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Sa mga gusto po maginquire regarding Sun Life Mutual Funds, here is my email address, napupuno po kasi inbox ko.. Libre lang po magtanong..cristina.ortiz@sunlife.com.phPwede ka magchoose kung anong sales load ang gusto mo,OPTION A or front end load, babawasan ka kaagad ng sales load sa investment amount mo, walang holding period ito, pwede ka magwithdraw kung kailan mo gusto na wala ka ng sales load or charges..P5,000 - 99,999.00 -- 2.24% (inclusive of 12% vat)P100,000 - 999,999.00 -- 1.68%P1M - 5M -- 1.12%OPTION B or back end load, walang charges sa investment mo, lahat ay ibibili ng shares, pero nakahold for 5 years ang investment mo..Pero kung gusto mo iwithdraw pwede naman, kaya lang dun ka babawasan ng charges, depende kung how much at kailan ka magwiwithdraw.yr -- % of sales load (exit fee)1 -- 5.6 %2 -- 4.48 %3 -- 3.36 %4 -- 2.24 %5 -- 1.12 %6 -- 0 %
@xyphrus, thru fax lang kung diretso sa Sun Life, order ticket and validated deposit slip, and dapat naka enroll ka sa facsimile transaction.. Pero kung wala kang fax machine, pwede mo scan order ticket and deposit slip and email sa agent mo, then agent na lang magsubmit sa SunLife.
For the Option B, is transferring of investments from one fund to another considered as a breach of the holding period, hence subject to back-end charges?
^toxic ang procedure ng sunlife. Yung order ticket nila, 3 copies na full pages.Kailanagng padaanin sa agent kasi kailangan ng signature nila tsaka ng provisional receipt. Kaya ang mangyayari, yung mga pre-signed na order tickets will be in the safekeeping of your investment solicitor. Ikaw ang magse-send ng proof of deposit sa agent mo para she can forward these 3 sa sunlife: order ticket, provisional receipt and deposit slip, either by email or fax. Kasama sa investment packet yung enrollment to MF services like fax transactions and auto-credit to your enrolled bank account and email notifications. Or you can sign a limited trading agreement form. Your agent gets to sign the order form for you for every additional investment you add. If you are doing peso cost averaging, methinks that's the least bothersome way. Pero kung feeling momentum trader ka at feel mo lang mahipo kung ano ang 3 percent gain ng 5M mo sa loob ng isang linggo, total libre naman ang unang 4 na talon, full trading agreement ang pirmahan mo. Meron syang full authority to manage your moolah. #take note- kunin ang buong pangalan at adress ng agent, asawa, anak at magulang pati ng kanyang mga aso
Since when? Don't need the provisional receipt anymore? That's nice. Less work....
@ Kithe 1. Anu ang procedure kung magbabayad ako mismo sa Sunlife office (Ace Building)? Mas madali ba ang subsequent deposit pag ganun? Bayad lang ba and then ok na? 2. Yung form ng Enrollment To Mutual Fund Services, after ba i-fill out yung form na yun kelangan i-submit directly sa office nyo or pwede na thru email/fax? 3. Kapag enrolled nako sa MF services, automatic ba na hindi nako makaka-received ng quarterly SOA? If YES, pwede pa rin ba mag-request nun? 4. And lastly, yung sa Order Ticket for Subsequent Investment talaga bang 2 pages ang kelangang i-submit or kahit yung unang page lang? Thanks! BTW, yung address ng mga form sa link na binigay mo is outdated na yata. Sa Enterprise pa kase yung nakalagay na head office eh..
No, you can change fund 4 times in year, even you are in option B.
Regarding po dito... ibig po ba sabihin for ex nasa Balance fund kami, pwede namin syang itransfer sa equity fund then ibalik ulit ng balance fund. basta max of 4times a yr lang then wala pong any sales load?If yes, ano po procedure ng pagchange ng fund?