Good news about CAP Educational Plan



PMT Forum member abbeytuds shared a bit of good news about CAP Educational Plan. Apparently, all is not lost in this failed pre-need firm.
She said that she went to CAP’s Makati office this week to inquire about her sister’s claims. CAP is still alive, according to her, and although there were only very few staff there, they were accommodating.
The good news is, she was offered payment for the educational Plan ECU-A that her sister fully paid (gross price: P155,560). These were the payment options given to her.
Option 1: Tuition Fee Reimbursement

  • Maximum reimbursement per semester = P19,759
  • Total receivable amount for 4 college years = P158,072
  • Check release takes 1-2 months processing

Option 2: Plan Surrender

  • Check release every 3 months = P7,778
  • Total of 20 payments for 5 years
  • Total Receivable amount for 5 years = P155,560

If the beneficiary of the plan is just about to enter college and the tuition is more or less P19,579.00, Option 1 is definitely the better choice. For the duration of the student’s college years, the tuition will be fully covered.

If, however, the tuition is way lower than P19,579.00 per semester, it might be better to take Option 2. Assuming that the tuition every sem (i.e., every 6 months) is P10,000.00, with Option 2, during the same 6-month period, you can get a total of P15,556.00 (P7,778 * 2). Use P10,000 to pay the tuition then the remaining P5,556 can be used for other expenses.
In Option 2, since it offers only tuition reimbursement, any extra fund beyond the reimbursed tuition cannot be encashed. That means, if tuition per sem is P10,000, you won’t be able to receive the extra P9,759.

If CAP requires that Option 1 can only be taken if the beneficiary will enter college and that this plan cannot be assigned to another person, then there is no other choice but to take Option 2.

In Option 2, although the total amount to be received after 5 years (P155,560) is similar to the total gross price of the plan (P155,560), the planholder still lost because of the time value of money. With rising inflation, the P155,560 total amount to be received is, in real terms, way lower than this amount. What this means is that it would be better to get all that money right now than later.
In any case, this is still good news for planholders who thought there is no more hope for them with regard to their CAP educational plans. Getting something is, of course, better than getting nothing.
Got some more CAP updates? Have a CAP story to share? Post them here or join the discussion in the CAP Insurance, any experience? forum thread.

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379 thoughts on “Good news about CAP Educational Plan”

  1. is this for real?
    some of the cap planholders whom i talked to a few weeks ago were complaining about the indifference of some cap employees. when they ask questions, they will just be directed to see the billboard where the process for claiming (or any announcements pertaining to the maturing plans) is posted. they also told me that the highest amount that they could claim from the company is P2, 000. some even had to go back and forth to the cap office in makati just to get their check amounting to P500.
    i hope that i can talk to pmt forum member abbytuds personally regarding this, because if this is true, this is indeed a good news for the cap planholders.

    Reply
  2. magandang balita! sana naman lahat mabalik na mga investments nila noh! kasi yung kakilala ko hindi nakapag-aral kasi ito lang ang inaasahan tapos wala pala. thanks for the info PMT!

    Reply
  3. Hi james!
    Using the concept of the time value of money to compute for the present values of these annuities, I think it would be better to choose Option 2. The margin is only around 280 pesos. Considerably small, I think. This holds true specially if the beneficiary is not scheduled to enter college anytime soon. I explained this in my post:
    http://personal-finance-free.blogspot.com/2009/03/time-value-of-money-related-to-cap.html
    Hope you can drop by my site as well.
    But this is indeed great news. Thank you!

    Reply
  4. some good news about CAP… they paid us, but only 10%, of the total maturity benefits sometime last year, although the plans matured wayback 2005… We are still in the process of collecting the remaining 90%, but the problem is we don’t know when.

    Reply
  5. My daughter is now going into her third year in college. I have not made any claim yet since she started college because of the problem that CAP had undergone. What should I do? What is the best option for me? Can I claim the expenses that were incurred during the first two years? What are the documents that need to be submitted?

    Reply
  6. pano namin ma claim ang pera namin sa cap 1998 kmi ng umpisa mgbabayad cno b puede 2mulong para ma claim namin 4 ang anak q na kinuha q sa knla? may college n aq?

    Reply
  7. Ako po ay naka kuha ng CAP para sa anak ko noong 1999 pa po that is for High school and this year my daughter has been on first year level. And my agent told me that CAP has been okey, so I am planing to claim my daughter allowance for this year. However, I wasn’t in the Philippines so, could you please E-mail me if what are the necessary papers I need to send to her so that they can give my daughter allowance for this semester. Thank you and I am hoping for your help and understanding.

    Reply
  8. I would like to know the procedure on how I could claim the educational benefit of my son. He already graduated from college last March 2009. I fully paid the plan in 1994.

    Reply
  9. I keep on checking my mail if CAP had been E-mail me my question but they never repply at all. What is this? Is it a joke.

    Reply
  10. Greetings,
    To Whom It May Concern,
    We are the CAP subscribers would like to report in your respected office that your employee in CAP San Fernando Pampanga are very unkind. Specifically in cashier area. They do not know how to deal with their client. I am writing not to judge her but to give her a lesson for her improvement.
    Thank you, I hope that this employee will receive a warning from your office.More power and GOD bless.
    CAP Subscribers

    Reply
  11. Can i have the exact adress of CAP Makati for possible claim. we haven’t reimbursed anything yet. Thank you.

    Reply
  12. sana po sa darating na 2010 ay wala ng problema ang CAP kasi po sa next year ay mag uumpisa na akong magpension.sayang naman po ang pera ko kung mawawala lang ng parang bula ang perang binayad ko.maawa naman po kayo sa akin kasi po yan lang ang inaasahan ko.nagpakahirap po ako sa ibang bansa para lang matapos kong bayaran ang pension plan ko.
    sana po bigyan nyong pansin ang mga daing namin..
    salamat po

    Reply
  13. on which date would the pension of my father released from the CAP?..we all new the circumstances but then we really need it also.. hoping that the pension of my father would be released and we can claim it ..
    kindly please in form me..thank you!

    Reply
  14. where can we claim the checks if we’re located here in legazpi? can i have the exact address for possible claim..thank you

    Reply
  15. Where can i get the complete list of the unclaimed checks in cap pension plan.,,?
    please leave a message and the complete website… thnx

    Reply
  16. nerissa you can check it out just type college assurance plan on google and puff it will appear..that’s how i’ve seen my name in the list.My father has already got the cheque under my name but unfortunately it’s only two hundred eighty-nine pesos.How come that’s the only amount of money indicated in the piece of paper? and were not even sure if we can encash it to the banks or groceries..For instance my father go to the groceries and buy an items there and as a mode of payment he show the cheques from College Assurance Plan and they didn’t accept it.I think they were afraid that the cheques doesn’t have any funds at all.What do you think?.After all they didn’t even given us any referrals .

    Reply
  17. Good day, I just want to know the land line of your office. I just want to know also what I
    am going to do to get back my Return of Installment (ROI) stated in my CAP Educational Plan Certificate. And also I have here the certificate of educational plan of my brother. Please reply
    as soon as possible.
    tanx

    Reply
  18. Sir…I have two children who were enrolled in UST. They have now finished their courses using our own money during last year of schooling. How can we get or reimburse the money we spent in the last year of their schooling? There were two unclaimed vouchers dated 2005 still, one voucher for my eldest amounting to 27,477.6 and voucher for my daughter amounting to 19,893..How can we claim those amount stated? These still do not include the other benefits or claims like ROI and such.
    I have a son who is still in high school, but we have also paid in full for his CAP. Next year he will graduate and we are planning to apply for the reimbursement. Maybe we will be applying for the option to claim the whole amount we paid by installment basis. Is it ok to claim for the whole amount in installment basis? Your reply shall be greatly appreciated. Thank you.

    Reply
  19. tanong ko lang po sana kung me pag asa pang makapag claim kami.,
    kinuha ko ang anak ko ng CAP educational Plan year 2000…
    Binayaran ko ng buo (anually at zero age)
    2017 mag co-college na sya…
    me pag asa pa bang makapag claim kami?
    Panu kung gusto ko na lang i refund?
    Panong process?
    Me pag asa pa bang makapag refund?
    Pease answer po.. or email me na lang at my e-mail address
    Thank you..

    Reply
  20. sir/mam,
    tanong ko lang po,sumali po ako sa college assurance plan para a anak ko nong 2002 pa po,huling nagbayad po ako 07-28-05,makukuha ko pa po ba namin ang aming hulog? reply po please sa email add ko po.thanks.

    Reply
  21. I followed up my scholarship grant lately and one of the staff has required me to have a photocopy of my Transcript of Records that is to be forwarded at CAP Davao Branch.and advice me to follow up after 3 months.I hope it would have a positive response.

    Reply
  22. dito sa cagayan de oro branch ay hinihingan lang ng photocopy ng Transcript of Records at ifoforward pa daw nila sa Davao Branch.it would take another 3 months for it for a check to be released as per advice of one of there staff.

    Reply
  23. Hi Kenneth, Thank you very much. Is the Transcrip of Record the same as the final rteport card of my son in High School. He is about to graduate from lasalle greenhills.

    Reply
  24. my father subscribed an educational plan for me but i wasnt able to used it so i transfered the grant to my nephew. but now we would just like to ask if how can we refund the title into cash. please reply. thank you.

    Reply
  25. I paid my daughters Cap ECU-A, fully paid. I submitted all papers for surrender 3 years ago, but until now i did not received any feedback. Ist question:When can i get my payment? everytime i will inquire at CAP kidapawan, they will tel me, WALA PA PO! 2nd question: When are they going to give me a good answer. My daughter will be entering college in 3 years time.

    Reply
  26. pls give me some updates.nakakuha ako CAP NECU-C.2 years n lng magcocollege na ang anak ko…may makukuha pa ba kmi?…ano ang tamang proseso?di ako makapunta sa offc nila kasi nastrokeako..plz email me asap…

    Reply
  27. hi,may educational plan po ang kapatid ko n mas matanda skin pero d po nya ngamit ito at ako nmn po d ko rin po ngamit ksi d po nmin alam kung pwede itransfer,pero po hndi ko na po ito gagamitin.gusto ko lng po sana malaman kung pede nalng po iclaim o itransfer sa anak ng kapatid ko?kung sakali po iclaim ko magkano po ba ang makukuha ko kung hindi po ito ngamit?plese reply to my email add..please…

    Reply
  28. Hi.
    Yes, CAP is definitely open! Not only are they open – the courts have decided in CAP’s favor,
    which means that CAP was never really bankrupt and that all the accusations made by Mar Roxas
    were born of incompetent and negligent thinking. There was never a problem with CAP paying
    planholders in the past – then out of the blue, Roxas comes out claiming that CAP was
    bankrupt and advising people to stop paying for their subscriptions to CAP.
    Big mistake, Mar.
    To those that continued paying and have fully paid for their CAP subscriptions – good news!
    CAP is now in the process of paying you. Check your nearest CAP Branch if your name is
    included in the list of people fully-paid. If so, submit your Transcript of Records and
    Certificate of Full Payment to CAP and CAP will begin the process of paying you back.
    If you are fully paid, but your name is not yet on the list, don’t worry. Names are added as
    days go by. Keep checking back until your name is added to the list, then claim what is
    rightfully yours.
    If you are one of the people who listened to Mar Roxas when he told people to stop paying for
    their plans, then, sadly, there is no reimbursement for you. According to Philippine Law, CAP
    is no longer obligated to pay you since you did not complete the payment scheme and do not
    carry the right to be paid. If you are one of these people, I suggest you demand an
    explanation from Mar Roxas for the bad advice he gave.
    Looks like for all the big talk “Mr. Palengke” dishes out – the people he claims to have
    foremost in his mind are the people who are suffering most because of his false claims – the
    masses.
    In my opinion, Mar Roxas should have known about this before advising people to take an
    action that would end up victimizing the people most loyal to him in the end. After all,
    being a public servant is about helping the masses, not further driving them into hardship.
    One would expect a politician with ambitions of being elected as Vice President or even
    President would be smarter than this.
    BROTHER BEAR

    Reply
  29. Hi Brother Bear,
    How soon will Cap pay our tuition fees. My son is now in college.If they are not banckrupt then they should be fullfilling what is in the contract di po ba?? My son’s educ plan is ECU B. Will they be honoring what they have promised in the contract???
    God Bless and thank you for the info
    Marie

    Reply
  30. how about us? i’m from Tarlac…
    do i need to update CAP in makati??? and i would probably choose option 2…
    because i can no longer use the other option i’m already graduate ….

    Reply
  31. My son, Andrei Adalbert B. Domingo is on his second year in college. I have not made any claim yet since he started college because of the problem that CAP had undergone. What should I do? What is the best option for me? What are the documents that need to be submitted? Where can we submit those documents? The plan type is REGULAR. NECU-D. The gross price is php.58,580.00.

    Reply
  32. malabo yang sinasabi mo brother bear. every sem nagpa file ung brother ko ng reimbursement. wala ng sinabi ang CAP kundi maghintay. 3 yrs na kaming pinaghihintay ng mga yan. 150,000 ung nabayad sa knila. 8k palang ang nabibigay and 3 yrs ago pa yun. grabe!!!

    Reply
  33. Hi Brother Bear,
    Sure ka ba sa sinasabi mo about CAP’s payment scheme?
    Baka umasa na naman kaming policyholder sa wala…

    Reply
  34. Dear Brother Bear,
    Saan mo po ba nakuha yung source mo about sa Cap educational plan…I am one of those beneficiaries na until now nahihirapan mag reimburse ng naihulog namin sa Ensurance plan na yan…to be honest maliit lang naman po yung naihulog ng parents ko sa ensurance plan na ito, but the point is ke’syu maliit o malaki still there is this fact that CaP had not given us the rigth benefits na naipangako nila before pa pumasuk ang mga magulang namin sa mga contratang tulad nito..did you know na i just graduated this last april and until now wala pa akong nakukuha..but we are regularly submitting application for reimbursement in one branch of Cap in Naga city before…and for the latest update ng account ko doon halos 170 php lang ang cheke na andoon na nakapangalan sa akin…and nakalagay ang pangalan sa mga unclaimed check ng Cap ngayun dito sa net, but tell me bakit ko pa kukunin yun eh kung yung pamasahe ko balikan just to claimed that 170 php check is P400..so now tell me, nawalang problema ang Cap, na mali yung paratang ni Sen Mar..and ngayun for the latest update ilang months na akung nagta-try na makontack ang tel.line ng branch sa Naga, “Not yet Assigned” na ang ang response sa akin ng operator…maybe this is the time para magtanung ka, kung bakit sayo walang problema ang CAP pero sa lahat ng nagcomment dito isama mo na ang paratang ni Sen. Mar eh taliwas sa sinasabi mo!…and for the CAP, please settle first all your responsibilities to those pepole na until now naghihintay at umaasa may-maibabalik pang pera sa kanila.

    Reply
  35. Greetings.
    It is understandable that so many of you have negative feelings towards CAP – especially after you all believed the scare tactics of Mar Roxas.
    CAP is paying – but they are following the payment procedures outlined to them by the courts. CAP is merely following the rules of their rehabilitation.
    However, CAP is paying ONLY its FULLY PAID PLANHOLDERS. Those who listened to Roxas and decided to stop payment can no longer avail of any reimbursement – that’s according to PHILIPPINE LAW. It is these people that have been cheated most by Roxas’ wrong advice.
    While CAP was NOT and NEVER BEFORE bankrupt during the time Mar Roxas claimed it was… it has been TEN YEARS that CAP has been open with almost ZERO income. Just imagine the cost of keeping every CAP building open for TEN FULL YEARS without income. CAP as a company is financially struggling now but at least they have chosen to stay OPEN in order to face their planholders and fix this mess that Mar Roxas created.
    Ask yourselves, if CAP really wanted to cheat people… why would they still be open? They could have simply declared bankruptcy, closed, then taken whatever money they had at the time. I know other pre-need companies that did that and abandoned their planholders. But CAP is still there. Don’t you think its a good sign that they aren’t trying to hide or run away?
    It’s understandable that there is frustration regarding some of the issued payments because they are “small” or “insignificant” as it may seem. The thing is you are missing the point. There was nothing wrong with CAP before. Then one day, for some reason, Mar Roxas comes out and declares that CAP is bankrupt. Then there is a scare. CAP’s sales are killed – but the courts decide in CAP’s favor and grant the company time to rehabilitate.
    THIS UGLY SITUATION WAS CREATED BY ROXAS. That is the first and foremost fact that should be known. Study it yourselves online. Search on Google.
    Roxas tried to use an INSURANCE formula known as the “ACTUAL RESERVE LIABILITY” to calculate the status of CAP’s finances.
    The ACTUAL RESERVE LIABILITY is a fantastic law that ensures that INSURANCE companies are liable for the full amount of insurance immediately after payment of the first installment – in other words, if you buy an insurance plan TODAY worth 1 million pesos, then die tomorrow – then the company will have to pay the full amount of 1 million pesos immediately.
    The thing is, CAP is NOT INSURANCE. It is a PRENEED company. Measuring a PRENEED company’s finances using the ACTUAL RESERVE LIABILITY is a ridiculous notion.
    Example: If you buy a CAP plan TODAY, the planholder will still have to go through all levels of schooling before being able to go to COLLEGE. That will take YEARS. Even if the planholder dies suddenly, the plan is TRANSFERRABLE, which means that somebody else will get to make use of it.
    It is nonsense to expect CAP to be liable immediately when there is a definite and measurable amount of time between the time a planholder begins paying and the time he needs his tuition for college. Its that simple. Try and look for official records and information regarding this fact online yourselves.
    Of course, Mar Roxas either knew this and still went ahead and did it for personal reasons – or maybe he is just plain stupid. Whatever the case, this is one of the biggest injustices ever done by a Senator to his people.
    Anyhow, for all those who are fully paid and looking for reimbursement and to all those struggling with small checks being issued out – be patient. The company is doing everything it can to give you what is rightfully yours. Being spiteful or angry about this isn’t going to bring us anywhere. Let’s be Christians, pray for the company, and hope that they find the strength to pay us all.
    God bless!

    Reply
  36. good afternoon po.
    i’m also one of the plan holders of CAP. I have my insurance fully paid 2005. OK lang po b Brother Bear na i-reveal ang sarili nyo so we can asses if you are telling the truth about the good news from CAP. All of us are dying to hear good news from CAP. Revealing yourself would help us asses if your telling the truth and if you are in the right position to tell all this things about CAP.
    thank you po.

    Reply
  37. First of all, lets not call it INSURANCE. It is NOT INSURANCE. What you have is a FULLY PAID PRE NEED PLAN. Once people start using the correct terminology, the confusion will be lessened.
    Knowing who I am will not help you assess whether what I am saying is true or not. If you want to find out, just search it yourselves on the Internet. Or you can try and look for the definition of ACTUAL RESERVE LIABILITY also on the Internet. That’s the beauty of modern technology – you don’t have to believe me… if you try hard enough you can find the truth and read it for yourself first-hand.
    Here’s what I’ll tell you though: I know what I know because I too am a planholder and have been following this from DAY ONE. I read all the news that came out on the newspapers and TV. I’ve talked to CAP employees. I even watched one of the Senate hearings on the topic. Yes it’s a bit difficult to search about this topic online due to the massive amount of sites you have to sift and look through – but concentrate on finding court orders regarding the matter.
    Also, if you really want to know the truth – you will find the initiative to search for the truth online. Use keywords like “CAP Actual Reserve Liability”.
    You can also visit a CAP office nearest to you. To be honest, their service can be improved – but there are people there that can answer your questions on the topic. I’ve gone to the main building of CAP in Makati several times already and asked some people there.
    But if I were you, why waste time asking me questions?
    Go to CAP, present your certificate of full payment and other relevant documents. If your name isn’t on their list yet, keep coming back. Your name will eventually be included in the list of people that CAP is being ordered to pay. Remember, CAP is paying people based on a COURT MANDATE that tells them who and what to pay. These are the rules of their rehabilitation program.
    Anyway I wish you all the best of luck.

    Reply
  38. Here’s one link that tells the partial truth.
    Here’s a section of that article that mentioned that CAP was judged using the ACTUAL RESERVE LIABILITY:
    “In his court order, Untalan emphasized the need to give CAP another chance to re-establish itself for the good of its plan holders. He requested the Securities and Exchange Commission (SEC) to give CAP opportunity to renew its business license after it suspended the pre-need company’s dealer’s license after a report from the Actuarial Society of the Philippines. This internationally recognized organization gives annual reports of the ACTUARIAL RESERVE LIABILITY of pre-need companies, showing in 2003 that CAP did not have enough funds in their trust fund to pay its plan holders.”
    See, the mistake made by the Government was calculating CAP’s finances using this ACTUAL RESERVE LIABILITY because the ACTUAL RESERVE LIABILITY was meant to calculate the finances of INSURANCE companies, not PRENEED companies. See my explanation in one of my earlier posts.

    Reply
  39. i would like to know the status of my CAP Insurance ., march 9, 2007 i was filed for a termination of my plan due to… alam nyo na yun… and give all the documents needed to College Assurance Plan Phils. Inc Contract Settlement Administration and noted in paper given to me., that was 5 years to pay but no one was calling in behalf of CAP Makati were i filed the withdrawal.
    Last july 13, 2010 i called up the number ( nakita ko ung old file na ito ) and ill try to call …in good faith me sumagot name Mercy and she said ihanay nya ang payment ko after a month and that is August 13, but the number ill calling was alway go on busy…. anu kaya yung sumagot sakin ghost nyee katakot but ill try again and again 100 times na yata hu….kya ill browse on this page kasi me comment na 2010..kaya nabuhayan uli ako ng loob ..
    can u help me to give info on this matter..
    my name is : crisanto a. lobramonte jr
    cap plan # : 77-74-51-01-H)258
    my office number : 289-0544 and 652-2879
    my cel # : 0917-553-7650

    Reply
  40. I was reviewing the list of unclaimed checks and noted that there are names with 6 checks, 5 checks, 4 checks to each name. My sons, under NECU, both graduated from college got only 1 check each at P4,473.25. I was religiously submitting all requirements each semester. What is your basis in awarding these checks. According to an underwriter, I should have connection inside. Since wala akong kakilala at di ako malakas, what can I expect?

    Reply
  41. I think it is really true na dapat may kakilala kang nasa loob ng accounting office, para mas madali proseso ng papers mo or vouchers mo.. bakit yong kapitbahay namin nabgyan ng ROI amounting to 200k siguro mga 5 yrs ago, then middle month of last year nakatanggap uli sila ng mga almost 49k tapos before Xmas last year nakatanggap uli nga almost 60k (for 2 kids). She told me to call accounting office, kasi yon daw ginawa nya. I saw those checks. Eh kami,last year we went to Manila office and also submitted the said requirements, I followed what my neighbor has told me, kasi yon daw ginawa nya, pero wala akong contact sa accounting, siya meron siyang tinatawagan na lalaki sa accounting office. Until now wala pa kaming nakuha kahit isang sentimo from CAP. eH, yong kpitbahay kong yon parehas lang ng taon ngtapos anak namin? She was even able to claim partially para sa youngest niya na kaga-graduate lang last year of March. Cap is not fair to all their subscribers/clients. Or maybe dapat imbistigahan yang nasa accounting office ng Head Manila, am sure yong mga kapamilya nila, mga friends nila naka-claim na. It is not FAIR, we only want to claim what is ours!!Makikita yan sa mga records nila…

    Reply
  42. Hello CRIS:
    I really am sorry for such an inconvenience that’s happening right now. Truly, I want to thank you for such patience that you have for this matter, Let me assure you that I will be contacting the proper personnel with the information that you have given on this one. Ill be getting back to you as soon as possible.
    And one more thing you can contact us on http://captruth.webs.com/feedback.htm
    Pls visit that site we made especially to answer questions about CAP.
    Again thank you for your time and patience on this.
    Sincerely,
    Maria Ann
    Official CAP Rep

    Reply
  43. Good Day Naomi,
    Hi, I just want to say that I really cannot blame you for thinking this way. But believe it or not,there really are no politics involved in this.
    CAP is under rehabilitation, This is what they chose to do, to stay and still try to help and pay out their plan holders.
    With what is the basis of who to give out checks, it is not politics, CAP is following a court mandate on WHO to pay and HOW MUCH to pay, CAP’s hands are tied with regards to this matter as they are only following what the court mandate says, If they don’t follow it, it will be worst for each and everyone of us as they might lose their chance of rehabilitating and paying out planholders.
    This works out as first come first serve not “PALAKASAN”, it may look that way but CAP has no say on this matter mam.
    http://captruth.webs.com/feedback.htm
    you can leave comments, questions and suggestions

    Reply
  44. Hi Ms Maria Ann,
    Good day! Glad to here that there is at least a CAp person to answer all
    our woes here. As you said, you cannot blame all of us for being impatient
    with CAP because what we are claiming here are HARD EARNED MONEY.
    My husband has fully paid for a NECU C in 1998 for our daughter, now 13,
    worth P112,214. In 2005, we submitted all the requirements for a termination.
    We were assured of 80% money back. We received a check worth 4000+
    (I cannot remember exact figures) 2 years ago. An Accounting personnel
    promised every quarter within 5 years all of the 80% will be returned.
    As of now, we never got the next check. Pls help me check it out with your
    accounting office as I kept on calling the numbers but couldn’t contact anyone
    anymore. I dont want to go to your Makati office and incur additional cost
    on my side. I’ve lost so much money entrusted to CAP already.
    Our plan# is 60741001A1419. I’m just a text away: 09165477999.
    Really hoping for your help.
    Mac

    Reply
  45. hello donnacausin,
    I would want to apologize for the inconvenience on your part, as I have told Naomi, I understand why you would think this way.
    There are certain things to consider, I know its not FAIR to you what’s happening now. But I want to say that it has not been FAIR for CAP also,it was a domino effect, It hit the company then the ones who suffered and who are still suffering the most are the planholders. For further explanation on this, you can visit this website:
    http://www.captruth.webs.com
    Let me reiterate that there are no politics concerned in the issuing of checks for plan benefits. CAP is following a court mandate on WHO to pay and HOW MUCH to pay. CAP’s hands are tied regarding this matter as they are only following what the court ordered. If they don’t follow it, it will be even worse for each and everyone of us as they might lose their chance of rehabilitating and paying out planholders.
    The court ordered CAP to pay on a first come first serve basis, not “PALAKASAN”, though it may look that way.
    With regards to you saying that someone should investigate their head office in MAKATI, well, government officials are actually INSIDE CAP. Watching their every move. This has been done years ago, and is still being done. The PALAKASAN will not work here because they are being watched per payment.
    http://captruth.webs.com/feedback.htm
    you can leave comments, questions and suggestions

    Reply
  46. Heelo Mac!
    Thank you for the information you have given me. As of now, I am in the process of compiling the information that are needed in order for me to give you feedback on your inquiries.
    I will talk to the proper personnel. Although I cannot send out text messages. You can e-mail me though at angelita_1919@yahoo.com , so I can send you the information you need as soon as I have it.
    I will be asking for you to extend your patience to Us though. Here is a site I suggest you go to if you have any comments, suggestion or questions you can leave them at this site:
    http://www.captruth.webs.com
    Thank you for the patience and I’m sorry for the inconvenience on your part Mac.
    Sincerely,
    Maria Ann
    Official CAP Rep

    Reply
  47. Good Day!!
    Hello, Mac
    I would like to ask if we can still reimburse the tuition fees we made for our 2 kids who are still now in college. 1 is already 2nd year in West Visayas State College University & the other 1 is in John B Lacson Foundation in Iloilo City. Both have their CAP Educational Plan but we are not able to use it due to information that CAP already stop assisting their Educational Plan. Now it’s enrolment in 2nd Semester where can we seek assistance here whom will facilitate our request?
    I’m gladly waiting for your response with my request & enlightenment of your company thus still exist.
    Thanks’
    JCGulmatico

    Reply
  48. Hello Mr. Gulmatico,
    Thank you for your response, I would need certain info from you with regards to your question, you can e-mail me at:
    angelita_1919@yahoo.com
    or you can contact the main office at
    126 Amorsolo cor. Herrera Sts.,
    Legaspi Village,
    1229 Makati City, Philippines
    Tel. Nos.: 759-2000 ; 817-6586
    (Connecting all Departments)
    Regular Sales Operations (RSO)
    Local # : 3001;3030;3002;3004;3052;3011;
    3012;3024;3025;3036;3031;3010;
    3009;3013;3015;3016;3017;3005;
    3006;3041;3032;3014;3050;3007;
    3008;3042;3043;3034;3033;3040;
    3046;3020;3021
    Direct # : 817-8002; 813-8509; 893-6594;
    893-4803; 864-4473
    Fax No. 759-2155
    Pls. e-mail or call the main office in order for us to answer your questions.
    Thank you and Good day!
    Sincerely,
    Maria Ann

    Reply
  49. Hi Maria Ann,
    I tried to call the numbers but inaccessible or blocked administratively.
    Being a CAP Rep as you declares you should know the real working phone
    numbers we can dial and get reply from a real person.
    Kindly check with CAp and inform working phonelines.
    God bless you…
    MEGA

    Reply
  50. Hi Maria Ann,
    My brother and I were plan holders of CAP but we weren’t able to use the policy because of the problem that CAP encountered. Here’s my question, Can we possibly reimburse the amount we subscribed from your company since I already graduated from college and my brother is longer interested to use the plan? If yes, how do we go about it? Thanks.

    Reply
  51. Hi Julius,
    Tank you for the response, can you pls e-mail me at angelita_1919@yahoo.com your SFA number and full name of both you and your brother?
    As soon as I have the information I will be responding to your e-mail.
    Sincerely,
    Maria Ann
    Official CAP Represantative

    Reply
  52. any updates at my account pls. 60-74-11-01-A1320
    you see, my kid “8 yrs old” brother died months ago,
    “IF” i had finished school, we can pay the hospital to keep
    him alive. Oh, well.
    I’m not blaming CAP, we’re just fortunate to live in this
    COUNTRY. insert sarcasm.
    thanks.

    Reply
  53. Hi. This is Janine Morales..I would like to ask if how will I know of my College plan is still active..
    My Parents separated 16 years ago..My mother told me that I have a college plan under CAP..and only my father knows everything about it..unfortunately,it’s been 16 years also that I haven’t seen him..Right now I am a 2nd year college student here in Cebu..and it’s really hard for me and for my mother to support my studies..I really need your help..Please Help me..If you need my information..just call me in this number..09234701457..
    I really need your help..

    Reply
  54. Hai Maria AnN
    Hi. This is Janine Morales..I would like to ask if how will I know of my College plan is still active..
    My Parents separated 16 years ago..My mother told me that I have a college plan under CAP..and only my father knows everything about it..unfortunately,it’s been 16 years also that I haven’t seen him..Right now I am a 2nd year college student here in Cebu..and it’s really hard for me and for my mother to support my studies..I really need your help..Please Help me..If you need my information..just call me in this number..09234701457..
    I really need your help..

    Reply
  55. I’ll just ask if when will be the reimbursement of tuition fees. I’ve just stop for 2 years and because of that my parents decided for me to take a vocational course.How can CAP explain this things which ruins our dreams and hope to escape poverty. I am now a part time service crew because of this.I’ll just need an information when and how can we get our money.This is my cellphone number 09283303510.

    Reply
  56. Dear Mega,
    I apologize for that one, here are the new number 8154960 and 7592153 ( look for mercy or andrea )
    Please, do try those numbers.
    I apologize again, and thank you for replying.
    Sincerely,
    Maria Ann
    Official CAP Rep

    Reply
  57. Hi Julius,
    Thanks you for the reply.
    With regards to your question, yes, you can reimburse, I suggest that you file for reimbursement because they are following a court mandate on how and when to pay their plan holders.
    I suggest you file it as soon as possible, you may need proof of payment/certificate of full payment.
    It may take awhile but at least you can still claim it.
    I also posted the number to call if you want to contact them directly in the office in Makati.
    Sincerely,
    Maria Ann

    Reply
  58. Dear Janine Morales,
    Hi!
    If you have the SFA number, we can try and contact some people from CAP, I can forward your concern, coz I think they will ask for your SFA number.
    If you have it please do forward it to my e-mail, I posted it here on the thread.
    I also posted the manila number of CAP Philippines and they I’m pretty sure that they will also be more than willing to help if you’ll need more info.
    Sincerely,
    Maria Ann
    Official CAP Rep

    Reply
    • helo mam, hindi ko po alam yong SFA number ko po eh…bata pa po ksi ako nang mgkahiwalay parents ko…d naman po alam ng nanay ko…:(…pano po ito???bsta cgurado lang po siya na CAP insured daw po ako..

      Reply
  59. Dear Jjj,
    First, my condolences. I can only imagine how hard it is for you.
    With regards to your plan, i was wondering, did u file for a reimbursement? And if so, I posted my e-mail for you to send your SFA number so I can forward it to the right people.
    Thank you for replying and I hope all the best for you!
    Sincerely,
    Maria Ann
    Official CAP Rep

    Reply
  60. Dear Ernest,
    Thank you for replying.
    Sorry for what you have to go through, for me to explain what happened you can either go to this site,
    http://www.captruth.webs.com or read my previous answers.
    For the status, you can e-mail me your SFA number or call the number that I posted just awhile ago.
    Sincerely,
    Maria Ann
    Official CAP Rep

    Reply
  61. All, please beware of giving your SFA number on this site. As a word of caution you only give that to a CAP authorized personnel in a proper CAP office IN PERSON and never online. Your SFA number has the same significance as your bank account number.
    MARI ANN is a hoax! For all you know the official CAP database had already been infiltrated and payments had been diverted to unscrupulous individuals because they have traced out your SFA number.
    I myself is going to the Makati office one of these days. Meanwhile, please somebody report to the police that somebody is misrepresenting CAP online so that a proper blotter will be initiated.
    All the numbers that she gave are inoperable. So be careful with your SFA number please don’t give it to her or to anyone else unofficially!!!!!
    Concerned individual.

    Reply
  62. Hi KK,
    Is CAP stupid to give a check to a person
    other than the policyholder without showing
    any authorization letter or valid ID?
    Pls check with their Makati office.

    Reply
  63. hello ma’am… i graduated March this year but i wasn’t able to enjoy my educational plan from CAP for the whole 4 years. is there a possibility for me to get a refund? and may i know the requirements for me to avail of that?.. Humbly waiting for your immediate response regarding my concerns. Thank you and God Bless.

    Reply
  64. graBE!!! dami naman naten!!! anu???
    makikita pa kaya yung pangalan ko???
    sa dinami-dami nyug lahat???
    nakuh!! la na pag asa ang buhay neto.
    wala na.
    tulong naman po jan o?

    Reply
  65. Hi KK!
    Thank you for the comment! We sincerely appreciate your concern but i am an authorize CAP Philippines Representative.
    If you do not feel comfortable giving your SFA number online, you can actually call CAP Philippines.
    You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to http://www.cap.com.ph or http://www.captruth.webs.com
    Sincerely,
    Maria Ann

    Reply
  66. NO CLAIM HAS BEEN FILED YET:
    * Valiente, Aidan – 62-96-01-01-A00505
    * Angeles, John Paul – 60-74-72-01-A05617
    * Capistrano, Julius – 01-19-28-01-002021
    TERMINATED PLANS – PROCESSED ALREADY, REPORTED TO TRUSTEE BANK, AWAITING FUNDING:
    * Sia, Ansley – 60-76-07-01-A1694
    * Lobramonte Jr., Crisanto – 77-74-51-01-H0258
    * Carait Jr., William – 60-74-10-01-A1419
    LUMP SUM PENSION AVAILMENT – CLAIM HAS BEEN PROCESSED, REPORTED TO TRUSTEE BANK, AWAITING FUNDING:
    * Nabor, Rafael – 21-02-31-01-00208 – P100,000.00
    * Bondoc, Rebecca – 57-74-38-01-A0665 – P100,000.00
    * Barrion, Juanita – 57-82-14-01-00001 – P200,000.00
    Hi guys!
    You can check your names in here! the latest i have received so far.
    Happy New YEar!

    Reply
  67. Hi Mega,
    I’m sorry but that thing that posted about how we shouldnt give sfa numbers to every one is not from me, someone just used my name to post it, anyway, I have given the names of people who asked me for help with regards to their SFA numbers and the results.
    Thank you.
    Sincerely,
    Maria Ann

    Reply
  68. Dear Nelie,
    Thank you for posting, and letting us know of your concern.
    I truly understand what you’re feeling right now, and it is a concern that most of us have, but please, let us pray and hope for the best. As of now, CAP is starting to get back to its feet again which is good for everyone.
    As you notice, there are a lot of people who are getting their money back already, so please, let us wait patiently, as it is also a court mandate that CAP Philippines is following. Aside from that, it is a first come, first serve basis.
    Please do extend your patience, thank you again and God bless.
    Sincerely,
    Maria Ann

    Reply
  69. maam
    regarding po ito sa pension plan na inavail ko sa cap. nag mature na po ito noong december 21 2006. na file ko na po ito sa makati office. hangang ngayon wala pa rin akong nakukuhang kabayaran. sana matulungan niyo ako. acct. no. 57-61-55-01-A0300

    Reply
  70. Hi Maria Ann,
    I would like to know the status of my claim. My mom said my aunt already filed a claim for my educational plan as of May 2010. I checked the website, my name (Nikki Isabel Laynes) is not on the list. I called up 815-4960 and inquired about the status, but the person said my name isn’t on her list too. Can you please tell me what to do next? Thank you.

    Reply
  71. Hello I am Nenita R. Jimenez retired OFW since 2008. I would like to follow up my Comprehensive Annuity Plans & Pension Corp. w/ PFA acct. no.57 73 25 01-A0455 covered w/ life insurance, dated March 20,1999 to March 20,2009.fully paid dated Sept. 20,1999.filed claim date is May 4,2010 received by Maila Perez.She told me to wait for the check payments,but till now no checks receive.I went there in CAP office last October 2010 but still the same answer to wait for the checks.
    May I know now the situation of my filled claim.How long do you think me to wait for this amount of 30,000 pesos only.
    Hope for your answer soon.

    Reply
  72. Dear Mr. Honorio,
    Thank you for letting us know of your concern.
    Pasensya na po kung natatagalan, wag po kayong mag aalala at ngayong nasa akin na ang PFA number nyo, ipaparating ko po sa kinauukulan yung concern ninyo.
    Once makuha ko po yung update, ipopost ko po kaagad dito para malaman nyo rin kaagad.
    Thank you po sa pasensya,
    Maria Ann

    Reply
  73. Dear Nikki,
    Thank you for posting your concern in here.
    I will be talking to the proper personnel about your account with CAP Philippines. Can you please send me your SFA number.
    Let us see from there where what were going to do.
    Sincerely,
    Maria Ann

    Reply
  74. Dear Ms. Jimenez,
    THank you po for posting your concern,
    I was able to take note of your PFA number, what we can do is we can talk to the proper personnel about this and once I get an update I’ll be informing you right away.
    Sincerely,
    Maria Ann

    Reply
  75. i just want to ask why i can’t get the refund of my educational plan.. i already submitted all the requirements and the personnel just always say we will call the main branch for it.. actually I already graduated my bachelor’s degree..

    Reply
  76. Ms. Marie Ann, I just received a message from you yesterday, asking for my SFA number. I would like to know if the PA-99-002226-8 is the correct no.as my SFA no. As I said I really dont know where I can see this SFA no. Pls. let me know if you can help me to follow up my claim or not.
    Do I need to go there again in CAP office.Actually its too bad for me to travel alone.
    I need your answer soon.

    Reply
  77. Hi Ms Marie Ann, when I filed my claim last Sept 2010 they said I had a check at La Union amounting to 15k when I verify at the acctg office that was a voucher only dtd 2005 and I request and send a ltr that all claims be made in makati bec La Union was too far bec im living in cavite, they gave me their phone no for follow up and after 3 mos I called them they said wala pa just leave my no and siya na lang ang tatawag kapag meron na, nakagraduate na ang anak ko baon ako sa utang sa pagpapa aral bec i thought makakatulong ang CAP sa pagaaral niya sa baguio, pls Ms Marie Ann pls do help, paki follow up and SFA # 01-19-53-00-000361. Salamat at meron isang taong katulad mo, nabuhayan ako ng loob/ GOD BLESS U. Salamat

    Reply
  78. Hello Marie Ann, I am Nenita R. Jimenez.I would like to follow up my super plan. account no. 57-73-25-01-A0455. This is already a 3 times message. Pls. let me know if you have any information regarding this matter.Wala akong makitang SFA no.baka sa educational plan ito.
    Paki sagot lang ito at advisan mo ako sa dapat kung gawin.
    Hope di mawala ang natapusan kong payment na ito.Kasi sabi nila ay maghintay na lang ako ng cheke, ok lang pero until when.

    Reply
  79. Hi Ranelai,
    Let me see why, have you forwarded your SFA # to me. If yes, we will be letting you know about it. IF not please do forward your # to us.
    Thank you so much.
    Sincerely,
    Maria Ann

    Reply
  80. Hi Edith,
    Thank you so much for letting us know of your concern, we are very grateful that at least we were able to reach out to you.
    This process will take time, so you will need to extend your patience, but please do know that CAP Philippines stayed to be able to give back to you what you deserve.
    Will be letting you know once I receive any feedback.
    Sincerely,
    Maria Ann

    Reply
  81. Hi Ms. Nenita Jimenez,
    Thank you po for the letting us know f your concern, don’t worry i’ll get this acct/sfa/pfa number and we’ll do our best to have someone look it up, once I get a feedback I’ll be letting you know right away.
    Or you can actually call the office if you need anything else and you can’t go to the office, the number is 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to http://www.cap.com.ph or http://www.captruth.webs.com
    Sincerely,
    Maria Ann

    Reply
  82. ako si zenaida c. robin planholder ng cap since 1999, kumuha ako sa inyo ng educational plan para sa anak ko na si cherry ann robin natapos ko paghulog ngayon nagfile ako ng availment napasa ko na ang mga requirements ko last august 2,2010 tapos ang sabi ng cap follow up ko november bakit hanggang ngayon wala parin ang tanong ko hangang kailan ba talaga ibalik ang pera namin ng cap.

    Reply
  83. Dear Ms. Robin,
    Salamat po sa pagtatanong. Naiinitindihan ko po na nababagalan kayo sa proseso, kung maari po sana ay ipadala nyo sa akin ang SFA number nyo ng matignan po natin at ma follow up.
    Sa totoo po it takes time talaga kasi po mayroon silang sinusunod na court order, kung hindi naman nila ito susundin maari silang maipasara at mawawalan na sila ng pag asang matulungan pa ang kanilang mga plan holder.
    Konting pasenysa lang po. depende rin kasi sa korte kung sino, magkano, at kailan babayaran ang mga plan holders.
    Kung nais nyo po silang tawagan mismo maari nyo pong tignan ang mga pinost kong number before.
    Salamat po ulit.
    SIncerely,
    Maria Ann

    Reply
  84. SIR/MADAM Itatanong ko lang ho kung may makukuha ang anak ko na pang-allowance 1st year college na ho sya ngayon sa STI Global ang SFA Account nya ay 60-74-91-01-A04450 maraming salamat po

    Reply
  85. Hi Mr. Camacho,
    Salamat po inquiry nyo.
    Ngayong nasa akin na po ang SFA number ng anak nyo, I will be forwarding it to CAP Philippines, and as soon as my feedback po I will be informing you right away.
    Maraming salamat po.
    Sincerely,
    Maria Ann

    Reply
  86. I suggest you don’t give out any information of your plan to people who claim they are from CAP. You cannot be sure if the one you’re giving information to are really from CAP. You might find yourself without any claim/s anymore ‘coz that person may use your info to claim it herself/himself. It is easy to post as an employee of CAP with bogus ID’s.
    Be smart, be wary.

    Reply
  87. I would like to know what happened to our claim for my two children. We have filed our claims three years ago in CAP office, Manila and yet we haven’t received any notice/information as of this moment. I have been visiting CAP’s website frequently but haven’t seen the names of my children. Same names were posted for three years….my question where is the good news???

    Reply
  88. January 4 2010 pa ako nag file para makuha ang aking helplus but until now wala pa rin, Please i want to claim it as soon as possible kase i badly needed it for the schooling of my daughter. My sfa no is 77-81-06-02-H0033.Thank You

    Reply
  89. I don’t have second thoughts about giving my bank account number to anybody because I’m sure that the bank will not honor any transaction without the proper documentation/requirements, esp. my signature which they have on file.
    I believe it’s the same way with CAP. An acount number is useless without the original policy. Even a policy is useless if the signature of the claimant does not match the signature on the original application form.

    Reply
  90. Hi Ms. Lyn Imperial,
    Thank you so much for posting. I sincerely apologize for the situation your into right now.
    Here is what I can do for you, I can give you the number of the CAP Philippines office or you can give me your SFA number and I will forward it to the proper personnel so we can have a follow up, in this case I will post the response once I get them.
    You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to http://www.cap.com.ph or http://www.captruth.webs.com
    If you decide to call or visit them, please ask for the name of the person assisting you. And please share with us your experience.
    Thank you.
    We will be looking forward to your post.
    Sincerely,
    Maria Ann

    Reply
  91. Hi Ms. Cyril Manalo,
    Salamat po ng marami sa pag iinquire.
    sa ngayon po ay nasa sa akin na ang inyong SFA number. I foforward ko po ito sa mga ilang tao sa CAP Philippines upang mabigyan po tayo ng update, sa oras na makakuha po ako ng feedback tungkot dito, agad ko pong ipapa alam sa inyo.
    Maraming salamat pong muli at kaunting pasensya pa po.
    SIncerely,
    Maria Ann

    Reply
  92. Dear Curt Cubin Bungaos,
    Salamat sa pagtatanong, sa ngayon ay mag antay muna tayo ng kaunti kasi maglalabas kami ng official list ng requirements para makapag claim kayo.
    You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to http://www.cap.com.ph or http://www.captruth.webs.com
    If you decide to call or visit them, please ask for the name of the person assisting you. And please share with us your experience.
    Thank you.
    We will be looking forward to your post.
    Sincerely,
    Maria Ann

    Reply
  93. hi sir im milagros ,nawala po yung aming certificate ng cap anu po bang dapat kung gawin oara maklaim ult yun,bou po bayad nmin anu pong dapat kung gawin para maklaim itu

    Reply
    • Hi Miles,
      Sige ill ask what we can do pag nawala yung Cert. I’ll get back to you, pasensya na kung medyo matagal yung sagot ha?
      SIncerely,
      Maria Ann

      Reply
  94. Hi. my plan was terminated 2005 but it was not fully paid when i terminated the plan. Is there hope that i can claim, as i heard that fully paid and matured plans are CAP’s priority. please help

    Reply
  95. Good day! My son is going to college this coming school year 2011 to 2012. How I can use his educational plan. His plan is fully paid and I have his certification from your office. Should I go to your office and ask the check for his enrollment? He is going to a school with a trimester program. Ecu-B. What steps should I do?

    Reply
    • Yes, you can do that Ms. Marla, it may take time though but the earlier you file the earlier the earlier you’ll get it.
      Thank you.
      Sincerely,
      Maria Ann

      Reply
  96. Nagtatanong lang po – Bakit po nakakulong yung sa Legacy pero itong mga CAP officials na possibleng ginamit sa ibang bagay ang para dapat sa matrikula ng mga bata eh walang nanyari sa mga opisyal ng companya? Kahit hindi po ginamit sa ibang bagay – hindi pa rin sila tumupad sa napagkasunduan na kung makabayad ka ng buo at sa tamang oras ng plan nila at magamit nila ng mahigit isang dekada o sampung taon ang iyong pinaghirapan at iginapang na pera ay makaka sigurado ka na may pangmatrikula ang anak mo pagdating nya ng koleyo!
    Alam ko po na disisyon ito ng korte at may posibilidad na makukuha din ang perang binayad – ang tanong ko po ay papano naman yung oras or panahon na nasayang habang nagaantay na mabayaran? Paano ang mga batang tumigil ng pagaaral dahil sa panlolokong ito? Ganon – ganon na lang ba? Pasensyahan na lang ba ulit ito? Sadya bang ganito na lang ang Pinoy? Kahit niloloko na ay pasensya na lang?
    Wala bang abugado dyan na possibleng makuha para mag-file ng class suit laban sa mga opisyal ng CAP?
    Maraming salamat po.

    Reply
    • Hi Jack_2011
      I will answer yung mga tanong nyo one by one.
      “Bakit po nakakulong yung sa Legacy pero itong mga CAP officials na possibleng ginamit sa ibang bagay ang para dapat sa matrikula ng mga bata eh walang nanyari sa mga opisyal ng companya?
      – Naiintindihan po namin ang nararamdaman nyo, CAP Philippines ay nandito pa rin dahil hindi po SCAM and CAP Philippines, ito pa ay isang kumpanya na nagsimula taong 1980, nakapagpatapos ng mahigit sa 80,000 estudyante bago po tayo tinamaan ng napakalungkot na sitwasyon kung saan tayo naroon ngayon.
      Kung saan ang LEGACY po ay SCAM sir, sa korte ito po ay napatunayang nang loko ng tao para sa kanilang pera kaya po ang gumawa ng LEGACY ay nasa bilangguan na ngayon.
      -Ang CAP Philippines po ito ang facts:
      110,000 scholars presently enrolled
      84,490 scholars graduated
      174,720 no. of planholders being served
      P 11.3 Billion paid in tuition fees
      Kaya po ba ng SCAM na gawin ang mga ito? Hindi po. Narito po an CAP Philippines sapagkat pinili nila na magsilbi sa mga plan holders kesa IBULSA ANG PERA NG TAO.
      “Kahit hindi po ginamit sa ibang bagay – hindi pa rin sila tumupad sa napagkasunduan na kung makabayad ka ng buo at sa tamang oras ng plan nila at magamit nila ng mahigit isang dekada o sampung taon ang iyong pinaghirapan at iginapang na pera ay makaka sigurado ka na may pangmatrikula ang anak mo pagdating nya ng koleyo!”
      – CAP Philippines will be more than happy to pay its plan holder. But as of now, CAP is struggling to make it back, it would have been easier to pocket the money pero hindi, we explained po what happened with CAP in this website:
      http://captruth.webs.com/hanapinangkatotohanan.htm
      please take the time to read as it will give a complete explanation on what happened and it will answer your question on why.
      “Alam ko po na disisyon ito ng korte at may posibilidad na makukuha din ang perang binayad – ang tanong ko po ay papano naman yung oras or panahon na nasayang habang nagaantay na mabayaran? Paano ang mga batang tumigil ng pagaaral dahil sa panlolokong ito? Ganon – ganon na lang ba? Pasensyahan na lang ba ulit ito? Sadya bang ganito na lang ang Pinoy? Kahit niloloko na ay pasensya na lang?”
      – Ang desisyon po ng korte na rehabilitation ay dahil sa nakita nila na nais talaga ng CAP Philippines na ibalik ang mga binayad ng mga plan holders. HINDI PO ITO PANLOLOKO, kung ang ibang tao ay nasa posisyon ng CAP ay pipiliin ang mas madaling solusyon na maka sarili at tuluyan ang mag sara na lamang dahil kung sila ay magsasara wala na mababayaran at lahat ng pag asa ng mga plan holders na makuha ang kanilang pinag hiarapan ay mawawala rin.
      Ang CAP Philippines ay hindi nagsara kahit pa mas madaling itakbo na lamang ang pera at gamitin sa pansariling gamit, hindi po nila ito ginawa, hindi nila ibansura ang pangarap ng mga plan holders na makapag patapos na mga anak.
      “Wala bang abugado dyan na possibleng makuha para mag-file ng class suit laban sa mga opisyal ng CAP? ”
      -CAP Philippines didnt want this to happen, bakit naman sila magtatakbo ng pera at mananatiling bukas? Kung nais nyo po ng tulong upang makapag claim narito lamang ako, kami. Nais pa rin naming tumulong sa abot nang aming makakaya. Pakibasa po ang website, malalaman nyo po ang totoo jan.
      Thank you for asking.
      SIncerely,
      Maria Ann

      Reply
  97. nominee po aq nang cap…fully paid na aq for 5 years kaso hindi aq nkapag aral…paano po ba yan gusto sana namin i re imburse nlang sayang din namn yon binayad namin kahit kunting halaga lng yon pinaghirapan nang lola ko yon

    Reply
    • Hi Ms. Virginia Tapa,
      Thank you po sa pag post, idala lang po yung certificate of full payment tapos dala po kayo ng id tapos punta po kayo sa nearest CAP office, it may take time po pero patience lang po and please let me know po sa kung saan kayo magfifile and ask for the name of the person assisting you, also please let me know of your experience.
      Thank you po. We’ll be waiting po for a word from you.
      Sincrely,
      Maria Ann

      Reply
  98. ask ko lang po, ng-start po ako ng-start po ako 2006 pa po ako nag-process po ako jan sa makati….tinatanong ko lang po kung lumabas na ang resulta nang pangalan nang mga anak ko….Mapa ki estebal at marlo estebal…..paki check lang po kc sayang yung binayad ko…anong year na tayo ngayon wla pa ring resulta….

    Reply
    • Hi Ms, Melissa Sumbeling Olarte,
      Ok po, thank you po sa pag iinquire, is it ok po to ask for their SFA numbers?
      Thank you again and I’ll be waiting for the information.
      Sincerely,
      Maria Ann

      Reply
  99. TO ANYONE WHO RECOGNIZE THE FOLLOWING PFA AND SFA NUMBERS:PLEASE LET ME KNOW IF YOU HAVE ANY OTHER QUESTION =)
    – PFA 5-7-79-01A0079 NOT FOUND, PLEASE VERIFY PFA. NO.
    – PFA 21-98-06-01-A0135 MATURED, NO AVAILMENT AS OF TODAY
    – SFA 72-06-BK-00A00126 NOT YET MATURED
    – SFA 60-74-82-01-A0704 TERMINATED W/ TREASURY FOR PAYMENT
    – SFA 60-74-82-01-A0706 TERMINATED NO AVAILMENT AS OF TODAY
    – SFA 60-74-91-01-A04450 TERMINATED W/ TREASURY FOR PAYMENT
    – SFA 77-74-72-01-A1230 TERMINATED W/ TREASURY FOR PAYMENT
    SINCERELY,
    MARIA ANN

    Reply
    • Hi Ms. Dolarte,
      Thank you for the post, I have now the SFA number, I’ll be sending it to the office again and we’ll have to wait for the status. I’ll be posting any updates as soon as I receive them.
      Sincerely,
      Maria Ann

      Reply
  100. Hi Maria Ann,
    First i want to thank you for all the help you give to everybody.
    for me, i have a matured educational plan and now i want to avail it. what papers i need to bring to the CAP office to get my money back?
    thanks monique

    Reply
    • Hi Monique,
      Thank you for the post.
      I am glad to know that somehow my help for other people regarding this matter is acknowledged.
      Regarding your question, it will be best to bring the copy of your certificate of full payment and the original just to be sure also if im not mistaken two valid id’s.
      Ill post if there’s anything else i missed.
      Thanks.
      Sincerely,
      Maria Ann

      Reply
  101. hello po ang anak ko po eh may cap educational plan and this school year. 2011-2012 mag college na sya necu c po un plan nya pano po ba makaclaim?? at ano nga po pala un school ng necu c.. THANK YOU PO

    Reply
    • Hi Lorna,
      Thank you for posting, actually, I’m not quite sure myself, but i suggest that you go to the nearest CAP office, I’ll ask rin in the head office what the best way to go about your plan.
      Thanks.
      Sincerely,
      Maria Ann

      Reply
      • Hi Maria Ann,
        I was a CAP Pension Plan policy holder, which I terminated a year before its maturity last 2005, since we were migrating to Canada that time. All my original pertinent documents were submitted to the CAP office. Lately, I managed to get in touch with your CAP Office in Makati and my name was verified under “termination” status. I was referred to the CAP Treasury Office at this telephone number – (632) 759-2153 to follow up on my monetary claims. Unfortunately, nobody seems interested to pick up the phone. A bit frustrating though, especially if you’re dialing an overseas phone number. Anyways, I would like to know if there is a CAP Pension Plan website that publishes the status of the claims of the plan holders? Hopefully, somebody can shed light on the status of my claim, as well as to all those who trusted CAP to deliver as they promised. Thanks for your time and keep up the good work…
        Sincerely,
        Jaime Gumboc
        Calgary, Alberta
        Canada

        Reply
    • Para po ma claim all you have to do is to file for it po As far as I know, you need your
      1. CERTIFICATE OF FULL PAYMENT
      2. 2 VALID I.D.’S
      ipa xerox copy nyo na po para sure na may kopya kayo. with regards to the rest of your question I’ll ask po the head office. tapos i’ll tell you about it.

      Reply
  102. Hi Maria Ann,
    I was a CAP Pension Plan policy holder, which I terminated a year before its maturity last 2005, since we were migrating to Canada that time. All my original pertinent documents were submitted to the CAP office. Lately, I managed to get in touch with your CAP Office in Makati and my name was verified under “termination” status. I was referred to the CAP Treasury Office at this telephone number – (632) 759-2153 to follow up on my monetary claims. Unfortunately, nobody seems interested to pick up the phone. A bit frustrating though, especially if you’re dialing an overseas phone number. Anyways, I would like to know if there is a CAP Pension Plan website that publishes the status of the claims of the plan holders? Hopefully, somebody can shed light on the status of my claim, as well as to all those who trusted CAP to deliver as they promised. Thanks for your time and keep up the good work…
    Sincerely,
    Jaime Gumboc
    Calgary, Alberta
    Canadashow more show less

    Reply
    • Thank you Jaime,
      First, let me apologize for such an inconvenience on your part, I can only imagine how frustrating it must be for you.
      Let me assure you that I will help you the best way I can, what I can do is ask about your plan. I just need more details and once I get info i’ll forward it to CAP head office and I will let you know if i get any update right away.
      Again, I’m sorry for the inconvenience this is causing you. Please know that CAP Philippines is doing its best to reach out to each and every plan and pension holder.
      Thank you for the support and the patience. =)
      Sincerely,
      Maria Ann

      Reply
  103. Hi Maria Ann,
    I was a CAP Pension Plan policy holder, which I terminated a year before its maturity last 2005, since we were migrating to Canada that time. All my original pertinent documents were submitted to the CAP office. Lately, I managed to get in touch with your CAP Office in Makati and my name was verified under “termination” status. I was referred to the CAP Treasury Office at this telephone number – (632) 759-2153 to follow up on my monetary claims. Unfortunately, nobody seems interested to pick up the phone. A bit frustrating though, especially if you’re dialing an overseas phone number. Anyways, I would like to know if there is a CAP Pension Plan website that publishes the status of the claims of the plan holders? Hopefully, somebody can shed light on the status of my claim, as well as to all those who trusted CAP to deliver as they promised. Thanks for your time and keep up the good work…
    Sincerely,
    Jaime Gumboc
    Calgary, Alberta
    Canadashow more show less

    Reply
  104. I have the same fate with Mr JimmyG and he has a good idea to have a website for claim status if they don’t want to answer the phone. . I also spent one (1) day dialing CAPs Office Main, and if it rings nobody answered and the next is a busy tone. There’s no use of complaining of what happened to CAP, its hurtfully accepted, what we wanted is the result of the court approved rehabilitation plan be followed this time.

    Reply
    • Hi Mr. Zaldo,
      Thank you for the post, and for letting us know of your concerns, we will forward your request to the CAP Philippines head office right away and we will do our best to come up with such.
      Thank you Sir for the patience and support.
      Sincerely,
      Maria ANn

      Reply
  105. Good day! What number do we call or who would we talk to about updates regarding my uncle’s pension plan? Please advise us on this, since the number CAP gave (02) 759-2153 is having connection problems. We would appreciate a prompt reply. Thank you very much.

    Reply
    • Hi Ms. Maria,
      Thank you for the post.
      As for your request I am also waiting for a reply from the head office and once I hear from them rest assured that you will hear it from me also right away.
      Thank you! =)
      Sincerely,
      Maria Ann

      Reply
  106. Maria Ann,
    Transferrable ba yung educational plan?If yes, paano ang processing and ano ang mga documents na kelangan ko i-submit. Yung educ. Plan kasi ng kapatid ko meron pang 2 years sa college dahil 2 years lang ang nagamit niya tapos nagka-problema na nga yung CAP. So sabi father ko i-transfer nalang sa anak ko. 1 year old pa lang naman anak ko so siguro by the time na mag-college siya ay okay na ang CAP.
    Thank you!

    Reply
    • Hi!
      Yes, as far as I know transferrable po yung plan, but let me make sure po, kasi baka this is a case to case basis, pag pwede I’ll let you know of the documents needed for this.
      Thanks!
      Sincerely,
      Maria Ann

      Reply
  107. Greetings,
    Would just like to ask on what are the requirements of acquiring a NEW Certificate of Full Payment. It so happened that I lost this and it is a strict requirement in order to process my reimbursement.
    Appreciate who can give any source or link for this query.
    Thanks

    Reply
    • Hi Migz,
      As far as I know you need an affidavit of loss; 2 ID’s to be sure; bring also to the birth certificate of the plan holder and go to the nearest CAP office. 
      Sincerely,
      Maria Ann

      Reply
  108. Greetings,
    Would just like to ask on what are the requirements of acquiring a NEW Certificate of Full Payment. It so happened that I lost this and it is a strict requirement in order to process my reimbursement.
    Appreciate who can give any source or link for this query.
    Thanks

    Reply
  109. have filed claim for my daughter for SY 2010-2011. but until now the one in-charge here in zamboanga keeps telling me to wait, wait, and wait. soon it will be another school year.hangang kamatayan ba itong paghihintay? Can somebody shade light on this matter?

    Reply
    • Hi Juliey,
      I’m so sorry for the long wait and especially for the inconvenience that you are experiencing right now. If you won’t mind please send to my e-mail the SFA number that you need to follow up on.
      Sincerely,
      Maria Ann

      Reply
  110. Hi Good day! I just want to ask if pwede ako mag process ng Educational plan ng pamangkin ko kasi yung mom nya nasa abroad.nasa akin yung complete documents nya.now sana mag start ng college yung bata.
    thanks!

    Reply
    • Hi!
      What I would suggest po is go to the nearest CAP office and as long as may authorization letter po kayo and complete documents eh maari po yan ma claim =).
      Sincerely,
      Maria Ann

      Reply
  111. Hi Ma’am Marie Ann,
    My son educational plan is fully paid since 1997. He’s in college now but wasn’t able to use his CAP, we want to know how we could claim the money paid. The SFA number is 25-02-72-01-001239
    Thanks for helping a lot of people here by the way, god bless!

    Reply
    • Hi Margarita, 
      I am glad to be of service Ma’am, thank you so much for the information you have provided me.
      If I may ask, have you applied for a claim?
      Hope to hear from you soon.
      Sincerely,
      Maria Ann

      Reply
  112. hello, I terminated my son educational plan since Nov.16,2005.name Sean Andrie Tabhan,from Roxas City. 6 years is a long way of waiting, its a small money, but its a big help to us….thank you, god bless………

    Reply
  113. Hi Miss Marie Ann,
    Im Maria Alma V. Fernando, My daughter is going to college now. i just want to know how to process to get the money. the effectivity march31 1995.. All the documents is with me. my daughter name Christine Joy V> Fernanado account no. 60-76-15-01-00301.
    thank you in advance if you could help me…God bless madam…

    Reply
    • Hi!
      Have you filed po for a claim? That would be the first step po, if you have please let me know.
      Hope to hear from you soon =).
      Sincerely,
      Maria Ann

      Reply
  114. I have an educational plan for my son the SFA account number is62-74-66-01-000070.Please tell how to claim it. He’ll be in college this june,2011.

    Reply
    • Hi!
      The first step is to gather all important documents, afterwards go to the CAP head office file a claim, then we will have to wait po.
      Once your done with it, let me know and I will help you by following it up for you if you need help with it.
      Hope to hear from you soon.
      Sincerely,
      Maria Ann

      Reply
  115. ,My daughter kristine C.Paguigan has an unclaimed check in Tuguegaroa office issued Dec. 2010 pa,pwede pa po kaya iclaim yung check during office hours next week? Isa pa pong concern ko po ay hawak ng CAP yung Certification Of Full payment ko kasi po graduate na nung 2006 yung daughter ko pero di pa po naibigay lahat ng CAP yung bayarin nila sa tuition ng nya.

    Reply
    • Hi!
      Nakapag file na po ba kayo ng claim, wag po kayo mag alala, itatanong ko po kung ano magagawa namin para sa inyo.
      Sincerely,
      Maria Ann

      Reply
  116.  Nowadays, wala na halos nag ooffer ng Educational Plans. Most of the offers now are insurance with investment geared towards education as what they call it. The risks are now on the investor side.
    That’s why I wrote an article about “Do It Yourself Educational Plan”, its actually the same in principle. http://bit.ly/mlpKp8  / http://financial-planning.gigabyteshosting.com/index.php/2011/05/educational-plan-options-in-the-philippines-a-mothers-dillema-part-2/

    Reply
  117.  Hi Maria Ann
    I would like to inquire regarding my sister’s educational plan and my late mother’s super plan. My sister already graduated college last year. What are the requirements for filing of claims? Are the original receipts of payment needed for filing such claims? If yes, we have a problem because a number of individuals paid for her tuition and we were able to keep the OR for the tuition fees. What are other available options if we do not have this particular requirement.
    In relation to my mother’s super plan, there is barely few info regarding how to file a claim for it. What are the requirements?
    Thank you and would be very grateful for your help in this matter.
    Mercy

    Reply
  118.  Hi Maria Ann
    I would like to inquire regarding my sister’s educational plan and my late mother’s super plan. My sister already graduated college last year. What are the requirements for filing of claims? Are the original receipts of payment needed for filing such claims? If yes, we have a problem because a number of individuals paid for her tuition and we were able to keep the OR for the tuition fees. What are other available options if we do not have this particular requirement.
    In relation to my mother’s super plan, there is barely few info regarding how to file a claim for it. What are the requirements?
    Thank you and would be very grateful for your help in this matter.
    Mercy

    Reply
  119. Hi itatanong ko lang po kung pwede pa ring i refund ang CAP ng asawa ko, hindi nya ito nagamit..nasa america sya since 12 yrs. old sya..27 na sya ngayon..thanks

    Reply
    • Hi!
      I have a few question, fully paid po ba ito? kung oo, maari po itong ma claim, mag file lang po kayo ng claim sa nearest CAP office.
      Sincerely,
      Maria Ann

      Reply
  120. Magandang Araw Sir Madam,Ako ay si Marian M.Andrada, nais ko lang malaman kung makukuha ko pa ba ang pera ko na naiinvest ko sa CAP? bale sa insurance ito, binayaran ko na siya noon ng buo, at ako ay naghintay lamang ng panahon na makuha ito, ngunit marami akong narinig at nabalitaan na nagkaroon ng problem tungkol sa kumpanyang ito, itatanong ko lamang kung saan ko pwedeng makuha ang perang naibayad ko or magkano ang pensiyon ko. sana ay masagot nyo ang katanungan kong ito, maraming salamat!Marian M. Andrada

    Reply
  121. Magandang Araw Sir Madam,
    Ako ay si Marian M.Andrada, nais ko lang malaman kung makukuha ko pa ba ang pera ko na naiinvest ko sa CAP? bale sa insurance ito, binayaran ko na siya noon ng buo, at ako ay naghintay lamang ng panahon na makuha ito, ngunit marami akong narinig at nabalitaan na nagkaroon ng problem tungkol sa kumpanyang ito, itatanong ko lamang kung saan ko pwedeng makuha ang perang naibayad ko or magkano ang pensiyon ko. sana ay masagot nyo ang katanungan kong ito, maraming salamat!
    MARIA
    N M. ANADRADA

    Reply
    • nais ko lamang malan kung kailan ko makukuha ang perang ibinayad ko sa inyo sa aking pension plan noon, salamat!

      Reply
      • HI Ms. Mallory,
        Kung ito po ay fully paid, maari nyo pa po itong ma claim, pumunta lamang po kayo sa pinakamalapit na CAP office at mag file ng claim. Ang date po kung kailan ito macclaim ay depende po kasi marami po ang nagcclaim.
        Sincerely, 
        Maria Ann

        Reply
  122. Good Day! My SOn educational is fully paid since 1996. We want to know how we could claim the money paid. The SFA number is 25-20-27-01-000216
    Thank’s God Bless
    My address Acmac Iligan City
    My cell no. 09154032298 or Tell no. (063) 225-2065

    Reply
  123. i was once a member of cap p;ans i would like to know where i could refund may contributions because as far as i know cap plans is no longer exist in my area Bacolod City Negros Occidental anybody out there can advice is welcome thanks  – gel

    Reply
    • Hi,
      CAP is still of existence, if you were part of CAP before, you should know that CAP never closed, so I suggest you go to the nearest CAP office and file for a claim.
      Sincerely,
      Maria Ann

      Reply
  124. i”m yolly,
     ask ko lang ,na surender ko n certificate of fullpayment and all the document ng pension plan ng daughter ko.ng mature  since 2009 pa.i tried to call the landlinesa cashier.hirap macontact.gusto ko lang malaman  kung ready n po b un check ng anak ko .pwede po ba makuha other phone number n madali macontact sa office.

    Reply
    • Hi,
      Have you filed for a claim po, kung oo kelan po at ano ang PFA number ng anak nyo?
      Hope to hear from you soon.
      Sincerely,
      Maria Ann

      Reply
  125. Im rinalyn gomez,
         member n po ako dati pa sa gapan city nueva ecija ask ko lang po if panu ma refund yung hinulog ng parents ko  1996 pa ako pina member at fully paid n po kaso till now n nid n nmen ung pension wala pa din please email me at my account ynahgomez8@yahoo.com. thank you :]

    Reply
    • Hi!
      Nakapg file na po ba kayo ng claim, kasi yan po ang first step to claim, mag file na po kayo, kung nakapag file na po kayo, let me know then I’ll ask for it to be followed up.
      Sincerely,
      Maria Ann

      Reply
  126. Hereunder are updates on accounts submitted for follow-up:1. SFA 62-74-77-01-A00527 – matured but no claims have been filed yet2. SFA 62-74-77-01-A00528 – not yet matured3. SFA 60-74-23-01-A01488 – planholder is requested to submit availmentrequest4. PFA 57-82-70-01-A0087, PFA 57-82-70-01-A0088, PFA 21-98-06-01-A0378 -these are still undergoing processing. once completed, a request shall besent to the trustee bank for funding of the claim. we will be able to givethe schedule of release only when the trustee bank has acted on therequest for funding.

    Reply
  127. hi. my plan has been terminated since 2005 but sadly, up to this day, there’s still no feedback when can i get my money back…my cousins had their plans terminated 2009 but they already had claimed partial amount…please help…we’ve been waiting for yeeeaaarrrssss….

    Reply
    • Hi Trendy,
      When you terminated your plan, have you talk to them since? Have you filed for a claim? If so, can I get details regarding your account so I can have it checked?
      Sincerely, 
      Maria Ann

      Reply
  128. ei,.kung my idea kau,.,ganu ktgal bago dumating ung notification letter pra mlamn kung pde n kunin ung check,,.almost 2mons na,.cmula nung ngfile ako ng lumpsum for my aunties pension,..knino at san department or office ba ng cap manggaling ung notification letter n un???pls response,..

    Reply
  129. ano ba kayo????? 2009 pa ko nag file sa edec.plan up to now wala pa!!!!!pero nung naniningil kapal ng muka nyo mag penalty…….

    Reply
  130. Ano po ba ang working phone number ng CAP Office? I tried about 10 phone nos. but still ni walang sumasagot naman. Anyways, tatlo po kami ng kapatid ko ang may educational plan. Mag aask lng po ako san pwede mgfile para maprocess na rin ung claim namen. Nakagraduate na ako ng college but still wala pa ring update regarding this.

    Reply
    • HI,
      The best way is to go to the CAP head office, with 2 valid ID’s, your Certificate of full payment, ID picture (just to be sure), birth cert of the account holder. 1st floor po ng building sa Amorsolo st.in Makati or any CAP near you.

      Reply
  131. Hi,
    I received the following plan status below, please verify. Thank you.
    plan status:
     
    Danilo Caacbay – 25-02-72-01-01239 – no claim filed
     
    Valentin Fernando – 60-76-15-01-00301 – already processed, now with trustee bank for funding
     
    Romeo Lugay – 62-74-66-01-0070 – no claim filed
     
    Martin Viernes- 25-20-27-01-00216 – already processed, now with trustee bank for funding
     Fernando, Valentin 60-76-15-01-00301: already processed, with trustee bank for funding
    Azares, Lamberto 60-82-21-01-00116: already processed, with trustee bank for funding
    Arciaga, Isagani 60-74-76-01-A00248: already processed, with trustee bank for funding
    Gatchalian, Ma Cecilia 60-74-23-01-01132: no claim filed
    Gatchalian, Joel 60-74-37-01-A0587: fully paid but not yet matured
    Maglupay, Roger 78-67-87-01-H0491: forfeited account
    Camero, Dionisio 77-76-34-01-H0020: fully paid but not yet matured
    Caacbay, Danilo 25-02-72-01-01239: no claim filed
    Lugay, Romeo 62-74-66-01-00070:no claim filed
    Viernes, Martin 25-20-27-01-00216: already processed, with trustee bank for funding
    Valmonte, Crisha 60-74-22-01-000730: already processed, with trustee bank for funding
    Valmonte, Chrisnedel 25-74-22-01-001924: already processed, with trustee bank for funding
    Valmonte, Chrissien 60-74-22-01-A00638: already processed, with trustee bank for funding
     
    Sincerely,
    Maria Ann

    Reply
  132. Hi Mary Ann im so happy that i found this site thank you so much for doing all your best to answer all the questions here….kindly follow up our CAP educ plans: 1. SFA 60850101-A01183,SFA 77850101-H0363,SFA 60850101-A01244 and 60850101-A01243….i still trust and believe in the integrity of Cap thats why i did not give up my plan…Pls pls kindly advice me what to do with all my plans….ill wait for your reply…..

    Reply
  133. hi po, my cap edu plan po ako sa 2 anak ko po anak pano po ba mag claim first yr. college na po ung panganay ko na anak at isa pong 3rd yr high school maka2claim po ba ako. Narinig ko po sa radio ang 2ngkol sa mga cap edu plan, magsubmit lng daw po ng photo copy ng mga documents at pupunta lng po dun insurance commission city bank bldg. and look 4 atty.Geronimo ground floor cap edu dept. dw po un. Ask ko lng po san po ba un insurance commission city bank bldg?

    Reply
    • Hi!
      Yes, you can claim it, pero mas maganda if you go directly to CAP Bldg. in Amorsolo St., Makati City.
      The thing that you need are the following:
      – photocopy of your Certificate of Full Payment
      – Photocopy and 2 valid ID’s 
      – Photocopy of Birth Certificate of plan holders.
      Thank you. If you might need anything else, let me know. I’ll always be more than happy to help.
      Sincerely,
      Maria Ann

      Reply
  134. pki check naman po ung aking edu plan 1998 po ako nag start fullly paid po ako up to 2003 pero d po ako nakakuha ng certificate of full payment but i have all the receipt. kindly check my SFA acct no. 62-73-56-01-A3794 and SFA acct no. 62-73-56-01-A3793. First yr. college na po ung anak ko at 3rd yr high schoo naman po isa. Pede po ako mag claim?

    Reply
  135. hello
    i just want to ask how will i know if we will have a claiming checks for my plan and my sister’s plan. my plan was terminated while my sister is asking for availment. my full name is Jennielyn Z. Rafols, while my Sister’s Name is Jhoanna Z. Rafols. thank you please give us a feed back as soon as possible…
    Thank you and Have a good day!!!

    Reply
  136. Contact no po ng cap makati . Meron po kc ako cap educational plan. Pero never ko pa po nagamit gusto ko po sana malaman what happen about the cap. Contact me 09332394257

    Reply
    • Hi!
       
      Have you filed for a claim? If not, please do. Afterwards please let me know yung SFA number po ninyo tapos I can be the one to follow it up.
      Sincerely,
      Maria Ann

      Reply
    • Hi,
      Im still waiting po fr a response from the head office, i brought it up to their attention din kasi that the phone numbers pala are very hard to reach.
      I’ll let you know as soon as I hear a word from them.
      Sincerely,
      Maria Ann

      Reply
  137. Hi Maria_Ann,
    Issue: Fully paid na ung father ko with my 3 brother’s educational plan.So, may I ask if  what options do we have? Do we need to file for a claim? bec my father still pursue paying for this plan even we have already heard a lot about CAP (but now his already done paying for it), he thought that maybe makabawi or maayos pa ung s CAP.  My brother will be entering college next year, and are we still able to use this plan or we just need to file for a claim?

    Reply
    • Hi!
      I’m going to the head office for your issue po, can you e-mail me your SFA number and I’ll see what the best course of action is for you,.
      THanks.
      Maria

      Reply
  138. This is regarding my claim for CAP Educational Plan of my grandson. I submitted the requirements for termination last August 2010 and CAP office in La Union told me that it was processed only in January 2011 and up to now I have not received my first quarterly check. Everytime, I checked with CAP’s office La Union for my check, they told me that CAP’s Head Office have not send the checks, their answers was always…maybe  next month. How soon can I get my first quarterly check, and the next quarter?
    Ofelia

    Reply
    • Hi Ms. Ofelia, 
      If it’s okay with you, can I ask for the SFA number po and I will be the one to check myself in CAP SF.
      Sincerely,
      Maria Ann

      Reply
  139. Hi guys!
    Sorry it took a while, the storm left us with no internet for a long while.
    Plan/claim status:
     
    Claims have already been processed and are already with the Trustee Bank for swcheduling/funding:
    MARLEONITO LIMBO                                   77.74.88.01.H0468
    ERMINILDA OLAES                                      77.74.82.01.H0165
    EASTER REODICA                                      21.74.51.01.A0275
    GERARDO FERNANDO                              57.76.00.05.A0023
    DOLOR FERNANDO                                   57.76.00.05.A0024
     JUANITA BARRION                                       57.82.14.01.00001
     
    Plans are fully-paid but not yet matured:
    ROMUALDO IGLESIA                                   60.85.01.01.A1243
    ROMUALDO IGLESIA                                   60.85.01.01.A1244
    ROMUALDO IGLESIA                                   60.85.01.01.A1183
    ROMUALDO IGLESIA                                   77.85.01.01.H0363
      MA. AURORA LIZARDO                                62.73.56.01.A3793
     
    Plans are potential (matured but no claim has been filed yet):
    MA. AURORA LIZARDO                               62.73.56.01.A3794
    JENELLE NEPOMUCENO                           25.19.50.00.01337
      JENELLE NEPOMUCENO                           60.76.07.01.00803 
     

    Reply
    • Hi, may I know how I can file a claim for my college educational plan?
      What are the requirements? I graduated from Ateneo in 2009.

      Reply
  140. good day, just wanna ask if we can still refund any of what we paid, me and my sister both have cap educational plan. and if yes, how? thanks in advance.

    Reply
    • Hi!
      All you have to do is file for a claim by going to the nearest CAP office presenting documents such as birht certificate, ID’s and the Certificate of full payment (best bring photocopies of everything just to be sure)
      Sincerely,
      Maria Ann

      Reply
  141. Ms Maria,
    Please help us, SFA – 77-76-49-01-H0080. Roger Cordova po ang name, nakapag file na po kami noon pang 2005. Hanggang ngayon po ay wala pa kaming natatanggap kahit ano, maski email man lang. Nagtatrabaho po kaming mag-asawa sa Middle East so sister in law ko lang po ang pwedeng mag check nun sa Pinas. Sa Pampanga po ang office

    Reply
  142. hi, I’m a college graduate already, but I have a CAP, at wala po akong nakuha kahit magkano, my mom told me to refund na lang po ung binayaran nia sa CAP, pwede po ba un? ano po kayang mga requirements? ano po pwede ko gawin..thanks! 🙂

    Reply
    • Hi Ms. Alcancia,
      Thank for the information that you have provided me. I would be more than happy to help you with your concern.
      Pwede nyo po sya ma claim all you need to do is to  file a claim to the nearest CAP office.
      Bring:
      2 Id’s (Photocopy and original)
      ID pictures
      Certificate of Full payment ( Photocopy and original)
      Sincerely,
      Maria Ann

      Reply
  143. Who will be the one to claim the check? the beneficiary or plan holder?By the way, i got my naME last 2 weeks ago  with my cheque number so i copied it but now im confused why my name change turns to my mother’s name but the cheque number is still the same as what iv’e copied, only the name chan ge

    Reply
    • Hi Ms. Kring_kring19,
      Thank you very much  for the information that you have provided me. I will be  more than happy to assist you with your concern.
      I will forward this this concern to the CAP head office, so that we are sure on what to  next. 
      Please extend your patience.
      Sincerely,
      Maria Ann

      Reply
  144. I surrendered my son’s plan in May/11 but up to now I have not received the first payment which I should have in Aug/11. ” I bit the bullet” by surrendering the plan for an amount just the same as the total amount I paid for it 15 years ago and yet the payments will not cocme on time as arranged? What’s up CAP?  

    Reply
    • Hi FGmadera,
      Thank you for the information you have provided me. I would be more than happy to assist you with this one.
      We apologize for the inconvenience that this has caused you.
      But first, I would need certain information, such as the SFA number so I can for check on it you.
      Again we apologize the inconvenience.
      Sincerely,
      Maria Ann

      Reply
    • Hi Jith,
      Thank you for the response to the post. 
      Have you filed for a claim? If you have maybe I can help you.
      If not, I suggest you do. Then I would be able to help out.
      Sincerely,
      Maria Ann

      Reply
  145. We invested 500.000 pesos 15 years ago for our newly born son, he is now 15 years and is in 1st year high school will we still recieve our initial investment for his college fees
    David

    Reply
    • Hi David,
      Thank you for the information you have provided me. I can only imagine the situation that you’re in right now.
      I would be more than happy to assist you.
      Have you filed for a claim?
      If so, please let me know.
      Sincerely,
      Maria ANn

      Reply
    • Hi Ms. Angeles,
      Thank you for the information that you have provided me. But Im afraid it will not suffice, can you elaborate further on how I can help you?
      Sincerely,
      Maria Ann

      Reply
      • thanks ms,maria ann.for reply me,,gusto kona po kunin.e2 po ung
                           
         sfa#60747201-03571,,,1995 to 2000 po paid na po nmen//name ..millan dulay angeles,,
        sana my linaw na po ako mlaman /..thanks po godbless,,,

        Reply
  146. Hi! Me and my sister are CAP scholars but apparently none of us has received a single check from the company. I have already graduated from college last March 2011 and my sister’s now in her 2nd year in college. We have our certificate of full payment dating back from the year 1997 for me and 2000 for my sister’s application. We already filed for a claim last year at CAP La Union and submitted all the necessary requirements there too. I’m planning to go to CAP Makati to check on any available reimbursements but thought that it maybe better if I make a little research first. I have already checked on the list of people with checks and yet our names aren’t included yet. My SFA Acct # 25-19-81-01-00084 and my sister’s is SFA Acct #60-79-81-01-000483. I would deeply appreciate if you can advise me on this case. 

    Reply
      • I appreciate this a lot. I am actually planning to go to CAP Makati tomorrow, since I have already graduated and what they have doesn’t include my final college permit which shows my tuition fee. Would you recommend that I go there tomorrow or do you think it’s just a waste of time and money? 

        Reply
  147. Hello Ms. Maria,
    Please Check the status of my sons plan. I have not filed a claim yet. It was purchased by my mother in 1997. SFA 60-75-02-01-A0679. Thank you in advance po.

    Reply
  148. hello, Im Lourdes dela Merced and apply for cap in year 2001, im asking if the status o my brother is active, this is the account number. SFA 60-73-12-01-A0251

    Reply
    • Hi Raymarckdelamerced,
      I would be more than happy to check on your brother’s status for you. But I cannot give you any time frame because I’d still have to ask the head office for it.
      Sincerely,
      Maria Ann

      Reply
    • Hi Ms. Dela Merced.,
      Thank you for the information that you have provided me. 
      I would be more than happy to check on it for you.
      Sincerely,
      Maria Ann

      Reply
  149. Hello Ms. Maria…follow up ko lng ung status ngaun ng claims ko.  Kasi mga ilang months na rin sia nasa Trustee Bank for funding/scheduling, tanong ko lng kung may tseke na bang irerelease ang CAP for SFA No. 77-7488-01-H0486?
    Bakit ganon ang hirap buksan ng site kung san makikita ang list of cheques ready for pick up in Makati branch?
    Salamat at sana may maganda balita na…

    Reply
    • Hi,
      Thank you po for letting me know of yoyur situation, Let me check rin sa head office para malaman natin kung ano na bang nangyayari.
      Sincerely,
      Maria Ann

      Reply
      • hello, i also have an educational plan with cap may i know the requirements i needed to get reimbursements  of my tuition fees.thank you

        Reply
  150. Ms. Maria may update na po ba? Roger Cordova, SFA – 77-76-49-01-H0080, mag 2 months na po yung last reply nyo. Pasensya na po.

    Reply
    • HI,
      eto po yung reply. 
      –           SFA – 77-76-49-01-H0080. Roger Cordova forwarded to trustee bank for funding

      Reply
  151. Ms. Maria, why is it that until now I dont have access to see listed  cheques available for pick up in Makati branch…..Is there anything we could do about it.?..I make follow ups through visiting this page every now and then…..mahal kc ang pamasahe papunta jan sa office nyo sa Makati, at alang katiyakan kung makakapgrelease na…Pls. paki ayos nman po…
    At follow up ko lng din ang status ng account ko….. may aasahan na po ba kme?
    Thank you..

    Reply
    • HI,
      Thank you po for the message, i messaged them about your account kaso wala pa akong na rereceive na sagot. Let me send it again.
      Sincerely,
      Maria Ann

      Reply
  152. hello po pls kindly check naman kung ok n ung pinasa namin n requirments 3weeks ago for my son educational plan?binigyan kami ng contact number at hanapin daw si richard colamna kaya lng walang nasagot s tawag ko,nagemail n rin ako pero wlang reply..thank you.

    Reply
  153. ms. maria, mag 2 months na po after ko mag pasa ng requirements. hanggang ngayon wala pa akong balita. wala rin sumasagot sa number na binigay nila. from bicol ako. mag 2 years na po akong graduate. wala akong natanggap ni singkong duling galing sa educ plan ko.

    Reply
    • ganyan dn kaya ang prblma ko nagbbgay cla ng mga numero n tatawagan para follow up pero podpod n daliri mo wla pa din nasagot eh sna multo nlng kinukuha nilang operator taga sagot ng tawag?

      Reply
      • oo nga po. wala namang sumasagot sa mga tawag… tapos arogante pa yung mga personnel nila sa office… ang yayabang kala mo kung sino.

        Reply
        • grabe nga cla hnd nla naisip galing dn s pera natin ang pinapasahod s kanila,minsan nagtatry din ako magdial ng ibang no.my sumasagot pero hnd ka dn aasikasuhin kung hnd cla ung bnigay sau for follow up..nakakagil n talaga.

  154. I have filed for a reimbursement  of my daughter’s tuition fee  last July 13, 2011. What’s the latest?   SFA Account Number 01-025301000035 – Maria Cristina R. Gaspar

    Reply
    • Thank you po for the information, I will be more than happy  to help you out on this one.
      I will pass this information to the head office, let’s check again next week what they say?

      Reply
  155. bakit waal na akong narereceived na check from CAP as far as i remember 2 checks pa lang ang narereceived ko amounting 1k each..that was 3 years ago, sa batangas branch ko pa sya nakuha katabi ng veterans bank kung saan ko pinaincash yong 2 checks ko..Mr.Virgilio J.Eclavea of Calapan City Or. Mindoro(Plan Holder)

    Reply
    • Hi Mr.Eclavea,
      Thank you po for the message, I will be more than happy to assist you with that.
      I will be sending your name to the main office and hopefully we hear from them as soon as possible.
      Sincerely,
      MARIA ANN

      Reply
  156. Hanggang ngaun nde pa rin ako makapag follow up kung may tseke na sa Makati branch.  Nag eerror sia.  Ms. Maria, ano na ba ang status ng acct. ko? Sana nman makapagrelease na cla ng pera dahil kelangan na tlaga eh.
    Thank you….

    Reply
  157. Hi po, ako po si Analiza T. Nobleza,gusto ko lang po malalaman kung lumabas na yung check ko.Last july 2011 pumunta po ako sa Makati head office para kunin yong check ko,kaso sabi ng girl dun sa window 4 na hold daw yung check ng mga CAP pensioners.Kindly please check & inform me kng meron na po yung check ko.

    Reply
    • Hi,
      Thank you po for the message, I will be more than happy to assist you with this one.
      I will post it here as soon as I get a reply from them.
      Sincerely,
      Maria Ann

      Reply
  158.  Gaspar, Maria Cristina per your Jan 5, 2012 report
     
    Her claim was processed on Sept 9, 2011 for the 1st semester of 2011-2012. Payable amount is P5,964.33 to be paid in 2 installments at P2,982.17 per installment. Voucher is now with treasury awaiting funding from the trustee bank. Ask the planholder to get updates from cap.com.ph/educationfor the availability of the check.

    Reply
      • Hi!
        Thank you po for the late reply, I would be mo0re than ahppy to assist you with this, I will be sending this to the head office and once that I hear a feedback regarding your account, I will let you know right away.
        Salamat po ulit sa pang unawa.
        Sincerely,
        Maria Ann

        Reply
  159. Hello Ms. Maria, makikibalita lng sa status ng account ko. Hanggang ngaun pare pareho  lng ang sagot sa kin na nasa Trustee bank na for funding/scheduling, Kelan ba tlaga ako makakapagclaim, iniintindi nmin na matagal ang pagrelease, pero intindihin nio rin nman sana na kelangan na nmin ang pera para sa schooling ng anak ko.  Ito ang inaasahan ko non kaya pursigido akong magbayad kahit ang taas ng penalty nio pag late ka magbayad ng premium, tapos ngaun pahirapan pa rin.  Kelan ba talaga, laking tulong to sa kin at anak ko.

    Reply
    • Hello po.
      Pasensya na po sa late reply.
      Unfortunately po, yun lang po yung nasabi sa akin, hindi po bale, I’m heading to the head office this week, tignan ko po kung may magagawa po tayo para ma expedite yung sa inyo. Pero wala po ako maipapangako.
      Sincerely, 
      Maria Ann

      Reply
  160. My husband had filed his application for a matured  CAP pension plan last Oct 26, 2009. (PFA A/C no 12-81-11-01-A0201) complying all the requirements sad to say several follow ups had been made at CAP office in Batangas it is still unvailable. My husband had retired from service. assuming also that he had some investment to collect.We need our money back for we had invested it for so long and now we are badly in need of it for our medications.And when personal followup been made employees are arrogant enough in responding to their clients. How long shall we wait for it it is for long time overdue…..
    Please help us…

    Reply
    • Hi!
      Thank you po for the late reply, I would be mo0re than ahppy to assist you with this, I will be sending this to the head office and once that I hear a feedback regarding your account, I will let you know right away.
      With regards to the arrogant employees, may we get their names of you have them? I’ll make sure that the company doesn’t let this go unnoticed.
      Salamat po ulit sa pang unawa.
      Sincerely,
      Maria Ann

      Reply
  161. Hello Maria,
    Gusto ko lang i-follow up kung may check na ang aking anak from CAP. Ang kanyang SFA Acct # = 25-02-13-01-001037. Graduating na sya ngayon pero last 2009 lang sya nabigyan ng 2 checks.
    Paki update lang.
    Regards,
    Boyet

    Reply
    • Hi!
      Thank you po for the late reply, I would be mo0re than ahppy to assist you with this, I will be sending this to the head office and once that I hear a feedback regarding your account, I will let you know right away.
      Salamat po ulit sa pang unawa.
      Sincerely,
      Maria Ann

      Reply
  162. Pwede ba malaman kong pwede na kaming magclaim sa pension plan ng husband ko. His plan has already been fully paid and he is going 60 this coming July 2012. Paano ba i claim ang pension niya? Talagang nahihirapan kami ngayon dahil sa maitenance ng mga gamot niya so please kung maari tulungan nyo naman kami…

    Reply
    • Hi,
      Nakapag file na po ba kayo ng claim? yan po ang first step.
      File a claim in the nearest CAP office, bring the Certificate of Full Payment, ID’s (orginal at photocopy).
      once this is done I can make be the one to update you on the status of the claim.
      Salamat po.
      Sincerely,
      Maria Ann

      Reply
    • Hi,
      Nakapag file na po ba kayo ng claim? yan po ang first step.
      File a claim in the nearest CAP office, bring the Certificate of Full Payment, ID’s (orginal at photocopy).
      once this is done I can make be the one to update you on the status of the claim.
      Salamat po.
      Sincerely,
      Maria Ann

      Reply
  163. My son is now graduating from high school and I am planning to use his cap educ. plan in college.
    My only question is “meron pa ba akong maasahan from CAP?”  

    Reply
    • Hi,
      File a claim in the nearest CAP office, bring the Certificate of Full Payment, ID’s (orginal at photocopy).
      once this is done I can make be the one to update you on the status of the claim.
      Salamat po.
      Sincerely,
      Maria Ann

      Reply
  164. Greetings!!!!
    Makikibalita lng sa status ulit ng account ko. Paki ayos ung website nio para don na us magfollow up…hanggang ngaun sira pa rin.
    Tanong ko lng kung ano na ang status ng account ko, makakapagclaim na ba ko?

    Reply
  165. HI..
    Good afternoon…May I ask po kung saan ang office ng CAP para sa pag file ng claims for the educational plan ng anak ko po…thank you…

    Reply
  166. hi. is it true na mag close na office nio sa makati. i’m worried na di ko na makukuha ung tinerminate naming account. please enlighten us.

    Reply
  167. my niece is going to enrol first year college this coming opening of puede b ito  classes. at this time puede p b gamitin ang cap nya?pwede b ito gamitin kahit anong university?

    Reply
  168. Ang edu. plan ng aking anak ay magmamature na ngayong year na ito. Pero nandito na kami sa US naka-based. Paano ako magke-claim ng edu plan nya?

    Reply
  169. ako po ay Cap Pension plan…at natapos ko na po ang maturity date ng sampung taon…paano po ba ako makakapag claim ng aking pension.

    Reply
  170. ask ko lang 5 yrs. ko na po nahulugan sa anak ko then more than 6 yrs. din po ang waiting ko now pasok na ng college magagamit po b ng anak ko ngayon?wala n po kase kayo branch sa Bulacan.

    Reply
  171. hi i am divina refina can i claim my long over due pesion plan. nagmature  ito noong pang 2005 pero hanggang ngayon wala pa akong natatanggap.nagfile na ako ng claim pero wala ring nangyari.

    Reply
  172. Here’s an update from the Head Office, let me know po if your name is not included, or if you have any other questions.
    1.
    Mary Grace Bulatao; 77.74.92.01.A0027; Johm Arvin Bulatao; CFEP – processing done; now with Trustee Bank for scheduling of payment
     
    2.
    Librada Cruz; 53.73.56.01.01212; Jeremy Cruz; Educ – no claim filed
     
    3.
    Librada Cruz; 02.02.00.03.00459; Joicel Cruz; Educ – processing done; now with Trustee Bank for scheduling of payment
     
    4.
    Anselmo Enriquez; 60.74.23.01.01303; Kris Ciel Enriquez; Ecu – no claim filed
     

    Reply
    • Hi Maria Ann
      I have paid in full the educational plan at yung para sa allowance ng anak ko before the company experienced a not good situation, soon she will be in college, am a single parent and was diagnosed and operated of breast cancer stage 3a, hope you can assist me in order that my daughter can still avail the good program that you have.
      GOD BLESS YOU!
      bhing

      Reply
  173. maam kindly verify my pension plan its already matured last 2005 up to now their is no news yet with the release. Alvin A. Honorio

    Reply
  174. san po ba ang office ng Cap sa makati or baka meron kayong contact number where to inquire ,i was out of the country for along time and i have no info whatsoever.Thank you

    Reply
  175. hi gud pm. Im Gavino M.(moran) Nacino III. may inquiry lng po ako, cap plan holder din po aq. fully paid and have used 2 1/2 years of my plan then the controvercy happened. the last time i used my insurance was around 2006 or 2007 i think.. i would like to ask if pwede pb ma avail ung insurance? or do i have the option to in cash the remaining value. how do i process it? And please take note that all my documents were flushed out during the ONDOY incident. what do i need to do? thanks in advance. 
    ghabhi18: And also my other sibling Gerald M. Nacino. A fully paid plan holder too, We both didnt make it through college because of the incident. and we hope to make the best out of the investment our parents left us. 

    Reply
  176. MAY KAKILALA AKO SA INSURANCE COMMISSION, Dahil taga INSURANCE Ako sabi ng KAKILALA KO, WALA DAW PERA ANG CAP KAYA HINDI NILA NABABAYARAN UNG MGA NAGPEPENSION. KAYA UNG MGA GINAGAMIT NILANG PERA UN UNG MGA NILOLOKO NILA NGAYON AT NAGBABAYAD SA KANILA NGAYON RECYCLE LANG BA. 
    Nakakaawa naman ung mga nagpepension sa CAP lalo na ang educational plan, ung mister ko hindi man lang ginamit ung educational plan nya sa CAP dahil naging scholar ng DOST, 7years na isang beses pa lang namin nakukuha ung claim check nya, laging sagot ng CAP “hindi lang naman kayo ung kumukuha ng claim.” Ang sarap sanang sagutin at murahin ung kausap namin sa CAP. Unang una, hindi nga namin nagamit bakit kami nagpapakahirap kunin ung buong pera, dapat nga ibigay sa amin ng buo kc hindi nga nagamit, inimpok namin un. Palibhasa ginamit ng mga namumuno sa CAP ung pera namin. Maawa nman kayo ibigay nyo ng buo na at wag ung papartial partial. Kapal ng face nyo, kaya sa mga taong my balak ng kumuha ng educational plan sa anak nila wag na lang sa CAP mag impok na lang kayo sa bangko ung mga matatag, like BDO, Metrobank or Landbank. Kasi pag ung anak nyo naging scholar aabutin kayo ng 10yrs or more than a year bago nila ibalik ng CAP ung pera nyo na hindi nagamit dahil gagastusin muna nila.

    Reply
  177. Hai po I am Quennie Bolongon.gusto ka lang po malaman kung saan dito sa Mindanao Makukuha nag educational plan ko.

    Reply
  178. Can i ask any updates on CAP Education Plans unclaimed checks link on their website? I’ve been trying to access it for months now but i can’t see the list…please reply…thanks 

    Reply
  179. Hello po Ms,Maria Ann,ask ko pa sana kung ano na ang nangyari dun sa pina terminate kung Educational Plan ng son ko, almost 3 years na po yun,, nag file po ako sa Pampanga,, heto po ang name ng son ko,, Kerrnel Reyes,, pakitulong po sana ako,, salamat ng marami,, 

    Reply
  180. Hello.Question lang. Im planning to go back to school. Can i still use my CAP? Makakakakuha ba ko ng refund from it kaagad?Pls answer my question asap.Thank you

    Reply
  181. Hindi pa ako nag-claim but fully paid since 1998….how can i file a claim ? SFA #62-73-48-01-A2174…..ifollow up ko lang ulit ito ,kasi wala ka pa ring response 7mos.ago pa ito….thank you ulit!!

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  182. Ano na po status ng CAP ko SFA #62-73-48-01-A2174…….ifollow up ko lang ulit kasi 3 mos ago pa ito at wala pa ring reply…thank you!!

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  183. Check out CAP Planholders!!!!!! I called up CAP Office in San Fernando following up my daughter’s tuition fee reimbursement since its been >2years since I filed it there and I also told that their website is not working especially the link for the list of unclaimed checks . Know what the Staff answered???? Stop daw processing nila kaya freeze nila website!!!!!

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  184. good day! sir?ma’am, I am a cap plan holder. and graduated last 2001. Nakapag claim po kami during my four years in college. and now i’m 33 years old, nagmatured na po yung cap plan ko. it was stated in my cap certificate na may reimbursement po ako na P 22,000+ after 20 years. what are the requirements should i bring to make those claims? Thank you very much. this is rhea diente.

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  185. I received a letter from CAP regarding my claims for the education plan but it was last 2005. I was working overseas so I did not have the time to claim it. I want to know if they are still giving out the unclaimed cheques. I tried to go to their site (CAP EDUCATION)but I can not click the branch for the unclaimed cheques. Hoping for your assistance in this matter. Thank you.

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  186. hi Maria Ann,natapos ko n po ung educationa plan ng anak at after 2 years po ay college n cia.makaka avail p rin ho b cia ng scholarship sa CAP?isinugal ko po noon na hindi bawiin ang naihulog ko kahit nabalita na nalugi ang CAP sa pag asang hindi sila magsasara.salamat po na marami..

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  187. Itatanong ko lang po sana kung paano ko mare-refund yung Plan ko at yung panganay ko na lang ang magiging beneficiary. OFW po kasi ako na uuwi sa December para magbakasyon. Fully paid na po kasi iyon pero hindi nagamit ng bunso ko. Paki-advise lang po kung paano ang proseso at kung anu-ano ang requirements. Maraming salamat po.

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  188. hello Madam! Rhea Cristy Cabillan po ito. gusto ko lang po mag inquire about sa scholarship ko. graduating na po ako this march pero wala pdin akong natatanggap na benefits mula sa inyo>>> akala ko your company will assure me in my college life.

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  189. hi. i’m currently in my 4th year in college, my mom got me a cap educational plan before, and we’ve never used it once, some people are saying that if we are to file a claim we’d be needing to pass copies of of matriculation certification. as i read from your previous comment miss maria, all we need is the ff:
    2 Id’s (Photocopy and original)
    ID pictures
    Certificate of Full payment ( Photocopy and original)
    i’ve lost some of my matriculation certification. there, so i’m guessing that it is alright to file a claim with just the previous requirements. can you enlighten me on this matter ma’am,. thanks and God bless

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  190. hi ask ko po ung pamangkin ko ay may educ plan, ngayon 2 years na siyang gradute ng college nag file na xa ng claim dito sa palawan branch, ang sabi lang hintayin lang, hanggang kelan ba ang pag hihintay? saka pag tinitingnan ko sa website ng CAP sa mga releases ng check, laging hindi kasali ang Palawan sa region IV, one more concern my daughter also a cap plan, now she is already in 3rd year college, every end of semester we file a clain but until now, we have not receive any news about our claims.

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  191. Hi, I’m Toni Jianne Perlas. My parents tried to claim my CAP fund last 2006 but we were not able to claim it due to the issues during that time, How can we claim our whole contribution. gusto na po namin makuha ung mga dapat namin makuha. pano po ba i-pull out ung buong contirbution namin? please reply ASAP Thank you po.

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  192. hi po!!!! nalaman ko po na nagbayad pala ang mga parents ko dito sa CAP.pinakita po nila ung mga documents sa akin at kumpleto po ang mga to(may certification,official receipts ng nabayaran nila at iba pa,,) .ngayon inaasahan po namin ito kasi college na po ako at ,paano po ba maclaim o possible po ba na ito ay maging scholarship ko na lang ito….salamat po

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  193. Hi Ms maria. mukhang ikaw nalang ang pwedeng mapagtanungan dito. i have 2 full payment certificates of my educational plan. one is for my highschool dapat and the other is for my college. magkano po ba makukuha ko dito if possible? at gaano po katagal?

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  194. Sir/Madam,
    pwede na po ba magclaim sa CAP Educ. Plan… gusto ko po sana maibalik yung na full payment na subscription ko para sa anak ko..2006 pa ito na fully paid at d na nagamit…
    please update me..thanks po.

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  195. elow po buhay pa pu ba ang cap kasi wala pa kaming nakukuha..matagal na pu kaming graduate gang ngayun wala na bang pagasa talaga.

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  196. Hello. My sister bought CAP Educ Plan for my son when he was still a toddler. She paid fully paid the plan in 5 years. When came back from abroad last June of last year and my sister said that we cannot use the CAP Educ Plan since it went bankrupt. My question is how could she claim a refund from CAP? She will authorize me to file the claim for refund.
    Thanks.

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  197. gud day cap personnel. tanong lang, ilang taon ba bago makuha ang isang refund? mag 3rd yr college na panganay ko, hanggang ngayon dpa namin nakuha ang refund noong 1st yr siya. paki tulongan nyo naman ako makuha namin ang refund mula 1st yr hanggang ngayon ng anak ko. bigyan mo naman ako ng update sa claim namin, ito po yong cp nr ko: 09173974748, ito naman ang SFA acct nr ng anak KO: 60-83-25-01-000763. maraming salamat po.

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  198. good day,tanung ko lang kung kailan makukuha ung refund ko s cap educational ng anak ko,kasi po tinerminate napo nmin ung educational ng anak ko noong 2005 pa hanggang ngaun po wala parin kaming nakukuha,at di nmin mkita s mga list kasi prang sira na ung website ng cap ung mga names dun di n mkita,makukuha paba namin to tagal n kasi namin naghihitay e grabe 1st year college na ung anak ko,eto ung SFA no. ko 60-74-91-01A1454. THANk you.

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  199. hello, 2yrs na graduate daughter ko ever since wala pa ko na-claim jan sa cap, saan pede makita list of unclaimed checks or any updates from cap employees. my daugther’s name is xylene yvette s. zabala.

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  200. sana makatulong kayo sa amin almost 7yrs. na kaming naghihintay sa plan ng kapatid ko tinerminate po nya ito hanggang ngayon wala pa po kaming balita tungkol sa kanyang plan paki update nyo nman kmi Rufino M. Gaza ang name nya maawa naman po kayo.

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  201. hello po paano po mag claim sa CAP ang plan po eh HELP PLUS,..fully paid ko po eto kinuha sa cap year 2002.maturity na sya 2015..sana po may makatulong naman..salamat po

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  202. Naghulog po ako ng CAP Education for my two Daughter’s year 1996 – 2001, is there any updates for CAP EDU…Sana naman po ay makuha na namin ang naihulog namin…Salamat po ng marami…

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  203. good day,,ano po ba ang balita sa CAP pension plan?andito po kami sa spain,,magbabaksyon po kami nextyear saan po kami pwede pumunta?saan p ang aiin office ng Cap in Manila?slamat

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  204. Stephen: I’m interested in your Letters in the Mail subscription. I’m a high university English teacher, and that i considered this may well be a superior way to get my students to write responding to your letters. On the other hand, I have to be certain that the topics with the letters will likely be appropriate for my students 9, 10, and 11th graders. Will you please comment on what the topics are going to be in general? Thank you.

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  205. tapos n ang anak ko ng college at di ko nga ni terminate un CAP ng anak ko,halus di nga aq nakinabang jan.paano ko kaya ke claim un lahat ng dapat sana ay napakinabangan ng anak ko sa ducational plan niya?

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  206. is there any updated news about CAP educational plan? Where can I file my daughter’s educational plan since she entered college last June 2014? Thank you in advance for any help or information you can give.

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  207. PARA POH SA LAHAT NG NGTATANONG..
    Eto poh yung LINK ng LIST NG CAP OF UNCLAIMED CHECKS ! =)
    http://www.cap.com.ph/education/Approved%20RRP%20-%20Inq%20News_files/Approved%20RRP%20-%20Schedule%20-%20HO.htm
    if ever na wla pa dw poh kayo sa list na yan, it means dpat mgfiled dw po muna tayo ng CLAIMED sa office nila.. ETO POH UNG REQUIREMENTS FOR FILLING CHECK,
    REQUIREMENTS:
    -ORIGINAL CAP Certificate of Full Payment
    -ORIGINAL Assessment Form with Breakdown of misc. and other fees / Registration Form with no. of units enrolled (From scholar’s current college/university.)
    -ORIGINAL Receipts for Reimbursement (From scholar’s current college/university)
    -Course Curriculum
    MAIN OFFICE ADDRESS
    CAP I Building
    126 Amorsolo cor. Herrera Streets
    Legazpi Vill., Makati City
    Rufino St. corner Amorsolo St.
    (across Mile Long), Legaspi Village, Makati City.
    According sa pagreresearch ko sa CAP kc gragraduate na lamang ako.. di pa rin nmen nkukuha ung CAP n yan! ayan poh ung DALAWANG ADDRESS na nkita ko.. kc yung isa dw jan ayy according sa mga pumunta na sa office nila.. ay wla prng sarado na ata yung isa jan.. kaya kunin nyo poh yung dalwang address na yan!
    And 55% to 60% nlng dw poh ang maibabalik nila ! kainis diba ? pahirapan pa.. eh pera nman tlaga nten yun! PERO ATLEAST MAY MAIBALIK KAHIT PAPANO KESA NMN sa wla diba ? AND MATAGAL PA IPAPROCESS NILA YUN! it takes 3-4months dw ?
    tsaka lahat dw poh ng mga tumatawag sa hotline nila ay hinahang lng nila ! MGA BULOK SISTEMA NLA!.. kya ms maganda na pumunta nlng kau sa address na yan.. TNX POH

    Reply
    • Nagfile at nagsubmit na po aq ng mga requirements nuong 2010 PA po sa Naga city pa, sbi nila pinorward na nila sa CAP batangas. Pero wla sa lista pangalan ng anak ko as mga unclaimed checks, panu po yun panibago n nmn b ng requirements ang hirap PA nmn mag produce ng mga requirements. Matanda n at may sakit n aq.kung pwd lng po pkicheck nlng ang status ng anak q ang knyang SFA ACCT NO. ay 62-86-03-01-A0044.Ang cp no. q ay 09272468937. Thank you po sana akoy inyong matulungan.

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  208. Im Ishibashi Gerlie mendoza I paid 110,000 pes0s for one year , then the next month the cap pension plan had closed, how can i refund my money please help?1

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  209. six months nlang sana babayaran ko , nagsara agad wla nman akong kasalanan doon sila ang nad sara pag 50 years old na sana ako may makukuha na ako!

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  210. nagtiwala ako sa cap pension plan tapos , wla man lang sinabi pinaghirapan ko ang binayad ko buwan buwan pra d ako mlate sa bayaran, tapos nagsara agad may six months psa akong babayaran pero nagsara na sila nataranta na ako malaki na rin ang binayad ko mga 110,000 pesos tapos nagsara lang sila paano naman po ang pera kong binayad.

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  211. Hi, Ms Charie Mae Bolilan, I already graduated last 2008 and I also filed my claim on the same year pero wala parin sa list yung name ko. What does that mean? kaylangan ko parin ba maghintay? Hope you can answer … Thanks.

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  212. paki sagot naman po.. bali, hinuhulugan pa lng ng parents ko ung payments, tas nag sara daw ung company.then iniisip nila ngayon kung pede pa kaya magamit ung hinulog,or i-refund na lang, kung maari, paano kaya.?alin kaya ang mas possible ??

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  213. good day..tatlo po kaming magkakapatid na nahulugan para sa educationla pan kaso po nagsara na..pano po namin ma ke claim yung naihulog namin para makapag aral kame ng college.

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  214. good day….may pag asa p bang m claim yung money naihulog ng parents ko?ang sbi ng CAP eh after 10 years mkukuha p rn namin ung naihulog for eduactional plan…..may pag asa b p?please help…..thanks….

    Reply
    • Pareha pala tayong naloko!
      Ang daming NALOKO sa CAP in Im the one of them. as saying “Wala daw manloLOKO kung walang nagpapaLOKO. Sa tinngin ko sila yata ang Loko-Loko!!! INI-ENJOY nila ang pera natin, LOOK! diba ang laki ng pa-RENTA na Building nila sa CAP-Auditorium dito sa Davao, Bakit di nalang nila yan binibinta at ibigay na sa mga Plan Holder ang KINIKIMKIM nilang salapi !!!! Hay Naku!!!

      Reply
  215. PAITA! Ang daming NALOKO sa CAP in Im the one of them. as saying “Wala daw manloLOKO kung walang nagpapaLOKO. Sa tinngin ko sila yata ang Loko-Loko!!! INI-ENJOY nila ang pera natin, LOOK! diba ang laki ng pa-RENTA na Building nila sa CAP-Auditorium dito sa Davao, Bakit di nalang nila yan binibinta at ibigay na sa mga Plan Holder ang KINIKIMKIM nilang salapi !!!! Hay Naku!!!

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  216. Upon inquiring to their head office in regards educational plan. Naka TRO parin.. On gaing parin sa supreme court ang case.

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  217. Hope and pray, sana ma return ng CAP kahit yong binayad nalang natin. Maawa naman kayo sa amin CAP, pinaghirapan namin yong perang binayad namin sa inyo…

    Reply

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