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Dividends in mutual funds

AMARANTH · 33 · 9281

AMARANTH

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on: Jun 15, 2007, 02:09 PM
Sabi ng isang friend ko ng kapag mutual fund equities ang nabili mo tapos you kept it for years...lets say 5 years, lahat ng stock na binili nila sa fund na yun kapag may dividend mapupunta sa kanila at hindi sa atin na parang pro rata so isa daw ito sa mga paraan na kumikita sila at our expense.


FutureGizmo

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Reply #1 on: Jun 15, 2007, 08:34 PM
^ From what I understand, dividends received from all stocks held by the mutual fund are recorded as dividend income of the fund. As additional income, it increases the assets of the fund which consequently increases the net asset value of each share, also called the NAVPS. The higher NAVPS, the higher income for each mutual fund shareholder. Thus, it's not necessarily true that we mutual fund investors don't get anything from the dividends received from the stocks held by the fund.

Yun pagkakaintindi ko, paki-correct lang po ako kung mali :)


dwin

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Reply #2 on: Jun 15, 2007, 08:48 PM
^Yap, yun din explanation sakin ng sunlife agent ko na sinubukan ako bentahan ng VUL. May option din ata na kunin yung dividend.


sardonyx

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Reply #3 on: Jun 15, 2007, 10:36 PM

Sabi ng isang friend ko ng kapag mutual fund equities ang nabili mo tapos you kept it for years...lets say 5 years, lahat ng stock na binili nila sa fund na yun kapag may dividend mapupunta sa kanila at hindi sa atin na parang pro rata so isa daw ito sa mga paraan na kumikita sila at our expense.


sabi ng sunlife agent ko, balanced fund yung kinuha ko by the way, pag mag declare ng stock dividend, the portion of my investment which is invested in stocks,  madadagdagan naman no. of shares ko as a result of the dividend declaration. Basically, shareholders are increasing their equity in the company without having to pay for it.  For example, i originally bought 10,000 shares. after a stock dividend of 100 shares, my total number of shares outstanding would be 10,100 shares.
« Last Edit: Jun 15, 2007, 11:15 PM by sardonyx »


nailbiter

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Reply #4 on: Aug 08, 2007, 05:59 PM
Your agent is right, sardonyx. For most funds, if they declare a dividend, these are automatically reinvested as additional shares for the investor.


a1roxy

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Reply #5 on: Aug 08, 2007, 06:47 PM
last year around aug. 1, sunlife gave a 2% stock dividend sa lahat ng outstanding shareholders sa balanced fund & equity fund.  so if you had 100 shares in july 31, it became 102 shares on aug.1 with the 2 shares not costing anything.  bumaba lang ng kaonti yung nav nung aug.1 but it quickly recovered.  that was quite a good deal for me.  it was their first time to give dividend acc. to my agent.  


shizuka

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Reply #6 on: Aug 10, 2007, 12:01 AM
I heard from an officemate this morning that Sunlife will be giving dividends to their mutual fund investors by end of August... does anyone know if this is true???


freedomfighter

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Reply #7 on: Aug 10, 2007, 09:21 AM


shizuka

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Reply #8 on: Aug 10, 2007, 10:58 PM
 yehey! :applause: thanks! thanks!


omekin

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Reply #9 on: Aug 10, 2007, 11:03 PM
is this also applicable for VUL?


freedomfighter

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Reply #10 on: Aug 11, 2007, 09:15 AM
Hi omekin..No I think it does not apply with VUL...I'll check on that to make sure..it's a different product with MF.


purpleglaze

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Reply #11 on: Sep 10, 2007, 01:21 PM
Hi. I'm new here. Tanong ko lang kung anong MFs po yung alam nyo na may option na dividend reinvestment kapag hindi mo nire-redeem yung shares mo? MFCP kinabuhayan(?) fund lang po alam ko eh. thanks


nailbiter

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Reply #12 on: Sep 17, 2007, 01:41 PM
purpleglaze, merged your post with this existing thread. I responded to your same query in the Sun Life thread. That is the usual practice. Dividends are automatically reinvested as shares.


jcr

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Reply #13 on: Oct 10, 2007, 10:08 PM
Hmmm does Philequity also have this dividend reinvestment????? First time I heard of this in mutual funds (I thought you just have to monitor the NAVPS)... I'm learning something new everyday :yoohoo:


mxherr5

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Reply #14 on: Oct 27, 2007, 10:23 AM
« Last Edit: Oct 27, 2007, 10:29 AM by mxherr5 »


 


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