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How to Invest in UITF (Unit Investment Trust Funds) - Part 2

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krissy

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anyone who has invested in UCPB and BDO UITF? how's the performance? TIA


dimasalang

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anyone who has invested in UCPB and BDO UITF? how's the performance? TIA
May equity ako sa BDO,,masyadong magnda magnda ngayon ang market ewan ko lang kung hanggang kelan,,positive na lahat ng returns ngayon bullish masyado market..di mganda sumabit ngayon wait pa siguro ng konti para bumaba,,pero opinyon ko naman po yun ma'am, maaaring mali ako,,pero uitf naman po yan walang ibang pupunthan yan kundi pataas after 2-3 years..^_^


casanova

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May equity ako sa BDO,,masyadong magnda magnda ngayon ang market ewan ko lang kung hanggang kelan,,positive na lahat ng returns ngayon bullish masyado market..di mganda sumabit ngayon wait pa siguro ng konti para bumaba,,pero opinyon ko naman po yun ma'am, maaaring mali ako,,pero uitf naman po yan walang ibang pupunthan yan kundi pataas after 2-3 years..^_^

yup, maganda yung market ngaun kaya expect good gains. If your going for an entry today, tingin ka ng day na namula ang Index for few consecutive days. I have a BDO UITF, a peso balance and an equity, less than a year pa lang paper gain of 11-13%. Its a long term investment for me. Binigay ko na yung 2 account na yun as a birthday gift for my daughter. But i beg to disagree on "uitf ay walang pupuntahan kundi pataas" uitf and mutual fund is not imune to bear market. Mas makikita mo nga effect nyan sa kanila konting problem sa market and NAV drops lots of people might pull out thier investment causing further drop.


cellwhiz

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BDO UITF 6 na types ata yun, PMMF (money market fund), bond fund, balanced fund, may equity fund pa. They have this calculator in BDO trust website wherein you can calculate your gains/loss just by entering the period and the amount of investment that you placed. So far, Yung equity fund ang may pinaka mgandang return kasi nga bullish ang trend ngaun. Tama, the best entry is when the Index is in the red zone. Kasi if you participate in UITF when the market is at all time high, most likely negative ka agad pag nag correct. But who knows di ba? They also have this EIP easy investment plan. You might also check this out.



dimasalang

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yup, maganda yung market ngaun kaya expect good gains. If your going for an entry today, tingin ka ng day na namula ang Index for few consecutive days. I have a BDO UITF, a peso balance and an equity, less than a year pa lang paper gain of 11-13%. Its a long term investment for me. Binigay ko na yung 2 account na yun as a birthday gift for my daughter. But i beg to disagree on "uitf ay walang pupuntahan kundi pataas" uitf and mutual fund is not imune to bear market. Mas makikita mo nga effect nyan sa kanila konting problem sa market and NAV drops lots of people might pull out thier investment causing further drop.


Tama po yung affected din ang UITF pero sa tingin ko malayo kesa sa stocks, masyadong diversified yung uitf kaya di gano ka risky, maliban nalng pag nagkaroon ng biglang global crisis, pero kaya ko nasabi na walang pupuntahan yan kundi pataas,after ng crisis dun ulit sa taas pupunta yan...wala namang economy na di na bumangon after masalanta..^_^ lalo na ngayon sabi nga nila nasa tuwid na daan,,sa daang bawal ang wang wang..hehe..bumaba man yan automatic babawi yan,yan naman ang pinakita ng history ng UITF,mula nung nagopen sila..kaya invest na..habang bata pa ang UITF..


jenxent

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BDO equity din yung sakin nasa 16-18% paper gain after 10mos,sa tingin ko basta nka.pag investment ka ng maaga.aga sa mga equity fund eh maganda talaga ang kalalabasan kahit sa MF :applause: :applause: :rakenrol:


dimasalang

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Tama mas maaga pasok mo mas ok..pero may pagkakataon din na timing ng market tulad last oct2011 sobrang bumaba pero biglang lumipad din by the same month..swerte nalng siguro kung matapat ka sa mababang presyo ng NAVPU,,bear market pinakamganda pumasok sa uitf pag affected na ang unit price..


vgal0579

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But even the most intelligent person will not know the right timing... Nobody csn predict the exact date when is the best time to enter this investment...

Just my two cents worth... :-)


dimasalang

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joconcepcion

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maganda ang UITF based on my experience!
Pang LONG TERM talaga po siya...


DonT

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My BDO UITF is doing well. Can't beat it yet by investing directly in stocks.


joconcepcion

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My BDO UITF is doing well. Can't beat it yet by investing directly in stocks.

specially yung BDO equity bonds sir, tama po ba?


vgal0579

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compared to BPI HI-CON and BDO Fixed and Equity, I'll go for BDO...  :watchuthink:

BDO gives much higher return than BPI kasi on my case with the same settlement date....   :yoohoo:



joconcepcion

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