philamlife insurance

SM Advantage Card auto-debits points for Philam insurance

The SM Advantage Card program is playing tricks on us — and it’s not at all amusing.
Last week, we wrote that SM Advantage Card (SMAC) is automatically enrolling members into the Philam Personal Accident Insurance Program by automatically debiting 20 points from one’s account. Offering insurance would have been a real benefit, except that members were not previously made aware of this and the notice on the latest policy was given only three months before it lapses.

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