Western Union

Electronic Funds Transfer of Google Adsense earnings in the Philippines?

Google Adsense recently announced that publishers in Hungary and Hong Kong are now able to receive their Adsense earnings via Electronic Fund Transfer or EFT. Through EFT, earnings are deposited directly to the publisher’s bank account in his country. Payments are made in the local currency and converted using the exchange rate at the time of the payment.

EFT definitely saves one’s time especially if the publisher’s current mode of payment is checks, which arrive several weeks later. In the Philippines, publishers can be paid via Western Union but the hassle of visiting a WU branch will be gone if EFT is to be implemented.

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New scam using fake Paypal email

A Pinoy Money Talk (PMT) member emailed me yesterday to ask whether a Paypal transaction she is planning to enter into is a scam or not.

Apparently, some guy supposedly from the UK contacted her asking help to transfer Paypal funds. The guy claims he plans to visit the Philippines and needs help moving funds to the country.

This should already raise a red flag. Never, ever agree to such transactions because you may unwittingly be a conspirator to money laundering. A suspiciously large amount being withdrawn to a Philippine bank account raises the bank’s alarm and if you could not properly explain how you got the amount and why you are transferring money, you may be charged under the country’s Anti-Money Laundering Law.

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Western Union branches have different Peso exchange rates

A friendly reminder to everyone encashing their Google Adsense earnings via Western Union Quick Cash: scout first for the Western Union branch that offers the highest exchange rate because you will “lose” if you received a low rate.

This I realized when I encashed my Adsense income for November today. First I went to SM Megamall’s Bills Payment section where they process Western Union transactions. I asked what their dollar-to-peso exchange rate is and got told it’s $1 to P42.35.

I decided not to redeem my earnings yet and instead headed to an RCPI-Western Union branch inside St. Francis Square which is just across SM Megamall. The staff told me their current exchange rate is $1 to P42.67.

A friendly reminder to those encashing their Google Adsense earnings via Western Union Quick Cash: scout first for the Western Union branch that offers the highest exchange rate because exchange rates vary per branch and you will “lose” if you received a lower rate.

This is what I realized when I encashed my Adsense income today. First I went to SM Megamall’s Bills Payment section that processes Western Union transactions. I asked what their dollar-to-peso exchange rate is. I was told it was $1 to P42.35.

A friendly reminder to everyone encashing their Google Adsense earnings via Western Union Quick Cash: scout first for the Western Union branch that offers the highest exchange rate because you will “lose” if you received a low rate.

This I realized when I encashed my Adsense income for November today. First I went to SM Megamall’s Bills Payment section where they process Western Union transactions. I asked what their dollar-to-peso exchange rate is and got told it’s $1 to P42.35.

I decided not to redeem my earnings yet and instead headed to an RCPI-Western Union branch inside St. Francis Square which is just across SM Megamall. The staff told me their current exchange rate is $1 to P42.67.

A friendly reminder to everyone encashing their Google Adsense earnings via Western Union Quick Cash: scout first for the Western Union branch that offers the highest exchange rate because you will “lose” if you received a low rate.

This I realized when I encashed my Adsense income for November today. First I went to SM Megamall’s Bills Payment section where they process Western Union transactions. I asked what their dollar-to-peso exchange rate is and got told it’s $1 to P42.35.

I decided not to redeem my earnings yet and instead headed to an RCPI-Western Union branch inside St. Francis Square which is just across SM Megamall. The staff told me their current exchange rate is $1 to P42.67.

A friendly reminder to everyone encashing their Google Adsense earnings via Western Union Quick Cash: scout first for the Western Union branch that offers the highest exchange rate because you will “lose” if you received a low rate.

This I realized when I encashed my Adsense income for November today. First I went to SM Megamall’s Bills Payment section where they process Western Union transactions. I asked what their dollar-to-peso exchange rate is and got told it’s $1 to P42.35.

I decided not to redeem my earnings yet and instead headed to an RCPI-Western Union branch inside St. Francis Square which is just across SM Megamall. The staff told me their current exchange rate is $1 to P42.67.

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How to receive Adsense earnings via Western Union

We reported a few weeks ago that starting November 2007, Google Adsense publishers can receive their earnings through the Western Union Quick Cash option.

This week I will try to encash my Adsense earnings using Western Union (WU) and will report my experience here.

Here’s a guide for those opting to use the WU payout method.

How to pick up a Western Union Quick Cash payment

1. Locate a Western Union agent that offers the Quick Cash service from the site .

2. Prepare the following before visiting the WU branch.

  • The amount of your payment
  • The Money Transfer Control Number (MTCN) for this payment
  • Your government issued ID (Passport, Driver’s License, TIN ID, SSS ID, etc)
  • Sender’s information:

Google Inc.
1600 Amphitheatre Parkway
Mountain View, CA 94043
USA

The payment amount and MTCN can be found by clicking on the ‘details’ link next to the Payment Issued line on My Account > Payment History in your Google Adsense account (see screenshot).

3. Go to the WU agent, show them the information in #2, and inform them you would like to pick up a Quick Cash payment.

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