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How Old Are You and How Much Is Your Net Worth

LifeJiggy · 191 · 49318


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I'm 19 turning 20 this year, I'm working online so my net worth depends on the project given to me

I know that net worth can very from day to day, but this is ... Wow!


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Thank you, SiPoorMan, TulogSaPancitan, jenofstructures. :)

@SiPoorMan, don't sir me naman. Haha. Babae po ako.

Congrats sir @apingdaldal! Sana ganyan na din net worth ko when I reach that age.


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LifeJiggy, you should aim higher to account for inflation, much higher.


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Age: 41, single
Source of Income: Salary + Business
Monthly Savings: 180k to 300k
Net Worth: 8.3M, plus family property 30M
Assets: property, vehicles, cash, online business
Liabilities:  Zero
Looks: Tall, Dark and …………………………… Healthy


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^^ Thanks for the reminder sir Wilch. Mga at least 20M kaya?


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While browsing, I found this article which discusses how and when Warren Buffet, one of the richest man in the world and known as the "Oracle of Omaha", has accumulated his massive wealth. At the age of 21, his net worth was only $20,000 (well, apparently, this is bigger than the net worth of most of us here.) and by the time he reached the age of 26, his net worth increased to 6 digits less than $174,000. According to Forbes, as of this 2018, this man's net worth is $86.6 billion. His journey towards financial success is really inspiring.

Here's the article:


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Age: 34
Status: Single
Source of Income: Fixed Salary (Programmer) & investment interest
Base of Operations: Philippines
Monthly Savings: around 45% of income
Started saving: 2013 *yes late bloomer
Net Worth: around 1.2M
Assets: lot, VUL, Business investments, cash
Liabilities: bank loan (use for business), CC
Net Happiness: Happy kahit single pero hoping to find the one pa rin. haha


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Age: 37 (married)

Sources of Income:  Salary as an OFW Telecom Engineer (Dubai), rent, passive income (AFPSLAI)

Monthly Savings: around 80K (60K to 65K monthly remittance to my savings account in the Phils. 13K monthly from AFPSLAI,  5K from rent)   

total Assets: approx. Php 7.408M
 - Php 3.5M properties
 - Php 2.8M bank savings
 - Php 1.024M stocks
 - Php 84K online investment

Total Liabilities: Php 1.070M
 - Php 590K remaining housing loan from PAG-IBIG
 - Php 408K remaining car loan (in Dubai)
Approx. Net worth (Assets minus Liabilities) = Php 6.338M

It's Mid-2017; and so far it's ok.  Able to pay off that personal loan so it's 1 less thorn plucked out on my foot.  As usual, the Oil and Gas industry is still in a slump although it's somehow surviving.  Finally had my wife's thyroid treated (in the Philippines as I don't trust any hospital/doctors here in UAE).  She also got a job after 7-months and luckily her new work is just 5 mins drive from our flat. Her modest salary is just enough to pay for the rent but at least it helps.  My savings didn't increased significantly though.  Mejo napagastos kasi sa travel (which I rarely do) when I went for my annual leave last June 2017, plus the radiation treatment of my wife and the "bigay" to my parents and my biyenan. 

I'm turning 38 soon, with no kids yet.  (Late na kasi ako nag-asawa eh) My wife's endocrinologist did informed us she will be radiation-free after 6 months and will be safe to bear a child.  I reckon that 2018 will be both a challenging and interesting. 


Salamat ng pala kay EDC.  After holding you 3 years, finally mapapakawalan na rin kita.   :D

Kay TEL at BEL naman, mukhang matagal-tagal pa tayong magkakasama hehehe  :scratch:

I forgot to do my personal "annual net worth review" every Q3 2018 so I guess I'll do it on the beginning of the year ^_^

Age: 39 (married)

Sources of Income:  Salary as an OFW Telecom Engineer (Dubai), rent, passive income (AFPSLAI) and stock dividends

Monthly Savings: average Php 82K  (Php60 to Php 65K monthly remittance to my savings account in the Phils. Php 13K monthly from AFPSLAI,  Php 5K from rent, Php 12K annual dividend yield divided by 12 months = Php 1K monthly)   

total Assets: approx. Php 7.274M
 - Php 3.5M properties (haven't done an appraisal since)
 - Php 2.141M bank savings
 - Php 1.335M stocks
 - Php 298K other online investment (FarmOn)

Total Liabilities: Php 200K
 - Php 203K remaining car loan (in Dubai)

Net worth to date (Assets minus Liabilities) = Php 7.071M

I just turned 39 a month ago  Last year was indeed volatile and full of uncertainty.  Finally some projects got awarded to our company last December.  So yeah, I get to keep my current job.

We have no child to expect yet though. Well looking at the bright side, wifey has fully healed and recovered from her uterus surgery.  Biopsy result also shown negative for cancer (Thank you Lord). Her hormones have finally normalized as well.  Hopefully we will be blessed with a child this year.

Now for finances, 2018 had both highs and lows.  I experienced my first cutloss in my stock portfolio (around Php 250K worth of losses) which I painfully did to grab the opportunity of the early hype on ISM.  It's also my first time to "go all-in" on a speculative stock.  Good thing my "gamble" paid off when DICT declared MISLATEL winner of the 3rd Telco bid.  Sold all my ISM position just enough to recoup my losses from my previously held BEL and TEL, then shifted to "safer" blue chips with good dividend yield.

Savings decreased during 2018 as well. Naparami ang non-essential expenses kasi namin. Splurged on a 15-day Japan visit during our wedding anniversary, got new hobbies, upgraded my gaming (PC) rig, house repairs, car repair (got involved in a very minor vehicular accident) and more expenses during my December annual leave.  On the positive side, the outstanding PAG-IBIG mortgage of our rental house has been finally paid in full.

I guess my net worth has still increased a bit last year.  Despite na nabawasan ang assets ko, mas malaki naman ang nabawas sa mga utang ko. hehehehe :D


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@apingdaldal may I know if you are in the military to invest in AFPSLAI?  also how much ung money invested in AFPSLAI to earn 13K / month?

Para may basis ako hehe.

To stay on topic here is my updated Net Worth

Age: 41 (single)

Sources of Income:  Stocks, UITF, Government Bonds, Long Term TDs, Forex
Base of Operations: Philippines
Monthly Savings: target 50% of income
Started saving: 1999
Net Worth: around 13M (8M Cash, 5M Sports Cars)
Assets: Sports Cars
Liabilities: Relatives and Friends who keep asking for money

I am still thinking if it is a good idea to buy a house and lot or a lot and build my dream house given that I am single and I technically have no use for it


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After almost 2 years since I posted my net worth….. here’s mine.
From 8M now I have an estimated 11.6M assets (cash, house, car, motorbike). Also, I have an estimated nearly 1M worth of collections (antiques, memorabilia, ) to be used on my plan of putting up a business someday.
Nag-waive na ako sa family property/business namin, mahirap ang property na pagtatalunan nyong magkakapatid balang araw.
Sana after ng project namin, makalipat ako sa ibang kumpanya na kayang magbigay ng magandang salary para makapag-retire ng maaga at ma-start ko na yung plano kong business.
« Last Edit: Aug 20, 2019, 10:51 PM by bortok76 »


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