Where to get PayPal EXPUSE Number?

Update: We have received reports that UnionBank has already disallowed the use of “8400” as EXPUSE Number. A few members have said that inputting an incorrect EXPUSE number several times canleads to a Limited PayPal account.

Be warned. Better contact UnionBank to get the EXPUSE number so as not to risk your account.

(Original post follows)

Users of UnionBank EON CyberAccount need not wait for several days and need not contact UnionBank anymore just to get the Expanded Use (EXPUSE) Number necessary to verify a PayPal Philippines account.

Today I added my UnionBank EON account to my newly-opened PayPal Philippines account and successfully enrolled as well in the Expanded Use Program.

Normally, UnionBank EON and eWallet account holders have to wait for 3-7 days before they can get the Expanded Use Number. (Visa credit card holders need to wait for the next month’s statement to get this number.)

The EXPUSE number is supposedly not accessible online so users are asked to contact Unionbank’s hotline to get the number.

But this morning I applied for the Expanded Use Program, logged in to my UnionBank online account, used as EXPUSE number the numbers I saw in my Transaction History, and voila! I’m now a Verified PayPal account holder with no Sending limit.

How to get the EXPUSE number online

This worked for my EON account. I’m not sure whether it will work for yours. Please read our Disclaimer above before proceeding.

  • [box]2. Once logged in, access the “Transaction History” of the account you used to enroll in the Expanded Use Program.[/box]
  • [box]3. Scan your history for the transaction that debited your account with the $1.95 Expanded Use Enrollment fee (the Peso charge is normally around P87+).[/box]
  • [box]4. In the corresponding “Transaction Description” column, check if you see a 3- or 4-digit number. In my case, this is 840 from the line VISA-SG(840).[/box]
  • [box]5. Since the EXPUSE number is a 4-digit number, I added “0” as the last digit. I used 8400, the new 4-digit number (840 + 0 last digit), as my PayPal EXPUSE number and, guess what, it worked![/box]

Try it and let us know if it works for you too.

Must read these other related, useful articles:


About the Author

PSEi support seen at 6,200 and 6,000 amid weaker Peso

In a not-so-surprising move, the U.S. Federal Reserve (Fed) yesterday raised interest rates by 75 basis points (bps) or 0.75% in a bid to tame rising inflation in the United States. This was the third consecutive 0.75% rate hike by the Fed, which brings the federal funds rate, the central bank’s benchmark interest rate, to ... Read more

Official SWIFT Code of BDO, BPI, Metrobank, Philippine banks

When sending cash remittances or wire transfer to a bank account in the Philippines (such as BDO, BPI, Metrobank, Landbank, DBP, etc.), you’ll surely need the SWIFT Code of the bank. Look no further because you can find all the SWIFT Codes you need in this list! Make sure you’re using the right bank code ... Read more

How to Waive your Credit Card Annual Fee (BDO, BPI, Metrobank, RCBC, Citibank, UnionBank)

Without a doubt, one of the most annoying fees that credit cardholders have to pay is the annual fee. Majority of cardholders are familiar with this fee and majority of us likely pay this grudgingly year after year after year. In the case of my credit card with BPI (Bank of the Philippine Islands), I’m ... Read more

Why Filipinos do not become business owners or entrepreneurs

For a majority of Filipinos, entrepreneurship does not seem to be a typical, expected path. This is not surprising, considering that in school, students are primarily taught to become employees after graduation. Students train for years to become staff workers, reporting to a supervisor, and just waiting to receive their wages or salaries every month. ... Read more

My experience investing in Mutual Funds in the Philippines

I started investing in mutual funds when I was 22 years old. As an Overseas Filipino Worker (OFW) then, I was fortunate to be able to save some money at that young age because of my work abroad. One time while I was on vacation in the Philippines, I saw a large billboard in EDSA ... Read more

Income Tax Tables in the Philippines (2022)

The Philippines’ new tax reform bill, known as TRAIN or Tax Reform for Acceleration and Inclusion, was signed into law on December 19, 2017 and its implementation began on January 1, 2018. What are the new income tax rates under the TRAIN law? How will TRAIN affect income taxes of individuals and corporations? How is the ... Read more

PSE Stocks Performance under each Philippine President (1987-2021)

Did you know that Philippine stocks were able to achieve an astounding growth of 800% in a span of 30 years? From 1987 until 2018, the Philippine Stock Exchange index (PSEi) rose from 1,000 points to a peak of 9,000 points — generating a return of 800% over 30 years. (The PSEi is an index ... Read more

SSL 2022: Salary Increases for Teachers, Nurses, Gov’t Employees

Good news to all government employees! There’s a new round of salary increases beginning January 1, 2022! Millions of employees of the Philippine government — including public school teachers, nurses and staff of government hospitals, and workers in local and national government agencies, etc. — will be getting an automatic salary adjustment this 2022 under ... Read more

PSE Trading Hours in 2022: What time open, when closed?

Before you take the plunge into stock trading and investing, make sure you understand what stocks are and how the Philippine Stock Exchange (PSE) operates. Unlike other investments that are relatively safe, stock trading is risky and loss of money is a possibility. So before you deep dive into the exciting world of stock trading, ... Read more

Price Floor and Price Ceiling of PSE Stocks

Trading bands in the PSE come in two forms: Price Ceiling, or the upper price limit, and Price Floor, or the lower price limit.

31 thoughts on “Where to get PayPal EXPUSE Number?”

  1. I used my Citibank credit card for the verification of my Paypal account.

    Still awaiting for my EXPUSE number to arrive in my billing though.

    Does my Citibank CC works like Unionbank EON debit card?

  2. Good day. You must be lucky to use the EXPUSE # 8400 to verify your Unionbank EON.
    But I wonder, why add one zero (0) to make it a 4 digit # as your EXPUSE #? you are luck to verify your EON that fast. As for me I ask my EXPUSE # at their Customer Service Call Center and my EXPUSE # is different from yours.
    Please refer to this link and this screenshot.
    I may be wrong about this, I guess they change their policy to use what will appear in the transaction details in our EON online account. 🙂 🙂

  3. ManilaBoy, your Citibank credit card is different from UnionBank’s EON card, which is a debit card. For EON account holders, they can get the EXPUSE number by contacting UnionBank’s Customer Support. But for UnionBank’s credit card holders (and I think this applies to your CC too), they need to wait for their next month’s billing to get the EXPUSE number.

    Yes, you can withdraw PayPal funds to your Citibank Visa credit card. Some people have already confirmed that. The funds, however, cannot be withdrawn. They are treated as a cash advance which you can apply to your next month’s dues. Dunno, though, whether Citibank Mastercards work with PayPal.

    More info on how to withdraw funds from Paypal Philippines here.

    charles, that’s interesting. I looked at your screenshot and you had the same number as mine in your internet banking account. Dunno if that 8400 EXPUSE number is a bug in UnionBank’s system. But fortunately for me, when I tried it, it worked. When I saw that number in my online account, I simply decided to add 0 to make it a 4-digit number because I know EXPUSE numbers have 4 digits. It was merely an experiment that I tried because I am aware that, in the past, PayPal EXPUSE numbers are actually available in UnionBank’s online banking facility. Only when the Receive feature was activated did UnionBank decide to give out EXPUSE numbers on the phone.

  4. to James:

    Yup, it showed the 840 number. I called Unionbank and asked for the EXPUSE number. However, I had to wait for 4 banking days before I got it. But it’s easy to get the number. Just call and ask for it! So now my EON acount is verified at Paypal.

    My question right now is what did it mean that I have 5 transactions left, when I viewed my debit card acceptance limit?

  5. i’ve followed what you said but my card get deactivated!!

    * 1. Once you have applied for PayPal’s Expanded Use Program, log in to your UnionBank internet banking account.

    * 2. Once logged in, access the “Transaction History” of the account you used to enroll in the Expanded Use Program.

    * 3. Scan your history for the transaction that debited your account with the $1.95 Expanded Use Enrollment fee (the Peso charge is normally around P87+).

    * 4. In the corresponding “Transaction Description” column, check if you see a 3- or 4-digit number. In my case, this is 840 from the line VISA-SG(840).

    * 5. Since the EXPUSE number is a 4-digit number, I added “0″ as the last digit. I used 8400, the new 4-digit number (840 + 0 last digit), as my PayPal EXPUSE number and, guess what, it worked!

  6. i got my Expuse number after emailing Union bank customer service using through my cyber account. my EXPUSE number arrived in less than 3 days i think.. it was fast as compared to those who wait for weeks even months..

  7. totoo ba yung kailangan may atleast P150 pesos ka sa eon mo , before you can begin transactions?

    excited na kase aq eh, kahapon ko lng po nakuha ung EON ko, puede ko na po ba silang iemail about sa EXPUSE no. ko?

  8. ano po ba email address ng unionbank so i could email them na lang? kasi i tried calling 84186 pero lageng please hold lang. and when i signed up for online banking, di naman ako maka log in kasilageng may please enter a valid card # pero sure naman ako na tama yung inenter ko na card #. amp!

  9. you’re wrong, man.

    the EXPUSE number is the number after the word PAYPAL. 840 is not the EXPUSE number.

    Good thing I did not believe you instantly. If I did, maybe my card will be blocked. hehe… I don’t believe that my EXPUSE number is the same as your EXPUSE number.

  10. I’ve been an eon card holder for 2 years… weird thing is since december of last year until today (feb 2009) I can’t seem to access my eon cyberaccount… during log-in the same message would appear “please enter a valid card number / user id”. I called their customer care hotline and the agent told me he would make a report regarding my problem, I requested my account to reset. He said wait for 1-2 banking days… it’s been 5 days… no e-mail yet from unionbank. 🙁 anyone with the same prob and was able to solve it?

  11. Thanks for the comprehensive guide. I’ve just received my eon card today… Hope this info would help me access my EXPUSE NUMBER. Thanks

  12. @pinky,i have the same prob. actually it just happened awhile ago. Before,i can’t login my cyber account,but luckily i was able to remember my username. But as of December 12,2009. i can’t anymore login my account. like yours it says please enter correct card number/pin. My cards valid thru is 02/12. i was thinking, do i need to renew my card or what?too bad i just withdrawn my money from paypal.

  13. I was able to access my EON online banking account after I enrolled it a few days ago and saw in the transactions the EXPUSE number. I just linked my card a couple of hours ago and got the EXPUSE number immediately after I logged in to my EON online banking page after linking my card. Thanks for this tip, sure helped a lot. Oh, and by the way, the 8400 number did not work but the EXPUSE number was there in the middle of the VISA-****PAYPAL–*EXPUSE SG(840)with the asterisks being the EXPUSE number for activating your card with. Thanks again for the help. 🙂

  14. Hi again!

    I have already got my eon card today, deposited some amount and created a cyberaccount.
    Question: Can I verify/link my eon card to paypal right now or should I wait for my cyberaccount to get activated (after 3DAYS) first?


  15. my expuse no. looked like this on my eon online transactions VISA-PP*1234CODE SG(608) – with 1234 as sample numbers only. anyways that’s how it looked like. I had a hard time searching for my transaction history as i thought it would be directly seen from the homepage or there is at least a link to guide you to that page. But there is none. I had to wait what, more than 2 days because I thought there will be a notification about it but nada.. Only to find out it’s been there after I added the EON to paypal to be verified. anyways how I located it was to click all tabs. It was on the accounts tab, you will see options and I clicked on the dropdown, saw last ten transactions and there I saw the paypal EXPUSE. it did not even say expuse, again, refer to my first sentence. So that’s it I hope unionbank gives the full or detailed instruction to walk their customers through this process.

  16. hello! I am not new to eon as i have been using it for years now. recently i tried sending load to my cp via my paypal account linked to my eon (since i have no paypal credits that time). the transaction was, however, denied. when i logged in to paypal to check, it says that i have lacking credit card information and needed my csv number (if i remember the term correctly). i inputted the 3 digits at the back of the eon card. when i logged in on my eon online account, i realized i lost 300 pesos with this transaction “VISA-PAYPAL SG(840)” worth 43.92/transaction. will i be refunded for this? i believe this is the first time i encountered this problem.

  17. Its such as you learn my thoughts! You appear to understand so much about this, like
    you wrote the e book in it or something. I feel
    that you could do with some p.c. to power the message home a bit, but other
    than that, that is great blog. A great read. I will definitely be back.


Leave a Comment