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PMT Members here in Laguna?

gelodj · 18 · 12017

gelodj

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on: Jan 12, 2013, 03:34 PM
Hi, are there PMT members here in Laguna?


happyearth

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Reply #1 on: Jan 12, 2013, 03:53 PM
Present! San Pedro, Laguna ako.


darkknight

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Reply #2 on: Jan 12, 2013, 04:02 PM
Present ! San Pedro, Laguna din ako ! :welcome:


intsik51

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Reply #3 on: Jan 12, 2013, 04:14 PM
present taga San Pedro ako, kaya lang lilipat na ako sa Sta Rosa. wla na kya taga Laguna na pwede magturo sa atin ng pag invest sa stock market o sa Mutual Fund, VUL o UITF sana meron para matulungan ang mga new babie gaya ko sa pag invest.


gelodj

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Reply #4 on: Jan 13, 2013, 04:19 PM
Madami dami din pala (well, more than 3 is madami) Hehehe. Ako residing sa Cabuyao, medyo bago din sa pag invest though I have plenty of virtual accounts na rin sa stock market. I also do some researches na rin on where I should invest in the future as soon as I get out of this debt hole I'm in. :D Anyway, there are a lot of topics din naman dito sa PMT that you could read for Mututal Fund, VUL and UITF. If you have any questions insik51 regarding UITF I may be of help :) Nandun kasi current investments ko and matagal ko nang pinagaaralan. Nice meeting you guys!


nemo1207

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Reply #5 on: Jan 13, 2013, 05:12 PM
Present! from Binan, malapit lang sa LTI...


intsik51

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Reply #6 on: Jan 13, 2013, 06:35 PM
 :hello: Mr. gelodj, ask ko lang alin ang mlaki ang yield ang mutual fund,? VUL? UITF? pag lump sum investment ba like 50-100K sa mutual fund, o sa UITF compounded ang interest mag start ka agad siya sa pag gain ng interest? blak ko ksi mag invest sa Mutual fund o sa UITF, pag uwi ko this year. sa VUL baka hindi nko pwede kasi 62yrs. old na ko. any sugggestion that may help?


intsik51

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Reply #7 on: Jan 13, 2013, 06:44 PM
 :bahalaka: Attn: All PMT members from Laguna, na momonitor nyo ba yung tunkol sa UINVEST.COM. UA? anybody who has invested in this site? Pls. share your experience whether good or bad.


darkknight

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Reply #8 on: Jan 13, 2013, 07:13 PM
I have no investment with that site.Di ko alam yan ,eh.Hehehe


rds

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Reply #9 on: Jan 13, 2013, 09:53 PM
:hello: Mr. gelodj, ask ko lang alin ang mlaki ang yield ang mutual fund,? VUL? UITF? pag lump sum investment ba like 50-100K sa mutual fund, o sa UITF compounded ang interest mag start ka agad siya sa pag gain ng interest? blak ko ksi mag invest sa Mutual fund o sa UITF, pag uwi ko this year. sa VUL baka hindi nko pwede kasi 62yrs. old na ko. any sugggestion that may help?

for Mutual Fund vs. UITF Equity Fund, medyo hindi magkalayo. Yung VUL ay hindi dapat ikumpara sa UITF/MF kasi may kasamang insurance ang VUL, so maliban sa investment side, may binabayaran ka pang premium sa insurance side.

UITF kasi sir iba-iba rin depende kung saan mo gusto:
1. UITF (Equity Fund) = sa stocks market ine-invest yung pera nyo. (Firstmetro yield ~ 30+/-% per annum yata to date)
2. UITF (Balanced Fund) = _% stocks + _% bond (Firstmetro yield ~ 25+/-% per annum)
3. UITF (Bond Fund) = invested in bonds (Firstmetro yield ~ 10+/-% per annum)
4 UITF (Money market) = short term money market (Firstmetro yield ~ 3+/-% per annum)
5 UITF dollar fund...etc. etc. depende po sa inyo.

Yung Mutual Fund is almost similar to UITF EQUITY FUND, since MF invest on stock market also. Pero yung yield po ay depende pa rin sa panahon, at sa fund manager mo...

Opening UITF is very easy, go to the bank's website (Metrobank, BDO, BPI...) check their yield history para malaman mo kung magkano yield history nila. Go to the bank and open an account for UITF. para ka lang nag-oopen ng time deposit...and then sit, relax, enjoy...
« Last Edit: Jan 13, 2013, 09:58 PM by rds »


gelodj

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Reply #10 on: Jan 14, 2013, 01:46 PM
Woaw, akala ko madami dami na akong alam sa UITF, wala pa rin pala, thanks rds :). Yung UITF ko sa BDO. Enrolled ako sa EIP nila kaya madali din for me to invest. Hopefully, makapasok na rin ako sa stock market


intsik51

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Reply #11 on: Jan 14, 2013, 02:57 PM
 :thankyou: mr. rds for the informative input, hope to read more input from the experienced guy like you and also it will bring knowledge from other pmt member from laguna. More power to you Mabuhay tayong taga laguna.....


intsik51

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Reply #12 on: Jan 14, 2013, 03:01 PM
sir jelodj ask ko lang paano mag open ng UITF sa BDO kung nasa middle east ka, paano mag lagay ng fund? may account ako sa BDO pero hindi ako naka online, pwede ba yung bank to bank transfer kung maglalagay ako ng fund?


gelodj

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Reply #13 on: Jan 15, 2013, 01:38 PM
You have to be here sa Pinas para mag open ng UITF. Madami kasing kailangan na requirements and one of them is may account ka sa BDO. Once na naopen na yun, kung EIP yung i-eenrol mo puwede nang bank transfer yun and automatic ng maddeduct yung iiinvest mo per 15-days or per month.


intsik51

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Reply #14 on: Jan 15, 2013, 02:05 PM
 :grin1: thanks for the quick reply Mr. gelodj. I thought na pwede mag invest sa UITF kahit wla sa pinas, dpat pala andun ka. Sa pag uwi ko na lang ako mag iinvest mga May siguro. ano ba ang web site nila para mabasa ko ang mga requirement on how to open sa UITF. Any one can  pls. share the web site.


 


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