PMT Forum
Do you want to make money today? :)

How to Invest in UITF (Unit Investment Trust Funds) - Part 2

iam · 768 · 236513

mxherr5

  • PMT Idol 1000
  • ****
    • Posts: 1,407
    • Likes Received: +0/-0
That's right.. So if the NAV was 2 when you placed your investment
but the NAV is 1 when you pull it out. You'd be losing 50% of your investment


ishkalafufu

  • Newbie
  • *
    • Posts: 4
    • Likes Received: +0/-0
I was planning on investing very soon in the Unionbank Large Cap Fund (which according to my research online, did very well in the past 2 years). Mejo na dismaya nga lang ako because the current NAV is quite high :D The Unionbank Relations Manager suggested their Peso Balanced Fund which they just launched last February of this year, and from what I've seen of UITF performances in the 1st quarter of this year, this UITF seems to be doing quite well (so far), ranking second highest with a very small margin from the highest in rank. The guy said that they're even expecting profits by the end of the year (for this UITF) of around 80%.. I was thinking to myself, ang over-confident naman.. hehe

But what do you guys think? Anybody else with plans on investing in Unionbank UITFs soon?

I know their annual fees are quite high sa Unionbank (2% ata almost lahat), but I'm thinking their funds all seem to be doing quite well naman (so far and in the past year or so) ..besides, a high annual fee is nothing kung kumikita naman ng malaki ang pera mo.. (well somebody mentioned something to this effect in a thread in this forum somewhere.. :D)

Any insights guys?


true_blood

  • Probie
  • **
    • Posts: 17
    • Likes Received: +0/-0
question lang po sa mga pros dito, sa mga nagcocost averaging dyan sa mga UITFs, do you get a separate certificate for every additional investment? If so e di after 5 years or so at magreredeem na you have like 30+ certificates , or they will just add up from my original certficate yung suceeding investment para i have 1 certificate lang


mxherr5

  • PMT Idol 1000
  • ****
    • Posts: 1,407
    • Likes Received: +0/-0
Yes, po.. separate certificate per investment.
Hindi tulad sa mutual fund.. receipt lang.


allanmm13

  • Forum Champion 900
  • ****
    • Posts: 948
    • Likes Received: +0/-0
I think UITF you cannot have a Statement of Account (SOA) for all certificates.
For mutual fund (like FAMI), i can request this (SOA) for all receipts for the regular investments i made.


jcruze057

  • Forum Tambay 100
  • ***
    • Posts: 119
    • Likes Received: +0/-0
when do you think is the best time to invest in mutual funds?


allanmm13

  • Forum Champion 900
  • ****
    • Posts: 948
    • Likes Received: +0/-0
Mostly, it depends when you will need the fund

Based on historical returns, this is my guidelines:

bond mf for short term goals
balanced mf for medium term
equity mf for long term
« Last Edit: Jun 05, 2011, 08:03 PM by allanmm13 »


luranski

  • Forum Tambay 100
  • ***
    • Posts: 137
    • Likes Received: +0/-0
In Bdo, you can check your SOA thru their BDO online. =)


silent_investor

  • Forum Tambay 200
  • ***
    • Posts: 224
    • Likes Received: +0/-0
For most UITFs, you can see their daily values here with matching chart pa: http://www.uitf.com.ph/

Someone asked earlier about knowing the performance of his/her BDO Balanced Fund, you might be able to use this: http://trust.bdo.com.ph/trustwebsite/calculator.asp

Agree with Luranski, if you are enrolled in their internet banking, you may enroll your BDO UITFs there so will see its current market value anytime. This is what I did so no more manual computing of NAVPU x No. of Units.


kitkat

  • Probie
  • **
    • Posts: 19
    • Likes Received: +0/-0
hello po, balak ko po sanang maginvest ngaun sa equity fund ng bdo, mukha kcng mas competent cla kesa sa bpi, ask k lang po, mga kelan m pa makukuha ang certificate,, kc alis ako next week,, thanks po in advance,.


luranski

  • Forum Tambay 100
  • ***
    • Posts: 137
    • Likes Received: +0/-0

true_blood

  • Probie
  • **
    • Posts: 17
    • Likes Received: +0/-0
i tried to enrol my uitf sa bdo online, ano po iyong CIF? ung Client master no. inimput ko as what was written dun sa certificate, pero ung CIF automatic na may no. na ung box, do i need to change it pa ba? Where can i get that no.?


mxherr5

  • PMT Idol 1000
  • ****
    • Posts: 1,407
    • Likes Received: +0/-0
When I enrolled mine, hindi ko na pinalitan. yung client master # lng ang ininput ko


xtian001

  • Probie
  • **
    • Posts: 13
    • Likes Received: +0/-0
Want to invest in UITF with BDO but still have a lot of questions at sana ma-guide nyo ako. Planning to invest about 100k to 200k.

1. If I'm planning for a long term investment, say 2 years, tama ba na sa BDO Peso Equity Fund ko ilagay yung pera?

2. With the Equity Fund, do I need to pull out the whole investment everytime na tumaas na yung value nung NAVpu then invest again when the prices go down or is it better to leave all the money for 2 years without touching it?

3. Pwede ba parang joint account yan na nakapangalan sa dalawang tao so anyone can pull out the money if needed?

Hoping for your help para makapag decide ako.. Thanks!


DonT

  • PMT Idol 1000
  • ****
    • Posts: 1,477
    • Likes Received: +0/-0
Want to invest in UITF with BDO but still have a lot of questions at sana ma-guide nyo ako. Planning to invest about 100k to 200k.

1. If I'm planning for a long term investment, say 2 years, tama ba na sa BDO Peso Equity Fund ko ilagay yung pera? Yes...invest money that you don't need.

2. With the Equity Fund, do I need to pull out the whole investment everytime na tumaas na yung value nung NAVpu then invest again when the prices go down or is it better to leave all the money for 2 years without touching it? ..... Its really up to you..when the profit is good enough..no need to wait for 2 yrs..it happens..it could also happen that 2 yrs na..negative ka pa rin.

3. Pwede ba parang joint account yan na nakapangalan sa dalawang tao so anyone can pull out the money if needed? ...I think yes.

Hoping for your help para makapag decide ako.. Thanks!


 


Recent Posts

great vocabulary by AnthonyHor
[Yesterday at 10:39 PM]


Online Vocabulary by AnthonyHor
[Yesterday at 05:47 PM]


Текстиль by Marcushox
[Yesterday at 08:27 AM]


Here's some descriptions of curent e-currencies by Wemowhette
[Yesterday at 08:04 AM]


Where is the choicest vocabulary on the trellis by AnthonyHor
[Yesterday at 12:23 AM]


Where is the superb vocabulary on the trellis by AnthonyHor
[Feb 23, 2020, 11:59 PM]


Where is the best vocabulary on the catch by AnthonyHor
[Feb 23, 2020, 11:58 PM]


Jacob Farms in San Miguel Bulacan by xp
[Feb 23, 2020, 10:34 PM]


СРА-networks by Karlissot
[Feb 23, 2020, 05:06 PM]


Top uk online casino sites review by Larryfug
[Feb 23, 2020, 06:51 AM]


Anyone into flipping houses? by JV26
[Feb 21, 2020, 01:15 PM]


Im Looking for CASH BUYERS in QUEZON CITY by JV26
[Feb 21, 2020, 10:49 AM]


The Trillion-Dollar Lawsuit That Could End Financial Tyranny by AMARANTH
[Feb 20, 2020, 11:32 AM]


Question about Real Estate Taxes (Amilyar) in Quezon City by owstalaga
[Feb 19, 2020, 06:03 PM]


Beware of CDC Realty by yeannahj_5
[Feb 14, 2020, 04:43 PM]

PMT Shoutbox

Refresh History
  • Post only questions or comments here. Advertisements NOT ALLOWED.
  • mike2020: hi po sa inyo lahat
    Feb 23, 2020, 11:52 PM
  • Jayjayqwe: hi po
    Feb 19, 2020, 11:27 PM
  • tirs d pip: hello
    Feb 18, 2020, 02:32 PM
  • Ace1105: Hello sa lahat...  :hello:
    Feb 07, 2020, 09:46 AM
  • FREYAHYARA: Anyone knows where Ig shops like styledom.ph, thriftme, instashoppeavenu and the likes get their items for selling. Would like to venture in the same business but would like to know where and who the suppliers are
    Jan 28, 2020, 09:38 PM
  • Niel Jhacoubs: To bpc85 kung nakalagay ang inyong names sa beneficiary list ng iyong ama kay may makukuha po kayo.
    Nov 28, 2019, 02:18 PM
  • Niel Jhacoubs: Hellooooo, its been a while. :)
    Nov 28, 2019, 02:16 PM
  • miakashidou31: hi , meron po ba ditong nagta transfer sa paypal?
    Nov 05, 2019, 01:46 PM
  • whennedy: good noon po
    Oct 18, 2019, 12:04 PM
  • edzlpdac: goood day po sa lahat!
    Oct 12, 2019, 03:37 PM
  • bpc85: ask lng sana ako kung may makukuha ba kami ng Mama ko at ako or mga kapatid ko sa benepisyo ng aming Ama bilang membro ng AFPSLAI. thank you po.
    Sep 27, 2019, 12:52 PM
  • bpc85: Hi guys, im new here,.
    Sep 27, 2019, 12:52 PM
  • Anaperdi: Hi just want to know if meron dito who is into boundary hulog ng motorcycle? For mga riders ng courier. Pwede ba magpashare how it works? Naisip ko lang baka pwede ko ibusiness, meron na pala mga posts online pero di pa clear ang system sa akin. thank  you sa makakapansin
    Sep 21, 2019, 11:32 AM
  • Anaperdi: Hi newbie here..
    Sep 21, 2019, 11:19 AM
  • jprios: May contact ba kayo kung sakali?
    Sep 18, 2019, 06:11 PM
  • jprios: Sino pwedeng mahiraman dito?
    Sep 18, 2019, 06:09 PM
  • kfg52: Present!
    Sep 15, 2019, 07:26 PM
  • juju31: san po ba may nag papahiram dito
    Sep 14, 2019, 07:18 PM
  • juju31: hello
    Sep 14, 2019, 07:18 PM
  • FutureGizmo: Thanks julz! Medyo ganun nga trabaho namin ngayon, to monitor spam posts kasi ang daming spam bots. But thanks for reporting. Auto-ban agad ang spammers sa amin haha
    Sep 07, 2019, 12:17 PM
  • julz: @FutureGizmo si @nikkikv18 just posted more than 10 posts about porn sites. hay, spam.
    Sep 03, 2019, 01:05 PM
  • Cid_brent: sino po dyan pwede magbigay send ng paypal funds and I will pay you using gcash?
    Aug 25, 2019, 08:58 PM
  • Meghan91811: Sino po may alam about Rice Farming...
    Aug 25, 2019, 07:44 AM
  • roselove: hello po sa inyo... newbie here
    Aug 06, 2019, 03:31 PM
  • Niel Jhacoubs: Sino palaging active dito?
    Jul 30, 2019, 04:15 PM
  • dagocjasonrey: Anong update dito?
    Jul 22, 2019, 08:49 PM
  • mark_Lee: anong bago dito
    Jun 28, 2019, 01:03 AM
  • mark_Lee: balita
    Jun 28, 2019, 01:03 AM
  • Lovelyprincess72: hi everyone , I'm newbie here
    Jun 27, 2019, 02:36 PM
  • Niel Jhacoubs: Musta?
    Jun 26, 2019, 01:43 PM
  • Forexanalysis: Hello
    Jun 25, 2019, 06:33 PM
  • Niel Jhacoubs: Hello sa mga online jan! :)
    Jun 15, 2019, 02:58 PM
  • oragon: :applause:
    May 20, 2019, 03:53 PM
  • FutureGizmo: Thank you for reporting those spam posts, oragon! Spam posts now deleted.
    May 20, 2019, 01:59 PM
  • oragon: Admin kindly monitor some peps! posting and sharing inappropriate nude photos and website links
    May 20, 2019, 01:52 PM
  • @culinary10: Hello I am new here! Regarding sa bdo life insurance for 8 years, pwede pa kaya ma refund yung binayad ko na 50k last year? Gusto ko sana icancel kasi lack of financial na, last may 15 2018 po un nag start ako ng life insurance, pinili ko annually kaso etong may 15 2019 wala nako ma ipay so gusto ko sana icash out, may alam ba kayo kung pano marerefund?
    May 17, 2019, 07:56 PM
  • FutureGizmo: Hi Sonny, the posting issue is now resolved. Thanks for informing us! We're currently testing a new, mobile-ready theme so let us us know kung may problema pa sa Forum. :)
    Apr 04, 2019, 10:40 AM
  • sonny.wapak: Nakaka receive din ba kayo nito pag gawa ng new post? "Please try again. If you come back to this error screen, report the error to an administrator."
    Apr 03, 2019, 10:56 PM
  • leonine_zafiro: what product nun?
    Apr 01, 2019, 10:25 PM
  • dhondiex27: hi
    Mar 30, 2019, 10:55 PM
  • lusart: jayrob i agree 200%. hulog ng langit organico. legit na legit
    Mar 29, 2019, 09:08 AM
  • palemelch: Hi
    Mar 28, 2019, 04:08 PM
  • O.C.W._AK: Magandang Araw sa Lahat! Blessings! (",)
    Mar 28, 2019, 08:42 AM
  • thor15: hello everyone, newbie here
    Mar 25, 2019, 01:47 AM
  • captjaylo: present newbie here
    Mar 22, 2019, 10:06 AM
  • balboagilbert26: hello Guys .. Newbie here
    Mar 21, 2019, 10:55 PM
  • businesswoman2019: @jefsanity nag inquire na po ako pero di sila nagdidisclose. Yung branch po kasi na target ko, currently building pa.
    Mar 21, 2019, 04:27 PM
  • jefsanity: @businesswoman2019, much better inquire ka na lang sa admin nila.
    Mar 21, 2019, 01:51 PM
  • businesswoman2019: Hello! Any idea how much ang stall sa waltermart. 2m x 2m
    Mar 21, 2019, 08:28 AM
  • John Neil: Looking for an accredited iron foundry
    Mar 17, 2019, 03:19 PM