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Member of the Month (April 2014): pulubing_palaboy

FutureGizmo · 51 · 9811


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Every month, the PMT Forum honors one outstanding member of the PMT community to be awarded as the "Member of the Month".

Our "Member of the Month" is chosen among members who are seen as consistently active, dependable, insightful, and friendly in the forum. He or she, therefore, may be considered as a genuine role model in our forum community. For us to know better our "Member of the Month," we request our awardee to answer a few questions. Other members of the forum may also post in this thread to ask our MotM questions.

Our April 2014 Member of the Month is
pulubing_palaboy! Congratulations! :yehey:

Here are pulubing_palaboy's responses to our questions.

April 2014 Member of the Month: pulubing_palaboy

1. Hi pulubing_palaboy! How long have you been a PMT Forum member? Share to us how you discovered PinoyMoneyTalk.

I've been a member since March 11, 2009. I didn't realize I've been here that long.

2. Why did you choose the username "pulubing_palaboy"? 

I responded once before on a thread that I chose my username pulubing_palaboy, because it reminds me that I don't want to be one.

3. What are your hobbies or special interests?

My hobby is to watch sports on TV. My favorites are the NFL, NBA, and MLB, in that order. As far as actual sports participation, I play golf, and I scuba dive.

Some of the best cared for and most tranquil pieces of real estate have to be golf courses. Contrary to popular belief, it's NOT too expensive. I can go out for a five hour round of golf in the US for as little as $35.00. It's a little more expensive in the Philippines plus there aren't a lot of courses open to the public.

Some of the best diving in the world can be found in the Philippines; and it's also relatively inexpensive. From Manila, I can be in Anilao in about 3 hours. With an overnight stay in a decent dive resort including meals, drinks and five or six dives over two days, the cost is typically only about P7,000.00

4. Tell us something interesting that we don't know about you.

I've lived in the US for 44 years; so, I have a different perspective from a lot of the members on this forum. Being 60 years old, I'm also older. I have a condo unit in One Serendra, and a lot in a subdivision on Mactan Island, walking distance to the beach. I may or may not build a house on it. I haven't decided.

Some might have read that I recently had a surgery. I was shot by an intruder. The shot punctured my right lung, and it had to be removed. I'm recovering. I'm sure I had angels watching over me. I'm forever thankful to survive.

Ironic, I served in the US Air Force for almost 26 years, and didn't get shot. I'm a Vietnam era veteran.

5. Describe yourself using only one (1) word.


6. How do you make money? Share to us your sources of income so we can be inspired as well.

I'm just an "ordinary employee". Primarily, that's how I make money. I put that description in quotes because I mainly only come across with it from Filipinos. Not sure if it's a putdown or something out of frustration. If one has intelligence, the right skill set, perseverance, initiative, and the right work ethic, there will always be opportunities for advancement.

Reward yourself with the fruits of your labor. It will make you feel better and want for more.

Be motivated. Have a sense of urgency when doing even the littlest things.

About my other sources of income... I have rental income from my One Serendra condo. It wasn't designed to be a rental unit. I bought it because I wanted to have my things and personal stuff available to me when I'm in the Philippines, even though I knowingly knew that I may only be there for a week or two out of the whole year. It's a luxury that I wanted and could afford. Then a friend asked if I was interested in renting it out, on a one year lease, knowing it was empty. I agreed and it's been a rental property ever since. so i'm back to hotels.

I only invest on mutual funds now. It's long term investment. I'm not a trader.

7. Can you tell us tips or suggestions that guide you in order to succeed financially?

Take calculated risks. Take affordable risks with potential for rewards. Save early for the future.

8. What is your ultimate personal goal that you want to achieve?

I'm not sure that I have an ultimate goal. I'm happy with my achievements. I can live off of what I have comfortably.

9. If there is one thing you can change about the Philippines, what would it be and why?

I'd change the mindset. This is not a simple discussion.

10.Your motto or guiding principle in life?


Wait, there's more! Just for the heck of it...

a. Favorite movie?

The Godfather

b. Favorite song or music genres?


c. Favorite actor/actress?

None really, but Daniel Day Lewis and Julia Roberts come to mind

d. Favorite sports?

NFL football

e. Beach or Mountain?

Beaches in the Carribean are my favorite

f.  Kapuso, Kapamilya or Kapatid?

Hardly watch these networks

g. Mar Roxas or Jejomar Binay?

Neither. I'm not sure if mar roxas is NOT corruptible. Plus, i believe his leadership skill is lacking. Binay is out of the question. I follow philippine politics. I personally know some past and present members of both houses of congress.

h. Money or fame?

Money. i can do a lot of good with money.

i. Marry intelligent but ugly person or marry stupid but beautiful person?

Neither. it has to be intelligent AND beautiful. otherwise, i wouldn't marry at all.

j.  To love or be loved?

To be loved. i'm selfish that way.


Thanks and congrats again, pulubing_palaboy! :clap:

PMTers, now's your time to congratulate our April 2014 Member of the Month! :applause:
« Last Edit: Apr 02, 2014, 04:54 AM by FutureGizmo »


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parang di bagay ang  pulubing palaboy, mas akma ang username na matapang na mayaman.


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Congrats pp!

Who will you rather help and make him hppy for one day, like staying on a 5star hotel and buffet meals...And why? Ü

A. A stranger pulubi who has nothing.
B. A stranger regular employee who can make both ends meet but cant afford such extravagance.


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maraming salamat po for all the warm greetings

sinadya ko na hindi sumagot kahapon, in case this is a big april fools joke from FG :)


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9. If there is one thing you can change about the Philippines, what would it be and why?

Ang hirap naman nito, mga kapatid ko nga di ko mabago bago yung lifestyle nila.

I'd change the mindset. This is not a simple discussion.

bakit biglang may halong tagalog sa sagot nyo?  nagulat lang ako nung nabasa ko, pamilyar kasi :)


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^^mukhang napasama yang tungkol sa mga kapatid nung nag cut and paste si FG ng responses ko.


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Congrats pp!

Who will you rather help and make him hppy for one day, like staying on a 5star hotel and buffet meals...And why? Ü

A. A stranger pulubi who has nothing.
B. A stranger regular employee who can make both ends meet but cant afford such extravagance.

GS - i would have to choose the pulubi who has nothing, based solely on the information provided and not having the benefit of asking questions or getting additional background information about both individuals.

my reason? mas naawa ako sa sitwasyon niya kesa dun sa regular employee.


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