housing loan

Banco de Oro (BDO) housing loan promo 2013

Looking for the best housing loan deal in the Philippines? We are, too, that’s why we are always on the lookout for the best available home loan offers and promos by banks in the Philippines.

In 2011, we wrote about the Home Loan Interest Rates offered by several Philippine banks. In 2012, we talked about two banks that offered low 1-year housing loan rate of 7.50 to 7.75% (see  2012 BPI housing loan promo and 2012 BDO home loan promo).

We continuously keep an eye on the best housing loan deals and, recently, we saw one offered by Banco de Oro (BDO).

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BPI Housing Loan – special rates promo

I’m currently browsing the web and talking to various bank managers to get more information necessary to update our 2011 article on Housing Loan interest rates in the Philippines. I want to come up with a comprehensive list of interest rates for housing loans in the Philippines for the year 2012.

Since I don’t have the complete information yet, I’ll just post what I got from each individual bank regarding their housing loan offerings. I was recently informed by a branch manager of the Bank of the Philippine Islands (BPI) that they are offering low interest rates in celebration of the bank’s 161st anniversary. Here are the details.

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How to Invest in Pag-IBIG Housing Bonds?

Were you able to invest in the Philippines’ Retail Treasury Bond (RTB) offering?

The RTB issuance has been cut short because the government has already raised enough funds. If you were able to invest, good for you. You are now guaranteed a 6.80% net return (if you invested in the 3-year bond) of 7.20% (if you invested in the 5-year bond).

If you were not able to join the offering, don’t fret. There’s another guaranteed, government-backed security although it pays less than the RTB’s.

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