BPI Debit Card for use with Paypal?



Very few local debit and credit cards can be used with Paypal. For those without credit cards, the UnionBank EON debit card is a usual option. For those with a BPI Mastercard, however, there now is an alternative “credit card” that can be used with Paypal: the BPI e-Credit card.

I visited BPI earlier and a staff introduced me to it. The e-Credit card is similar to a supplementary card, which means it is attached to the regular BPI Mastercard.

BPI markets the e-Credit card as the “card for online transactions.” Its account number is different from the regular credit card number which means online, your regular credit card number won’t appear.

How am I protected with the e-Credit card?

The e-Credit card is pre-assigned at 50% of your regular credit limit or P50,000 whichever is lower. This means with the e-Credit card, you have a lower exposure when you use it online.

Is there an annual fee for the e-Credit card?

None, it’s free with the BPI Mastercard.

Will I get a separate card for my e-Credit Card?

Yes, but it’s not really a “credit card” but more of a reference card. It does not contain any chip, magnetic stripe, signature or embossing which means it cannot be used to swipe in offline transactions. What it has is your account number, account name, expiration date, and the card validation number — the same information you need to make an online transaction.

What if my e-Credit card is lost or stolen?

Report it to BPI Express Phone at 89-100 (891-0000). You can also request for a new card with a new account number.

Must read these other related, useful articles:

About the Author

PSEi support seen at 6,200 and 6,000 amid weaker Peso

In a not-so-surprising move, the U.S. Federal Reserve (Fed) yesterday raised interest rates by 75 basis points (bps) or 0.75% in a bid to tame rising inflation in the United States. This was the third consecutive 0.75% rate hike by the Fed, which brings the federal funds rate, the central bank’s benchmark interest rate, to ... Read more

Official SWIFT Code of BDO, BPI, Metrobank, Philippine banks

When sending cash remittances or wire transfer to a bank account in the Philippines (such as BDO, BPI, Metrobank, Landbank, DBP, etc.), you’ll surely need the SWIFT Code of the bank. Look no further because you can find all the SWIFT Codes you need in this list! Make sure you’re using the right bank code ... Read more
blank

How to Waive your Credit Card Annual Fee (BDO, BPI, Metrobank, RCBC, Citibank, UnionBank)

Without a doubt, one of the most annoying fees that credit cardholders have to pay is the annual fee. Majority of cardholders are familiar with this fee and majority of us likely pay this grudgingly year after year after year. In the case of my credit card with BPI (Bank of the Philippine Islands), I’m ... Read more
blank

Why Filipinos do not become business owners or entrepreneurs

For a majority of Filipinos, entrepreneurship does not seem to be a typical, expected path. This is not surprising, considering that in school, students are primarily taught to become employees after graduation. Students train for years to become staff workers, reporting to a supervisor, and just waiting to receive their wages or salaries every month. ... Read more
blank

My experience investing in Mutual Funds in the Philippines

I started investing in mutual funds when I was 22 years old. As an Overseas Filipino Worker (OFW) then, I was fortunate to be able to save some money at that young age because of my work abroad. One time while I was on vacation in the Philippines, I saw a large billboard in EDSA ... Read more
blank

Income Tax Tables in the Philippines (2022)

The Philippines’ new tax reform bill, known as TRAIN or Tax Reform for Acceleration and Inclusion, was signed into law on December 19, 2017 and its implementation began on January 1, 2018. What are the new income tax rates under the TRAIN law? How will TRAIN affect income taxes of individuals and corporations? How is the ... Read more
blank

PSE Stocks Performance under each Philippine President (1987-2021)

Did you know that Philippine stocks were able to achieve an astounding growth of 800% in a span of 30 years? From 1987 until 2018, the Philippine Stock Exchange index (PSEi) rose from 1,000 points to a peak of 9,000 points — generating a return of 800% over 30 years. (The PSEi is an index ... Read more
blank

SSL 2022: Salary Increases for Teachers, Nurses, Gov’t Employees

Good news to all government employees! There’s a new round of salary increases beginning January 1, 2022! Millions of employees of the Philippine government — including public school teachers, nurses and staff of government hospitals, and workers in local and national government agencies, etc. — will be getting an automatic salary adjustment this 2022 under ... Read more
blank

PSE Trading Hours in 2022: What time open, when closed?

Before you take the plunge into stock trading and investing, make sure you understand what stocks are and how the Philippine Stock Exchange (PSE) operates. Unlike other investments that are relatively safe, stock trading is risky and loss of money is a possibility. So before you deep dive into the exciting world of stock trading, ... Read more

Price Floor and Price Ceiling of PSE Stocks

Trading bands in the PSE come in two forms: Price Ceiling, or the upper price limit, and Price Floor, or the lower price limit.

24 thoughts on “BPI Debit Card for use with Paypal?”

  1. a brief question though, have you asked if this was available to everyone? Have you also had the chance to ask the requirements for this BPI e-card?

    Reply
  2. This is a good news as another alternative for EON Card.

    However, it seems that is initially available to the existing BPI Mastercard member as you mentioned that it is attached to the regular BPI Mastercard.

    I have the same concern as mentioned by Jamez, what if you don’t have BPI Mastercard? Does it mean that your really need to have or apply the for BPI Mastercard prior you get this BPI E-Credit Card?

    Vlad’s last blog post..Update on My Wife Pregnancy

    Reply
  3. @Jamez and Vlad, a BPI Mastercard is necessary since the eCredit card is linked to this and the credit limit is 50% of your approved Mastercard credit limit. If you don’t have a BPI Mastercard, you need to apply for one before you can get the e-Credit card.

    Reply
  4. but can you withdraw money into an e-credit card and then withdraw the cash from an atm? I’ve had one for years but I only use it for online purchases and it has not occurred to me that I can use it with paypal.

    Reply
  5. James, may quick question lang po ako regarding sa Paypal.. Can you transfer money from the debit card like UnionBank EON or the e-Credit to your Paypal account? I was thinking na if it is possible to use only UnionBank EON in Paypal for deposit and withdrawal of money. Kung possible yun, could you provide the details how? Thanks!

    Reply
  6. Thanks James for the quick response!
    So for example connected ung Unionbank EON ko sa PayPal, which is a debit card, basta may laman ung EON account ko pwede ako bumili online gamit ung Paypal ko? Thanks ulit!

    Reply
  7. can i get BPI debit card in BPI Ilagan, Isabela Branch?.. can i use this for paying online flight  booking?
    I have 4 savings account with BPI.  how long is the processing?
    requirements? kindly assist me via email at marieclairetolentino.com
    thanks heaps
    Cheers,
    Claire 

    Reply
  8. Hndi po ba ako pwedeng kumuha nito kahit wla pa akong BPI credit card?
    Hndi ko naman sya gagamitin para bumili online, kailangan ko lang na mapagwiwithrawhan ng paypal credits ko. 

    Thanks!

    Luckymouse

    Reply
  9. wilthy lazaga

    pwedi po ba yung BPInoy international ATM card ko gamitin sa paypal pag sign up?
    para pambili ko ng item online?

    thanks,

    Reply
  10. Collection of some of your personal information is essential for completion of some of the functions and activities of this Website. We will? if it is reasonable or practicable to do so? also collect your personal information directly from you. For instance? the collection of your personal information may happen when you????.

    Reply
  11. Having the superior health and financial resources to travel with my wife as much as possible, to see more from the environment and meet more of its people.

    Reply
  12. Good Day!

    I have a BPI express teller account and i’m trying to sign up a Paypal account. But the atm card doesn’t have a Master card or Visa. Thanks in Advance.

    Reply
  13. nag register na ako sa paypal pero wala pa akong bank account or credit card mayroon gustong mag pasok sa akin ng cash sa paypal ko paano ang gagawin ko para pumasok sa paypal ko mayroon bang hinihingi na account number ng paypal ko?

    Reply
  14. HOW TO LINK MY BPI DEBIT MASTERCARD TO PAYPAL. I am not using credit card,. but I want to purchase goods online through my BPI DEBIT MASTERCARD.. DECLINE THOUGH IT IS FUNDED.

    Reply

Leave a Comment