Author Topic: Why Should You Invest in a PERA Account for Retirement?  (Read 1587 times)

0 Members and 1 Guest are viewing this topic.

ricaj

  • Newbie
  • *
  • Posts: 7
  • Thanks Received: 0
Advertisement
A PERA Account is a voluntary investment vehicle that allows you to build up your retirement fund. It is mandated by RA 9505 PERA Law and is open for all Filipinos with a TIN number and identifiable income.

 
Currently, you can open a PERA Account in either BDO or BPI as administrators. And you can choose up to five investment UITFs to diversify your PERA portfolio.

You can invest for as low as PHP 1,000. While the maximum amount you can put PER YEAR in a PERA account is PHP 100,000 and PHP 200,000 for Overseas Filipino Workers (OFWs).

Continue reading...

MichelleBryant

  • Newbie
  • *
  • Posts: 5
  • Thanks Received: 0
Re: Why Should You Invest in a PERA Account for Retirement?
« Reply #1 on: Dec 13, 2017, 12:21 PM »
 Thank you for so much for sharing this with us.

jenofstructures

  • PMT Jedi
  • *
  • Posts: 1,320
  • Thanks Received: 7
Re: Why Should You Invest in a PERA Account for Retirement?
« Reply #2 on: Dec 14, 2017, 09:07 AM »
Sino na naka experience ng PERA account na to? what's your views regarding this? Papano nyo inapply sa tax ito?
fear not the man who has practiced 10,000 kicks once, but fear a man who has practiced one kick 10,000 times

wilch23

  • VIP 6500
  • *
  • Posts: 6,544
  • Thanks Received: 8
Re: Why Should You Invest in a PERA Account for Retirement?
« Reply #3 on: Dec 16, 2017, 01:01 PM »
Ang hindi ko ma-gets is how to avail of the tax free benefits when the investment vehicle is some kind of UITF.

Dba regular UITF din?
Or meron special UITF for PERA? I doubt kung meron PERA only UITF.
Income ng UITF meron tax, paano pa maging tax free si PERA investor na naka-UITF?

PwedePadala

  • Posting Whiz
  • *
  • Posts: 221
  • Thanks Received: 1
Re: Why Should You Invest in a PERA Account for Retirement?
« Reply #4 on: Jan 13, 2018, 10:42 AM »
Maganda sana pero mahirap mag-open ng account para sa mga OFW na hindi nakapag-open ng bank account bago umalis ng Pilipinas.
Kung ikaw ay nasa OFW at nasa Canada, maaari kang mag-open ng PNB account habang nasa abroad.
OFW blogger: Save. Give. Invest. Memories not materials.

IGX

  • Forum Master
  • *
  • Posts: 724
  • Thanks Received: 2
Re: Why Should You Invest in a PERA Account for Retirement?
« Reply #5 on: Feb 15, 2018, 05:40 PM »
Medyo wala ako tiwala sa government natin, so sa UITF or MF nalang ako ng ibang institutions.

 


PMT Shoutbox

Refresh History
  • Post only questions or comments here. Advertisements NOT ALLOWED.
  • mikesantos: https://kabayanloans.com
    Oct 19, 2018, 04:55 PM
  • mikesantos: Get fast cash now. Use it for your immediate needs. :) httos://kabayanloans.com
    Oct 19, 2018, 04:55 PM
  • rickpila: useless
    Oct 19, 2018, 01:03 PM
  • rickpila: BPI Trade <bpitrade@bpi.com.ph> Attachments 10:58 AM (1 hour ago) to Makati-Main, me   (Embedded image moved to file: pic22741.jpg) Greetings from BPI Trade!  Thank you, Ms. Carmela.  Dear Sir Rodrigo, Per checking the said stock is already delisted in PSE thus it is not tradable in the market. We do advise you to directly contact Western Minolco Corporation for their advise.  Thank you!  At your service,  BPI Trade Online Team Operating Hours: Mon-Fri (8:30 AM-5:30 PM) www.bpitrade.com | 816 9100
    Oct 19, 2018, 01:00 PM
  • rickpila: Sir/ Madame:  This is the Only Child of the late  Dominador S Pila who has a huge shares of stock from Western Minolco Corporation and is duly accredited in SEC and this is my first time to go about this either I will claim or invest. I have the Original Certificates with me so what other requirements do I need to show so I can get my shares/tender of my late dad who is a retired from Coca-Cola Philippines  Your earliest reply is of high value to me  Best Regards!  Rodrigo M. Pila
    Oct 19, 2018, 12:55 PM
  • rickpila: any answer poh
    Oct 19, 2018, 12:14 AM
  • rickpila: Hi Guys, I have huge old Certificates of my late dad from western Minolco Corp.. I need answer from anyone here how can I sell that all and you mention like go to brokerage and what and where is that brokerage.?
    Oct 19, 2018, 12:06 AM
  • Bernard Carag: Hello every one gsto k magkaroon ng business videoke rental kaya lang wala aq badget pang start sa business my mairerekomenda po b kayo kng panu ko masisimulan salamat
    Oct 12, 2018, 03:27 AM
  • joeyparana: dgd
    Oct 05, 2018, 05:29 PM
  • joeyparana: Hello!!! Newbie. topics are very interesting. :)
    Oct 05, 2018, 05:28 PM
  • joeyparana: :)
    Oct 05, 2018, 05:27 PM
  • SUPREMO: meron po ba thread ng remittances business here..thaks
    Oct 01, 2018, 07:15 PM
  • Dianenugal_24: good morning po.. paano po yung data encoding ng CAPTCHA?
    Sep 23, 2018, 11:21 AM
  • ryonin: Sino may lechon baboy business jan?
    Sep 19, 2018, 08:07 PM
  • May0513: Hello po sino po member ng BDOLife money8(life insurance)dto.
    Sep 17, 2018, 03:26 PM
  • KIRITO: For capital of a starting business. 10k for repayment in 2 months.
    Sep 13, 2018, 05:19 PM
  • KIRITO: Anyone lending money here? To be repaid in 2 months with low interest.
    Sep 13, 2018, 05:17 PM
  • KIRITO: Hello everyone! Im new here.
    Sep 13, 2018, 05:14 PM
  • rhonrxs: sino po nagpapautang dito ng 5.6
    Sep 09, 2018, 10:34 PM
  • rhonrxs: sino po nagpapautang dito
    Sep 09, 2018, 10:30 PM
  • wadecox: hello
    Sep 08, 2018, 03:30 PM
  • Niel Jhacoubs: :welcome:
    Sep 05, 2018, 11:23 AM
  • bizmaxpower: Hello!
    Sep 03, 2018, 08:15 PM
  • juvyspalencia: hello po. newbie here! anyone from here po from extreme evolution?
    Sep 03, 2018, 03:01 PM
  • Niel Jhacoubs: @Kenloy Retailer/Eloader po.
    Sep 03, 2018, 01:29 PM
  • Kenloy: Anong ok na business na patok ngayon?
    Sep 03, 2018, 12:36 PM
  • Niel Jhacoubs: Sino gusto mag eloader dyan?
    Aug 31, 2018, 01:38 PM
  • Niel Jhacoubs: @Ellena may makikita kapong 'Report to moderator' pagio-open mo yung thread.
    Aug 30, 2018, 09:19 AM
  • Ellena: Hi all paanu ho mag report ng post ditu? salamat sa sagot
    Aug 29, 2018, 09:08 PM
  • Niel Jhacoubs: Sino dito online?
    Aug 29, 2018, 11:44 AM
  • Niel Jhacoubs: Yow.
    Aug 29, 2018, 11:44 AM
  • Alan: hello
    Aug 16, 2018, 07:21 PM
  • makeenithar: anyone selling paypal fund here? bili ako
    Aug 10, 2018, 03:59 PM
  • princess4: Hello there!!! newbie here and love reading all Business threads!! Dami ko natutunan! keep it up mga sir
    Aug 04, 2018, 01:29 AM
  • Mr.Ken: Does anyone here became an amazon or shopify seller? Pano po ginagawa nyo?
    Aug 02, 2018, 05:01 PM
  • Edgnaako15: Just join in, hopefully ill learn lots of thing in this forum...
    Jul 29, 2018, 05:38 PM
  • losvalientes: Im a newbie here, hello all!!! :)
    Jul 26, 2018, 02:40 PM
  • FutureGizmo: Hi MarkL, here's the PinoyMoneyTalk Guide on Mutual Fund investing: https://www.pinoymoneytalk.com/mutual-funds/ Hope this helps! :)
    Jul 13, 2018, 10:27 PM
  • MarkL: what is the best mutual fund? And how to invest?
    Jul 13, 2018, 04:50 AM
  • MarkL: looking for elaoding business here
    Jul 13, 2018, 04:43 AM
  • rytsl2: hi
    Jul 11, 2018, 09:21 PM
  • SamanthaB: Hello! May I know what's the purpose of this shout out feature? Newbie here:)
    Jul 10, 2018, 02:29 PM
  • Lorlyn: newbie
    Jul 06, 2018, 10:30 PM
  • mariaivy029: hi!
    Jul 01, 2018, 12:25 AM
  • jbd2018: i am looking for investments and insurances can somebody help me be enlighten...send me your quotes
    Jun 29, 2018, 03:50 PM
  • jbd2018: i am thinking where  to invest and buy insurances
    Jun 29, 2018, 03:49 PM
  • ajustiiine: :b_happy: :b_happy:
    Jun 27, 2018, 11:35 PM
  • CuriousDB: Is Amaia Skies in Shaw a good investment opportunity in terms of rental income?
    Jun 16, 2018, 02:08 PM
  • nerdyimay: besh saan nkkbili ng murang mannequin
    Jun 12, 2018, 03:41 AM
  • MeEnamore: I'm looking for someone who can help me add money to my paypal account without bank account. Please.
    Jun 09, 2018, 10:21 PM