasts? (especially the stocks that the particular UITF are invested in?)
2. Should I hold my money to be invested and wait for a good timing? (one week? one month?)
3. Or should I dismiss this idea and just place any day?

Note: Long term po at walang pull-out until retirement. Wala po akong stocks port kasi di masyadong marunong at di regular ang perang pang invest.
Thanks sa mga magbibigay ng advice.

First of all, if you're a long term investor, then any day should do.  All these analysts and forecasters will just let you hear what you want to hear. 

Me, personally, I just pay attention to the projections at the START of the year.  Like this year, estimate is about 7,300.  And so, if it goes lower than this, I buy.  If it goes way higher, I sell.  So, I get to sell at a high, before a correction.

Like recently, I got to sell at 7300+, probably 95% of my equity uitf's.  Then I've waited a few weeks, sitting on cash.  Now, I'm buying at every dip!

Kanya kanya yan, pero honestly, I'm too bobo for individual equities. 


Jayumaster

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@richpulubi
Yearly lang po talaga na forecasts? Sell at a high tapos ibalik unti-unti kapag mababa? Taking into consideration the entry and exit fees, diba po parang naka-cancel out din yung gains?
Pasensya napo kasi walang alam. Try kolang sana pagkakitaan yung uitf ko. Parang mahirap din pala. Anyway, I'll take into consideration buying when it is low, and sitting on my cash when it's high. Thank you po. :thankyou:


richpulubi

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@richpulubi
Yearly lang po talaga na forecasts? Sell at a high tapos ibalik unti-unti kapag mababa? Taking into consideration the entry and exit fees, diba po parang naka-cancel out din yung gains?
Pasensya napo kasi walang alam. Try kolang sana pagkakitaan yung uitf ko. Parang mahirap din pala. Anyway, I'll take into consideration buying when it is low, and sitting on my cash when it's high. Thank you po. :thankyou:

Yup, from my experience, the best forecasts are at the beginning of the year.  Usually, lalampasan ng psei ito midyear, tapos babagsak...like now.  Usually, when the yearly target is reached, analysts will give a HIGHER target for the year...but chances are, they'll be wrong.  Parang they get emotional when the value goes up or down.

Now, I'm buying again...but I'm prepared to keep it there for years if I'm wrong.  Nevertheless, even with fees, I always make money.

And so, I don't be greedy.  Buy a little at a time, then sell when the target for the year is reached. 

Again, I'm not a long term investor when it comes to equities...but if you want to invest for years, just buy anytime.   Don't try to read the market.


 


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