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Buying Condo -- still a good investment?

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Prosperity

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Reply #225 on: Feb 28, 2019, 02:18 PM
Full Advantages ng mga Nakatira/Bumili ng Condo Units besides sa Investment Issue o kayâ ikompara sa Decision Mong Habang Buhay Kang Mangupahan na lamang....

Note: Heto po ay base sa personal experience ko....sorry po sa mga hindi pinalad o hindi sang-ayon....

(#PartOfCleverDecisionMaking);
Examples: #BRUTAL / $AVAGE VERSION

1. Walang disturbong "chorus" na Tilaok ng mga Pansabong na Manok, Dumi/Amoy ng Poultry Farm at Ingay/Iyak/Amoy ng mga Baboy... Hassle / Dugyot

2. Walang Kahol/Atungal at tae ng mga Asong Kalye / Maingay at tae ng mga Pusang Gala / Nakakamalas na Pesteng Kalapati / Maamoy na Basura at Kanal / Langaw / Lamok / Insekto / Ipis / Daga... na nagdudulot ng ibat-ibang mga sakit. 

3. Walang Videoke $ingko at sari-saring loud music bawat bahay... Nakakarindi na walang pinag-kaiba gaya ng mga nagsisipag-ingay na palaka pag-uulan...

4. Walang Maingay at Magulong Inuman---Hihingian ka pa madalas ng share pag napadaan ka sa dahilang may trabaho ka daw sabi ng mga palamunin at inutil mong kapitbahay... (Ang labag sa kalooban na "pakikisama" o dahil naniniwala ka sa "nakakahiya mentality" ay may katumbas na tuloy-tuloy na pasanin/bayad/gastos din po)

5. Tipid sa Walang Katapusang Limos sa Patay (Ibang version ito ng Paluwagan kasi "Pahulihan ng Sahod" ang peg sa mga naglilimos at sino ba ang gustong "Mauna" sumahod?) / Madalas may kumakatok sa bahay para ambag/limos daw sa gamot na may dalang luma at punit-punit na resita / Programa sa Purok/Barangay daw / Paliga ng ibat-ibang grupo para sa uniform daw / Santakrusan, Regular na Kutong ng mga Basurero, etc...

6. Walang Solicitations / Networking /Paluwagan / Bombay Credit / Caroling / Jueting / Ending / Forced Selling or Utang (15/30 payment) of Unhealthy Foodz like Tocino, Tapa, Longanisa, Daing / Kapatiran na makukulit para maligtas ka raw (Dapat "Malachi 3:10" daw sundin at ayaw na ayaw sa "2 Cor. 9:7" kasi mababa daw kita or cashflow ng business nila?)... Dagdag sa Tipid equals $avings

7. Walang Fiesta / Birthdays / Binyagan / Kasalan / Patay / Religious Activities / Beauty Pageant (Money Contest) --- Daming Dagdag $avings pang $tocks…

8. Sa Loob ng Condo: Manonood ka na lang ng TV sa mga binaha/nabaha at sa mga nag-eenjoy at masasayang lumalangoy pa sa baha kasi naka-video (Baha Ka Lang, Pinoy Kami!) at viral pa sila... (Takot ka at Ayaw makaranas sa mga evacuation centers na may expired na noodles, expired na sardinas)

9. Dimo mo alam may bagyo na pala sa labas kasi you’re in good hands (halos di mo maramdaman lakas ng ulan at hangin)...The developer followed the Latest Building Standards / Latest Structural Code of Phils. / Latest National Building Code (Earthquake Resistant).... Thanks to Arch. Jun Palafox, Et Al.

10. Walang Maingay at Usok ng mga sasakyan, tricycle o kuliglig... Kasi nasa mataas kang floor. Walang mga Jumpers (illegal connections ng kuryente) at bawal ang pag-gamit ng LPGs kaya malayo ang tsansang magkasunog.

11. Walang tsismisan at maingay na mga bata... Galing ka pa naman sa night duty or day-off mo or may newly born baby ka... (Child & Senior Citizen Friendly)

12. Hindi ka magagalit o apektado kung madalas walang tubig si Maynilad kasi may back-up deepwell pump/transfer pump/booster pump at may large overhead reserve water tank pa sa condo mo...

13. Hindi ka rin apektado kung madalas may scheduled or unannounced brownouts si Meralco kasi may Emergency Genset (with ATS) / Emergency Lights ang condo mo...

14. Hindi ka rin masyado apektado sa Signal at Service ng Internet Provider / Cable TV kasi Fiber Optics na... May alternative ABS-CBN TVPlus ka pa... Saan ka pa?

15. Di ka pa makasuhan ng Loitering ng Gobyerno ni Tatay Digong mo at pwede ka pang laging Hubad sa may terrace mo at may hawak pa na beer o kape at mag yosi pa kung may bisyo ka... (Iwas damay din sa Tokhang)

16. Malayo sa disgrasya sa fireworks at ligaw na bala (makinood ka na lang kasi ang ganda ng view mo tuwing christmas/new year).... Dagdag $avings na naman ulit... At may kabuluhan at patutunguhan pang mabuti ang 13th/14th+++ Month Pay at mga Bonuses mo…

17. May 24/7 na CCTV Cameras & Monitors at mga Gwardya ka pa (may regular daily greetings ka pa ng Good AM/PM Sir/Ma'am pa) / Naka segregate pa basura mo / May regular pest control pa... (Magdala ka na lang ng foodz kung bibisita ka sa amin)

18. Hindi ka rin dagdag sa mga pasaway/liability sa lipunan na walang mga garahe pero meron pambili? at mga malakas ang loob umutang ng SUV/Kotse kasi na sales talk sa low downpayment at affordable monthly amortization? ...Since may Parking Slot ka--- Iwas carnap, baha, bukas kotse o nakawan, illegal/double parking, towing (Law Abiding Citizen na with National ID pa)

19. Walang susungkit sa mga nilabhan at sinampay ni inday... Meron ding available laundry drying cage (with individual lock) sa rooftop ng condo.

20. Tipid aircon pag tag-ulan o umuulan... Mahangin sa gabi... Walang kaba kahit bukas ang bintana...Mahimbing ang tulog... Komportable kahit Electric Fan lang ang gamitin.

21. Takas/Iwas sa mga mangungutang o balak umutang sayo na mas may maganda pang idea sayo sa business at investments (double your money daw) ...sisihin kapa bakit bumili ka ng condo (eh, ilang ektarya na daw yan sa probinsya o magtayo ng negosyo na lang daw?)

22. No stress kong mag long vacation o holiday ka...no worries sa magnanakaw or kumuha ka ng Optional Comprehensive Insurance (Safety/Security is Priority)

23. Di kana mawawalan ng mga tools/utensils na hiniram, dati kasi lahat ng kapitbahay mo nagkakaroon ng amnesia/pagka-ulyanin...Minsan sinira pa, nawala daw, pinahiram din daw sa iba at galit pa kasi madamot ka? (nagulangan kana nga nagdulot kapa ng sakit sa kanila)

24. Less $tress/Noise/Distraction/Disruption/Disturbance/Interruption Due to Peaceful, $afe, $ound, $ecure and Convenient Environment... You Can Concentrate To Conceive More Ideas For Passive Incomes and Other Diversified Investments...

25. Malapit/Walking Distance lang sa Work mo / sa School ng mga Anak mo / sa Mall/Supermarkets so Tipid na naman sa Pera at Time... Iwas Traffic at Risk sa Holdap o Baha... Hindi ka rin galit kahit huli na inanounce na walang pasok... More Quality & Quantity & Precious Time sa Family at siempre ang continous na pag-aaral ng Trading and Investing.

26. Malaking Tipid (as in $obra!!!) sa mga OFWs kasi Hindi mo na Mapractice / Maobliga / MaPressure $a "Pasikat Mentality" na minana mo sa lahi/angkan/dugo nyo.... Painom doon/Party dito... Reunions/Birthdays/Debut/Anniversaries/Outings/Ninong/Ninang/$ponsorships... (Bawal daw tumanggi at nakalista kana rin daw sa Invitation Cards?)... Bukod sa Regalo, may sabitan pa daw ng Pera sa reception... Yari ka, mapupunta ang perang pinaghirapan mo sa "drainage" dahil napayabang/nagyabang/nagkahiyaan/napasubo ka kahit labag na sa kalooban mo kasi may "good image" kang gustong i-maintain o inaalagaan!!!

27. Pwede ka mag Swimming, mag Gym to get Fit & Healthy, mag Billiards, mag Zumba - hindi kana lalabas sa building o sa kalsada... Anytime kahit umuulan (Free use of Amenities) ... May 24/7 na Convenience/Grocery Stores pa sa baba at Coffee Shops/Laundry Shops/Drinking Water Delivery/Concierge at naka elevator ka pa... Everything you'll ever need is just outside your doorstep…

28. May Fire Detection & Alarm System (smoke/heat detectors/bells/manual pull switches), Sprinklers, Hydrants, Fire Extinguishers, Emergency Lights, Exit Signages, 2-Way Radios, Electric & Diesel Driven Fire Pumps... Equipped with Emergency Measures should there be Fire, Earthquake or any similar incident

29. May Exclusive Mailbox ka pa, Intercom, may 24/7 On-Call Property Maintenance ka pa, lobby receptionists or guards will handle/safekeep deliveries even you’re not home....Ideal neighborhood. 

30. Hindi pa malalaman ng buong barangay o mga kapitbahay o mga kamag-anak mo na madalas kang magpadala ng Cargo/Balikbayan Boxes sa family mo kung OFW ka... (Tipid sa Pasalubong = $avings)

31. Heto na bagong hugot mo;


a.) Ang lingon ng lingon sa pinang-galingan malamang sa malamang... Nagyayabang!!! (Trying Hard ata na ma-invite mag graduation inspirational speech sa elementary & high school kung saan nag-graduate sya)

b.)  Ang lingon ng lingon sa pinang-galingan... Madalas Mautangan!!!  [Ikaw na kasi ang instant solution sa mga artificial/scripted/invented/formatted problems nila (sila talaga ang totoong "financially literate" kaysa sayo) at ikaw din ang source ng kanilang "emergency funds" kaysa nga naman gayahin pa ang mga diskarte mo] ...

32..... Dagdagan nyo na lang po…
« Last Edit: Mar 05, 2019, 04:33 PM by Prosperity »


IGX

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Reply #226 on: Mar 01, 2019, 12:04 AM
Ang haba hehe:

2. Walang Kahol/Atungal at tae ng mga Asong Kalye / Maingay at tae ng mga Pusang Gala / Nakakamalas na Pesteng Kalapati / Maamoy na Basura at Kanal / Langaw / Lamok / Insekto / Ipis / Daga... na nagdudulot ng ibat-ibang mga sakit. 

- Sadly isa sa biggest complaints ng unit owners.

11. Walang tsismisan at maingay na mga bata... Galing ka pa naman sa night duty or day-off mo or may newly born baby ka... (Child & Senior Citizen Friendly)

- This is not true.  12x7 mga bata ginagawang playground ang ground floor hanggang top floor, naghihiyawan, barilan, bicycle, etc.
- Mga maid ganyan din, nagtataguan, sigawan (ung kausap ilang floors ang pagitan ganun magusap)

17. May 24/7 na CCTV Cameras & Monitors at mga Gwardya ka pa (may regular daily greetings ka pa ng Good AM/PM Sir/Ma'am pa) / Naka segregate pa basura mo / May regular pest control pa... (Magdala ka na lang ng foodz kung bibisita ka sa amin)

- Noong bago pa yung condo (less than 10 years old now).  Ang mga guard roronda talaga per floor.  Now sasakay lang ng Elevator.  Sisilip doon, then pababa ulit elev.  Tapos na ronda.

19. Walang susungkit sa mga nilabhan at sinampay ni inday... Meron ding available laundry drying cage (with individual lock) sa rooftop ng condo.

- Sa daanan ng laundry cage nagsasampay mga katulong

D ko na ma copy paste ung iba ang dami kakatamad.

PS: I live in a Condo that DMCI was selling as High End Low Rise.   Deadma lang PMO sa mga nagrereklamo.

I think DMCI lang ang mga issues na ganito. 


bortok76

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Reply #227 on: Mar 01, 2019, 02:46 PM
House and Lot vs Condo para tirhan mo as long term, sa H&L ako.
Parehas lang naman nag-a-appreciate ang value both. Kaso nga lang, sa condo at certain x-amount of years, bumababa na dahil syempre like any other buildings kailangan din na gibain. Ang house din naman nasisira at nabubulok, pero pwede mo irenovate at mapapagawa mo pa base sa style mo na gusto.
Isa pa sa kinatakot at pinangangamba ko sa mga condo, ay ang materyales na ginagamit nila particularly sa mga steel bars at resistance nito sa malakas na lindol.
What if magkaroon ng malakas na lindol sa Metro Manila (wag naman sana mangyari pero hindi natin masasabi at maitatakda ang bukas), how can we be sure na yung building could withstand an earthquake like one in Kobe na around magnitude 6 or 6.5?
If ever the building could survive the strong earthquake, paano kung nagkaroon ng mga crack ito and showed some stress sa mga pader, biga, etc? Paunahan na lang ng pagbenta ng condo bago tuluyang magiba or magdepreciate ang value?
Ang bahay pwede din naman masira ng lindol pero mas madali ayusin kesa sa building.
Regarding sa baha, bakit mo pipiliin na tumira sa bahain na lugar? May mga choices pa naman na lugar na hindi binabaha.


Shebalz

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Reply #228 on: Mar 09, 2019, 12:03 AM
Im into real state and Davao is a very good choice too. 😁


bortok76

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Reply #229 on: Apr 22, 2019, 08:18 PM
sana hindi na-damage ng lindol ang mga condo ng mga ka-PMT


oximar

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Reply #230 on: Jun 29, 2019, 10:57 AM
First, a real estate investor still needs to put a 20-25% down payment. However, many lenders will also require that he/she lives in the condo for at least one year before turning it into a rental property. Second, lenders will not only evaluate you, the homeowner association needs to qualify as well!
i've read at this https://iprice.co.id/


firstandlast

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Reply #231 on: Jul 19, 2019, 03:45 PM
At sana hindi nabaha yung mga ka-PMT na nasa bahain na lugar na bahay. Uso na naman ang baha. Hehehe.
May mga records na ba ng mga casualties or numbers ng mga nagkakasakit between mga nakatira sa bahain na lugar at mga nasa condo?
Mas marami bang namamatay or nagkakasakit sa mga nakatira sa condo pag may lindol?
Or mas marami ang namamatay or nagkakasakit sa mga nakatira sa mga bahay na binabaha?
Isa pa, pag umuuwi ka ba, nababasa ka ba or mga dala mong gamit, ng ulan dahil wala kang masilungan sa tuwing bababa ka ng sasakyan? Unlike, sa mga condo na may canopy or may mga indoor parking.
Mas marami bang lindol above magnitude 6.0 sa lugar mo kaysa sa malakas na ulan at baha sa isang taon?
Saan ka mas convenient sa loob ng isang taon?
Makakasagot lang nito ay yung mga may bahay at same time may condo pareho.
Dahil na experience nila ang difference.
Sarap matulog at magkulong sa condo, minsan, di ramdam na malakas na pala ng ulan sa labas.
^^^ Another plus points sa mga nakatira sa condo tuwing tag-ulan.
« Last Edit: Jul 19, 2019, 04:05 PM by firstandlast »


Sophisticat

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Reply #232 on: Yesterday at 06:59 PM
Personally, I prefer to live in H&L. If we are talking about INVESTMENT PURPOSES per se, I recommend condominiums as the easiest form of Real Estate investment esp for first time investors. Its less paper work and higher and faster ROI.

One of my biggest regrets is not investing in Real Estate when I was younger. Why? Because I do not trust those agents whose only intention is to sell their project. Hard sell to the highest level. I cannot blame them because they have quotas to reach.

When I look into my batchmates who are into Real Estate naman, I feel like I still don't trust them because of their past. LOL. Anyway.. I made my own study and here's what I can say.

Here are the ways to make your money work for you in condo investment.


1. Buy low
Buying at a Pre-selling stage saves you at least 40% compared to RFO units. Choosing a reputable developer is important to ensure that project is completed.

Take for example: a studio unit in Portico by Alveo (Oranbo, Pasig)
Launch date of 1st tower: 2013
Pre-selling price 2013: 120K per sqm/ 3.6M
RFO 2019: 205K per sqm/6.1M

2.5M in passive income. Not bad eh?

2. Long term rental
If your condominium is within the CBD area, you may be able to lease this right away to employees. Research the area. Is it near BPOs? malls? Multinational companies?

3. Air BnB rental
Air BnB rental can earn more than monthly rentals when done right. Again, location plays a huge role in this. Check if your developer allows AIRBNB rental before anything else.

4. Buy low, sell high
Selling a property at a higher price than the price at which you bought. With the Build Build Build Program, Real Estate prices are bound to go up once these infrastructures are finished.

5. Parking Space rental
Some condominiums do not have a 1:1 ratio to units and parking. You may have your parking space rented to other unit owners who may need it.

Note that capital appreciation differs per developer therefore, you got to do your own research.
« Last Edit: Yesterday at 07:01 PM by Sophisticat »


 


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