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Paypal fees when withdrawing to BPI, BDO, Unionbank accounts

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When withdrawing funds to a Philippine bank account, there is NO CHARGE if the amount withdrawn is at least P7,000.00.You therefore save on fees if you withdraw P7,000.00 or more.

If withdrawing less than P7,000.00, Paypal charges P50.00 per transaction.

Additional Bank Charges on Withdrawals

Local banks, however, also charge fees which further reduce the amount to be received by the user.

Banco de Oro (BDO), for instance, charges P200.00 to P250.00 on every Paypal withdrawal to a BDO bank account.

The Bank of the Philippine Islands (BPI) charges P150.00 to P200.00 for every withdrawal transaction to a BPI bank account.

Take note of these fees because most Paypal tutorials do not mention these charges which surprise users when they receive a less than expected amount to their bank accounts.

Most withdrawals to bank accounts get processed within 2-4 banking days.

Fees and Charges when Withdrawing Paypal to Debit or Credit Card

Withdrawals to a debit or credit card are charged $5.00 withdrawal fee per transaction by Paypal. For non-US dollar accounts, Paypal uses the prevailing exchange rate at that time.

For UnionBank’s EON cardholders, take note that the EON account is actually a debit card so it falls under this category and not under “Bank Account”, which means the withdrawal charges are different from the fees previously mentioned.

There are no additional fees charged by banks but if the withdrawal request contains incorrect information, the transaction will not be processed and users may be charged a $10.00 return fee by Paypal and possibly additional charges by the bank.

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About this post: paypal to bdo, paypal bdo, bdo and paypal, paypal to bpi bank account, paypal and bdo
  • Neil Mark

    Withdrawals from paypal can take up to a week or 5 business days before it will reflect to your Eon account.

    If you don’t want to wait for 2-5 business days withdrawing your Paypal funds to your Eon account, I recommend using Peso Exchanger. check out their website.

  • Alfred

    does any one here experience using bdo? need help..

  • I use bdo, and they indeed charge 200 per withdrawal. It was a surprise during the first time because it wasn’t mentioned in the paypal website.

    • actually it does mention about additional charges from banks. It’s stated in the withdrawal fees section of PayPal.

      .. “Your bank may charge additional fees.”

  • Marvin Velarde


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  • arxt

    If you want a low service here in the Philippines then try this I’ve already tried it and its really good for a paypal transactions.

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  • marilyn vinluan

    how do i send money on abroad using paypal im here in the philippines?

    • Watchtoonz Rex

      ask your receiver to get a paypal account and send the money,,

  • Angel Natt

    EON does not charge on withdrawal or atleast P50 if you fall under 7K amount. That’s it, no hidden charges but what I do not like, 2-4days (days fall under regular working days except holidays)

  • Hi, I’ve been withdrawing money from paypal to BPI for years already. But just last week, paypal denied my withdrawal. Paypal said it’s because of Invalid Bank Account Information. I did not change anything. How did this happen? I’m charged of $10 because of the refund. Can someone answer my question? I’m really disappointed.

  • Yuri

    Is BDO still accepting withdrawals from PayPal? I understand they are no longer affiliated but as far as I know BDO should still process withdrawal from PayPal as receiving bank. Am I correct?