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Any life insurance product for 67 yr old?

marcus777 · 4 · 4190

marcus777

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Hi, any life insurance products (preferably term) that will cover a 67 year old?

At a glance from Sunlife and Manulife, i think the cut off age is 65. Then an agent from Insular Life offered i-insure 10 and i-assure 10 but it was just a quote sent via email. No explanation, no follow ups, so i find the commitment low for this agent. Even the approach was bad but I welcomed her product offers but she did not zero in on my needs.

Are there any products that I can consider?

You may PM me as well.

  :thankyou:


marcus777

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brians

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i dont know with other insurance companies but what i know is some insurance companies issue age of 18-60 depends on the product.

im from axa btw



lyndrey

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If you are over 60 you are a senior. And you are a high risk to life insurance underwriters, health insurance, and even to issuers of credit cards and when you buy big ticket assets on installments. Even if the financial advisor tells you no problem, the insurance company can find ways of denying coverage for you.
If you are covered and near the end of the term life insurance. better cash it out before expiry, unless denied

Do not let your premium payments lapse because it may be cancelled if you do not have any cash value left.
« Last Edit: Apr 30, 2020, 09:29 AM by lyndrey »


 


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