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Financial Literacy (List of Best Resources)

eugene · 67 · 14062

eugene

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Hi everyone,  :D

If you will be told to enlist your best and definitive resources that have helped you learn financial literacy and you also believe will help aspiring beginners to achieve the same thing, what would be the contents of that list?


1. books(audio/print/ebook) ___________________
2. seminars ___________________
3. trainings ___________________
4. online resources(forum/blog/website/etc.) ___________________
5. mentors / coach / advisers /planners ___________________
6. support group/ mastermind alliance ___________________
7. community / organization ___________________
8. school / university ___________________

Thanks a lot in advance!


Dos

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1. Books:   7 strategies for wealth and happiness, the richest man in babylon, think and grow rich, secrets of the millionaire mind, rich dad poor dad series, multiple streams of income, millionaire next door, the wealthy barber, conversation with millionaires, no bs wealth attraction for entrepreneurs, 8 secrets of the truly rich, the science of getting rich, the miracle of tithing

2. seminars: jim rohn weekend event, success mastery academy, millionaire mind intensive, the greatest marketing seminar in the world, 8 secrets of the truly rich seminar

3. trainings: train the trainer

4. online resources: pinoymoneytalk.com/forum, truly richclub, superbestsites.com

5. mentors / coach / advisers /planners: virtual mentors (jim rohn, harv eker, robet kiyosaki, dan kennedy, bo sanchez, jack canfield, robert allen, mark victor hansen)

6. support group/ mastermind alliance: i need to create one

7. community / organization: truly rich club

8. school / university: the temple of learning, sucess university


Payback

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1. books(audio/print/ebook) Richest Dad in Babylon, Rich Dad Poor Dad, Think and Grow Rich, 48 Laws of Power, the 33 Strategies of War, Art of War. I also use some basic old textbooks that I bought from booksale and other bargain stores.
2. seminars never been to one, but I recommend COL seminars.
3. trainings never been to one too.
4. online resources(forum/blog/website/etc.) PMT, Pesorepublic(been a member before), financemanila, PSE Stock trading game, gnuTrade.
5. mentors / coach / advisers /planners none so far.
6. support group/ mastermind alliance none so far.
7. community / organization PMT! :)
8. school / university nasa HS pa lang po ako sir eh.


eugene

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1. Books:   7 strategies for wealth and happiness, the richest man in babylon, think and grow rich, secrets of the millionaire mind, rich dad poor dad series, multiple streams of income, millionaire next door, the wealthy barber, conversation with millionaires, no bs wealth attraction for entrepreneurs, 8 secrets of the truly rich, the science of getting rich, the miracle of tithing

2. seminars: jim rohn weekend event, success mastery academy, millionaire mind intensive, the greatest marketing seminar in the world, 8 secrets of the truly rich seminar

3. trainings: train the trainer

4. online resources: pinoymoneytalk.com/forum, truly richclub, superbestsites.com

5. mentors / coach / advisers /planners: virtual mentors (jim rohn, harv eker, robet kiyosaki, dan kennedy, bo sanchez, jack canfield, robert allen, mark victor hansen)

6. support group/ mastermind alliance: i need to create one

7. community / organization: truly rich club

8. school / university: the temple of learning, sucess university

Very informative! thanks for the info!

Post Merge: 1320728036
Pesorepublic(been a member before), financemanila, PSE Stock trading game, gnuTrade.

try ko din diyan  :thankyou:
« Last Edit: Nov 08, 2011, 12:53 PM by eugene »


moka_akashiya

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1. books(audio/print/ebook) Richest Dad in Babylon, Rich Dad Poor Dad, Think and Grow Rich, 48 Laws of Power, the 33 Strategies of War, Art of War. I also use some basic old textbooks that I bought from booksale and other bargain stores.
2. seminars never been to one, but I recommend COL seminars.
3. trainings never been to one too.
4. online resources(forum/blog/website/etc.) PMT, Pesorepublic(been a member before), financemanila, PSE Stock trading game, gnuTrade.
5. mentors / coach / advisers /planners none so far.
6. support group/ mastermind alliance none so far.
7. community / organization PMT! :)
8. school / university nasa HS pa lang po ako sir eh.

ang bata nyo naman sir...
ako ngayon lang ako namulat sa Financial Literacy..

hope madami matutunan dito..
:)


Prodigal

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1. books(audio/print/ebook) Richest Dad in Babylon, Rich Dad Poor Dad, Think and Grow Rich, 48 Laws of Power, the 33 Strategies of War, Art of War. I also use some basic old textbooks that I bought from booksale and other bargain stores.
2. seminars never been to one, but I recommend COL seminars.
3. trainings never been to one too.
4. online resources(forum/blog/website/etc.) PMT, Pesorepublic(been a member before), financemanila, PSE Stock trading game, gnuTrade.
5. mentors / coach / advisers /planners none so far.
6. support group/ mastermind alliance none so far.
7. community / organization PMT! :)
8. school / university nasa HS pa lang po ako sir eh.
Thank you for your post! I am going to check some of these books.


wintan2006

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        After reading the book of Colayco 5 yrs ago, i invested my money in mutual funds,stocks  and corporate funds.One book was enough for me to be enlightened.Experience is still the best teacher.i also learned a lot from people here in PMT.

       Then after 6 months i read kiyosaki's books pero wala pa ako sa real estate investment.That was when i tried to email CI,an active  poster here who discussed his very successful real estate ventures here.I am learning a lot from some people  who share their experiences here.

         

        
« Last Edit: Nov 10, 2011, 04:16 PM by wintan2006 »


eugene

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        After reading the book of Colayco 5 yrs ago, i invested my money in mutual funds,stocks  and corporate funds.One book was enough for me to be enlightened.Experience is still the best teacher.i also learned a lot from people here in PMT.

       Then after 6 months i read kiyosaki's books pero wala pa ako sa real estate investment.That was when i tried to email CI,an active  poster here who discussed his very successful real estate ventures here.I am learning a lot from some people  who share their experiences here.

         

       
how did you learn to invest in mutual funds,stocks  and corporate funds? can you give some references that you used to learn these things?

 :thankyou:


perapera

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Here's my recommended books:

- CASHFLOW Quadrant: Rich Dad's Guide to Financial Freedom
- Rich Dad's Guide to Investing: What the Rich Invest in, That the Poor and the Middle Class Do Not!
- Rich Dad's Retire Young, Retire Rich
- Why We Want You to Be Rich: Two Men, One Message (2006) co-written with Donald J. Trump
- Rich Dad's Increase Your Financial IQ: Get Smarter with Your Money
- Rich Dad's Prophecy: Why the Biggest Stock Market Crash in History Is Still Coming… and How You Can Prepare Yourself and Profit from It!
- Secrets of the Millionaire Mind – T.Harv Eker


wintan2006

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     ^^ Eugene,i bought Colayco's PERA MO PALAGUIN MO.It has detailed explanation of how mutual funds work.It also discussed other forms of investments like corporate funds( pero mababa ang rates ngayon and the usual 5 yr term naging 7 to 10 yrs na)after reading the book ,you should practice it to get the feel of it.inde pwedeng basa lang ng basa.

         i suggest back reading the mutual fund thread.ang dami mo mapupulot dun kasi actial experience ng tao ang mababasa mo dun.dahan dahan ka muna.You might start with mutual funds,then pag lumakas na loob mo pasukin mo stocks.
« Last Edit: Nov 10, 2011, 05:24 PM by wintan2006 »


eugene

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Here's my recommended books:

- CASHFLOW Quadrant: Rich Dad's Guide to Financial Freedom
- Rich Dad's Guide to Investing: What the Rich Invest in, That the Poor and the Middle Class Do Not!
- Rich Dad's Retire Young, Retire Rich
- Why We Want You to Be Rich: Two Men, One Message (2006) co-written with Donald J. Trump
- Rich Dad's Increase Your Financial IQ: Get Smarter with Your Money
- Rich Dad's Prophecy: Why the Biggest Stock Market Crash in History Is Still Coming… and How You Can Prepare Yourself and Profit from It!
- Secrets of the Millionaire Mind – T.Harv Eker

I already read Rich Dad's Guide to Investing.

Post Merge: 1320993406
     ^^ Eugene,i bought Colayco's PERA MO PALAGUIN MO.It has detailed explanation of how mutual funds work.It also discussed other forms of investments like corporate funds( pero mababa ang rates ngayon and the usual 5 yr term naging 7 to 10 yrs na)after reading the book ,you should practice it to get the feel of it.inde pwedeng basa lang ng basa.

         i suggest back reading the mutual fund thread.ang dami mo mapupulot dun kasi actial experience ng tao ang mababasa mo dun.dahan dahan ka muna.You might start with mutual funds,then pag lumakas na loob mo pasukin mo stocks.

I'll note your recommendation. thanks
« Last Edit: Nov 11, 2011, 02:36 PM by eugene »


waray

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Hi! everyone. am new here my first post and question @ wintan2006 sir would you say that of all the different types of investment options we have right now it is wise to start with the mutual fund investment for me as newbie? before diving to other investments? (i.e. stocks, forex, etc.) Is it the first step or the training ground? Thank you!


wintan2006

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            @ waray,it all depends on your risk appetite.it happened that i wasn't  into stocks before ,so i started with TDs,corporate bonds,mutual bonds then stocks.yung stocks,my sister is doing the buying and selling for me.I thought about forex before pero parang inde pa kaya ng powers ko.

          waray,you're welcome.


waray

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^ So how will you compare stocks and mutual bond in terms on profit? (if its comparable) sorry have lots of questions still on the learning stage for these. :D


wintan2006

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            In mutual funds,the profilt will depend on when you sell it.There was a time that i earned 20% in 3 months( i put lump sum here) so medyo malaki ang kita. last year,when navps was starting to go down,i sold some of my MFs and it earned me an average of 10% per annum.It was already good for me considering the interest offered by banks.mababaw lang ako.

         sa stocks,ang style naman ng sister ko,hit and run :D.there was a time I earned 20% in a week.sya kasi ang bumibili,she told me na sya na bahala.i trust her naman.

        if you will compare their profit,i could say it's faster to earn in stocks pero mas mabilis din mawala.I got a very close friend here,he owned 4 apartments.He invested in stocks before,kinareer nya talaga.I bumped into him 2 months ago and he told me he sold one of his apartments( ang isang maliit na apartment dito costs  5M pesos,old na apartment na yan ha).I asked him if he still trades,he said" NO, PLEASE, NO)He lost a lot in stocks.Yan lang siguro masasabi ko,why don't you ask other traders here,they have their own story din baka they are doing very well in stocks.You can ask for their advice.small time investor lang po ako.
« Last Edit: Nov 12, 2011, 04:45 PM by wintan2006 »


waray

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Wow! Its a big loss. How he lost in stock market? I thought you will not lose as long as you have the patience to wait. I mean buy and then wait 'till it appreciate then sell as simple as that. That's what i think on stock market. Please enlighten me.


wintan2006

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             if it's as simple as that,then everyone will be  rich and won't need their jobs. :D

            You can go to the stocks thread,there are lots of people more knowledgeable than me when it comes to stocks.


ferrariEverest

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Hi! everyone. am new here my first post and question @ wintan2006 sir would you say that of all the different types of investment options we have right now it is wise to start with the mutual fund investment for me as newbie? before diving to other investments? (i.e. stocks, forex, etc.) Is it the first step or the training ground?...
the first step in everything, specially in investing, is investing in your financial literacy.
pag-aralan muna ang investment personality/risk profile mo, then pag-aralan ang investment options mo (stocks, bonds, MF, etc)), then focus on the ones u like.

learn how to drive a car BEFORE u drive a car..

^ So how will you compare stocks and mutual bond in terms on profit? (if its comparable)..
stocks vs mutual fund?

assuming u are equally knowledgeable on both, then mas ok ang stocks, kasi u have direct control on every aspect....saka less restrictions & expenses (sa MF/UITF merong mandatory holding period, management fees, etc)

just my view.. hope this helps :)


lhizzy

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Wow! Its a big loss. How he lost in stock market? I thought you will not lose as long as you have the patience to wait. I mean buy and then wait 'till it appreciate then sell as simple as that. That's what i think on stock market. Please enlighten me.


You should define yourself when you enter stock market. Are you an investor or a trader? A Stock market investor only buys stocks regularly and don't sell. This don't need a lot of time and these are the people who sees opportunity pag down ang market kse ON SALE ang mga shares. On the other hand, a Trader is the one who buys and sells stocks shares regularly and nakabantay lagi sa uptrend and downturns. Sumasakit lagi ang puso and ulo pag downturn. Plus dapat magaling ka and knowledgeable sa mga pinipili mong stocks.


ferrariEverest

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^ sumasakit ulo during uptrends OR downtrends.
pero ang investor, minsan sumasakit rin ulo nyan. :)

both types should be knowledgeable sa stocks. ang main difference para sakin is mas active ang trader sa pagmanage/modify ng portfolio.


lhizzy

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the first step in everything, specially in investing, is investing in your financial literacy.
pag-aralan muna ang investment personality/risk profile mo, then pag-aralan ang investment options mo (stocks, bonds, MF, etc)), then focus on the ones u like.

learn how to drive a car BEFORE u drive a car..
stocks vs mutual fund?
 

In stocks market u are left to choose which stocks you will buy. This is exciting as a newbie kse its first hand information sayo whether you profited or lost sa stocks na napili mo. But if you are really serious investor, stock market can be an investment vehicle. The same way ang gagawin mo dito the concept of money cost averaging. This is buying regularly like every month, regardless of the cost per share of the stock you chose. How will you know naman if that stock will give growth to your money? Of course need mo maging updated sa economic news and better you should have a financial mentor...haay, daming requirement. Pero un nga, if you want to get away all these troubles, invest in Mutual Funds. There is Fund Manager that knows better than us, knows where to diversify our money, knows what companies will give high returns and most esp u are celebrating kapag downturn ang economy kse you can buy so many shares dahil mura lng.

assuming u are equally knowledgeable on both, then mas ok ang stocks, kasi u have direct control on every aspect....saka less restrictions & expenses (sa MF/UITF merong mandatory holding period, management fees, etc)

just my view.. hope this helps :)

Buying shares sa stock markets like citiseconlune or BPI equities, are all subjected to tax, whenever you buy or sell. Sa MF naman ang tawag is entry fee and exit fee. Kaya nman may holding period para wala ka ng babayaran na exit fee once u decided to withdraw after the holding period. Sa Stock market, when u sell, wait ka for a buyer and naka que kayo, if walang nagkagusto sa selling price mo, babalik sa stock portfolio mo, while sa MF, outright u can sell kse ang MF companies mismo ang buyback ng shares mo. 


ferrariEverest

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yes, sa MF u can sell outright, pero pag if u intend to sell within the holding period, u incur extra fees. correct me if im wrong.
may management fee rin. not sure if this is imbedded in the entry fee.

sa stocks, the fees u incur depend on how active u trade/invest.


teka, yang quote mo, san mo nakuha yan?
yung part na "In stocks market u are left to choose which stocks you will buy...u can buy so many shares dahil mura lng. "
hindi ako nagsabi nyan.

it must be part of your reply, no?
if yes.. ang masasabi ko lang...
Fund managers are not necessarily better than us... specially if u see yourself as part/future part of the minority who do well in trading/investing.
if one is not inclined to do the "dirty job", then ok ang MFs, etc ....do not go into stocks/forex/futures/options trading/investing.
pero if u let MF/fund manager/others handle your money, expect to make mediocre/average returns. (unless u found a fund manager/MF/UITF that does consistently well... & u invested during a bull market/favorable market condition)


allanmm13

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a new good source is Peso and Sense Youtube.. It simplify the different finance terms in Filipino language.

IMHO, when it comes to Financial Literacy, nothing really substitute if you have mentors and fellow investors who you meet frequently.

Books are good sources, but it boils down kung kaya mo i-interpret and i-implement whatever is written there. I remember what Chinkee Tan mentioned on one of his book.. Kung ano man daw ang nababasa mo, you have to treat it like eating a fish.. Swallow what you feel to eat and spit out (like tinik, bones,etc) any principles na ayaw mo.


waray

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@wintan2006 hahahaha oo nga... silly me... anyways thank you much!!!


rzc24arcel

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parang medyo na off track yata ang thread a... :oops: :basketbal :peace:

so far, sa sites eto yong mga nakatulong sa akin...

1. http://www.360financialliteracy.org/

2. http://cafoundationfund.org/

3. http://christianpf.com/

4. http://www.crown.org/

5. http://financialplan.com.ph/link_page.do

6. http://www.creativewealthintl.org/moneyjars.php

7. http://www.getrichslowly.org/blog/creditcards/

8. http://www.itstime.com.ph/

9. http://www.investorluranski.com/2011/11/how-to-start-investing-step-by-step.html


Jquiogue

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Maganda siguro kapag diverse yung sources mo for financial literacy. Books, sites, forums, experts and siyempre talks. Pero be aware nalang siguro na not all resources are 'good'. Learn to question the content and look into both pro and anti arguments.

Ganito ako magbasa eh, medyo careful ako in choosing what to believe in.

Books that helped me? Fundamentals of Finance na book namin sa class, Malcolm Gladwell books, 33 strategies of war, the art of war, atsaka ibang finance e-books na nakuha ko sa internet.


eugene

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parang medyo na off track yata ang thread a... :oops: :basketbal :peace:

so far, sa sites eto yong mga nakatulong sa akin...

1. http://www.360financialliteracy.org/

2. http://cafoundationfund.org/

3. http://christianpf.com/

4. http://www.crown.org/

5. http://financialplan.com.ph/link_page.do

6. http://www.creativewealthintl.org/moneyjars.php

7. http://www.getrichslowly.org/blog/creditcards/

8. http://www.itstime.com.ph/

9. http://www.investorluranski.com/2011/11/how-to-start-investing-step-by-step.html

Thanks rzc24arcel . Will check these links.


allanmm13

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Books that helped me? Fundamentals of Finance na book namin sa class, Malcolm Gladwell books, 33 strategies of war, the art of war, atsaka ibang finance e-books na nakuha ko sa internet.

Umm. Are these really for financial literacy? Para kasing super advance na tackle of these books..like personality development or technical expertise...


rzc24arcel

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You're welcome Eugene. I assume that many here at PMT are already familiar with Finance Manila http://www.financemanila.net/forum/index.php?sid=261ec9ef4e9a608f69fb02796f5899d7  :welcome:


kiko2007

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i love gladwell books. but for finances, for me the list is this,

intelligent investor by graham - para sa stocks
peso and sense tv - for beginners
real estate books ni trump
pmt and real life brokers and agents


vicces

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here are some sites as suggested in the book Investing Demystified (2010 ed), am too lazy to retype so here's the image/screenshot instead:

« Last Edit: Dec 05, 2011, 12:12 PM by vicces »


eugene

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here are some sites as suggested in the book Investing Demystified (2010 ed), am too lazy to retype so here's the image/screenshot instead:





hi vicces,
will check these links.

 :thankyou:


eugene

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ung sa Pesos And Sense okay at practical. dinownload ko lahat ung episode nila sa youtube. dami ko natutunan.  :D


wallyvelasco

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hi vicces,
will check these links.

 :thankyou:

The BEST WAY of LEARNING FINANCIAL LITERACY is INVOLVING YOURSELF to NETWORK MARKETING or NETWORKING.

That idea came from ROBERT KIYOSAKI, DONALD TRIUMPH and other wealthy people who really know how to handle MONEY. :)

 


eugene

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The BEST WAY of LEARNING FINANCIAL LITERACY is INVOLVING YOURSELF to NETWORK MARKETING or NETWORKING.

That idea came from ROBERT KIYOSAKI, DONALD TRIUMPH and other wealthy people who really know how to handle MONEY. :)

 

Can you suggest then a good NETWORK MARKETING or NETWORKING group/company?  :D


vicces

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wallyvelasco

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Can you suggest then a good NETWORK MARKETING or NETWORKING group/company?  :D

My company of course.
Alliance In Motion Incorporated.
visit www.allianceinmotion.com





Post Merge: 1323404520
Hi everyone,  :D

If you will be told to enlist your best and definitive resources that have helped you learn financial literacy and you also believe will help aspiring beginners to achieve the same thing, what would be the contents of that list?


1. books(audio/print/ebook) ___________________
2. seminars ___________________
3. trainings ___________________
4. online resources(forum/blog/website/etc.) ___________________
5. mentors / coach / advisers /planners ___________________
6. support group/ mastermind alliance ___________________
7. community / organization ___________________
8. school / university ___________________

Thanks a lot in advance!


1. books(audio/print/ebook) - books/audioBooks by Robert Kiyosaki, Donald Trump, John Maxwell, The Secret and MLM books.
2. seminars - AIM Global Inc. seminars.
3. trainings - My MLM group trainings (with or without pay)
4. online resources(forum/blog/website/etc.) - PMT pa lang so far.
5. mentors / coach / advisers /planners - My Uplines and Owners/Directors ng AIM Global Inc.
6. support group/ mastermind alliance - My Group AIMPERATORS CLUB.
7. community / organization ___________________
8. school / university ___________________
« Last Edit: Dec 09, 2011, 12:22 PM by wallyvelasco »


ferrariEverest

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eugene

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...means downline bait
ingat baka makidnap ka daw sa MLM/networking.

ganun ba.
may guidelines ka ba ferrariEverest para ma determine kung okay or not ung MLM/Networking?


ferrariEverest

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basically,
-dapat may salable products
-dapat gusto mo yung products (u would use the products personally kahit wala na yung compensation plan)
-dapat majority ng kitaan ay sa bentahan (directly & indirectly) ng products, at hindi sa recruitment


Archcavalier

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1. Art of War, Warren Buffet Series by Mary Buffet(i think), Intelligent Investor by Graham Bell. Will acquire more books in the future.
2. Will take 1 from COL/AIM when I get home.
3. Same with 2.
4. PMT so far. Hoping to find more.
5. None.
6-7-8-9. Same with 5.

Very informative.

Ill start acquiring those books.

Crap! Shopping Festival Ends this month, no more sale/discount offers...  :'( :'(

I've just decided to dump the old plan. new plan start now.

"I hunger for more knowledge feed me."
« Last Edit: Jan 28, 2012, 05:50 PM by Archcavalier »


nepenthe

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vicces

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1. Art of War, Warren Buffet Series by Mary Buffet(i think), Intelligent Investor by Graham Bell. Will acquire more books in the future.

benjamin graham, u mean.


Archcavalier

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Dos

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eugene

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1. Art of War, Warren Buffet Series by Mary Buffet(i think), Intelligent Investor by Graham Bell. Will acquire more books in the future.
2. Will take 1 from COL/AIM when I get home.
3. Same with 2.
4. PMT so far. Hoping to find more.
5. None.
6-7-8-9. Same with 5.

Very informative.

Ill start acquiring those books.

Crap! Shopping Festival Ends this month, no more sale/discount offers...  :'( :'(

I've just decided to dump the old plan. new plan start now.

"I hunger for more knowledge feed me."

wala pa akong Warren Buffet Series by Mary Buffet, I will look for that.  :D

Post Merge: 1327889640
Try this resource => great book summaries

try ko nga ung free trial.  :D

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I tried subscribing sa Truly Rich Club for 6 months under Silver Category.
May regular God Whisper email message at Stock Updates and Downloadable Mp3s about Financial Literacy.
 :cool2:
« Last Edit: Jan 30, 2012, 05:03 PM by eugene »


bajoyjoy

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thanks guys for the recommendations... will look them up too! :yehey:


jenxent

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hi guys,just registered this morning and i'm a newbie her...

1. books(audio/print/ebook) Pera mo palaguin (book 1 & 2) by Mr. Colayco.. My Maid Invest in Stock Market...
2 & 3.
4. online resources(forum/blog/website/etc.) PMT.financial blogger philippines
5. mentors / coach / advisers /planners ___________________
6. support group/ mastermind alliance ___________________
7. community / organization ___________________
8. school / university ___________________


eugene

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jenxent

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joconcepcion

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Dapat kasi, kasama na ito sa college curriculum., at palitan ang ibang subject na irrelevant na sa panahon!


eugene

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Dapat kasi, kasama na ito sa college curriculum., at palitan ang ibang subject na irrelevant na sa panahon!

That would be great sana!  :hihi:


jenxent

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Dapat kasi, kasama na ito sa college curriculum., at palitan ang ibang subject na irrelevant na sa panahon!

kaya nga eh,hinde lang ito nakakatulong sa ating sarili,pati narin sa economy ng bansa natin...


krissy

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i think there are college courses or subjects offering entrepreneurship, business management, etc ^^

or even if not related, i remember in my financial economics class i learned about stock trading ^^ good thing chartist yung teacher ko hahaha ^^ and in my other subject the teacher encouraged us to launch business and be the employer, not the employed ^^

as with the thread topic, i think there are a lot of financial literacy topics you can read about today.. you can visit gus cusio's blog on stock investing, attend bo sanchez' financial planning seminars, efren cruz's enrich seminar, etc. Citiseconline's offering free seminars too on FA and TA..


ferrariEverest

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Dapat kasi, kasama na ito sa college curriculum., at palitan ang ibang subject na irrelevant na sa panahon!
ayaw ng mayayaman kasi dadami ang Pinoy/taong magiging informed at dadami ang gusto magnegosyo/maging boss .... at kokonti/mauubos ang gusto mag-employment. :watchuthink:


eugene

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ayaw ng mayayaman kasi dadami ang Pinoy/taong magiging informed at dadami ang gusto magnegosyo/maging boss .... at kokonti/mauubos ang gusto mag-employment. :watchuthink:

hindi nga?  :huh:


ferrariEverest

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^ oo nga, sort of kinda :D
gusto  nila (at mas lucrative for them na) "may herd of sheep na pinapastol"

think about it.


Archcavalier

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Guys bare in mind.

Our country is incompetent to do their job.

It would be foolish for us to expect something like that in our country.
Its a waste of time to debate over it.
Education is business, therefore little quality for everybody else.


eugene

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Guys bare in mind.
Our country is incompetent to do their job.
It would be foolish for us to expect something like that in our country.
Its a waste of time to debate over it.

So what can we do?  :D


ferrariEverest

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Our country is incompetent to do their job.
not necessarily incompetent.
far from an apt description of our country.


naldcagape

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I doubt the #1 call center destination in the world is incompetent. We beat India not because we're cheap but because we're world-class in that field.

It takes time, will-power and someone with balls to push for change in the educational system. I know there's already an initiative to include financial literacy in college so it's only a matter of time.


SirZap

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"Our country is incompetent to do their job. "

kung anong tingin mo sa bansa mo malamang yun din ang tingin mo sa sarili mo


freefront

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not necessarily incompetent.
far from an apt description of our country.

The country is fine. Is the people in it that matters,sheesh. As is always the situation in every other place on this planet. It's a matter of choice which side you want to go with. Bitter people will start complaining as soon as they wake-up. Older people like us, will be grateful with every little thing that goes well, and will try to return the favor as much as we can.

Common knowledge na nga ang unmatched resiliency, creativeness and resourcefulness ng mga tao natin dito. Parang hindi nyo napansin ang "katangahan" ng mga tao sa ibang lugar. Naturuan na pati yan ng mga nauna sa inyo na OFW (na hindi naman lahat maganda, I'm sure :mad:)

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Good Morning fE! Pahagis naman ng pacencia parine sa  :welcome: rotonda.
« Last Edit: Feb 14, 2012, 05:05 AM by freefront »


eugene

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"Our country is incompetent to do their job. "

kung anong tingin mo sa bansa mo malamang yun din ang tingin mo sa sarili mo

I remembered John F. Kennedy's "ask not what your country can do for you - ask what you can do for your country"  :hihi:


ferrariEverest

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The country is fine. It's the people in it that matters...
Good Morning fE! Pahagis naman ng pacencia parine sa  :welcome: rotonda.
haha. nasa welcome ka lang? paikot ikot lang ang rotonda, puro pacencia! :D
dami ko na nakaing pacencia. busog na busog na nga ko e. :D

good morning & good afternoon! :)

since nabanggit mo yung katangahan...  :watchuthink:
ni-reject ko yung offer na mag aral sa US dati kasi i believed mas tanga satin mga kano.. saka iba ugali nila, baka maging liberated ako  :hihi:.... Filipino pride :D


vicces

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Our country is incompetent to do their job.

There’s the archcavalier “with a chance of raincloud” kid again…  :D there are a million things wrong about the Philippines. If I had to make a list, #1 would be: Filipinos with an attitude like yours. I wonder, have you ever inquired about how or when you can legally change your citizenship? It would be good riddance, for both camps. I seriously think so.


 


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