Sun Life Prosperity Funds

[mxherr5]

last time I checked
2% for equity
and 1.5% for the bond funds
and 1.75% I think for the balanced funds

You can always check the prospectus naman eh and its
online

[el_cid6549]

Sa mga gusto po maginquire regarding Sun Life Mutual Funds, here is my email address, napupuno po kasi inbox ko.. Libre lang po magtanong..

cristina.ortiz@sunlife.com.ph

Pwede ka magchoose kung anong sales load ang gusto mo,

OPTION A or front end load, babawasan ka kaagad ng sales load sa investment amount mo, walang holding period ito, pwede ka magwithdraw kung kailan mo gusto na wala ka ng sales load or charges..
P5,000 - 99,999.00 -- 2.24% (inclusive of 12% vat)
P100,000 - 999,999.00 -- 1.68%
P1M - 5M -- 1.12%

OPTION B or back end load, walang charges sa investment mo, lahat ay ibibili ng shares, pero nakahold for 5 years ang investment mo..
Pero kung gusto mo iwithdraw pwede naman, kaya lang dun ka babawasan ng charges, depende kung how much at kailan ka magwiwithdraw.
yr -- % of sales load (exit fee)
1  -- 5.6 %
2  -- 4.48 %
3  -- 3.36 %
4  -- 2.24 %
5  -- 1.12 %
6  -- 0 %

Interested to open a Sun Life Prosperity Balanced Fund. Paano po ba makapag open ng account kung OFW?

[CrimsonSky]

For the Option B, is transferring of investments from one fund to another considered as a breach of the holding period, hence subject to back-end charges?

[xyphrus]

@xyphrus, thru fax lang kung diretso sa Sun Life, order ticket and validated deposit slip, and dapat naka enroll ka sa facsimile transaction..

Pero kung wala kang fax machine, pwede mo scan order ticket and deposit slip and email sa agent mo, then agent na lang magsubmit sa SunLife.

Paano po mag-enroll sa facsimile transaction? And paano yung sa order ticket? Baka po may link kayo dyan ng step by step. Dun ko na lang siguro pag-aralan.

Thru fax na lang din siguro ang gagawin ko. Medyo dyahe naman kase kung ipapa-daan pa sa agent every time may subsequent investment. I hope in the future magkaroon din ang Sunlife na i-scan na lang yung deposit slip, and then email sa kanila. Yung iba kaseng mga mutual fund companies ganun lang ang procedure eh.

[freefront]

^toxic ang procedure ng sunlife. Yung order ticket nila, 3 copies na full pages.Kailanagng padaanin sa agent kasi kailangan ng signature nila tsaka ng provisional receipt. Kaya ang mangyayari, yung mga pre-signed na order tickets will be in the safekeeping of your investment solicitor. Ikaw ang magse-send ng proof of deposit sa agent mo para she can forward these 3 sa sunlife: order ticket, provisional receipt and deposit slip, either by email or fax.

Kasama sa investment packet yung enrollment to MF services like fax transactions and auto-credit to your enrolled bank account and email notifications. Or you can sign a limited trading agreement form. Your agent gets to sign the order form for you for every additional investment you add. If you are doing peso cost averaging, methinks that's the least bothersome way.

Pero kung feeling momentum trader ka at feel mo lang mahipo kung ano ang 3 percent gain ng 5M mo sa loob ng isang linggo, total libre naman ang unang 4 na talon, full trading agreement ang pirmahan mo. Meron syang full authority to manage your moolah. #take note- kunin ang buong pangalan at adress ng agent, asawa, anak at magulang pati ng kanyang mga aso 

[kithe]

For the Option B, is transferring of investments from one fund to another considered as a breach of the holding period, hence subject to back-end charges?

No, you can change fund 4 times in  year, even you are in option B.

[kithe]

^toxic ang procedure ng sunlife. Yung order ticket nila, 3 copies na full pages.Kailanagng padaanin sa agent kasi kailangan ng signature nila tsaka ng provisional receipt. Kaya ang mangyayari, yung mga pre-signed na order tickets will be in the safekeeping of your investment solicitor. Ikaw ang magse-send ng proof of deposit sa agent mo para she can forward these 3 sa sunlife: order ticket, provisional receipt and deposit slip, either by email or fax.

Kasama sa investment packet yung enrollment to MF services like fax transactions and auto-credit to your enrolled bank account and email notifications. Or you can sign a limited trading agreement form. Your agent gets to sign the order form for you for every additional investment you add. If you are doing peso cost averaging, methinks that's the least bothersome way.

Pero kung feeling momentum trader ka at feel mo lang mahipo kung ano ang 3 percent gain ng 5M mo sa loob ng isang linggo, total libre naman ang unang 4 na talon, full trading agreement ang pirmahan mo. Meron syang full authority to manage your moolah. #take note- kunin ang buong pangalan at adress ng agent, asawa, anak at magulang pati ng kanyang mga aso 

@ freefront

If you are ENROLLED or submitted the form enrollment to MF services like facsimile transaction, receiving statement of account via email then NO NEED THE AGENT'S SIGNATURE.  You can directly fax the order ticket to SLAMC and the validated deposit slip if subsequent investment, if Redemption naman, ganun din, you can redeem or withdraw your funds if you need to, just fax the redemption order ticket, just put the name of your bank and bank account number, then they will deposit it to your account..

Here's the link for the forms

http://www.sunlife.com.ph/philippines/Products+and+Services/Mutual+funds/Downloadable+Forms?vgnLocale=en_CA

[freefront]

Since when? Don't need the provisional receipt anymore? That's nice. Less work....

[kithe]

Since when? Don't need the provisional receipt anymore? That's nice. Less work....

Matagal na, basta nagsubmit ka ng Enrollment to MF services form or yung agent mo. Nagbibigay lang ng provisional receipt kung sa agent ka nagpay, and agent ang magremit, pero kung sa bank, validated deposit slip lang and the order ticket.

[xyphrus]

@ Kithe

1. Anu ang procedure kung magbabayad ako mismo sa Sunlife office (Ace Building)? Mas madali ba ang subsequent deposit pag ganun? Bayad lang ba and then ok na?

2. Yung form ng Enrollment To Mutual Fund Services, after ba i-fill out yung form na yun kelangan i-submit directly sa office nyo or pwede na thru email/fax?

3. Kapag enrolled nako sa MF services, automatic ba na hindi nako makaka-received ng quarterly SOA? If YES, pwede pa rin ba mag-request nun?

4. And lastly, yung sa Order Ticket for Subsequent Investment talaga bang 2 pages ang kelangang i-submit or kahit yung unang page lang?

Thanks!

BTW, yung address ng mga form sa link na binigay mo is outdated na yata. Sa Enterprise pa kase yung nakalagay na head office eh..

[kithe]

@ Kithe

1. Anu ang procedure kung magbabayad ako mismo sa Sunlife office (Ace Building)? Mas madali ba ang subsequent deposit pag ganun? Bayad lang ba and then ok na?

2. Yung form ng Enrollment To Mutual Fund Services, after ba i-fill out yung form na yun kelangan i-submit directly sa office nyo or pwede na thru email/fax?

3. Kapag enrolled nako sa MF services, automatic ba na hindi nako makaka-received ng quarterly SOA? If YES, pwede pa rin ba mag-request nun?

4. And lastly, yung sa Order Ticket for Subsequent Investment talaga bang 2 pages ang kelangang i-submit or kahit yung unang page lang?

Thanks!

BTW, yung address ng mga form sa link na binigay mo is outdated na yata. Sa Enterprise pa kase yung nakalagay na head office eh..

1. Magsubmit ka din ng subsequent form and yung payment mo and wait na lang ng confirmation sa Sunlife thru email or text.

2. pwede na thru fax or kung gusto mo din sa any sunlife office para sigurado ka.

3. may choice kasi dun na via email na lang yung soa mo, pero kung gusto mo pa din yung hard copy, wag mo icheck yun.

4. Yung first page lang kasi yung 2nd page is the list of banks lang naman.

*Okay lang kahit  yun pa din ang address, di pa lang nabago sa website. They will honor naman yun.

[wannaberich]

No, you can change fund 4 times in  year, even you are in option B.

Regarding po dito... ibig po ba sabihin for ex nasa Balance fund kami, pwede namin syang itransfer sa equity fund then ibalik ulit ng balance fund. basta max of 4times a yr lang then wala pong any sales load?

If yes, ano po procedure ng pagchange ng fund?

[kithe]

^Yes, you can change fund four times in a year, without sales load, *for peso funds only.. Submit ka lang ng order ticket (redemption and interfund transfer ) or thru fax If nakaenroll ka sa facsimile transaction services, otherwise hihingin nila yung original.

Here's the form:
https://www.sunlife.com.ph/static/philippines/Products%20and%20Services/Mutual%20Funds/Static%20Files/Order%20Ticket%20(Redemption%20-%20Interfund).pdf

Pero usually mas advisable ang mag interfund transfer kung malaki na ang kinita mo, and you want to safety  your gain from losses. ie. from equity fund or balanced fund to bond fund or gs fund or money market fund.. Lalo na kung malaking amount ang investment..

Regarding po dito... ibig po ba sabihin for ex nasa Balance fund kami, pwede namin syang itransfer sa equity fund then ibalik ulit ng balance fund. basta max of 4times a yr lang then wala pong any sales load?

If yes, ano po procedure ng pagchange ng fund?

[xyphrus]

Thanks Kithe! Another question, paano ang procedure kung gusto ko din mag-invest or mag-add ng another fund? Like in my case, I have Equity Fund. I'm planning to invest din sa Bond/GS Fund. Anu ba ang mga step by step na kelangan kong gawin? TIA..

[xyphrus]

I received an invitation letter from Sunlife about their annual shareholder's meeting. The meeting was held last friday lang (June 28, 2013), sa F1 Hotel sa may Global City Taguig. Kaso nareceived ko yung letter the same day din, which is June 28. Tapos ang start ng meeting is 1pm, pero yung letter dumating sa bahay ng 1:30pm..

LBC naman ang nag-deliver. Kaya hindi ko tuloy alam kung LBC ba ang may fault nito or Sunlife mismo. Once a year lang ito so dapat naiinform yung mga shareholders ahead of time..