29 thoughts on “How to add funds to a Paypal account?”

  1. “If your card is linked with Paypal, when you purchase something online, it will automatically deduct from your credit (or debit) card the transaction amount. If you have some balance on your Paypal account, the system will first deduct this then the remaining balance will be debited from your card.”

    Oh my God! That’s the answer I’ve been looking for! I thought I can never purchase anything online using Paypal because I could not add funds to my Paypal account (as my bank is non-US). Presently, I buy things online using my debit card, each time praying that no hacker is anywhere near to notice my transaction.

    Hey, thanks!

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  2. @Dinah, it’s safer to link them and pay using Paypal as compared to paying directly with your credit card because you don’t need to give your credit card number and the 3 digit pin code at the back when paying online. Once a merchant knows your credit card number and pin, they can actually charge purchases to your credit card without you knowing it until you get your monthly credit card statement. I experienced this once and it was a good thing that merchant refunded me when I asked them. It was for a monthly fee for a membership subscription which had already been cancelled and yet they still charged me for another month. Had I used Paypal, I could have cancelled the subscription within my Paypal account management screen and the merchant would not have been able to charge me in the first place.

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  3. so this is how you do it. Ive also been wanting to transfer my funds and buy from the net. Thanks for sharing your blog. You can also visit this site at

    Costa Rica HQ, .

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  4. This is good guide to newbie… This is what I used in my site, inorder to build a site you need to purchase a domain name and hosting. I used paypal for my transactions. keep it up!

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  5. I usually do the fund transfer from another PP account. I asked some friends to transfer fund to my account in exchange of cash or will just deposit the payment thru their bank account.

    I also buy funds from a third party when my friends has no available PP funds.

    This post will surely a big help for those new in using PP.

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  6. I’m also getting the same trouble adding funds in my Paypal account. Because of this, I only use Paypal in receiving money online and use my debit card to pay online.

    BTW, this blog is great and gives me a lot of bloggig and making money online tips. That is why I included this blog in my great list of business blogs.

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  7. hey guys i need help.. i need to fund my paypal.. can you please help fund it by account-to-account transfer? how it works? thanks

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    • Hi so if I want to buy something online ex. $100. And I have P5,000 in union bank and it will convert itself to dollar? I’m from the Philippines.

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  8. “If your card is linked with Paypal, when you purchase something online, it will automatically deduct from your credit (or debit) card the transaction amount. If you have some balance on your Paypal account, the system will first deduct this then the remaining balance will be debited from your card.”

    I had a personal experience just a month ago that tells me this works only if you have at least a $1 or more balance (like some sort of seed money) on your Paypal (not zero).
    .-= James M.´s latest blog ..Open_Basedir Restriction In Effect =-.

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  9. ok…given that i have a paypal account and it’s zero balance but it has been an active account…
    let’s say my debit card is zero balance as well but it is an active debit card… will it consider deducting the fees instantly as soon as the money comes in or it won’t allow you to do any purchases until your debit card has a remaining balance?

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  10. …you can open an EON account at Union Bank to link to your Paypal Account.  The one time charge is Php350.00.  If you are going to purchase online using your Paypal, you just need to deposit funds to your EON account (just like your ordinary savings account).  They issue an ATM card for this account.

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  12. Link your US bank account to your Paypal account and once confirmed, you
    can add funds by transferring money from it. This feature can be found
    under My Account > Add Funds > Transfer Funds From a Bank Account in the United States.

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  13. I added my bank account just now, i thought it will be verified or something like how they do in the us. I want to know, can I still send money using my bank account even if im not yet verified? someone help 🙂

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  14. Hi, kabayan. It’s strange, but in my account, I don’t see the “Add Money” or “Add Funds” button which is visible in the other Paypal accounts of other nationalities.
    So, how do I add funds now to my Paypal account from my bank account?

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