PMT Forum

News: Always Present! ka ba? Sign the AUGUST 2016 Attendance Sheet right now! :watchuthink:

 
 
Welcome, Guest. Please login or register.
Did you miss your activation email?

Click LIKE, TWEET or +1 to earn PMT Badges!

Author Topic: What do you think of COL's Easy Investment Program?  (Read 18367 times)

Offline michelle.c

  • Probie
  • *
  • Posts: 13
  • Thanks Received: 0
Hi there, I'm just curious about this program.  Anyone who has tried this? Care to share your experiences regarding this program or with CitisecOnline in general? Thanks!
Posted on: Sep 18, 2008, 01:10 PM
How does this really work and what is the catch?

Offline r00tcipher

  • Posting Whiz
  • *
  • Posts: 219
  • Thanks Received: 0
Re: What do you think of COL's Easy Investment Program?
« Reply #1 on: Sep 19, 2008, 12:04 PM »
  • Publish
  •  gusto ko rin malaman kung me nakapag try na nito? ano ba to, cla na magsasabi kung kelan ka bibili at ano blue chip stock?

    Offline ece_trader

    • Junior Member
    • *
    • Posts: 43
    • Thanks Received: 0
    Re: What do you think of COL's Easy Investment Program?
    « Reply #2 on: Sep 19, 2008, 03:58 PM »
  • Publish

  • PMT Forum

    Re: What do you think of COL's Easy Investment Program?
    « Reply #2 on: Sep 19, 2008, 03:58 PM »


    * * * * * sponsored links * * * * *

    Offline shinji999

    • Junior Member
    • *
    • Posts: 42
    • Thanks Received: 0
    • Gender: Male
    • The seeker...
    Re: What do you think of COL's Easy Investment Program?
    « Reply #3 on: Sep 19, 2008, 06:09 PM »
  • Publish
  • how much po yung needed to open the normal account? what if you can't deposit to the month you have arrange, what happens then po?

    Offline tuyuta

    • Associate Member
    • *
    • Posts: 95
    • Thanks Received: 0
    Re: What do you think of COL's Easy Investment Program?
    « Reply #4 on: Sep 20, 2008, 02:06 AM »
  • Publish
  • 5K ang initial nila. the succeeding kahit magkano na. but if you're gonna do the EIP. then you should put a regular amount periodically. this is their name for "cost-averaging." your 5k/month would probably buy 2 different stocks. depende sa presyo ng stocks.

    in EIP, you need not worry on the ups & downs of the market. i made a simple calculations using excel. to make sure you'll have gains in cost-averaging, it's better to sell (end your EIP) with a higher stock price. or better yet, dahil mahirap i-explain, monitor your EIP. hehe. EIPs are for long term investments btw.

    Offline monmon

    • Associate Member
    • *
    • Posts: 99
    • Thanks Received: 0
    Re: What do you think of COL's Easy Investment Program?
    « Reply #5 on: Sep 20, 2008, 09:50 AM »
  • Publish
  • It is actually a program integrated in their online transaction that will give you a calendar to remind you when is you scheduled buy for your selected stocks.
    As mentioned they have recommendations per particular industry.
    Finance, property,utilities, etc.
    They advise to invest in 1 stock per industry only to diversify your portfolio.
    But you can invest on the stock of your liking
    ---
    Once the date comes you can either buy or cancel your scheduled investment.
    Also did an excel of these concept of peso cost averaging using BPI for the past 5 years.

    Check the discussion here
    http://www.pinoymoneytalk.com/forum/index.php?topic=14347.0
    Are you gonna have EMG? Know what it is at http://rehabmed.blogspot.com
    Why I got an iPod Touch 2G? Jan 2009 blog at http://edmundmd.blogspot.com

    Offline ece_trader

    • Junior Member
    • *
    • Posts: 43
    • Thanks Received: 0
    Re: What do you think of COL's Easy Investment Program?
    « Reply #6 on: Sep 20, 2008, 11:17 AM »
  • Publish

  • how much po yung needed to open the normal account? what if you can't deposit to the month you have arrange, what happens then po?


    Normal Account would be 25K.  But if you're still a student you can avail of the 5K starting capital.

    EIP Account can start from 5K.

    Offline shinji999

    • Junior Member
    • *
    • Posts: 42
    • Thanks Received: 0
    • Gender: Male
    • The seeker...
    Re: What do you think of COL's Easy Investment Program?
    « Reply #7 on: Sep 20, 2008, 12:30 PM »
  • Publish
  • i am curious with COL and i want to open an account using EIP pero parang may lock-in period ata sya. you need to be committed every month. you have limited movement ata.

    Offline monmon

    • Associate Member
    • *
    • Posts: 99
    • Thanks Received: 0
    Re: What do you think of COL's Easy Investment Program?
    « Reply #8 on: Sep 20, 2008, 10:11 PM »
  • Publish
  • What do you mean by lock in period?
    Once you open an account the amount you placed under your account is for you to use whatever way you like it. Buy it for stocks, get stocks via eip or just let it sit and not do anything.

    It is up to you if you plan to buy every month or every quarter or every week. Once the date of your schedule to buy, it just reminds you but it is up to you if you plan to continue or cancel.
    If you plan to sell it after a few months then you can do so.
    But the eip goal is to invest in the long run. Its just a way to help you remember.
    Are you gonna have EMG? Know what it is at http://rehabmed.blogspot.com
    Why I got an iPod Touch 2G? Jan 2009 blog at http://edmundmd.blogspot.com

    Offline shinji999

    • Junior Member
    • *
    • Posts: 42
    • Thanks Received: 0
    • Gender: Male
    • The seeker...
    Re: What do you think of COL's Easy Investment Program?
    « Reply #9 on: Sep 20, 2008, 10:53 PM »
  • Publish
  • anybody knows when po is the upcoming seminar of COL either next week or october? :scratch:

    Offline monmon

    • Associate Member
    • *
    • Posts: 99
    • Thanks Received: 0
    Re: What do you think of COL's Easy Investment Program?
    « Reply #10 on: Sep 20, 2008, 11:57 PM »
  • Publish
  • check the website www.citiseconline.com they have the announcement there for Sept and October.
    I suggest you attend it since it is very informative and you can ask your questions regarding the program
    Good Luck
    Are you gonna have EMG? Know what it is at http://rehabmed.blogspot.com
    Why I got an iPod Touch 2G? Jan 2009 blog at http://edmundmd.blogspot.com

    Offline r00tcipher

    • Posting Whiz
    • *
    • Posts: 219
    • Thanks Received: 0
    Re: What do you think of COL's Easy Investment Program?
    « Reply #11 on: Sep 21, 2008, 02:01 AM »
  • Publish
  •  so kung beginner sa stock market, ok na tong EIP?

    Offline ece_trader

    • Junior Member
    • *
    • Posts: 43
    • Thanks Received: 0
    Re: What do you think of COL's Easy Investment Program?
    « Reply #12 on: Sep 21, 2008, 09:06 AM »
  • Publish

  •  so kung beginner sa stock market, ok na tong EIP?


    yeah!  perfect din 'to para sa mga super-busy na tao who can't check their accounts regularly.  

    Offline michelle.c

    • Probie
    • *
    • Posts: 13
    • Thanks Received: 0
    Re: What do you think of COL's Easy Investment Program?
    « Reply #13 on: Sep 22, 2008, 02:00 PM »
  • Publish
  • Kung long investment, gano katagal? Mga 5 years minimum?
    Posted on: Sep 22, 2008, 01:08 PM
    And ibig sabihin ba when you join the EIP, sobrang liit lang ng chance na matatalo ka? How about investing now when there's global crisis? I think the Philippines isn't that much affected anyway. And if it is at the moment, the Fed's doing everything it can so the stocks will most likely go up again. These are just my thoughts. Any comments/feedbacks?

    Offline tuyuta

    • Associate Member
    • *
    • Posts: 95
    • Thanks Received: 0
    Re: What do you think of COL's Easy Investment Program?
    « Reply #14 on: Sep 22, 2008, 02:31 PM »
  • Publish

  • Kung long investment, gano katagal? Mga 5 years minimum?
    Posted on: Sep 22, 2008, 01:08 PM
    And ibig sabihin ba when you join the EIP, sobrang liit lang ng chance na matatalo ka? How about investing now when there's global crisis? I think the Philippines isn't that much affected anyway. And if it is at the moment, the Fed's doing everything it can so the stocks will most likely go up again. These are just my thoughts. Any comments/feedbacks?


    in the long run, stocks from a good company will eventually go up. kung mag eip ka, pili ka nalang dun sa recommended ng COL, kasi pinag aralan at pinag aaralan nila yung mga stocks na yun. that's one of the good things about COL. maraming analysis na sila na ang gumagawa for their clients.

    the point of EIP is for a client to regularly save a fixed amount of money, say monthly of 5K. then you'll use that 5k to buy a certain stocks(1 or 2 depending on the price). kunwari, you'll divide 5K into 2. P2500 for stockA, and P2500 for stockB. bumaba o tumaas ang stocks, crisis or economic boom, P2500 pa din for both stocks. after the long term (say, 5yrs, or 10yrs), you'll sell all of your stocks. then that's it. you'll have gains through stock appreaciation, and from dividends from the companies you've bought.

    i think open pa din ang 5K for opening an account in COL

    PMT Forum

    Re: What do you think of COL's Easy Investment Program?
    « Reply #14 on: Sep 22, 2008, 02:31 PM »
    * * * * * sponsored links * * * * *

     


    PMT Shoutbox

    Refresh History
    • blackwolf: Good Morning :)
      Aug 27, 2016, 09:54 AM
    • kogtong11: HI
      Aug 25, 2016, 08:41 PM
    • Sagradth: a nice place isn't it?
      Aug 25, 2016, 08:26 PM
    • nisaam: anyone so active?
      Aug 23, 2016, 04:17 PM
    • nisaam: Hello!
      Aug 23, 2016, 04:17 PM
    • forexfx4u: im new here, is there any place where one should introduce himself?
      Aug 23, 2016, 09:11 AM
    • forexfx4u: hello everyone
      Aug 23, 2016, 09:09 AM
    • Jayumaster: ola
      Aug 16, 2016, 04:54 PM
    • dwecks30: anu po ba tong PMT
      Aug 16, 2016, 10:05 AM
    • Patrickdesilva0319: Hi
      Aug 15, 2016, 07:07 PM
    • mark123: hello,, paano po dito mag post? di ko po makita sorry :D
      Aug 15, 2016, 01:28 PM
    • Mhe: Hello! I have a question po. My friend invested in bagnetified. Then after 3mos nag close yun store. What should do? Hindi na sya kinokontak, how she can return back her money? Kawawa naman. Yun konting ipon nya napunta doon at mawala na lang ng parang bula.
      Aug 13, 2016, 01:16 PM
    • brucewillis8: hello po
      Aug 11, 2016, 12:45 PM
    • k84u: @clouDee try SouthAsialink
      Aug 04, 2016, 11:47 AM
    • k84u: hello
      Aug 04, 2016, 11:30 AM
    • NicaShan: howdy
      Aug 03, 2016, 01:56 PM
    • ClouDee: Noob shout po. I need a couple of suggestions kung saang org or peer ang naglelend ng working capital para sa magsisimula pa lang na business, hndi po yung running na at ieexpand lang (ganito sa banks kaya no go ako). Thanks in advanced!
      Jul 29, 2016, 07:31 PM
    • samii0927: hi
      Jul 27, 2016, 09:55 PM
    • Sophie: hi
      Jul 27, 2016, 02:56 PM
    • sp.mbl.ron: asx hello
      Jul 26, 2016, 05:14 PM
    • asx2016: hello newbie here......
      Jul 26, 2016, 03:07 PM
    • zurfmaxx: hello sa lahat
      Jul 23, 2016, 04:00 AM
    • labamba: hello
      Jul 20, 2016, 02:58 PM
    • queenmore: hi guys
      Jul 19, 2016, 10:05 PM
    • mrbimnl: kuya na scam ka?
      Jul 15, 2016, 04:50 PM
    • jayjaytobi: maari lamang po na makipagcoordinate kayo sa akin kasi in kailangan ko pa ng mga kasamahan na magfile ng case against her.
      Jul 14, 2016, 11:52 AM
    • jayjaytobi: hi magandang hapon. sino na po dito ang nascam ni KATRINA C CRUZ./ MICHELLE MICHEE CRUZ
      Jul 14, 2016, 11:52 AM
    • maya2ph: gandang hapon sa lahat
      Jul 13, 2016, 05:22 PM
    • hart01: Hi po, newbie lang ako...kamusta kayo?
      Jul 13, 2016, 03:42 PM
    • annjoo: wish this forum was more active. sobrang interesting ng talks, want to learn more.
      Jul 12, 2016, 01:12 PM
    • esclabo: scorbabe, parang nagspam ng link na may lamang cryptolocker virus
      Jul 10, 2016, 07:59 PM
    • jamesmanding: Gudmorning
      Jul 08, 2016, 08:21 AM
    • Pinoy91: Hi need help in opening rice shop
      Jul 07, 2016, 04:34 PM
    • annjoo: hi. anybody interested in educating a newbie in the life insurance industry? thank you.
      Jul 04, 2016, 10:30 AM
    • Ryex321: hi ! sino my alam dito pwede ,ag personal loan ? madali lang process
      Jul 02, 2016, 06:40 AM
    • george88: bablita23 pinakamagandang gawin mo pumunta ka ng navotas fishport canvass ka dun tanong tanong then punta ka naman ngayon sa palengke magtanong ka magkano retail tapos compare mo sa navotas fishport malaki kita dyan pag ubos mo supply mo
      Jun 16, 2016, 03:54 PM
    • bablita23: Hi po, anyone can help? Gusto q po sana mag start na maging fish dealer. Baka pwede nyo po aq mapayuhan ng mga unang dapat gawin. Thank you po.
      Jun 15, 2016, 12:42 PM
    • freefront: Help! Where can I buy gutter guards? A big rat ran up the rainwater drainage pipe and ate all the new shoots of my Lemon Trees. I already went to 5 big hardware stores. Nothing. You know, the kind of metal guards you attach to the 4" pvc's that drain out onto the city gutter.......
      Jun 15, 2016, 08:45 AM
    • Nap: Hi guys kailangan ko ng truck na mababackloadan evry week pabalik ng manila mula sa south
      Jun 13, 2016, 07:35 PM
    • shiru: promise po i'll behave want ko lng malaman f anu ng status nmen...
      Jun 11, 2016, 10:58 AM
    • shiru: hopeless n tlga ko,need help para maopen fb ng asawa ko,plz anyone
      Jun 11, 2016, 10:57 AM
    • shiru: hi guys,newbie here,i need help
      Jun 11, 2016, 10:57 AM
    • Jotabs: I tried some interview but mostly people are shy to e press the active process
      Jun 10, 2016, 07:29 AM
    • Jotabs: Hahahq, to think I voted for duterte. I just wanted to start a simple money lending with security features. Paano kaya?
      Jun 10, 2016, 07:28 AM
    • jenofstructures: Mahirap ang bumbay style na lending, as hindi ito sinusuportahan ni Duterte.
      Jun 09, 2016, 06:53 AM
    • papavigo: sino dito nakaexperience na ng clickbank .willing to pay just teach me how to earn on clickbank.see me on my facebook account.Gilbert sausa vigo.salmat
      Jun 08, 2016, 09:02 PM
    • ardytenorio: @jotabs to start, know the market. alamin mo kung paano kalakaran sa loc mo. kung magkano interest at kung mode of payment. mas maganda kung mag-interview ng mga umuutang sa bumbay
      Jun 08, 2016, 01:23 PM
    • Jotabs: Anyone?
      Jun 08, 2016, 10:43 AM
    • Jotabs: I need some advice on how to start a bumbay style lending?
      Jun 08, 2016, 10:43 AM
    • rachelle_dammay: hi sa lahat newbie here :)
      Jun 07, 2016, 04:14 PM
    BloQcs design by Bloc
    SMF 2.0.11 | SMF © 2015, Simple Machines
    SMFAds for Free Forums
    SimplePortal 2.3.6 © 2008-2014, SimplePortal