Where should I invest?
December 12, 2006
What’s a good investment program? Where should I invest?
You probably are one of the many who keep on asking the same questions. Dr. Noet Ravalo, former Chief Economist of the Bankers Association of the Philippines, says: “It depends.” That is, it all depends on what you have and what you need.
It’s a trite response but he says that really is the answer. How and where you invest is determined by:
how much you are investing;
how big a loss you can afford to accept just in case;
how often you wish to generate returns;
how long you want to keep your investments;
how you react to uncertainties; and
how much access you have to information that you would need to monitor and manage your investments.
“Investment gurus may impress you with their so-called secret methods,” Ravalo writes in an article published in the Philippine Daily Inquirer, “but the truth is, it’s all a question of how much you have and what it is for.”
Here are some references to guide you find your investment strategy:
- Test: What type of investor are you?
- Before investing, find out your investment objectives first
- Time deposits, stocks, bonds, mutual funds, real estate: Where to invest my money?






August 25th, 2009 at %I:%M %p
Hi, m earning I’m 24 and earning 30k a month. I’ve been leaving for 7yrs here in Manila
and I’ve been paying 5k5 for my rent. My friends keep telling me that I should get a condo
or a house as an investment but I don’t know how. I’m also interested in venturing into
business. I hope you can give some good advise or suggestions. AjA!
December 29th, 2009 at %I:%M %p
Hi DrewCard. Owning a house or a condo unit needs a lot of thinking. you should assess the property if it will give you additional income since you will invest a lot of money on it. with regards to business ideas i can give you some. you can email me @ millette_angel@yahoo.com for more info.
March 6th, 2010 at %I:%M %p
i read a lot of books about investing.Meron tlagang risk,but it doesnt mean n hndi n ntin ittry.Khit s business theres a lot of risk..we need to be wise and the most important this all money its from god…so now i believed n sya n kkilos pra mg earn ang money ko.I have no fear!