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Citisec or FAMI MF?

msarrate · 26 · 8338

msarrate

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on: Dec 07, 2011, 09:05 AM
ano po mas ok?

if i'll be investing not trading

thank you po


singkit_1588

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Reply #1 on: Dec 07, 2011, 11:33 AM
depende po yan sa risk appetite mo..
Citisec, kaw mismo magdesisyon ng bibilhin mo na company, when to buy and sell..
you can do EIP for simplier approach..

di ako familiar sa MF, pero ang alam ko sa stock market din dinadala ung pera mo at sa mga bonds and others.

sa MF, si boss ferrariEverest makakasagot jan.hehe


switchiz

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Reply #2 on: Dec 07, 2011, 12:08 PM
sa tanong mo msarrate, sa tingin ko ay pag-aralan mo muna ang mga investment options.

investing sa mutual funds are simpler because sila ang nag-dedecide sa iyo. Dependent sa MF performance, charges and timing kung ano ang magiging returns mo.

Sa stock trading, marami kang titingnan. Ikaw rin ang magdedecide. Although, siyempre sa iyo lahat ng gains, walang management charges except for tax(VAT), PSE charge and stockbroker commission. Sa iyo then lahat ng sisi. I'd expect na you'll need several months to years of studying to get it.

In my opinion, learn about mutual funds first, learn ung iba't ibang klase ng funds(equity, balanced, fixed income, money market) na available sa Philippines(kung nasa Philippines ka). Also learn about UITFs.

EDIT: additional info
« Last Edit: Dec 07, 2011, 12:16 PM by switchiz »


investor_ofw

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Reply #3 on: Dec 07, 2011, 03:38 PM
for investing? then i would say CITISEC EIP or either PEMI/FAMI MF


allanmm13

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Reply #4 on: Dec 07, 2011, 06:16 PM
mutual fund
- a professional money manager handles your investment
- one share of MF equals a portfolio of companies
- can generate income on both dividend (equities) and/or interest income (debt instrument, TD)
- has more charges since its operating as an Investment company (ex. SALEF, Inc or SALBF, Inc)
- geared towards investor who prefers not actively involve in their investments (passive investing as investor, active investing part is delegated to the fund manager)

COL EIP
- you handle your investment itself base on either brokers recommendation or personal choice
- one share of EIP equals one company of your choice
- can generate income if chose company gives out dividend, NO interest income
- lesser expenses
- geared towards investor who prefers to be actively involve in their investments (active investing, choose of equity is decided by investor himself)


« Last Edit: Dec 07, 2011, 06:20 PM by allanmm13 »


msarrate

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Reply #5 on: Dec 13, 2011, 10:57 AM
thank you mga master!

dami ko na agad natutunan...

im just confused sa dalawa kung ano ba talaga mas ok..hehe


happyknappy

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Reply #6 on: Dec 13, 2011, 01:08 PM
@msarrate, ask ko lang san ka nag base to consider just this 2, ang Citisec or FAMI MF?

di ka ba open sa iba pang institutions?


msarrate

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Reply #7 on: Dec 19, 2011, 11:51 AM
@happyknappy, actually nagbasa basa lng ako to earn more, hangang sa nabasa ko kung book ni bo sanchez, kaya ako nag ka idea about stock investing, kaso need ko pla ng time and knowledge since wla ako nun sa ngaun,naghanap ako ng alternative hangang sa nalaman ko ung mutual fund sa FAMI,,aun,,kaya ung dalawa ang pinagpilian ko,,hehe sorry haba ng storya,,,


happyknappy

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Reply #8 on: Dec 19, 2011, 11:56 AM
@sir/mam msarrate, ok lang kung mahaba and good to hear that nakapag basa basa na pala kayo... at least now kahit pano equipped na din kayo if ever na plan nyo ng mag invest either SM or MFs...

May plans na kayo kung pano or anong Fund i open nyo?


msarrate

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Reply #9 on: Dec 20, 2011, 01:18 PM
happyknappy,

undecided pa din ako,,
kayo po ba? ano investments nyu?


happyknappy

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Reply #10 on: Dec 20, 2011, 01:41 PM
ayun nasunog dito sa isang looking for partner investor... :)

pero yung iba nasa VUL and MF's.. sa stocks basa basa muna ako...

nag ta try din ako sa UITF ng BPI... ok na din kahit papiso piso ang dagdag... araw araw kesa naka tengga sa savings account..


msarrate

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Reply #11 on: Dec 20, 2011, 03:02 PM
UITF ng BPI magkano ba minimum?


ferrariEverest

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Reply #12 on: Dec 20, 2011, 03:23 PM
check nyo dito
https://www.bpiassetmanagement.com/pages/products-services-directory/


msarrate

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Reply #13 on: Dec 20, 2011, 03:28 PM
Thank you po master ferrari,hehe


george88

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Reply #14 on: Dec 20, 2011, 03:39 PM
ayun nasunog dito sa isang looking for partner investor... :)

pero yung iba nasa VUL and MF's.. sa stocks basa basa muna ako...

nag ta try din ako sa UITF ng BPI... ok na din kahit papiso piso ang dagdag... araw araw kesa naka tengga sa savings account..

sino yan haha...kilala ba namin yang partner na yan  :D


 


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