Author Topic: Credit Card  (Read 707 times)

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nikolomatthewasi

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Credit Card
« on: Mar 06, 2017, 08:54 PM »
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Question po...
Paano po ba interest sa Credit card...???

I have a friend po kasi na ang credit limit po ay 50K.
and naka 50K na siya and 30K lang naibayad niya, saan po basis ng interest?sa 50K or sa 20K na difference? thank you

angeljme

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Re: Credit Card
« Reply #1 on: Mar 07, 2017, 10:36 AM »
Sa buong balance po naka-compute ang interest.  Deferred lang sya kung binayaran ng buo ang balance on time.  Kung hindi sya nabayaran ng buo on the due date, sa next billing nakalagay na ang interest na deferred from last billing.
Then, may interest din yung balance na natira daily. Until mabayaran ito.

jaguinaldo1993

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Re: Credit Card
« Reply #2 on: Jun 07, 2017, 07:09 PM »
usually nag kakaiba iba yan depending sa arrangement with the bank, no fixed amount pero ang compute nga sya sa buong credit card balance

preciouschiu

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Re: Credit Card
« Reply #3 on: Sep 04, 2017, 04:06 PM »
Your interest rate depends on the banks that you choose. Most banks in the country have rates that vary from 2% to 3.5%. You can check different interest rates from a wide variety of credit cards: https://www.ecomparemo.com/credit-card. You can compare payment term as well! :)

 


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