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Sun Life Prosperity Funds

purplehazel · 454 · 115372

Ping

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Reply #210 on: Jun 10, 2009, 05:43 PM
Bago ba uli ito?

Parang ang daming iba't ibang klaseng funds ang SunLife ano?


 :cool2:


TacoWell

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Reply #211 on: Jun 29, 2009, 03:09 PM
Nandito pa ba si nailbiter? I wanted to PM him kasi kailangan ko ng SunLife agent (I've read his mom is an agent) pero di ako makapag-PM (di lumalabas yung verification image).


tornadorider

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Reply #212 on: Jul 03, 2009, 03:22 PM
« Last Edit: Jul 05, 2009, 09:47 AM by tornadorider »


freedomfighter

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Reply #213 on: Jul 04, 2009, 08:44 PM
« Last Edit: Jul 04, 2009, 08:47 PM by freedomfighter »


shaneshane

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Reply #214 on: Jul 31, 2009, 05:35 PM
hi freedomfighter,
pwde mg.invest sa sunlife mutual fund at 5k?mgkano minimum?kc tumawag ako kanina sabi ng 1ng agent 10k daw..first time ko pa now mg.invest sa mf.. :help: tnx much...im from davao nga pala..  :thankyou:


freedomfighter

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Reply #215 on: Jul 31, 2009, 07:58 PM


shaneshane

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Reply #216 on: Aug 01, 2009, 09:12 AM
good morning sir freedomfighter,
cge2 il look into that, i'll do research on vul tas il weigh my options and mybe discuss them w/ an agent(wahh bka abutin ako ng next year :hihi:
 ..i went to sun's ofc nga pala kgabi and they gave me prospectus and ive read it na..
is vul invstment return at least at par with a moderate mf return?but w/ less risk?hehhe  :thankyou:


freedomfighter

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Reply #217 on: Aug 02, 2009, 09:15 AM
@shaneshane  actually hindi naman nagkakalayo performance nila.  Yun nga lang yun Vul kasi may insurance charges unlike MF.  However, the advantage of VUL is that since it is a life insurance policy, it has that self-completing feature in the event of disability or death thereby assuring you that even if you paid only once and something happens, may 1M ka or yun beneficiaries mo.

That feature is not available with MF.  Kung magkano lang talaga naipon mo yun lang makukuha mo if disability, critical illness, or death strikes.  Tapos subject pa sa estate tax.

Also, your money in you VUL life insurance policy is exempted from writ of execution or garnishment proceedings unlike in the case of MF or your bank deposits.  In effect, insulated asset mo from the reach of creditors.

Best strategy pa rin however is to diversify your funds pag kaya mo na.  Saka ka na by that time open ng MF account mo.  Importante is makapagsimula ka na as in now na.  Sabi nga sa advocacy namin...It's Time!

What if sa kakadelay mo something happens?  At least if nagsimula ka na ngayon at least kahit papaano nakapag-umpisa ka na with your financial planning.   Kahit 1K lang every month icontribute mo sa VUL account mo at least nakakapag-wealth accumulation ka na.  Your 5K i is sufficient to open a VUL policy for 500k face amount under a Quarterly mode of payment as your entry point.



shaneshane

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Reply #218 on: Aug 02, 2009, 04:18 PM
wahhh!!!go go na to!!yey.. :yoohoo:
 :thankyou:


un1z

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Reply #219 on: Aug 03, 2009, 04:29 PM
yung prosperity fund is mixture ng equities and bonds?
mas ok ba ang pure equities or mas maganda ang prosperity ng sunlife?


sploy

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Reply #220 on: Aug 04, 2009, 09:30 AM
Hello everyone.

I'm new here at PinoyMoneyTalk. Well, first of, it's great to know there's a site like this. Just what I need this time that I want to start investing too.

I'm from Cebu. Any agent here of Sunlife from Cebu also. Please help.

Thank a lot.


drickchua99

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Reply #221 on: Aug 05, 2009, 12:15 AM

yung prosperity fund is mixture ng equities and bonds?
mas ok ba ang pure equities or mas maganda ang prosperity ng sunlife?


un1z: Ung mutual funds ng Sun Life is called Prosperity Funds. It's just our branding.

Now, kung mas okay ba pure equities, I'd say it depends. Depends on when you need the money and for what purpose, risk tolerance, age, etc. Last bull run, people thought equities were the best until the market crash. so suddenly, ndi na cya the best. It was the worst.  :D


rhipolito

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Reply #222 on: Aug 16, 2009, 04:02 PM
@Freedomfighter, if I want to be insured for 2M how much should i pay monthly or quarterly for a Sunlife VUL?   :thankyou:


freedomfighter

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Reply #223 on: Aug 16, 2009, 09:01 PM
Hi rhipolito!

Thank you for contacting me regarding your interest to know more about Sunlife's Vul.  If it's ok with you, please text me your current age and if you are a smoker or non-smoker.  I will not be able to log-in later tonight so I will just send you an sms instead.

It would be best however, if you're here in Manila, if we could meet personally so that I could discuss to you the details and features of Sunlife's Vul and Mf and which of these investment vehicles is more appropriate for you.  If you're up to it we could meet at our office in Makati.

I will wait for your sms.   Regards.


Tony Cura
Sun Life Financial Advisor
http://www.sunlife.com.ph/
Almond NBO
thonycoors7@yahoo.com
09175803858
09228803858




troybol

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Reply #224 on: Aug 16, 2009, 11:03 PM
question, is it possible to buy more shares of my mutual fund account thru ONLINE BANKING? that way, i dont have to visit the sunlife office everytime i have to buy additional shares. the only hitch i can think of is that i have to sign multiple order tickets so that my agent can hold them and file them accordingly everytime i made a deposit ONLINE. also with ONLINE BANKING there are no deposit slips, only confirmation email. will this suffice as a deposit transaction?
« Last Edit: Aug 16, 2009, 11:18 PM by troybol »


 


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