PMT Forum
How do you want to make money today?

Are you an investor? Share your AGE and DAY JOB

wilch23 · 192 · 41610

wilch23

  • VIP 6500
  • *****
    • Posts: 6,544
    • Likes Received: +8/-0
Since age and profession may play a role in how we do stock investing, may I offer this thread for additional insight on how these affect our stock trading pattern.
« Last Edit: Feb 17, 2014, 04:29 AM by FutureGizmo »


wilch23

  • VIP 6500
  • *****
    • Posts: 6,544
    • Likes Received: +8/-0
Reply #1 on: Feb 09, 2014, 09:29 AM
I'm 50, married with 1 kid in college and 1 kid in HS.

Day job is in medical equipment/supplies and also in medical clinics (not a doctor, investor lang).

Current goal is to retire from daily work soon, so my stock portfolio is built for medium term.


jmces

  • PMT Idol 1000
  • ****
    • Posts: 1,109
    • Likes Received: +2/-0
Reply #2 on: Feb 10, 2014, 09:32 AM
I'm 50, married with 1 kid in college and 1 kid in HS.

Day job is in medical equipment/supplies and also in medical clinics (not a doctor, investor lang).

Current goal is to retire from daily work soon, so my stock portfolio is built for medium term.

oh diba, halata bang 50 na si sir wilch? :D

29, ofw computer programmer, not yet married but my gf wants to get married na  :D my port is built for the long term to be passed on my anakis in the future :D


bauer

  • VIP 4500
  • *****
    • Posts: 4,857
    • Likes Received: +12/-0
Reply #3 on: Feb 10, 2014, 01:17 PM
  my port is built for the long term to be passed on my anakis in the future :D

^ Philippine stocks is NOT IDEAL for "generational" transfers if you are thinking about value.


jmces

  • PMT Idol 1000
  • ****
    • Posts: 1,109
    • Likes Received: +2/-0
Reply #4 on: Feb 10, 2014, 01:18 PM
^ Philippine stocks is NOT IDEAL for "generational" transfers if you are thinking about value.

thanks sir bauer :D


wilch23

  • VIP 6500
  • *****
    • Posts: 6,544
    • Likes Received: +8/-0
Reply #5 on: Feb 10, 2014, 05:43 PM
In other words, long term PSE stock holding is not the right way? So Buffet's way is not for us?


bauer

  • VIP 4500
  • *****
    • Posts: 4,857
    • Likes Received: +12/-0
Reply #6 on: Feb 10, 2014, 05:54 PM
^ I truly admire buffett's skills in stocks.  In fact, I even bought a 4-inch or more thick book of Benjamin Graham, who is a renowned mentor of W. Buffett.

When buying stocks, I use the principles of buffett and graham in value investing.  But my experience in our country shows that we cannot keep local stocks for 'life' more so for 'generational transfers'.

the teachings and at the same time the practice of buffett fits well in the US only.
« Last Edit: Feb 10, 2014, 05:55 PM by bauer »


apingdaldal

  • Forum Expert 600
  • ****
    • Posts: 669
    • Likes Received: +5/-0
Reply #7 on: Feb 10, 2014, 06:32 PM
34 (just got) married. No kids yet. OFW, Telecom engineer by profession. 

Just started in stock market investing last month though I've planned and did some research since a year ago.  I'm also in front of the PC everyday and occassionally I can check on PSE via COL.

Saving for retirement is my ultimate goal for my stock portfolio.  :)


wilch23

  • VIP 6500
  • *****
    • Posts: 6,544
    • Likes Received: +8/-0
Reply #8 on: Feb 11, 2014, 12:55 PM
34 (just got) married. No kids yet. OFW, Telecom engineer by profession. 

Just started in stock market investing last month though I've planned and did some research since a year ago.  I'm also in front of the PC everyday and occassionally I can check on PSE via COL.

Saving for retirement is my ultimate goal for my stock portfolio.  :)

Hi, ECE grad ka? BS ECE kasi ako, UST batch 1985.

Anyway, IMO hindi pwede for retirement ang stock investment only. The dividends are very small and if you need to sell regularly, patay kang bata ka kahit matanda ka na!

My goal is to grow it enough to invest in some businesses that can provide regular cash flow during my retirement.


lemreyes

  • Forum Tambay 200
  • ***
    • Posts: 219
    • Likes Received: +0/-0
Reply #9 on: Feb 11, 2014, 02:58 PM
30, Single.
Works Firmware R&D for a Japanese firm in Cebu City.

The dividends are very small and if you need to sell regularly, patay kang bata ka kahit matanda ka na!
if you are in the 30s, would not the dividend yields be big enough by the time that you will be 60?
e.g., buying Aboitiz Power in 2009 at around 5 pesos, now dividends are at 1.20.  That would be a dividend yield of more than 20% based on the original buying price.


katkatmachine

  • Forum Expert 600
  • ****
    • Posts: 675
    • Likes Received: +1/-0
Reply #10 on: Feb 11, 2014, 03:32 PM
24, aliping sagigilid sa isang maliit na kumpanya sa ayala.

yung stocks ko for capital growth sana para after 10 years or more siguro may pangbusiness na ako. gusto kong magfranchise ng kahit anong business or magkaron ng at least 10-door apartment. :D

yung mf ko, for retirement.  :D


Wills

  • PMT Jedi 2500
  • ****
    • Posts: 2,766
    • Likes Received: +3/-0
Reply #11 on: Feb 11, 2014, 03:40 PM
30, Single.
Works Firmware R&D for a Japanese firm in Cebu City.
if you are in the 30s, would not the dividend yields be big enough by the time that you will be 60?
e.g., buying Aboitiz Power in 2009 at around 5 pesos, now dividends are at 1.20.  That would be a dividend yield of more than 20% based on the original buying price.

It is a very simple explanation and yet its still hard for many to understand.


Wills

  • PMT Jedi 2500
  • ****
    • Posts: 2,766
    • Likes Received: +3/-0
Reply #12 on: Feb 11, 2014, 03:42 PM
On topic,

30, own some businesses and works at foundation.


apingdaldal

  • Forum Expert 600
  • ****
    • Posts: 669
    • Likes Received: +5/-0
Reply #13 on: Feb 11, 2014, 04:23 PM
Hi, ECE grad ka? BS ECE kasi ako, UST batch 1985.

Anyway, IMO hindi pwede for retirement ang stock investment only. The dividends are very small and if you need to sell regularly, patay kang bata ka kahit matanda ka na!

My goal is to grow it enough to invest in some businesses that can provide regular cash flow during my retirement.

hello!  yup ECE grad. batch 2004 naman ako. 

Actually that what I plan as well.  At least save up a few millions so once I hit 60 i'll be able sustain a simple comfortable life for myself and my wife's for at least 15 more years :D  pwede na pandagdag sa ibang passive income sources ko at sa SSS.


grayback_01

  • Forum Tambay 150
  • ***
    • Posts: 152
    • Likes Received: +0/-0
Reply #14 on: Feb 11, 2014, 06:12 PM
29, Married
Sales Assistant of Sales Manager of Samsung Electronics, which, plan to work on NGOs soon (idealistic part of me)  :cool2:

Im been investing since last year palang sa PSE; Just open my eyes recently on roads to Financial Freedom.


 


PMT Shoutbox

Refresh History
  • Post only questions or comments here. Advertisements NOT ALLOWED.
  • Niel Jhacoubs: Hello sa mga online jan! :)
    Yesterday at 02:58 PM
  • oragon: :applause:
    May 20, 2019, 03:53 PM
  • FutureGizmo: Thank you for reporting those spam posts, oragon! Spam posts now deleted.
    May 20, 2019, 01:59 PM
  • oragon: Admin kindly monitor some peps! posting and sharing inappropriate nude photos and website links
    May 20, 2019, 01:52 PM
  • @culinary10: Hello I am new here! Regarding sa bdo life insurance for 8 years, pwede pa kaya ma refund yung binayad ko na 50k last year? Gusto ko sana icancel kasi lack of financial na, last may 15 2018 po un nag start ako ng life insurance, pinili ko annually kaso etong may 15 2019 wala nako ma ipay so gusto ko sana icash out, may alam ba kayo kung pano marerefund?
    May 17, 2019, 07:56 PM
  • FutureGizmo: Hi Sonny, the posting issue is now resolved. Thanks for informing us! We're currently testing a new, mobile-ready theme so let us us know kung may problema pa sa Forum. :)
    Apr 04, 2019, 10:40 AM
  • sonny.wapak: Nakaka receive din ba kayo nito pag gawa ng new post? "Please try again. If you come back to this error screen, report the error to an administrator."
    Apr 03, 2019, 10:56 PM
  • leonine_zafiro: what product nun?
    Apr 01, 2019, 10:25 PM
  • dhondiex27: hi
    Mar 30, 2019, 10:55 PM
  • lusart: jayrob i agree 200%. hulog ng langit organico. legit na legit
    Mar 29, 2019, 09:08 AM
  • palemelch: Hi
    Mar 28, 2019, 04:08 PM
  • O.C.W._AK: Magandang Araw sa Lahat! Blessings! (",)
    Mar 28, 2019, 08:42 AM
  • thor15: hello everyone, newbie here
    Mar 25, 2019, 01:47 AM
  • captjaylo: present newbie here
    Mar 22, 2019, 10:06 AM
  • balboagilbert26: hello Guys .. Newbie here
    Mar 21, 2019, 10:55 PM
  • businesswoman2019: @jefsanity nag inquire na po ako pero di sila nagdidisclose. Yung branch po kasi na target ko, currently building pa.
    Mar 21, 2019, 04:27 PM
  • jefsanity: @businesswoman2019, much better inquire ka na lang sa admin nila.
    Mar 21, 2019, 01:51 PM
  • businesswoman2019: Hello! Any idea how much ang stall sa waltermart. 2m x 2m
    Mar 21, 2019, 08:28 AM
  • John Neil: Looking for an accredited iron foundry
    Mar 17, 2019, 03:19 PM
  • jayrob: Mark_Lee ung organico legit po yan..  Member din AQ..
    Mar 17, 2019, 12:57 AM
  • perlymelad: Hello po! Need advice, why my new MLM leaders failing?
    Mar 14, 2019, 08:51 PM
  • perlymelad: Present
    Mar 12, 2019, 07:53 PM
  • kennethmauricio: Hi saan po dito pwede mag post ng for sale properties?
    Mar 11, 2019, 07:58 PM
  • jefsanity: @mark_lee isipin mo anu passion mo at skills mo...
    Mar 11, 2019, 06:52 PM
  • sniperaj09: BAGO LANG
    Mar 10, 2019, 11:16 AM
  • mark_Lee: magandang investnent ngayon sa 30k suggest naman keo mga boss
    Mar 10, 2019, 03:07 AM
  • perlymelad: E-BOOK PO SIR @JEFSANITY
    Mar 09, 2019, 05:40 PM
  • perlymelad: @jefsanity Good Morning Po
    Mar 09, 2019, 05:39 PM
  • perlymelad: Good Day everyone
    Mar 04, 2019, 06:24 PM
  • jefsanity: anu ang small business na yan?
    Feb 28, 2019, 07:40 PM
  • perlymelad: Good Day Everyone
    Feb 28, 2019, 03:31 PM
  • perlymelad: Hello everyone, CAN ANYONE HELP ME SUGGEST ANY SIDE TOPIC  / PROBLEM OF  STARTING SMALL BUSINESS?
    Feb 28, 2019, 06:58 AM
  • perlymelad: Present, 1st time po
    Feb 25, 2019, 06:17 PM
  • jd2281: newbie po
    Feb 25, 2019, 12:26 PM
  • ejllantino: present... 1st time
    Feb 24, 2019, 07:14 PM
  • rheiel: present. first time
    Feb 24, 2019, 11:04 AM
  • MELVIE: thanks po
    Feb 24, 2019, 12:50 AM
  • steph123: hello po, ask lang po, ilang months po ba ang hihintayin after mo ma process ang mga documents para maitama ang mali sa NSO?
    Feb 11, 2019, 03:13 PM
  • Deborah: newbie here.thanks
    Feb 08, 2019, 02:17 PM
  • marj0503: hello im newbie here
    Jan 31, 2019, 10:53 AM
  • yan24: any one here planning to start a tesda skill training center
    Jan 26, 2019, 12:07 PM
  • manzjon: Forex trading forum
    Jan 25, 2019, 02:16 PM
  • Lizette Ramos: Pwede po bang patulong... Maganda po ba ang gasul retailing business?
    Jan 24, 2019, 09:14 PM
  • Imnobody: Hi sino naghahanap ng casino financer dito?
    Jan 16, 2019, 09:59 PM
  • Odlanyer22: Good day!
    Jan 16, 2019, 09:55 PM
  • maryen: at kung sakaling may somobra sa food na nailuto.. dapat po bang bayaran ng client un .. or ipapa take mo na sakanila?...
    Jan 16, 2019, 03:52 PM
  • maryen: HI! GOOD DAY! newbiz lang po... question lang po regarding sa catering.. if may 50pax po ako dapat lang po ba na sakto ang serving ng food?
    Jan 16, 2019, 03:50 PM
  • mark_Lee: cno na nag organico dito scam po ba yun or legit
    Jan 09, 2019, 03:04 AM
  • kuray08: Have a Prosperous New Year to all..
    Jan 06, 2019, 09:27 PM
  • ethan: Sino po may auto supply business dito? How profitable po ba ito in terms of monthly income? Lalo na kung meron na one or two na competition.
    Jan 04, 2019, 11:34 AM