BPI, they call it Equity Loan, where you'll use land title as collateral. Minimum loan is 500K. Last time I checked (2yrs ago), nasa 6.5% to 7% per annum ang rate nila for this type of loan, payable in 5yrs.
Sila ang pinakamababang nakita ko offering this type of loan. I asked BDO and they didn't take the title as collateral. Gagamitin ko sana ang proceeds for house finishing. What they wanted me to do was a home loan; which I can't do since the house is already on loan with a different bank. What I have was a title of a different lot.