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All About SSS (Social Security System)

2pac · 519 · 200099

2pac

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on: Mar 03, 2007, 04:20 PM
I have a question regarding SSS

Let say may natatagap si wife na monthly benefits sa SSS galing sa husband nya which is already deceased...

the wife is also a sss memeber and nag cocontribute but nag stop sya after marriage. like 20 year na di nag contribute...and the wife age is now 65 year old.

meron silang mga anak na 25 of age and working na sila.

1.question is dapat ba merong personal retirement/pension matatangap si wife? aside from the monthly benefit from sss na natatangap nya?

2.and if ever kasi na vineverify ng sss si wife and kulang ang contribution nya pede bang mag bayad na lang si wife ng lumpsum or monthly?

3. if ever na ok ang lahat and nag bayad si wife para macomplete yung contribution mawawala na ba yung first pension nya (coming from her husband)?

thanks in advance  :zzz:
« Last Edit: Jul 29, 2009, 02:16 AM by FutureGizmo »


lowije_dapogs

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Reply #1 on: Mar 03, 2007, 08:21 PM
ang pagkakaalam ko, pwede magresume ng payment or contribution ang isang member na nahinto ang contribution, im just not sure about the terms and kung meron limit sa age (pag 65 y.o. kasi diba retired na and baka hindi na allowed, or baka babayaran lang yung contri for the arrears up to the age 65? -not sure). for question #3, pagkakaalam ko rin hindi naman mawawala ang pension nya, coz she is receiving that as the named beneficiary of the deceased member, and that is separate from her benefits as an SSS member herself. anyway, check mo n lng talaga from SSS to be sure, or from their website.


annanymous

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Reply #2 on: Mar 04, 2007, 07:10 PM
@2pac, naghanap ako ng guidelines/policies from SSS tungkol sa questions mo pero wala akong nahanap.

Anyway, eto sagot ko:

1) Oo dapat meron. Sang-ayon ako sa explanation ni lowije.
2) Hindi na pwede kasi 65 na sya di ba? Pwede na syang humingi ng retirement benefits. Kung nagkataong wala pa syang 60 (if unemployed) o 65 (if employed), pwede pa syang mag-contribute if hindi pa umaabot sa 120 contributions ang naihulog nya. 120 contributions lang kasi ok na. Mother ko kasi gusto pang maghulog pero nung pumunta sya sa SSS, sabi sa kanya wag na raw kasi mahigit 200 contributions na ang nagawa nya nung employed pa sya.
3) No. Kasi nga magka-ibang benefits yon.

Sana nakatulong. :)


2pac

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Reply #3 on: Mar 05, 2007, 09:30 PM
 :thanks: annanymous

actually I happen to research and landed at SOCIAL SECURITY ACT OF 1997
 
REPUBLIC ACT NO. 8282 but di ko na tinuloy sa haba ng babasahin ko nakakaloko ang law :zzz:


annanymous

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Reply #4 on: Mar 06, 2007, 09:15 PM
^No problem. :) Pero hahanap pa rin ako ng guidelines. Di ako satisfied sa sagot ko. Post ko dito pag may nahanap ako. :)


dwin

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Reply #5 on: Mar 29, 2007, 12:17 AM

1.question is dapat ba merong personal retirement/pension matatangap si wife? aside from the monthly benefit from sss na natatangap nya?
2.and if ever kasi na vineverify ng sss si wife and kulang ang contribution nya pede bang mag bayad na lang si wife ng lumpsum or monthly?
3. if ever na ok ang lahat and nag bayad si wife para macomplete yung contribution mawawala na ba yung first pension nya (coming from her husband)?


The pension the wife is currently receiving is a death benefit pension accruing from the death of her husband who is an SSS member. Being an SSS member herself, she is entitled to a retirement benefit of her own which is independent on the fact whether her husband is dead or not. If she was not able to complete her contributions to the minimum of 120 to entitle her for retirement pension, she may do so as a voluntary member. However, she should consider how long it would take her to complete it. Given her age, she may not be able to enjoy her benefit if her number of contributions is conderably low since SSS does not allow retroactive payment on unpaid contributions, meaning, the contributions that she would pay would all be applied prospectively. She may also avail of the retirement benefit even if she failed to meet the required 120 contributions for a retirement pension, but she will only be receiving  retirement benefit in a lump sum amount. Assuming the wife has completed her 120 contributions, she will, in effect be receiving two pensions from the SSS, one for being a primary beneficiary and one as a retiree pensioner. If she remarries, she is no longer entitled to receive death benefit pension.

These are according to my wife who works at SSS.  :coffee:



me111385

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Reply #6 on: Mar 29, 2007, 04:02 PM
Hi off topic but SSS related..

Is it true that SSS pension is increaing by at least 10% per year? :confused: .. nakita ko sa isang presentation na average increase ay 13.4%  from 1980 to 2000. So kung 13K ngayon ang pension... by 2017 mga 44K na ito..and by 2027  ( 60 yrs old na ko nun. .) he he 140K?  magkano na kaya ang maggi noodles pagdating nun? wala lang curious lang...


2pac

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Reply #7 on: Jul 21, 2007, 03:42 AM
parang nag increase nga but pano ba makaka recieve ng 140K per month? ilang contributions kaya yun?  :D

@dwin
thanks po  :D


annanymous

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Reply #8 on: Jul 22, 2007, 10:51 AM
OT: dwin, paano ba nako-compute ang matatanggap na pension? Yung sa tatay ko kasi sobrang baba.


dwin

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Reply #9 on: Jul 22, 2007, 11:13 AM
Ei anna, 2pac and me111385 na rin, sandali lang ha. Nagluluto pa wife ko ng tanghalian namin. Sasagutin nya raw pag natapos nya na yung chicken pastel.  :hihi:


annanymous

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Reply #10 on: Jul 22, 2007, 11:28 AM
^OT: Nagutom naman ako bigla. :hihi: Pakitanong na rin kung hiring sa audit dept. ng SSS. :laugh:


nailbiter

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Reply #11 on: Jul 22, 2007, 12:14 PM
Modified thread title to expand the scope of discussion. Basta related sa SSS, dito na natin pag-usapan.


dwin

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Reply #12 on: Jul 22, 2007, 01:57 PM
« Last Edit: Jul 22, 2007, 02:03 PM by dwin »


annanymous

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Reply #13 on: Jul 22, 2007, 02:04 PM
^Ang taray. :D Thanks anyway. :)


dwin

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Reply #14 on: Jul 22, 2007, 03:57 PM
Uy sori ha! Sounds mataray ba? Kanina kase gumagamit kami ng smiley, e max # pla allowed na smiley is 4. Ayun! Kinulang tuloy sa smiley.  :hihi:


 


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