Author Topic: Where do you put your money?  (Read 1579 times)

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IGX

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Where do you put your money?
« on: Feb 15, 2018, 05:19 PM »
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Just curious specially those who have millions, how/where do you put your money?


If in Banks, is it just one bank?


May nabasa kasi ako sa shoutbox, the guy's friend cannot withdraw his money because of AMLC.  So naisip ko lang pano pag ganun bigla ka pinagtripan ng AMLC for no reason, lagot na lahat ng pera mo.

oragon

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Re: Where do you put your money?
« Reply #1 on: Feb 15, 2018, 07:50 PM »
try mo po sa saving scheme ng SSS Flexi fund or pag-ibig MP2 (5 yrs @ 7.43%)
or
Real state, Before (2008) Residential pulilan bulacan lot 4,000/sq.m, after 10 yrs (2018), 8,000-8,500 /sq.m, almost double ang price.
a man who works but does not save is no better than a man who does not work at all

Kooperative

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Re: Where do you put your money?
« Reply #2 on: Feb 16, 2018, 03:08 AM »
Sa akin po ay hinahalo ko po yung pera ko..coops..konting cash sa bahay..Stock market trading accnt.. forex broker accnt at crypto trading accnt..pinakamaganda po..ilagay ang cash sa Business..suggestions lang po mga ito mga masters

IGX

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Re: Where do you put your money?
« Reply #3 on: Feb 16, 2018, 08:49 AM »
Salamat sa input keep them coming.

Akin kasi asa UITF at Long Term TD lang now.  Medyo wala ako tiwala sa gobyerno kaya ayaw ko maglagay sa SSS.  Sa stocks naman mahirap lang magwithdraw ng big amount sa bank need magdala ng proof galing ung pera sa stocks.

Sa mga asa bank ang pera, how do you make sure mawiwithdraw nyo ito pagtagal tagal (in relation to the post in another thread na d daw mawithdraw pera dahil sa AMLC).  I'm already old, saved a lot, was working in mid to top management for a long time, retired, kaya natatakot ako baka d ko makuha pera ko

guido

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Re: Where do you put your money?
« Reply #4 on: Feb 16, 2018, 05:32 PM »
ako aside from stocks, sa ltncd, corp bonds (recently ko lang pinatulan), td, kaya lang mababa na ngayun
re: concerns of withdrawal, lagi ako meron ka  joint sa account ko.

PwedePadala

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Re: Where do you put your money?
« Reply #5 on: Feb 17, 2018, 06:15 AM »
I save and invest in ETFs, mutual funds, Pag-IBIG, Modified Pag-IBIG 2 Program, and savings account for emergency fund. I also would like to try coop, forex, and crowdfunding.
OFW blogger: Save. Give. Invest. Memories not materials.

IGX

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Re: Where do you put your money?
« Reply #6 on: Feb 21, 2018, 07:29 PM »
ako aside from stocks, sa ltncd, corp bonds (recently ko lang pinatulan), td, kaya lang mababa na ngayun
re: concerns of withdrawal, lagi ako meron ka  joint sa account ko.

according sa bank ung joint account 50% lang pwede iwithdraw nung ka joint mo, unless malakas ka sa bank mawiwithdraw nila lahat pag nawala ka.  yan sabi sa akin kaya ayaw ko rin may kajoint.

I save and invest in ETFs, mutual funds, Pag-IBIG, Modified Pag-IBIG 2 Program, and savings account for emergency fund. I also would like to try coop, forex, and crowdfunding.

what coop sir? what crowdfunding?

IGX

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Re: Where do you put your money?
« Reply #7 on: Apr 23, 2018, 10:29 AM »
try mo po sa saving scheme ng SSS Flexi fund or pag-ibig MP2 (5 yrs @ 7.43%)
or
Real state, Before (2008) Residential pulilan bulacan lot 4,000/sq.m, after 10 yrs (2018), 8,000-8,500 /sq.m, almost double ang price.

7.43% PA ba to so around 35% for 5 years?

Anyone who invested in BPI and SECB's LTNCD?

n0name_04

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Re: Where do you put your money?
« Reply #8 on: Apr 23, 2018, 07:54 PM »
Personally sir, (although wala pa akong millions :D), i put a part of my money in stocks. Yun ang retirement fund ko. I also put money on my business. As much as possible, kalkulado na expenses ko (and enjoyment fund ko hehe) pagkakuha ng sweldo para a considerable amount goes to these two. I have no insurance yet but planning on getting one. I am also finding ways din to increase my income - yun ang halos "primary mission" ko.

As to cards, I have three, lahat debit. Wala ako credit card, although planning on getting one (for emergency,like medicine or food or pag nastuck sa hotel habang nagbabakasyon haha). 1 card is for my online transacations, 1 is for my retirement acct, and the last 1 for my expenses (card ng work ko). Havent got the time of transferring my money from my "work card" to my "retirement card", pero part of the plan din yun :D

Hope this reply answered your question sir! :D

n0name_04

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Re: Where do you put your money?
« Reply #9 on: Apr 23, 2018, 07:58 PM »
As to AMLC getting into ones account, i think AMLC will only meddle with your account if there is cause to believe that your account is being used for money laundering purposes. If there is none naman in your account and you constantly communicate with your bank (giving them clear information about your account just in case), i think there is nothing to worry about. Siguro ang iworry lang natin yung inflation, kasi habang nasa bank pera natin ng matagal, bumaba value nito hehe :D

 


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