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Category Archives: Savings and Personal Finance

How much of your monthly salary/allowance do you save?

Do you spend all of your monthly salary/allowance or do you save a part of it? Tell us by posting in the "How much of your monthly salary/allowance do you save?" thread in the forum. Replies of some PMT members after the jump. About this

Saving P1 million by age 30, is it already an achievement?

What do you think of someone who’s already saved a million pesos by the age of 30?  Would you already consider that an achievement? Or is that something normal? About this post: How to make a million peso at age 30, men should have savings

Cebu Pacific’s Php1.00 airfare sale is back

It's the right time indeed for you to fly. Cebu Pacific is bringing back its P1.00 (US$0.02) discounted airfare sale. The seat sale will run from March 2 to 8, 2007 and the travel period is from June 1 to December 15, 2007. More than

Is online income taxable?

Finally, after months of discussion in the Tax on Online Earnings thread in the PMT Forum, we now have an official reply regarding taxation of earnings from online sources outside the Philippines. If you are wondering whether or not you have to pay taxes on

Where should I invest?

What’s a good investment program? Where should I invest? You probably are one of the many who keep on asking the same questions. Dr. Noet Ravalo, former Chief Economist of the Bankers Association of the Philippines, says: “It depends.” That is, it all depends on

How to maximize bank deposits, government bonds

Original article by Dr. Noet E. Ravalo, former Chief Economist of the Bankers Association of the Philippines, published on Philippine Daily Inquirer’s Business section: If you are asking yourself how to invest your modest family savings, while generating, at the same time, some return without

What’s the difference: Bonds vs. Stocks vs. Pooled Funds?

If you’re wondering what the differences are among various investment options such as Stocks, Bonds, and Pooled Funds, here’s a short and easy primer for you. If you want a more detailed discussion of these investment products, head over to our article on Time deposits, stocks,

How to spot fake money

Do you know what makes a Philippine Peso bill a fake? If you don’t, these pointers from the Bangko Sentral ng Pilipinas (BSP) on how to spot fake currency will definitely come in handy. Genuine currency notes are a bit rough in texture while counterfeit