Metrobank’s Investment Products



Metrobank is the largest Philippine bank in terms of assets and overseas presence. The bank's total capital funds on June 30, 2006 stood at P57.3 billion. It has a combined network of over 800 local and international branches/offices, remittance offices and subsidiaries in the Philippines and around the world. For more details about the Metropolitan Bank and Trust Company, read the Metrobank Overview article.

Following is a summary of investment products offered by Metrobank.

Treasury Services

Purchase & Sale of Government Securities

As an accredited Government Securities Eligible Dealer (GSED), Metrobank offers Treasury Bills, Retail Treasury Bonds, or Fixed Rate Treasury Notes (FXTN) for tenors ranging from 3 months up to 7 years. Minimum investment amount is P1,000,000.

Purchase & Sale of USD Government Securities

Metrobank is an accredited dealer of US dollar-denominated Philippine Government Securities for all tenors. Minimum amount for investment is US$50,000.

Unit Investment Trust Funds (UITFs)

Metrofund Starter

A UITF investing in a diversified portfolio of high-yielding fixed income securities.

Fund Classification – Intermediate Bond
Min. Initial Participation – Php 50,000
Min. Additional Participation – Php 50,000
Maintaining Balance – Php 50,000
Investment Horizon – At least 1 year
Holding Period – 30 days
Early Redemption Charge – 50% of income
Trust Fee* – 2.0% p.a. based on NAV of the Fund
Other Fees – 0.015% p.a. Custody Fee
Applicable Tax* – 20% Final Withholding Tax
Dealing Day – Daily up to 12:00NN
Redemption Settlement Date – Next banking day from date of redemption
Benchmark – 91D Mart1 T-Bill Rate
Valuation – Marked-to Market

Metrofund Peak Earner 

A UITF that invests in a diversified portfolio of higher-yielding fixed income securities.

Fund Classification – Intermediate Bond
Min. Initial Participation – Php 1 Million
Min. Additional Participation – Php 100,000
Maintaining Balance – Php 1 Million
Investment Horizon – One Year to Two Years
Holding Period – 30 days
Early Redemption Charge – 50% of income
Trust Fee* – 1.5% p.a. based on NAV of the Fund
Other Fees – 0.015% p.a. Custody Fee
Applicable Tax* – 20% Final Withholding Tax
Dealing Day – Daily up to 12:00NN
Redemption Settlement Date – Next banking day from date of redemption
Benchmark – 182D Mart1 T-Bill Rate
Valuation – Marked-to Market

Metrofund Elite 

A UITF investing in a diversified portfolio of higher-yielding fixed income securities.

Fund Classification – Intermediate Bond
Min. Initial Participation – Php 5 Million
Min. Additional Participation – Php 500,000
Maintaining Balance – Php 5 Million
Investment Horizon – One Year to Two Years
Holding Period – 30 days
Early Redemption Charge – 50% of income
Trust Fee* – 1.0% p.a. based on NAV of the Fund
Other Fee – 0.015% p.a. Custody Fee
Applicable Tax* – 20% Final Withholding Tax
Dealing Day – Daily up to 12:00NN
Redemption Settlement Date – Next banking day from date of redemption
Benchmark – 364D Mart1 T-Bill Rate
Valuation – Marked-to Market

Metro Invest Plus

A build-up investment program through monthly contribution that invests in a diversified portfolio of fixed income securities.

Fund Classification – Intermediate Bond
Min. Initial Participation – Php 5,000
Min. Additional Participation – Php 1,500 monthly
Maintaining Balance – Php 5,000
Investment Horizon – At least 2 years
Holding Period – 90 days
Early Redemption Charge – 50% of income
Trust Fee* – 2.50% p.a. based on NAV of the Fund
Other Fees – 0.015% p.a. Custody Fee
Applicable Tax* – 20% Final Withholding Tax
Dealing Day – Daily up to 12:00NN
Insurance Benefits Life, Accidental Death and Dismemberment, and Total & Permanent Disability Income
– Equivalent to Initial Participation + (Monthly Contribution x 12)
Redemption Settlement Date – Next banking day from date of redemption
Benchmark – 91D Mart1 T-Bill Rate
Valuation – Marked-to Market

Metro Capital Growth Fund

Invests in a diversified portfolio of equities listed at the Philippine Stock Exchange and in Philippine fixed income securities.

Fund Classification – Balanced Fund
Min. Initial Participation – Php 25,000
Min. Additional Participation – Php 25,000
Maintaining Balance – Php 25,000
Investment Horizon – At least 3 years
Holding Period – 90 days
Early Redemption Charge – 50% of income
Trust Fee* – 2.0% p.a. based on NAV of the Fund
Other Fees – 0.015% p.a. Custody Fee
Applicable Tax* – 20% Final Tax on FI Investments
Dealing Day – Daily up to 12:00NN
Redemption Settlement Date – Next banking day from date of redemption
Benchmark – 50% 91D Mart1 T-Bill Rate & 50% PSEi
Valuation – Marked-to Market

MetroDollar Philippine Liquid Fund

Invests in a diversified portfolio of high-yielding US Dollar fixed income securities.

Fund Classification – Intermediate Bond
Min. Initial Participation – US$10,000.00
Min. Additional Participation – US$5,000.00
Maintaining Balance – US$10,000.00
Investment Horizon – 1 year
Holding Period – 90 days
Early Redemption Charge – 50% of income
Trust Fee* – 1.5% p.a. based on NAV of the Fund
Other Fees – 0.0175%p.a. Custody Fee
Applicable Tax* – 7.5% Final Withholding Tax
Dealing Day – Daily up to 11:00AM
Redemption Settlement Date – Next banking day from date of redemption
Benchmark – 3-Month LIBOR
Valuation – Marked-to Market

MetroDollar Philippine Bond Fund

A medium-term UITF investing in a diversified portfolio of high-yielding US Dollar fixed income securities.

Fund Classification – Medium-term Bond
Min. Initial Participation – US$10,000.00
Min. Additional Participation – US$5,000.00
Maintaining Balance – US$10,000.00
Investment Horizon – 2 years
Holding Period – 90 days
Early Redemption Charge – 50% of income
Trust Fee* – 1.5% p.a. based on NAV of the Fund
Other Fees – 0.0175%p.a. Custody Fee
Applicable Tax* – 7.5% Final Withholding Tax
Dealing Day – Daily up to 11:00AM
Redemption Settlement Date – Next banking day from date of redemption
Benchmark – 12-Month LIBOR
Valuation – Marked-to Market

MetroDollar Asian Bond Fund

Invests in investment grade sovereign and corporate bonds of Korea, Singapore, Hong Kong, China, Thailand, Malaysia, and US treasuries.

Fund Classification – Medium-term Bond
Min. Initial Participation – US$10,000.00
Min. Additional Participation – US$10,000.00
Maintaining Balance – US$10,000.00
Investment Horizon – 1 year
Holding Period – 90 days
Early Redemption Charge – 50% of income
Trust Fee* – 1.0% p.a. based on NAV of the Fund
Other Fees – 0.0175%p.a. Custody Fee
Applicable Tax* – 7.5% Final Withholding Tax
Dealing Day – Every Tuesdays and Wednesdays up to 11:00AM
Redemption Settlement Date – seven (7) calendar days from date of redemption.
Benchmark – JP Morgan Chase Asian Credit Investment Grade Index
Fund Manager – ING Investment Management Asia Pacific (Hongkong) Ltd.
Valuation – Marked-to Market

View Fund Performances

Metrofund Starter

Metrofund Peak Earner

Metrofund Elite

Metrofund Invest Plus

Metro Capital Growth Fund

MetroDollar Philippine Liquid Fund

MetroDollar Philippine Bond Fund

MetroDollar Asian Bond Fund

 

5 thoughts on “Metrobank’s Investment Products”

  1. Wilfredo Macaso

    To whom it may concern,
    Sir/Madam, I am interested in your metrofund starter could you please send me a sample computation for this.

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