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mutual funds details

rommel2014 · 9 · 1839

rommel2014

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on: Feb 22, 2014, 02:05 PM
Hi all.

can some one explain to me in a easy to understand manner this subject:


(1)Authorized Capital: Php1 Billion with par value of Php1.00

also with

(2)Sales Load:Not more than 3.5%
(how often is it being charge from investors(daily,monthly,annually? )

i took the data from this site
http://www.philequity.net/summaryOfProducts.php

Thank you in advance


mxherr5

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Reply #1 on: Feb 23, 2014, 12:08 AM
Question number can be definitely be answered by google sir.
1.) But here you go, authorized capital afaik is the amount when
you multiply the # of shares by the par value..
par value, the starting price

2.) Everytime you invest and there's also a charge when you
redeem which gradually goes away the longer you hold on to
your investment.


rommel2014

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Reply #2 on: Feb 24, 2014, 09:49 AM
Hi mxherr5,

Pls bare with me with this one, from the statement "Php1 Billion with par value of Php1.00 "

so if i have initial 10k of investment how is it related to the above?
PHP 1 billion represent= ?
PHP 1.00 represent = ?
----
Also pls verify. transaction including  Additional Investment (ex: PHP1000 per month) is included with "sales load"

Thank you



mxherr5

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Reply #3 on: Feb 24, 2014, 09:41 PM
1.) It has no practical bearing that I know of
to the retail investor(you)

2.) Yes, every time you invest there will be a
sales load charged.


rommel2014

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Reply #4 on: Feb 25, 2014, 04:23 PM
Thank you

So okey i got the sales load, But i still dont get the 1st one. "Authorized Capital: Php1 Billion with par value of Php1.00 "

say if i go and start investing. how does this affect my investment. what is 1billion par value of peso? how it relates with my investment of 10K?

Thank you again
 


mxherr5

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Reply #5 on: Feb 25, 2014, 07:39 PM
Refer to my no 1 on my previous post.
It has no bearing.

Or I guess, you'd at least know what the NAV started
as... if the NAV is at 12.
You'd know if it started at 1 which means the fund has
one kickass performance or maybe at 10 which is not
as impressive.


francis.butchoy

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Reply #6 on: Feb 26, 2014, 11:00 PM
May tanong lang po ako.... Pag kumita po ba ung investment ko madadagdag po ba un sa pondo ko? Kung hindi naman po sya madadagdag, pag bumagsag po ba ung navps eh parang nawala nadin po ung kinita ko?...

So pag kumita po ba ung investment ko, pwede ko bang i-withdraw ung "kita" ? Example po may Php 5000 ako, after 3 months kumita ako ng Php 500. Ung investment ko ba ay magiging Php 5,500? Kung hindi naman po, pwede ko bang kunin ung 500?


mxherr5

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Reply #7 on: Feb 26, 2014, 11:54 PM
Tama po. kung bumagsak ang NAV, "mawawala" kita mo.
Pero lahat to on paper unless ibebente/reredeem mo na investment mo.

Pwede mong redeem ang "kita" subject sa rules ng fund.
May mga minimums kasi eh.
Sa real life, malamang hnd mo pwedeng gawin yang sa example mo.
Kung 1k at hindi 500, pwede pa.


LiveLoveInvest

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Reply #8 on: Mar 17, 2014, 11:30 PM
Actually ang concept ng mutual funds is almost the same with stocks.

Example:
Amount to be invested = 10,000
Navps as of today ( example lang ) = 2 pesos per share
Total shares bought on stated navpu = 5,000 shares

After 5 years umakyat ang navps to 5 pesos per share
Knowing na meron kang 5,000 shares
5,000 shares x 5 = 25,000

So in a span of 5 years ang total kita mo is 15,000.
Pero what if you invested more?


Most mutual funds or uitf have this period wherein if you redeem, may exit fee na idededuct pero since this investments are really recommended for long term atleast 3 to 5 years, these exit fees would be waived. Some have a period as low as 6 months some go up as to 2 years.

If you have any questions feel free to ask.





 


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