Warning! Fake BPI Express Online website
Take a look at the screenshot of a website below.
If you’re a Bank of the Philippine Islands (BPI) customer using its online banking facility, you’ll most likely recognize it as the BPI Express Online (BPI EOL) website.
Look again. It’s not!
It’s actually a fake website mimicking the original BPI website — with the hopes of scamming you and stealing your money!
The fake website’s address is bpiexpressonlineph.com — very similar to the official BPI website at www.bpiexpressonline.com.
(Warning! We do NOT advise you to visit the fake BPI website.)
The fake site cunningly uses a URL that is very close to the official URL of BPI’s official website. Users not checking the link could have become instant victims because, honestly, the landing page is almost, if not exactly, the same as BPI’s official landing page.
How we know it’s fake
The look, feel, layout — everything — is almost the same which is why, at first glance, you’d think it’s the original BPI EOL.
The site even “invested” on SSL protection (that’s why the link shows https, not just http), hoping to trick you that it is a “secure” online banking website.
But the weird stuff begins the moment you input your username and password. (Which we advise that you do NOT do on this site!)
We already know it’s fake, but we decided to give it a try, using fake information as well, to see how it is trying to trick BPI customers. Here’s what we discovered.
1. It asks for your email’s password
Upon entering your username and password, a new page called the “Update Personal Information” page will load.
The fake website actually has a typo error — “Informations” — and you’d think a big bank like BPI should at least check for grammar or spelling errors. Well, that’s red flag number 1.
But the biggest red flag on that page is that it’s asking you to input the password of your Email Address.
Why would BPI be interested in that? It’s understandable to ask for the email address, but the password of that email account? Someone just wants to access your email! That’s one big sign this website is a fraud.
2. Then asks for your Credit Card details
Still, we went ahead and typed in fake information, including a fake email address and password. This is what appears next.
Additional input fields appear requiring you to input your important Credit Card details — Credit Card number, its expiration date, and even the Card Security Code or the CVV number.
That’s the biggest red flag. Your bank or credit card won’t be asking for these details (especially the CVV or Security Code).
If you’ve already used your credit card online, you know that these 3 details are important. So imagine if you gave those 3 pieces of information to someone on the internet! You’re doomed!
To repeat: never give your account and credit card details to someone on the internet, unless you really, really, really trust them.
We wanted to play along, so we typed in fake information again on that site, and what simply happened was we were redirected to the official BPI ExpressOnline website.
You should know by now that once you did that, everything you typed in — from your personal details to account password to credit card details — will be sent to and can be seen by the scammer. Soon, you’re most likely going to be one of countless victims of credit card fraud or bank account hacking!
So make sure you don’t fall for these fake website scams. Double-check every time that the site you’re visiting is the official website of your bank.
UPDATE: We visited the fake BPI ExpressOnline website today, and fortunately, Google Chrome is now able to detect it as a phishing or fake website, with a flashy red warning telling visitors not to continue. We hope users will heed the warning and not go ahead and use the site.
You’ve been warned!
We also checked the website’s domain registration and discovered that the site is owned by a certain “Roldhan Plasabas” from Davao City. Whether this person is real or not, and a scammer too, is something for BPI and the police to investigate.
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