Is it advisable to get a financial planner?

[personalfinanceapprentice]

^ try these Facebook groups:

OFW Usapang Piso - https://www.facebook.com/groups/OFWusapangpiso/
Angat Pilipinas Coalition - https://www.facebook.com/groups/angatpilipinas4studentfinancialliteracy/

They aren't just blogs or ads either.

For OFW usapang piso, they tie up with experts Randell Tiongson, Aya Laray, Marvin Germoi, Fitz Vilafurte, Jess Uy and a few more. People who have had years of experience.

there's no charge. Join the group and ask a question. To be fair and honest: they offer paid webinars, and since most of these experts leverage their skills to make money, it's possible for them to eventually recommend a product or service to you. But since I've joined, questions have been answered free of charge. Specially questions like the one you asked.

For Angat Pilipinas, it actually does live seminars/talks. usually by Seph Romana, but I don't think it's limited to him. Again, it's free. I've never seen anyone ask a question here, but I'm pretty sure someone will answer.

That's why I prefer the do-it-yourself approach. not on is it free, and not only to you "upgrade" your own skills and knowledge, but there's a wealth of expert advice if you take the time to find the right venues.


Full disclosure: I'm a member of both groups. I advertise my blog posts on those groups. However, I don't make any from the group. I don't share in the proceeds of the paid webinars either. The only way I make money if someone goes to my blog (because of ad revenue). But no one needs to view my blog for theie questions to get answered.

[thelittlecoolshop]

Parang naitanong ko ito dati sa BPI, and ang sagot sa akin they do offer personalized investment planning for clients with very big financial investments (I think 10 M  pesos up).  Pangarap ko din yan na when I reach a certain amount of moolah, ipapahawak ko rin sa personal asset manager ko, pero as of now dream at goal palang yan haha!

[mjtfernandez]

A little biased but I think YES but you don't necessarily have to believe everything they say. The only person who knows your entire financial condition is you. And you are the one to calls the shots to accept or not accept the recommendation. It's like having a doctor but you could always have a second opinion.