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The Best CREDIT CARDS in the Philippines

binsyo · 49 · 11168

himechan14

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Reply #45 on: Nov 05, 2014, 04:37 AM
This thread will be useful for me. I tried applying for a credit card but until now, every bank has rejected me. Mukha ba akong manggagantso? :(


don't you worry. you are not alone. kahit may accts ka pa dun sa bank denied pa rin. wala naman explanation kung bakit. tsk. tsk.

Hinid ko tuloy alam what bank ako punta to get approved


himechan14

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Reply #46 on: Nov 05, 2014, 04:41 AM
Wala akong dineclare kasi baka mas lalo akong mabadshot eh. Hahaha. Meron akong savings account at UITF sa BPI pero hindi pa din nila ako inapprove. Saka more than 1 year na ako sa trabaho ko eh. Labo gusto kong pasukin yung BPI tapos panoorin kung ano ginagawa nila. :( Anyway, ttry ko ulit mag-apply next year pag tapos na yung loan ko sa SSS.

Para di naman off-topic, gusto ko BPI dahil sa Petron ako nag gagas. Naenganyo ako sa gas rebate nila na CC. :D Saka based sa mga narinig kong feedbacks, maalaga naman sila sa mga clients nila (automatic waived ang annual fees, etc.)


Hahaha. Pareho pala tayo. May savings, direct save up and investment din ako sa kanila.  2 years na ako sa work ko by end of this month. 3 years na yung isang savings acct ko. waley pa rin. nababadtrip na din ako. I want sana BPI classic/sky miles card. sabi kasi sa website 180,000 lang required per annum na income. wala naman explanation as to why. pero nung nag-ask ako sabi nila okay naman. pumasa naman ako dun sa mga basic guidelines nila
« Last Edit: Nov 05, 2014, 04:44 AM by himechan14 »


wilch23

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Reply #47 on: Nov 05, 2014, 08:52 AM
I Get SMS Notification Everytime I Use my EastWest and Maybank Cards that were Locally Issued ...

I have EastWest also. NO SMS notice of usage tho.
My experience with BPI has been great.


wilch23

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Reply #48 on: Nov 05, 2014, 09:02 AM
Hahamabilis talaga yan kahit 100k nga eh hehe magulat ka na lang padadalhan ka pa ng CC

I got my EastWest CC before I had an account with them. Wala rin ako transaction with them. They just send me an EW-Hyundai CC after I bought a Hyundai.
Meron yan rebates in the form of Cash Vouchers usable at Hyundai dealers. I was able to redeem them naman.

But this year, tried to redeem again. Called up for redemption months ago, Made follow ups months ago rin. Up to now, WALA pa rin. On top of that, gustong i charge ang annual fee. Ayaw ko then they agreed naman. I'm thinking of terminating it na nga eh.

Sa BPI and BDO I get my gift checks/items in less than 2 weeks. Every time! Never have to pay for annual fee also.


 


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