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Poll

Average Monthly Net Income to live Comfortably in the Philippines

20,000-30,000
10 (10%)
40,000-50,000
23 (23%)
60,000-70,000
16 (16%)
80,000-Up
51 (51%)

Total Members Voted: 100

Author Topic: POLL: Average Monthly Net Income to live Comfortably in the Philippines  (Read 21568 times)

Offline jjalfonso1

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It's quite refreshing to see savings and investments included among monthly budget items. 

Offline Mumay25

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Para sa mga may pamilya malamang 80k will do...sa mga single 40k ok na!

Offline Albert588

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Wow! Thanks for the input. Parang ang dami na  talaga expenses pag may family na
« Last Edit: Apr 25, 2013, 12:50 PM by FutureGizmo »

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Offline bigtimetoto

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share ko lang po yung sa akin:
expenses :
> Meralco ( 3K )
> cable ( 500 )
> water ( 500 )
> house monthly amort ( 9.7K )
> foods and groceries ( 14K )
> katulong ( 3.5K )
> expenses ni baby ( 12K )
> support ko sa parents ko ( 12K )
> others ( 3K )
SAVINGS: 25k

so in net atleast 80K talaga kapag married na ...
« Last Edit: Mar 19, 2013, 04:24 PM by bigtimetoto »

Offline blebchel

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kalaki ng salary niyo kung yun nga narereceive niyo kada buwan. For me, okey na sa akin ang 20k a month. Single naman kaya payts na.

Offline INDO

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iniisip k nga din ito if ever ayaw ko na mag work abroad, stay at home na lang while mag farm  :D

ito yung projected expenses ko (we're 5 in the family): 40,000

food - 15,000 (ulam/fruits/veg, bigas excluded kasi may rice farm ako)
utility bills - 5,000
HouseKeeper - 3,000
Utility boy - 3,000
Fuel - 3,000
leisure fund - 3,000
charity fund - 3,000
others - 5,000

yung place kasi namin probinsya lang.  :watchuthink:
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Offline noobydooby

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most of the posts here go against what the expert are advising..  whatever happened to live within your means?  so whatever your income is, you should live comfortably below that.

personally, i've never had any major problems between when i was making 8k per month gross, to now that i'm an OFW making err.. more than 8k per month..  i've always lived COMFORTABLY below my means.

Offline pulubing_palaboy

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people have different comfort levels, what may be comfortable to you may be downright unbearable to another

Offline pilyong_husband

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Food - 40,000
Mrs1 - 80,000
Kabit 1 - 50,000
Kabit 2 - 50,000
Scholars(sagip dalagita) - 50,000
Bisyo - 20,000



Occupation: Congressman :D

Offline INDO

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pilyo nga  :harhar:

Food - 40,000
Mrs1 - 80,000
Kabit 1 - 50,000
Kabit 2 - 50,000
Scholars(sagip dalagita) - 50,000
Bisyo - 20,000



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Offline r4k3t_m4n

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I guess the figures here should not be treated to realistically represent "living" throughout the Philippines. I used to earn over PhP60k net (mid- to late 2000s) but can't seem to have a steady flow of savings. I lived then in an urban area (Las Pinas and Taguig City).

When I changed career and transferred to a rustic area (Nagcarlan, Laguna) in 2011, my monthly net income plunged to PhP40k to PhP50k. Ironically, along with all the changes that had happened, I noticed a considerable inflow of savings to my 2 bank accounts, at an average of PhP10k-15k a month.

Of course, we all have our own lifestyles which "control" how we live and spend, but I do think the place of residence, particularly the cost of living of that area, also have a significant impact on how we spend.

Nagcarlan's environment is almost like Tagaytay. I live in a small, undeveloped farm sitting at the foot of Mt. Banahaw, where it's raining almost everyday. My electric bill when I lived in the city used to be around 6-7k a month (24/7 use of aircon is really expensive). Now, I only use electric fan usually during noon to the afternoon, and my electric bill averages to around PhP1k a month (during the cold "Ber" months, the average bill is PhP800).

 :watchuthink:

Postscript: My 2 aircon units now function differently. One is used as "patungan" (sort of a table furniture) of a deskfan, while the other is just "sleeping" in the stockroom.  :D
He who asks a question is a fool for a minute; he who does not remains a fool forever. ~ Chinese Proverb

Offline gogoypmt

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Kung Single ka, 30-40K ok na. Ipon ka para pambili ng Bahay in Cash para dika lugi sa Interest.

Exp: Kuryente,grocery,allowances,perks = 10,000 Sagad
Savings = 30,000 Sagad.
After 5 years = 1.8M Sagad kung puro Savings lang pero kung may investment ka pa mas malaki na yan.
Tapos Kuha ka na Bahay in Cash at Kotse. Kesa mag Loan ka masakit at lugi ka pa.

**********************
Kung Married na sympre Combined Salary na kayo, atleast 80-100K.
Bago kayo ikasal may Bahay ka na at Kotse para Happy :).

Kapag Kasal na, mas malaki na Savings niyo dalawa. Atleast 70% ng Combined Salary niyo, tpos ihihiwalay niyo dito ang Life Insurance, Stocks, Pang College kung ilang anak.. etc etc.

Luho lang talaga nakakasira eh, try to minimize or plan lang din.

Offline singkit_1588

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Kung Single ka, 30-40K ok na. Ipon ka para pambili ng Bahay in Cash para dika lugi sa Interest.

Exp: Kuryente,grocery,allowances,perks = 10,000 Sagad
Savings = 30,000 Sagad.
After 5 years = 1.8M Sagad kung puro Savings lang pero kung may investment ka pa mas malaki na yan.
Tapos Kuha ka na Bahay in Cash at Kotse. Kesa mag Loan ka masakit at lugi ka pa.

**********************
Kung Married na sympre Combined Salary na kayo, atleast 80-100K.
Bago kayo ikasal may Bahay ka na at Kotse para Happy :).

Kapag Kasal na, mas malaki na Savings niyo dalawa. Atleast 70% ng Combined Salary niyo, tpos ihihiwalay niyo dito ang Life Insurance, Stocks, Pang College kung ilang anak.. etc etc.

Luho lang talaga nakakasira eh, try to minimize or plan lang din.

at least 30 ro 40k net na yan db?
pati ung sa couple, net na?
kasi ung tax 20-30% na eh..
so dapat pla basic salary mo is around 50k to 60k para makakuha ng net na 30k to 40k..hehe
« Last Edit: Sep 17, 2013, 01:12 PM by singkit_1588 »
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Offline Beannie

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Mahal cost of living sa Manila. I plan to go back sa probinsya and live there (as soon as I convince my hubby haha). An income of 50k would set us in the upper middle class lifestyle na. Sa probinsya, i wouldn't need to buy a lot, just need to save up for house construction and set it in one of my father's lands, ammorticize for a car, plant veggies and mag alaga ng poultry and live stock sa yard (hehe) for food. Basically, everything is cheaper sa probinsya. Ang mahirap dun is maghnap ng work that would give you an income of 50k a month.  :hihi:
« Last Edit: Jul 09, 2014, 08:22 AM by Beannie »

Offline oca1101uk

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An income of 60 to 70k I think would be enough for newly married couple.

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