Browse By

Top 10 High-Paying Keywords

My friend, a Search Engine Optimization (SEO) freak who owns at least eight (8) different blogs, and I were discussing yesterday about blogging and how to make money from blogs.

I told him about the article I wrote on 7 easy-to-make blogs that can make you money but he said although these are indeed easy to make, these blogs are not necessarily lucrative.

According to him, if one’s goal is to make lots of money by blogging, one should target high-paying keywords. This got me to researching what these top-paying keywords are.

Based on what I read from several articles and confirming the keyword value through Google Adwords, this is my list of the Top 10 High-Paying Keywords you might be interested to target.

Top 10 Keywords by Cost per Click (CPC)

  1. eLoan
  2. Equity Line Credit
  3. Mesothelioma
  4. Refinance Quotes
  5. Home Equity Loan
  6. Structured Settlements
  7. Personal Injury Attorney
  8. Term Life Insurance
  9. Dedicated Hosting
  10. Accident Lawyer

Targeting any of these keywords can earn you around $15 to $30 per click — that, of course, does not consider yet Google’s cut in the advertising fee.

In any case, even if you get “only” $15, if you multiply that by the number of clicks you can get, you stand to earn hundreds or even thousands of dollars everyday.

It’s also good to know high-paying keywords that are popular in terms of the number of clicks generated. The idea is that even if a keyword does not have a relatively high cost per click, if you can have a lot of clicks, then you can still earn a lot from that keyword.

Here is that list. We narrowed it down to keywords that generate at least 1,000 clicks per day and pay at least $10.00 per click.

Top 10 High-Paying Keywords by Number of Ad Clicks

  1. Loans
  2. Car Insurance
  3. Refinance
  4. Equity Loans
  5. Credit Cards
  6. Credit Report
  7. Debt Consolidation
  8. Life Insurance
  9. Mortgages
  10. Domain Name

Good luck targeting those keywords!

Disclaimer: We do not claim this list to be a complete and comprehensive list. Please note that keyword value and popularity may change anytime.

Related reading:

View Related Posts

Ask a question or post a comment

26 thoughts on “Top 10 High-Paying Keywords”

  1. Jun Sanchez says:

    Great post, Sir.

    I’m particularly interested in at least 3 keywords in the first table.

    Thanks for sharing.

  2. Jay Castillo says:

    Wow, I see a lot of keywords here that I have actually used in my blogposts as they come naturally with my niche. I guess I should pay more attention and target them accordingly. Thanks James for the lists. If it’s not too much to ask, what tool did you use to generate them?

  3. Reel Advice says:

    Too bad my blog is about movies and movie reviews! dang! I cannot even use any of them!

  4. daworm says:

    Its not easy to rank on those keywords!

    The trick here is not to blog at all. You will be spending(wasting) hours and hours doing blogs.

    Learn how to program in PHP or Ruby and automate all the content generation stuff – may it be user generated or aggregate rss stuff. Optimize your site’s on-page factors and focus on long tail keywords. Let your content multiply by itself.

  5. BrianB says:


    If no ad buyer is buying these keywords, you’ll get no ads, too.

  6. ricojake says:

    it’s easy to put up a blog about these keywords. the hard part is to rank highly on SERP.
    pls note these keywords are already very very saturated..
    .-= ricojake´s latest blog ..Getting Started With A Radio Controlled Model Hobby =-.

  7. Elevic Pernis says:

    I do not agree with the post.

    First of all, the data presented talk about HOW MUCH YOU HAVE TO SPEND for GOOGLE PAY PER CLICK. You might earn much from Adsense, PROVIDED your site or blog is in the first page of the SERP for that keyword. But here’s the thing: For beginners, it will be difficult to target those keywords. There are other niches worth targeting for a beginning blogger.

    To illustrate my case, I selected “equity line credit” for a basic keyword research.

    There are 6,730,000 competing pages in Google for broad match search, and 904,000 competing pages in Google for phrase-match search. For a beginner to have good results, a niche keyword should have less than 30,000 competing pages in Google phrase match. And the Phrase match to Broad Match ration should be higher than 15%. Obviously, “equity line credit” does not satisfy these two basic criteria. There are other criteria to consider but unless you have the expertise of at least Carl Ocab and his resources, don’t attempt to target those keywords.
    .-= Elevic Pernis´s latest blog ..Potentially Free Traffic Source for Thirty Day Challengers =-.

  8. James | says:

    There seems to be a lot of defeatists attitude here. If you think you can’t do it, you really won’t be able to do it.

    Elevic Pernis cited Carl Ocab and his site and this is a very good example. The “make money online” niche is very saturated but Carl’s site was able to reach #1 (although it’s slipping these days). Contrary to what Elevic said, Carl did not have the “expertise” and “resources” to achieve that feat. Remember Carl was a 13 year-old kid who simply found success based on SEO and internet marketing strategies he used which worked for his site. If he can do it in a very saturated market, others can do it too.

    Hitting the first page of the SERPs is indeed a challenge, but some site still has to be there, right? So why not wish (and work) for your site to be there?

  9. Sherwin says:

    Hehe. I don’t think you’re being a defeatist when you try to admit that the odds are stacked against you and choose to go the alternative routes. Most especially if you’re a novice and still do not have the resources to take on the giants of internet marketing who have teams of SEOs to do their work for them. Not even Carl Ocab may have the resources to take on these niches. But everyone is free to try and I think everyone who wants to should try. James just did. :) As an internet marketer you should be learn to be able to gauge the difficulty levels of the markets you’re getting into and getting into touch niches will help you create that reference.

  10. Pastilan says:

    I do not agree with what Elevic Pernis said. I do not really believe that a new blogger should be intimidated by the number of competing pages on a keyword. Take the case of one of my newbie blogger friend; his blog (Blogspot) is barely a month old. He targeted the keyword “Blogspot SEO” for his blog because that’s the direction he wanted that blog to take. There are 10,300,000 competing pages on that keyword but if you do a Google search for that keyword, my newbie friend’s month old blog is in the third top most position in the first page of the SERP (and to think that most of those competing pages are also well-SEOed). The internet give a chance to everyone, no matter how small you are, it’s a matter of just believing that you can do it.

  11. jonharules says:

    Hey everyone, anybody using infolinks? Do they really pay well? Well I just thought that I will need to improve my other blogs and target these keywords that James posted. By just posting the list James you already earned yourself some visitors that are searching those words, wow nice shot!

    What keyword did you use in Google Adwords/Keywords to see these topics? Or did you simply put a website?
    .-= jonharules´s latest blog ..Koobface Facebook Virus Defeated =-.

  12. ice_hot says:

    i agree with james. if an (ex) 13-year old boy can do it. i can too! anong meron siya na wala ako? huh? may reklamo?!
    .-= ice_hot´s latest blog ..Microsoft Email Beta Test – SCAM! =-.

  13. daworm says:


    May tatay ka ba na katulad sa taty ni Carlo?

  14. ice_hot says:


    bakit kelangan ko ba tatay niya para magsucceed? yep given na marketing guru ang tatay niya. eh ano ngayon? would that stop me from learning what i need to know? ikaw, kung di mo tatay si john gokongwei ibig sabihin ba nun na wala ka nang pag-asa yumaman? kung gusto maraming paraan. kung ayaw, maraming dahilan! panis.
    .-= ice_hot´s latest blog ..Microsoft Email Beta Test – SCAM! =-.

  15. Dexter | says:

    Targetting a really high paying keyword is really of big task. Because the competition is very large. It is very hard even in the experienced SEO company in US to top those keywords,

    But for me , I think it would be great to target the less but not to low paying keywords because they might give a better competition.

    Well this is just an observation and suggestion. Readers may take it or not, It is actually a questin on how long will it take to go on top of those keywords..

    BTW . Nice research James .

  16. Tyrone | Millionaire Acts says:

    Wow, thanks James! Most of the keywords here are on the field of finance! I think I should start building some content on these keywords on my blog.
    .-= Tyrone | Millionaire Acts´s latest blog ..Why do you need to borrow money? =-.

  17. daworm says:


    sige na… thanks for the advise nalang ;)

    sana yumaman ka

  18. keywords says:

    WOW! your website have the great information about greencard.I’m sure I will be back agian.

  19. mightyfreak says:

    thanks for the info… it helps a lot..

  20. Chris says:

    this is a nice info for us..but as what Dexter said, great competition is there when you target this high paying keywords. But who knows..minsan sinuswerte to rank on 1st give it a try..try and try until you succeed.lolz

  21. charlie says:

    I have to admit, I met Carl in a seminar once and he’s a real genius using really solid strategies in link building that’s why he was able to compete with a tough keyword and its not much because his dad is a marketing guru. Carl knows what he does and he knows how to rank for a keyword.

    But with the topic at hand I would not recommend a beginner immediately compete for those keywords as it is for two reasons, (1) because they are too broad, I mean people looking for Loans what are they exactly looking for? How about those looking for credit cards? The key to marketing is to know what your customers want and in this case the long tail keywords would be far better and easier to rank for. (2) It’s basic, if you are going to play this game, play to win and that means find something where there is less competition and where you have high probabilities of winning. It’s not about being defeatist its about being strategic. Play to win!

  22. Elvin says:

    Thank you for the info!

  23. The Philippine Island says:

    it’s very difficult to get enough traffic on these keywords in a less period of time…. anyway, thanks for the info!

  24. high paying keywords says:

    Great Information Thanks
    .-= high paying keywords ´s latest blog .. =-.

  25. PNoy News says:

    unfortunately though those keywords aren’t for my blog. anyways, thanks for sharing.

  26. Ardelia Strozier says:

    Congratulations to Chelsea on winning the FA Cup.

Leave a Reply

Your email address will not be published. Required fields are marked *