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Journey on the road less traveled: An Introduction

mackymilby · 7 · 839


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Hello mga ka-PMT!  :hello:

I've joined PMT November of last year, but I've been primarily a lurker before and even after joining. I chanced upon this forum when I was researching about VUL as a friend of mine offered me this product from their company. That was my first ever investment product.

I am already satisfied with the amount of knowledge learned and is greatly entertained by just reading the discussions of both the new and veteran members alike about various financial topics without joining them myself.

So what pushed me to finally post an introduction and hope to become an active and contributing member? In real life, I feel that I'm a loner. Not because I'm lacking in friends or unsociable. I lack in acquaintances who share the same interests as I. I guess given my age (just turned 25 two weeks ago), my peers are more into "in" things like owning the latest gadgets, dining and splurging in well-known cafes and restaurants, scheduling vacations every quarter on lavish trips around the country, etc.

I guess its part of being youthful. But for me, after experiencing these luxuries, the uplifting mood instantly dies down after realizing I've just spent all of my savings in a moment's notice. That is why around one year ago, I've started saving with a purpose and also dipped in the world of investing.

My first investment would be the several financial books I've bought that was recommended here in PMT. Several books by Kiyosaki, Chinkee Tan, Francis Colayco, The Richest Man In Babylon and the Intelligent Investor which I've yet to finish. My thinking is that before I start investing, I should know how to think like an investor. That I should study the mentality of one.

Fast forward one year, I'm now investing (cautiously) in the stock market. I have my VUL and mutual fund investments. I have also my emergency fund. All of which wouldn't be possible without reading this forum which helped me form realistic short, medium and long-term financial goals and the means to achieve them. I'm proud to say that after one year, I've met my short term goals.

So now, back to the question at hand. Why I want to become active in this forum? I feel that by interacting with the posters here, it would ease my mind that I'm not alone in this endeavor of reaching financial freedom. It would help me reach my medium and long term goals much, much easier than doing it alone. And I may just help someone else here to reach their financial goal by sharing my experiences and my presence so that they too know that they are not alone in walking this road less traveled.

I'm hoping that I would be able to fit in here and get along with all of you.  :rakenrol:


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Reply #1 on: Dec 01, 2013, 01:19 AM
 :welcome: halos mag ka age tayo. okay dito. ako naman puro post konti lang back read na ginagawa ko. hehe


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Reply #2 on: Dec 01, 2013, 05:54 AM
I'm hoping that I would be able to fit in here and get along with all of you:rakenrol:

^^^now that you've started posting, that would be impossible  :hihi: Party on..... :rakenrol:


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Reply #3 on: Dec 07, 2013, 04:33 PM
 :welcome: mackymilby...

ano relation mo kay sam milby? :)


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Reply #4 on: Dec 07, 2013, 09:05 PM
game ^_^


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Reply #5 on: Dec 08, 2013, 11:26 AM
I take it you're not yet married and have no kids?  Then you've already been taken for a ride, cuz you've been salestalked to buy a VUL that you DONT EVEN NEED.


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Reply #6 on: Jan 14, 2014, 10:25 PM
Aba In ka dito pre..hindi ka magiisa dito marami rito ang kalahi mo....... :welcome:


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